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AIA自願醫保靈活計劃 - 普通房 (美元)
AIA Voluntary Health Insurance Flexi Scheme - Ward (USD)
友邦保險（國際）有限公司 · F00022-04-000 · 7 個版本 · 靈活計劃 · 年均加幅 +3.11%
港元 (HKD)
男性 Male
| 年齡 | F00022-01-000-01 2019-04-01 | F00022-01-000-02 2020-01-20 | F00022-01-000-02 2021-01-01 | F00022-01-000-03 2021-03-15 | F00022-01-000-03 2023-07-15 | F00022-01-000-03 2024-07-15 | F00022-01-000-03 2025-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,832 | HK$4,832 | HK$4,403 (-8.9%) | HK$4,403 | HK$4,800 (+9.0%) | HK$5,524 (+15.1%) | HK$5,855 (+6.0%) | +2.76% |
| 5 | HK$3,014 | HK$3,014 | HK$2,615 (-13.2%) | HK$2,615 | HK$2,848 (+8.9%) | HK$3,278 (+15.1%) | HK$3,474 (+6.0%) | +2.03% |
| 10 | HK$3,014 | HK$3,014 | HK$2,615 (-13.2%) | HK$2,615 | HK$2,848 (+8.9%) | HK$3,107 (+9.1%) | HK$3,294 (+6.0%) | +1.27% |
| 15 | HK$3,014 | HK$3,014 | HK$2,615 (-13.2%) | HK$2,615 | HK$2,848 (+8.9%) | HK$3,107 (+9.1%) | HK$3,294 (+6.0%) | +1.27% |
| 20 | HK$3,328 | HK$3,328 | HK$3,223 (-3.2%) | HK$3,223 | HK$3,507 (+8.8%) | HK$3,721 (+6.1%) | HK$3,973 (+6.8%) | +2.54% |
| 25 | HK$3,571 | HK$3,571 | HK$3,540 (-0.9%) | HK$3,540 | HK$3,859 (+9.0%) | HK$4,094 (+6.1%) | HK$4,396 (+7.4%) | +2.99% |
| 30 | HK$3,917 | HK$3,917 | HK$3,886 (-0.8%) | HK$3,886 | HK$4,236 (+9.0%) | HK$4,494 (+6.1%) | HK$4,880 (+8.6%) | +3.16% |
| 35 | HK$4,378 | HK$4,378 | HK$4,305 (-1.7%) | HK$4,305 | HK$4,692 (+9.0%) | HK$4,978 (+6.1%) | HK$5,406 (+8.6%) | +3.03% |
| 40 | HK$5,261 | HK$5,261 | HK$5,216 (-0.9%) | HK$5,216 | HK$5,685 (+9.0%) | HK$6,032 (+6.1%) | HK$6,549 (+8.6%) | +3.15% |
| 45 | HK$6,784 | HK$6,784 | HK$6,620 (-2.4%) | HK$6,620 | HK$7,216 (+9.0%) | HK$7,656 (+6.1%) | HK$8,313 (+8.6%) | +2.92% |
| 50 | HK$8,243 | HK$8,243 | HK$8,176 (-0.8%) | HK$8,176 | HK$8,912 (+9.0%) | HK$9,723 (+9.1%) | HK$10,557 (+8.6%) | +3.56% |
| 55 | HK$10,387 | HK$10,387 | HK$10,304 (-0.8%) | HK$10,304 | HK$11,231 (+9.0%) | HK$12,254 (+9.1%) | HK$13,304 (+8.6%) | +3.57% |
| 60 | HK$14,387 | HK$14,387 | HK$13,537 (-5.9%) | HK$13,537 | HK$14,755 (+9.0%) | HK$16,098 (+9.1%) | HK$17,478 (+8.6%) | +2.79% |
