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信諾自願醫保系列－靈活計劃（優越） - 普通病房 - 0 港元自付費
Cigna VHIS Series - Flexi Plan (Superior) - Standard Ward - HKD0 Deductible
信諾環球保險有限公司 · F00016-06-000 · 5 個版本 · 靈活計劃 · 年均加幅 +4.39%
| 年齡 | F00016-06-000-01 2022-01-27 | F00016-06-000-01 2022-04-01 | F00016-06-000-02 2023-07-01 | F00016-06-000-02 2024-07-01 | F00016-06-000-03 2025-07-01 | 年均加幅 |
|---|---|---|---|---|---|---|
| 0 | HK$10,069 | HK$10,069 | HK$10,069 | HK$10,572 (+5.0%) | HK$11,408 (+7.9%) | +2.99% |
| 5 | HK$7,864 | HK$7,864 | HK$7,864 | HK$8,257 (+5.0%) | HK$8,849 (+7.2%) | +2.82% |
| 10 | HK$6,904 | HK$6,904 | HK$6,904 | HK$7,249 (+5.0%) | HK$7,769 (+7.2%) | +2.82% |
| 15 | HK$5,946 | HK$5,946 | HK$5,946 | HK$6,956 (+17.0%) | HK$7,455 (+7.2%) | +5.48% |
| 20 | HK$6,580 | HK$6,580 | HK$6,580 | HK$6,940 (+5.5%) | HK$7,438 (+7.2%) | +2.93% |
| 25 | HK$7,471 | HK$7,471 | HK$7,471 | HK$7,906 (+5.8%) | HK$8,506 (+7.6%) | +3.11% |
| 30 | HK$8,480 | HK$8,480 | HK$8,480 | HK$9,347 (+10.2%) | HK$10,135 (+8.4%) | +4.30% |
| 35 | HK$9,631 | HK$9,631 | HK$9,631 | HK$10,656 (+10.6%) | HK$11,593 (+8.8%) | +4.47% |
| 40 | HK$10,977 | HK$10,977 | HK$10,977 | HK$12,450 (+13.4%) | HK$13,534 (+8.7%) | +5.06% |
| 45 | HK$13,541 | HK$13,541 | HK$13,541 | HK$14,662 (+8.3%) | HK$15,955 (+8.8%) | +3.95% |
| 50 | HK$16,768 | HK$16,768 | HK$16,768 | HK$17,936 (+7.0%) | HK$19,597 (+9.3%) | +3.75% |
| 55 | HK$21,299 | HK$21,299 | HK$21,299 | HK$22,364 (+5.0%) | HK$24,438 (+9.3%) | +3.30% |
| 60 | HK$27,054 | HK$27,054 | HK$27,054 | HK$30,963 (+14.4%) | HK$33,652 (+8.7%) | +5.28% |
| 65 | HK$34,364 | HK$34,364 | HK$34,364 | HK$42,519 (+23.7%) | HK$46,188 (+8.6%) | +7.23% |
| 70 | HK$43,650 | HK$43,650 | HK$43,650 | HK$54,865 (+25.7%) | HK$59,598 (+8.6%) | +7.62% |
| 75 | HK$55,444 | HK$55,444 | HK$55,444 | HK$66,957 (+20.8%) | HK$73,355 (+9.6%) | +6.83% |
| 80 | HK$70,427 | HK$70,427 | HK$70,427 | HK$81,879 (+16.3%) | HK$89,972 (+9.9%) | +5.95% |
| 85 | HK$87,346 | HK$87,346 | HK$87,346 | HK$98,388 (+12.6%) | HK$107,897 (+9.7%) | +5.11% |
| 90 | HK$108,329 | HK$108,329 | HK$108,329 | HK$114,986 (+6.1%) | HK$125,038 (+8.7%) | +3.44% |
