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信諾自願醫保系列－靈活計劃（附加保障） - 靈活計劃(附加保障)
Cigna VHIS Series - Flexi Plan (SMM) - Flexi Plan SMM
信諾環球保險有限公司 · F00012-01-000 · 6 個版本 · 靈活計劃 · 年均加幅 +5.02%
| 年齡 | F00012-01-000-01 2019-04-01 | F00012-01-000-02 2021-03-24 | F00012-01-000-02 2022-04-01 | F00012-01-000-03 2023-07-01 | F00012-01-000-03 2024-07-01 | F00012-01-000-03 2025-07-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0 | HK$4,676 | HK$4,676 | HK$5,003 (+7.0%) | HK$5,108 (+2.1%) | HK$5,790 (+13.4%) | HK$6,281 (+8.5%) | +4.27% |
| 5 | HK$3,117 | HK$3,117 | HK$3,335 (+7.0%) | HK$3,405 (+2.1%) | HK$3,860 (+13.4%) | HK$4,187 (+8.5%) | +4.27% |
| 10 | HK$3,117 | HK$3,117 | HK$3,335 (+7.0%) | HK$3,405 (+2.1%) | HK$3,860 (+13.4%) | HK$4,187 (+8.5%) | +4.27% |
| 15 | HK$3,117 | HK$3,117 | HK$3,335 (+7.0%) | HK$3,405 (+2.1%) | HK$3,860 (+13.4%) | HK$4,187 (+8.5%) | +4.27% |
| 20 | HK$3,372 | HK$3,372 | HK$3,608 (+7.0%) | HK$3,684 (+2.1%) | HK$4,176 (+13.4%) | HK$4,530 (+8.5%) | +4.27% |
| 25 | HK$3,727 | HK$3,727 | HK$3,988 (+7.0%) | HK$4,072 (+2.1%) | HK$4,616 (+13.4%) | HK$5,008 (+8.5%) | +4.27% |
| 30 | HK$4,204 | HK$4,204 | HK$4,498 (+7.0%) | HK$4,655 (+3.5%) | HK$5,277 (+13.4%) | HK$5,725 (+8.5%) | +4.47% |
| 35 | HK$4,716 | HK$4,716 | HK$5,046 (+7.0%) | HK$5,223 (+3.5%) | HK$5,921 (+13.4%) | HK$6,423 (+8.5%) | +4.47% |
| 40 | HK$5,188 | HK$5,188 | HK$5,551 (+7.0%) | HK$5,829 (+5.0%) | HK$6,608 (+13.4%) | HK$7,169 (+8.5%) | +4.69% |
| 45 | HK$6,209 | HK$6,209 | HK$6,644 (+7.0%) | HK$7,043 (+6.0%) | HK$7,984 (+13.4%) | HK$8,661 (+8.5%) | +4.82% |
| 50 | HK$7,430 | HK$7,430 | HK$7,950 (+7.0%) | HK$8,586 (+8.0%) | HK$9,733 (+13.4%) | HK$10,559 (+8.5%) | +5.10% |
| 55 | HK$9,214 | HK$9,214 | HK$9,859 (+7.0%) | HK$10,894 (+10.5%) | HK$12,349 (+13.4%) | HK$13,397 (+8.5%) | +5.44% |
| 60 | HK$11,537 | HK$11,537 | HK$12,345 (+7.0%) | HK$13,826 (+12.0%) | HK$15,673 (+13.4%) | HK$17,003 (+8.5%) | +5.64% |
| 65 | HK$14,584 | HK$14,584 | HK$15,605 (+7.0%) | HK$17,478 (+12.0%) | HK$19,813 (+13.4%) | HK$21,494 (+8.5%) | +5.64% |
| 70 | HK$18,613 | HK$18,613 | HK$19,916 (+7.0%) | HK$22,306 (+12.0%) | HK$25,286 (+13.4%) | HK$27,431 (+8.5%) | +5.64% |
| 75 | HK$23,982 | HK$23,982 | HK$25,661 (+7.0%) | HK$28,740 (+12.0%) | HK$32,580 (+13.4%) | HK$35,344 (+8.5%) | +5.64% |
| 80 | HK$31,195 | HK$31,195 | HK$33,379 (+7.0%) | HK$37,384 (+12.0%) | HK$42,379 (+13.4%) | HK$45,974 (+8.5%) | +5.64% |
| 85 | HK$32,786 | HK$32,786 | HK$35,081 (+7.0%) | HK$39,291 (+12.0%) | HK$44,540 (+13.4%) | HK$48,319 (+8.5%) | +5.64% |
| 90 | HK$34,458 | HK$34,458 | HK$36,870 (+7.0%) | HK$41,294 (+12.0%) | HK$46,811 (+13.4%) | HK$50,782 (+8.5%) | +5.64% |
| 95 | HK$36,217 | HK$36,217 | HK$38,752 (+7.0%) | HK$43,402 (+12.0%) | HK$49,201 (+13.4%) | HK$53,375 (+8.5%) | +5.64% |