| 65 | HK$19,238 | HK$19,238 | HK$17,833 (-7.3%) | HK$17,833 | HK$19,438 (+9.0%) | HK$21,790 (+12.1%) | HK$23,658 (+8.6%) | +2.97% |
| 70 | HK$25,024 | HK$25,024 | HK$23,026 (-8.0%) | HK$23,026 | HK$25,099 (+9.0%) | HK$28,386 (+13.1%) | HK$30,820 (+8.6%) | +2.99% |
| 75 | HK$33,869 | HK$33,869 | HK$30,632 (-9.6%) | HK$30,632 | HK$33,389 (+9.0%) | HK$38,097 (+14.1%) | HK$41,363 (+8.6%) | +2.87% |
| 80 | HK$39,258 | HK$39,258 | HK$38,237 (-2.6%) | HK$38,237 | HK$41,678 (+9.0%) | HK$47,971 (+15.1%) | HK$52,084 (+8.6%) | +4.08% |
| 85 | HK$47,597 | HK$47,597 | HK$45,842 (-3.7%) | HK$45,842 | HK$49,967 (+9.0%) | HK$57,513 (+15.1%) | HK$62,444 (+8.6%) | +3.92% |
| 90 | HK$53,446 | HK$53,446 | HK$53,446 | HK$53,446 | HK$58,257 (+9.0%) | HK$67,054 (+15.1%) | HK$72,802 (+8.6%) | +4.47% |
| 95 | HK$57,197 | HK$57,197 | HK$57,197 | HK$57,197 | HK$62,344 (+9.0%) | HK$71,758 (+15.1%) | HK$77,911 (+8.6%) | +4.47% |
| 99 | HK$60,301 | HK$60,301 | HK$60,301 | HK$60,301 | HK$65,728 (+9.0%) | HK$75,653 (+15.1%) | HK$82,139 (+8.6%) | +4.47% |
| 所有年齡平均 | — | 0.0% | -4.6% | 0.0% | +9.0% | +10.8% | +7.9% | — |
0歲HK$4,832
5歲HK$3,014
10歲HK$3,014
15歲HK$3,014
20歲HK$3,328
25歲HK$3,571
30歲HK$3,917
35歲HK$4,378
40歲HK$5,261
45歲HK$6,784
50歲HK$8,243
55歲HK$10,387
60歲HK$14,387
65歲HK$19,238
70歲HK$25,024
75歲HK$33,869
80歲HK$39,258
85歲HK$47,597
90歲HK$53,446
95歲HK$57,197
99歲HK$60,301
0歲HK$4,832
5歲HK$3,014
10歲HK$3,014
15歲HK$3,014
20歲HK$3,328
25歲HK$3,571
30歲HK$3,917
35歲HK$4,378
40歲HK$5,261
45歲HK$6,784
50歲HK$8,243
55歲HK$10,387
60歲HK$14,387
65歲HK$19,238
70歲HK$25,024
75歲HK$33,869
80歲HK$39,258
85歲HK$47,597
90歲HK$53,446
95歲HK$57,197
99歲HK$60,301
0歲HK$4,403 (-8.9%)
5歲HK$2,615 (-13.2%)
10歲HK$2,615 (-13.2%)
15歲HK$2,615 (-13.2%)
20歲HK$3,223 (-3.2%)
25歲HK$3,540 (-0.9%)
30歲HK$3,886 (-0.8%)
35歲HK$4,305 (-1.7%)
40歲HK$5,216 (-0.9%)
45歲HK$6,620 (-2.4%)
50歲HK$8,176 (-0.8%)
55歲HK$10,304 (-0.8%)
60歲HK$13,537 (-5.9%)
65歲HK$17,833 (-7.3%)
70歲HK$23,026 (-8.0%)
75歲HK$30,632 (-9.6%)
80歲HK$38,237 (-2.6%)
85歲HK$45,842 (-3.7%)
90歲HK$53,446
95歲HK$57,197
99歲HK$60,301