| 95 | HK$134,354 | HK$134,354 | HK$134,354 | HK$141,072 (+5.0%) | HK$151,940 (+7.7%) | +2.94% |
| 99 | HK$159,607 | HK$159,607 | HK$159,607 | HK$167,587 (+5.0%) | HK$179,612 (+7.2%) | +2.83% |
| 所有年齡平均 | — | 0.0% | 0.0% | +10.8% | +8.4% | — |
0歲HK$10,069
5歲HK$7,864
10歲HK$6,904
15歲HK$5,946
20歲HK$6,580
25歲HK$7,471
30歲HK$8,480
35歲HK$9,631
40歲HK$10,977
45歲HK$13,541
50歲HK$16,768
55歲HK$21,299
60歲HK$27,054
65歲HK$34,364
70歲HK$43,650
75歲HK$55,444
80歲HK$70,427
85歲HK$87,346
90歲HK$108,329
95歲HK$134,354
99歲HK$159,607
0歲HK$10,069
5歲HK$7,864
10歲HK$6,904
15歲HK$5,946
20歲HK$6,580
25歲HK$7,471
30歲HK$8,480
35歲HK$9,631
40歲HK$10,977
45歲HK$13,541
50歲HK$16,768
55歲HK$21,299
60歲HK$27,054
65歲HK$34,364
70歲HK$43,650
75歲HK$55,444
80歲HK$70,427
85歲HK$87,346
90歲HK$108,329
95歲HK$134,354
99歲HK$159,607
0歲HK$10,069
5歲HK$7,864
10歲HK$6,904
15歲HK$5,946
20歲HK$6,580
25歲HK$7,471
30歲HK$8,480
35歲HK$9,631
40歲HK$10,977
45歲HK$13,541
50歲HK$16,768
55歲HK$21,299
60歲HK$27,054
65歲HK$34,364
70歲HK$43,650
75歲HK$55,444
80歲HK$70,427
85歲HK$87,346
90歲HK$108,329
95歲HK$134,354
99歲HK$159,607
0歲HK$10,572 (+5.0%)
5歲HK$8,257 (+5.0%)
10歲HK$7,249 (+5.0%)
15歲HK$6,956 (+17.0%)
20歲HK$6,940 (+5.5%)
25歲HK$7,906 (+5.8%)
30歲HK$9,347 (+10.2%)
35歲HK$10,656 (+10.6%)
40歲HK$12,450 (+13.4%)
45歲HK$14,662 (+8.3%)
50歲HK$17,936 (+7.0%)
55歲HK$22,364 (+5.0%)
60歲HK$30,963 (+14.4%)
65歲HK$42,519 (+23.7%)
70歲HK$54,865 (+25.7%)
75歲HK$66,957 (+20.8%)
80歲HK$81,879 (+16.3%)
85歲HK$98,388 (+12.6%)
90歲HK$114,986 (+6.1%)
95歲HK$141,072 (+5.0%)
99歲HK$167,587 (+5.0%)
0歲HK$11,408 (+7.9%)
5歲HK$8,849 (+7.2%)
10歲HK$7,769 (+7.2%)
15歲HK$7,455 (+7.2%)
20歲HK$7,438 (+7.2%)
25歲HK$8,506 (+7.6%)
30歲HK$10,135 (+8.4%)
35歲HK$11,593 (+8.8%)
40歲HK$13,534 (+8.7%)
45歲HK$15,955 (+8.8%)
50歲HK$19,597 (+9.3%)
55歲HK$24,438 (+9.3%)
60歲HK$33,652 (+8.7%)
65歲HK$46,188 (+8.6%)
70歲HK$59,598 (+8.6%)
75歲HK$73,355 (+9.6%)
80歲HK$89,972 (+9.9%)
85歲HK$107,897 (+9.7%)
90歲HK$125,038 (+8.7%)
95歲HK$151,940 (+7.7%)
99歲HK$179,612 (+7.2%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+2.99%
5歲+2.82%
10歲+2.82%
15歲+5.48%
20歲+2.93%
25歲+3.11%
30歲+4.30%
35歲+4.47%
40歲+5.06%
45歲+3.95%
50歲+3.75%
55歲+3.30%
60歲+5.28%
65歲+7.23%
70歲+7.62%
75歲+6.83%
80歲+5.95%
85歲+5.11%
90歲+3.44%
95歲+2.94%
99歲+2.83%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27