| 99 | HK$37,687 | HK$37,687 | HK$40,325 (+7.0%) | HK$45,164 (+12.0%) | HK$51,198 (+13.4%) | HK$55,541 (+8.5%) | +5.64% |
| 所有年齡平均 | — | 0.0% | +7.0% | +7.5% | +13.4% | +8.5% | — |
0歲HK$4,676
5歲HK$3,117
10歲HK$3,117
15歲HK$3,117
20歲HK$3,372
25歲HK$3,727
30歲HK$4,204
35歲HK$4,716
40歲HK$5,188
45歲HK$6,209
50歲HK$7,430
55歲HK$9,214
60歲HK$11,537
65歲HK$14,584
70歲HK$18,613
75歲HK$23,982
80歲HK$31,195
85歲HK$32,786
90歲HK$34,458
95歲HK$36,217
99歲HK$37,687
0歲HK$4,676
5歲HK$3,117
10歲HK$3,117
15歲HK$3,117
20歲HK$3,372
25歲HK$3,727
30歲HK$4,204
35歲HK$4,716
40歲HK$5,188
45歲HK$6,209
50歲HK$7,430
55歲HK$9,214
60歲HK$11,537
65歲HK$14,584
70歲HK$18,613
75歲HK$23,982
80歲HK$31,195
85歲HK$32,786
90歲HK$34,458
95歲HK$36,217
99歲HK$37,687
0歲HK$5,003 (+7.0%)
5歲HK$3,335 (+7.0%)
10歲HK$3,335 (+7.0%)
15歲HK$3,335 (+7.0%)
20歲HK$3,608 (+7.0%)
25歲HK$3,988 (+7.0%)
30歲HK$4,498 (+7.0%)
35歲HK$5,046 (+7.0%)
40歲HK$5,551 (+7.0%)
45歲HK$6,644 (+7.0%)
50歲HK$7,950 (+7.0%)
55歲HK$9,859 (+7.0%)
60歲HK$12,345 (+7.0%)
65歲HK$15,605 (+7.0%)
70歲HK$19,916 (+7.0%)
75歲HK$25,661 (+7.0%)
80歲HK$33,379 (+7.0%)
85歲HK$35,081 (+7.0%)
90歲HK$36,870 (+7.0%)
95歲HK$38,752 (+7.0%)
99歲HK$40,325 (+7.0%)
0歲HK$5,108 (+2.1%)
5歲HK$3,405 (+2.1%)
10歲HK$3,405 (+2.1%)
15歲HK$3,405 (+2.1%)
20歲HK$3,684 (+2.1%)
25歲HK$4,072 (+2.1%)
30歲HK$4,655 (+3.5%)
35歲HK$5,223 (+3.5%)
40歲HK$5,829 (+5.0%)
45歲HK$7,043 (+6.0%)
50歲HK$8,586 (+8.0%)
55歲HK$10,894 (+10.5%)
60歲HK$13,826 (+12.0%)
65歲HK$17,478 (+12.0%)
70歲HK$22,306 (+12.0%)
75歲HK$28,740 (+12.0%)
80歲HK$37,384 (+12.0%)
85歲HK$39,291 (+12.0%)
90歲HK$41,294 (+12.0%)
95歲HK$43,402 (+12.0%)
99歲HK$45,164 (+12.0%)
0歲HK$5,790 (+13.4%)
5歲HK$3,860 (+13.4%)
10歲HK$3,860 (+13.4%)
15歲HK$3,860 (+13.4%)
20歲HK$4,176 (+13.4%)
25歲HK$4,616 (+13.4%)
30歲HK$5,277 (+13.4%)
35歲HK$5,921 (+13.4%)
40歲HK$6,608 (+13.4%)
45歲HK$7,984 (+13.4%)
50歲HK$9,733 (+13.4%)
55歲HK$12,349 (+13.4%)
60歲HK$15,673 (+13.4%)
65歲HK$19,813 (+13.4%)
70歲HK$25,286 (+13.4%)
75歲HK$32,580 (+13.4%)
80歲HK$42,379 (+13.4%)
85歲HK$44,540 (+13.4%)
90歲HK$46,811 (+13.4%)
95歲HK$49,201 (+13.4%)
99歲HK$51,198 (+13.4%)
0歲HK$6,281 (+8.5%)
5歲HK$4,187 (+8.5%)
10歲HK$4,187 (+8.5%)
15歲HK$4,187 (+8.5%)
20歲HK$4,530 (+8.5%)
25歲HK$5,008 (+8.5%)
30歲HK$5,725 (+8.5%)
35歲HK$6,423 (+8.5%)
40歲HK$7,169 (+8.5%)
45歲HK$8,661 (+8.5%)
50歲HK$10,559 (+8.5%)
55歲HK$13,397 (+8.5%)
60歲HK$17,003 (+8.5%)
65歲HK$21,494 (+8.5%)
70歲HK$27,431 (+8.5%)
75歲HK$35,344 (+8.5%)
80歲HK$45,974 (+8.5%)
85歲HK$48,319 (+8.5%)
90歲HK$50,782 (+8.5%)
95歲HK$53,375 (+8.5%)
99歲HK$55,541 (+8.5%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+4.27%
5歲+4.27%
10歲+4.27%
15歲+4.27%
20歲+4.27%
25歲+4.27%
30歲+4.47%
35歲+4.47%
40歲+4.69%
45歲+4.82%
50歲+5.10%
55歲+5.44%
60歲+5.64%
65歲+5.64%
70歲+5.64%
75歲+5.64%
80歲+5.64%
85歲+5.64%
90歲+5.64%
95歲+5.64%
99歲+5.64%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27