0歲HK$4,403
5歲HK$2,615
10歲HK$2,615
15歲HK$2,615
20歲HK$3,223
25歲HK$3,540
30歲HK$3,886
35歲HK$4,305
40歲HK$5,216
45歲HK$6,620
50歲HK$8,176
55歲HK$10,304
60歲HK$13,537
65歲HK$17,833
70歲HK$23,026
75歲HK$30,632
80歲HK$38,237
85歲HK$45,842
90歲HK$53,446
95歲HK$57,197
99歲HK$60,301
0歲HK$4,800 (+9.0%)
5歲HK$2,848 (+8.9%)
10歲HK$2,848 (+8.9%)
15歲HK$2,848 (+8.9%)
20歲HK$3,507 (+8.8%)
25歲HK$3,859 (+9.0%)
30歲HK$4,236 (+9.0%)
35歲HK$4,692 (+9.0%)
40歲HK$5,685 (+9.0%)
45歲HK$7,216 (+9.0%)
50歲HK$8,912 (+9.0%)
55歲HK$11,231 (+9.0%)
60歲HK$14,755 (+9.0%)
65歲HK$19,438 (+9.0%)
70歲HK$25,099 (+9.0%)
75歲HK$33,389 (+9.0%)
80歲HK$41,678 (+9.0%)
85歲HK$49,967 (+9.0%)
90歲HK$58,257 (+9.0%)
95歲HK$62,344 (+9.0%)
99歲HK$65,728 (+9.0%)
0歲HK$5,524 (+15.1%)
5歲HK$3,278 (+15.1%)
10歲HK$3,107 (+9.1%)
15歲HK$3,107 (+9.1%)
20歲HK$3,721 (+6.1%)
25歲HK$4,094 (+6.1%)
30歲HK$4,494 (+6.1%)
35歲HK$4,978 (+6.1%)
40歲HK$6,032 (+6.1%)
45歲HK$7,656 (+6.1%)
50歲HK$9,723 (+9.1%)
55歲HK$12,254 (+9.1%)
60歲HK$16,098 (+9.1%)
65歲HK$21,790 (+12.1%)
70歲HK$28,386 (+13.1%)
75歲HK$38,097 (+14.1%)
80歲HK$47,971 (+15.1%)
85歲HK$57,513 (+15.1%)
90歲HK$67,054 (+15.1%)
95歲HK$71,758 (+15.1%)
99歲HK$75,653 (+15.1%)
0歲HK$5,855 (+6.0%)
5歲HK$3,474 (+6.0%)
10歲HK$3,294 (+6.0%)
15歲HK$3,294 (+6.0%)
20歲HK$3,973 (+6.8%)
25歲HK$4,396 (+7.4%)
30歲HK$4,880 (+8.6%)
35歲HK$5,406 (+8.6%)
40歲HK$6,549 (+8.6%)
45歲HK$8,313 (+8.6%)
50歲HK$10,557 (+8.6%)
55歲HK$13,304 (+8.6%)
60歲HK$17,478 (+8.6%)
65歲HK$23,658 (+8.6%)
70歲HK$30,820 (+8.6%)
75歲HK$41,363 (+8.6%)
80歲HK$52,084 (+8.6%)
85歲HK$62,444 (+8.6%)
90歲HK$72,802 (+8.6%)
95歲HK$77,911 (+8.6%)
99歲HK$82,139 (+8.6%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+2.76%
5歲+2.03%
10歲+1.27%
15歲+1.27%
20歲+2.54%
25歲+2.99%
30歲+3.16%
35歲+3.03%
40歲+3.15%
45歲+2.92%
50歲+3.56%
55歲+3.57%
60歲+2.79%
65歲+2.97%
70歲+2.99%
75歲+2.87%
80歲+4.08%
85歲+3.92%
90歲+4.47%
95歲+4.47%
99歲+4.47%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
女性 Female
| 年齡 | F00022-01-000-01 2019-04-01 | F00022-01-000-02 2020-01-20 | F00022-01-000-02 2021-01-01 | F00022-01-000-03 2021-03-15 | F00022-01-000-03 2023-07-15 | F00022-01-000-03 2024-07-15 | F00022-01-000-03 2025-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,738 | HK$3,738 | HK$3,408 (-8.8%) | HK$3,408 | HK$3,715 (+9.0%) | HK$4,276 (+15.1%) | HK$4,533 (+6.0%) | +2.77% |
| 5 | HK$3,002 | HK$3,002 | HK$2,603 (-13.3%) | HK$2,603 | HK$2,838 (+9.0%) | HK$3,266 (+15.1%) | HK$3,462 (+6.0%) | +2.04% |
| 10 | HK$3,002 | HK$3,002 | HK$2,603 (-13.3%) | HK$2,603 | HK$2,838 (+9.0%) | HK$3,124 (+10.1%) | HK$3,311 (+6.0%) | +1.40% |
| 15 | HK$3,002 | HK$3,002 | HK$2,603 (-13.3%) | HK$2,603 | HK$2,838 (+9.0%) | HK$3,096 (+9.1%) | HK$3,313 (+7.0%) | +1.41% |
| 20 | HK$3,469 | HK$3,469 | HK$3,298 (-4.9%) | HK$3,298 | HK$3,595 (+9.0%) | HK$3,814 (+6.1%) | HK$4,054 (+6.3%) | +2.23% |
| 25 | HK$4,672 | HK$4,672 | HK$4,146 (-11.3%) | HK$4,146 | HK$4,520 (+9.0%) | HK$4,795 (+6.1%) | HK$5,148 (+7.4%) | +1.38% |
| 30 | HK$5,786 | HK$5,786 | HK$4,821 (-16.7%) | HK$4,821 | HK$5,255 (+9.0%) | HK$5,575 (+6.1%) | HK$6,054 (+8.6%) | +0.64% |
| 35 | HK$6,643 | HK$6,643 | HK$5,646 (-15.0%) | HK$5,646 | HK$6,155 (+9.0%) | HK$6,530 (+6.1%) | HK$7,090 (+8.6%) | +0.93% |
| 40 | HK$7,910 | HK$7,910 | HK$7,268 (-8.1%) | HK$7,268 | HK$7,922 (+9.0%) | HK$8,406 (+6.1%) | HK$9,126 (+8.6%) | +2.05% |
| 45 | HK$9,805 | HK$9,805 | HK$8,872 (-9.5%) | HK$8,872 | HK$9,670 (+9.0%) | HK$10,260 (+6.1%) | HK$11,140 (+8.6%) | +1.82% |
| 50 | HK$10,163 | HK$10,163 | HK$9,698 (-4.6%) | HK$9,698 | HK$10,571 (+9.0%) | HK$11,639 (+10.1%) | HK$12,637 (+8.6%) | +3.13% |
| 55 | HK$10,694 | HK$10,694 | HK$10,354 (-3.2%) | HK$10,354 | HK$11,285 (+9.0%) | HK$12,426 (+10.1%) | HK$13,491 (+8.6%) | +3.34% |
| 60 | HK$13,421 | HK$13,421 | HK$12,325 (-8.2%) | HK$12,325 | HK$13,434 (+9.0%) | HK$14,791 (+10.1%) | HK$16,059 (+8.6%) | +2.57% |
| 65 | HK$17,702 | HK$17,702 | HK$16,540 (-6.6%) | HK$16,540 | HK$18,029 (+9.0%) | HK$20,210 (+12.1%) | HK$21,943 (+8.6%) | +3.09% |
| 70 | HK$22,880 | HK$22,880 | HK$21,070 (-7.9%) | HK$21,070 | HK$22,966 (+9.0%) | HK$25,974 (+13.1%) | HK$28,202 (+8.6%) | +3.00% |
| 75 | HK$30,950 | HK$30,950 | HK$27,769 (-10.3%) | HK$27,769 | HK$30,268 (+9.0%) | HK$34,536 (+14.1%) | HK$37,497 (+8.6%) | +2.75% |
| 80 | HK$35,962 | HK$35,962 | HK$34,468 (-4.2%) | HK$34,468 | HK$37,570 (+9.0%) | HK$43,243 (+15.1%) | HK$46,951 (+8.6%) | +3.85% |
| 85 | HK$42,554 | HK$42,554 | HK$41,166 (-3.3%) | HK$41,166 | HK$44,871 (+9.0%) | HK$51,647 (+15.1%) | HK$56,075 (+8.6%) | +3.98% |
| 90 | HK$47,866 | HK$47,866 | HK$47,866 | HK$47,866 | HK$52,174 (+9.0%) | HK$60,052 (+15.1%) | HK$65,201 (+8.6%) | +4.47% |
| 95 | HK$51,219 | HK$51,219 | HK$51,219 | HK$51,219 | HK$55,829 (+9.0%) | HK$64,259 (+15.1%) | HK$69,769 (+8.6%) | +4.47% |
| 99 | HK$53,965 | HK$53,965 | HK$53,965 | HK$53,965 | HK$58,822 (+9.0%) | HK$67,704 (+15.1%) | HK$73,509 (+8.6%) | +4.47% |
| 所有年齡平均 | — | 0.0% | -7.7% | 0.0% | +9.0% | +11.0% | +8.0% | — |
0歲HK$3,738
5歲HK$3,002
10歲HK$3,002
15歲HK$3,002
20歲HK$3,469
25歲HK$4,672
30歲HK$5,786
35歲HK$6,643
40歲HK$7,910
45歲HK$9,805
50歲HK$10,163
55歲HK$10,694
60歲HK$13,421
65歲HK$17,702
70歲HK$22,880
75歲HK$30,950
80歲HK$35,962
85歲HK$42,554
90歲HK$47,866
95歲HK$51,219
99歲HK$53,965
0歲HK$3,738
5歲HK$3,002
10歲HK$3,002
15歲HK$3,002
20歲HK$3,469
25歲HK$4,672
30歲HK$5,786
35歲HK$6,643
40歲HK$7,910
45歲HK$9,805
50歲HK$10,163
55歲HK$10,694
60歲HK$13,421
65歲HK$17,702
70歲HK$22,880
75歲HK$30,950
80歲HK$35,962
85歲HK$42,554
90歲HK$47,866
95歲HK$51,219
99歲HK$53,965
0歲HK$3,408 (-8.8%)
5歲HK$2,603 (-13.3%)
10歲HK$2,603 (-13.3%)
15歲HK$2,603 (-13.3%)
20歲HK$3,298 (-4.9%)
25歲HK$4,146 (-11.3%)
30歲HK$4,821 (-16.7%)
35歲HK$5,646 (-15.0%)
40歲HK$7,268 (-8.1%)
45歲HK$8,872 (-9.5%)
50歲HK$9,698 (-4.6%)
55歲HK$10,354 (-3.2%)
60歲HK$12,325 (-8.2%)
65歲HK$16,540 (-6.6%)
70歲HK$21,070 (-7.9%)
75歲HK$27,769 (-10.3%)
80歲HK$34,468 (-4.2%)
85歲HK$41,166 (-3.3%)
90歲HK$47,866
95歲HK$51,219
99歲HK$53,965
0歲HK$3,408
5歲HK$2,603
10歲HK$2,603
15歲HK$2,603
20歲HK$3,298
25歲HK$4,146
30歲HK$4,821
35歲HK$5,646
40歲HK$7,268
45歲HK$8,872
50歲HK$9,698
55歲HK$10,354
60歲HK$12,325
65歲HK$16,540
70歲HK$21,070
75歲HK$27,769
80歲HK$34,468
85歲HK$41,166
90歲HK$47,866
95歲HK$51,219
99歲HK$53,965
0歲HK$3,715 (+9.0%)
5歲HK$2,838 (+9.0%)
10歲HK$2,838 (+9.0%)
15歲HK$2,838 (+9.0%)
20歲HK$3,595 (+9.0%)
25歲HK$4,520 (+9.0%)
30歲HK$5,255 (+9.0%)
35歲HK$6,155 (+9.0%)
40歲HK$7,922 (+9.0%)
45歲HK$9,670 (+9.0%)
50歲HK$10,571 (+9.0%)
55歲HK$11,285 (+9.0%)
60歲HK$13,434 (+9.0%)
65歲HK$18,029 (+9.0%)
70歲HK$22,966 (+9.0%)
75歲HK$30,268 (+9.0%)
80歲HK$37,570 (+9.0%)
85歲HK$44,871 (+9.0%)
90歲HK$52,174 (+9.0%)
95歲HK$55,829 (+9.0%)
99歲HK$58,822 (+9.0%)
0歲HK$4,276 (+15.1%)
5歲HK$3,266 (+15.1%)
10歲HK$3,124 (+10.1%)
15歲HK$3,096 (+9.1%)
20歲HK$3,814 (+6.1%)
25歲HK$4,795 (+6.1%)
30歲HK$5,575 (+6.1%)
35歲HK$6,530 (+6.1%)
40歲HK$8,406 (+6.1%)
45歲HK$10,260 (+6.1%)
50歲HK$11,639 (+10.1%)
55歲HK$12,426 (+10.1%)
60歲HK$14,791 (+10.1%)
65歲HK$20,210 (+12.1%)
70歲HK$25,974 (+13.1%)
75歲HK$34,536 (+14.1%)
80歲HK$43,243 (+15.1%)
85歲HK$51,647 (+15.1%)
90歲HK$60,052 (+15.1%)
95歲HK$64,259 (+15.1%)
99歲HK$67,704 (+15.1%)
0歲HK$4,533 (+6.0%)
5歲HK$3,462 (+6.0%)
10歲HK$3,311 (+6.0%)
15歲HK$3,313 (+7.0%)
20歲HK$4,054 (+6.3%)
25歲HK$5,148 (+7.4%)
30歲HK$6,054 (+8.6%)
35歲HK$7,090 (+8.6%)
40歲HK$9,126 (+8.6%)
45歲HK$11,140 (+8.6%)
50歲HK$12,637 (+8.6%)
55歲HK$13,491 (+8.6%)
60歲HK$16,059 (+8.6%)
65歲HK$21,943 (+8.6%)
70歲HK$28,202 (+8.6%)
75歲HK$37,497 (+8.6%)
80歲HK$46,951 (+8.6%)
85歲HK$56,075 (+8.6%)
90歲HK$65,201 (+8.6%)
95歲HK$69,769 (+8.6%)
99歲HK$73,509 (+8.6%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+2.77%
5歲+2.04%
10歲+1.40%
15歲+1.41%
20歲+2.23%
25歲+1.38%
30歲+0.64%
35歲+0.93%
40歲+2.05%
45歲+1.82%
50歲+3.13%
55歲+3.34%
60歲+2.57%
65歲+3.09%
70歲+3.00%
75歲+2.75%
80歲+3.85%
85歲+3.98%
90歲+4.47%
95歲+4.47%
99歲+4.47%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
美元 (USD)
男性 Male
| 年齡 | F00022-04-000-01 2019-04-01 | F00022-04-000-02 2020-01-20 | F00022-04-000-02 2021-01-01 | F00022-04-000-03 2021-03-15 | F00022-04-000-03 2023-07-15 | F00022-04-000-03 2024-07-15 | F00022-04-000-03 2025-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | US$610 | US$610 | US$556 (-8.9%) | US$556 | US$606 (+9.0%) | US$697 (+15.0%) | US$739 (+6.0%) | +2.75% |
| 5 | US$381 | US$381 | US$330 (-13.4%) | US$330 | US$360 (+9.1%) | US$414 (+15.0%) | US$439 (+6.0%) | +2.03% |
| 10 | US$381 | US$381 | US$330 (-13.4%) | US$330 | US$360 (+9.1%) | US$392 (+8.9%) | US$416 (+6.1%) | +1.25% |
| 15 | US$381 | US$381 | US$330 (-13.4%) | US$330 | US$360 (+9.1%) | US$392 (+8.9%) | US$416 (+6.1%) | +1.25% |
| 20 | US$420 | US$420 | US$407 (-3.1%) | US$407 | US$443 (+8.8%) | US$470 (+6.1%) | US$502 (+6.8%) | +2.56% |
| 25 | US$451 | US$451 | US$447 (-0.9%) | US$447 | US$487 (+8.9%) | US$517 (+6.2%) | US$555 (+7.4%) | +2.98% |
| 30 | US$495 | US$495 | US$491 (-0.8%) | US$491 | US$535 (+9.0%) | US$567 (+6.0%) | US$616 (+8.6%) | +3.14% |
| 35 | US$553 | US$553 | US$544 (-1.6%) | US$544 | US$592 (+8.8%) | US$629 (+6.3%) | US$682 (+8.4%) | +3.01% |
| 40 | US$664 | US$664 | US$658 (-0.9%) | US$658 | US$718 (+9.1%) | US$762 (+6.1%) | US$827 (+8.5%) | +3.16% |
| 45 | US$856 | US$856 | US$836 (-2.3%) | US$836 | US$911 (+9.0%) | US$967 (+6.1%) | US$1,050 (+8.6%) | +2.93% |
| 50 | US$1,041 | US$1,041 | US$1,032 (-0.9%) | US$1,032 | US$1,125 (+9.0%) | US$1,228 (+9.2%) | US$1,333 (+8.6%) | +3.56% |
| 55 | US$1,311 | US$1,311 | US$1,301 (-0.8%) | US$1,301 | US$1,418 (+9.0%) | US$1,547 (+9.1%) | US$1,680 (+8.6%) | +3.57% |
| 60 | US$1,816 | US$1,816 | US$1,709 (-5.9%) | US$1,709 | US$1,863 (+9.0%) | US$2,032 (+9.1%) | US$2,206 (+8.6%) | +2.79% |
| 65 | US$2,429 | US$2,429 | US$2,251 (-7.3%) | US$2,251 | US$2,454 (+9.0%) | US$2,751 (+12.1%) | US$2,987 (+8.6%) | +2.97% |
| 70 | US$3,159 | US$3,159 | US$2,907 (-8.0%) | US$2,907 | US$3,169 (+9.0%) | US$3,584 (+13.1%) | US$3,891 (+8.6%) | +2.99% |
| 75 | US$4,276 | US$4,276 | US$3,867 (-9.6%) | US$3,867 | US$4,215 (+9.0%) | US$4,810 (+14.1%) | US$5,222 (+8.6%) | +2.87% |
| 80 | US$4,956 | US$4,956 | US$4,827 (-2.6%) | US$4,827 | US$5,262 (+9.0%) | US$6,056 (+15.1%) | US$6,576 (+8.6%) | +4.09% |
| 85 | US$6,009 | US$6,009 | US$5,788 (-3.7%) | US$5,788 | US$6,308 (+9.0%) | US$7,261 (+15.1%) | US$7,883 (+8.6%) | +3.92% |
| 90 | US$6,747 | US$6,747 | US$6,747 | US$6,747 | US$7,354 (+9.0%) | US$8,465 (+15.1%) | US$9,191 (+8.6%) | +4.47% |
| 95 | US$7,222 | US$7,222 | US$7,222 | US$7,222 | US$7,872 (+9.0%) | US$9,060 (+15.1%) | US$9,837 (+8.6%) | +4.47% |
| 99 | US$7,613 | US$7,613 | US$7,613 | US$7,613 | US$8,298 (+9.0%) | US$9,551 (+15.1%) | US$10,370 (+8.6%) | +4.47% |
| 所有年齡平均 | — | 0.0% | -4.6% | 0.0% | +9.0% | +10.8% | +8.0% | — |
0歲US$610
5歲US$381
10歲US$381
15歲US$381
20歲US$420
25歲US$451
30歲US$495
35歲US$553
40歲US$664
45歲US$856
50歲US$1,041
55歲US$1,311
60歲US$1,816
65歲US$2,429
70歲US$3,159
75歲US$4,276
80歲US$4,956
85歲US$6,009
90歲US$6,747
95歲US$7,222
99歲US$7,613
0歲US$610
5歲US$381
10歲US$381
15歲US$381
20歲US$420
25歲US$451
30歲US$495
35歲US$553
40歲US$664
45歲US$856
50歲US$1,041
55歲US$1,311
60歲US$1,816
65歲US$2,429
70歲US$3,159
75歲US$4,276
80歲US$4,956
85歲US$6,009
90歲US$6,747
95歲US$7,222
99歲US$7,613
0歲US$556 (-8.9%)
5歲US$330 (-13.4%)
10歲US$330 (-13.4%)
15歲US$330 (-13.4%)
20歲US$407 (-3.1%)
25歲US$447 (-0.9%)
30歲US$491 (-0.8%)
35歲US$544 (-1.6%)
40歲US$658 (-0.9%)
45歲US$836 (-2.3%)
50歲US$1,032 (-0.9%)
55歲US$1,301 (-0.8%)
60歲US$1,709 (-5.9%)
65歲US$2,251 (-7.3%)
70歲US$2,907 (-8.0%)
75歲US$3,867 (-9.6%)
80歲US$4,827 (-2.6%)
85歲US$5,788 (-3.7%)
90歲US$6,747
95歲US$7,222
99歲US$7,613
0歲US$556
5歲US$330
10歲US$330
15歲US$330
20歲US$407
25歲US$447
30歲US$491
35歲US$544
40歲US$658
45歲US$836
50歲US$1,032
55歲US$1,301
60歲US$1,709
65歲US$2,251
70歲US$2,907
75歲US$3,867
80歲US$4,827
85歲US$5,788
90歲US$6,747
95歲US$7,222
99歲US$7,613
0歲US$606 (+9.0%)
5歲US$360 (+9.1%)
10歲US$360 (+9.1%)
15歲US$360 (+9.1%)
20歲US$443 (+8.8%)
25歲US$487 (+8.9%)
30歲US$535 (+9.0%)
35歲US$592 (+8.8%)
40歲US$718 (+9.1%)
45歲US$911 (+9.0%)
50歲US$1,125 (+9.0%)
55歲US$1,418 (+9.0%)
60歲US$1,863 (+9.0%)
65歲US$2,454 (+9.0%)
70歲US$3,169 (+9.0%)
75歲US$4,215 (+9.0%)
80歲US$5,262 (+9.0%)
85歲US$6,308 (+9.0%)
90歲US$7,354 (+9.0%)
95歲US$7,872 (+9.0%)
99歲US$8,298 (+9.0%)
0歲US$697 (+15.0%)
5歲US$414 (+15.0%)
10歲US$392 (+8.9%)
15歲US$392 (+8.9%)
20歲US$470 (+6.1%)
25歲US$517 (+6.2%)
30歲US$567 (+6.0%)
35歲US$629 (+6.3%)
40歲US$762 (+6.1%)
45歲US$967 (+6.1%)
50歲US$1,228 (+9.2%)
55歲US$1,547 (+9.1%)
60歲US$2,032 (+9.1%)
65歲US$2,751 (+12.1%)
70歲US$3,584 (+13.1%)
75歲US$4,810 (+14.1%)
80歲US$6,056 (+15.1%)
85歲US$7,261 (+15.1%)
90歲US$8,465 (+15.1%)
95歲US$9,060 (+15.1%)
99歲US$9,551 (+15.1%)
0歲US$739 (+6.0%)
5歲US$439 (+6.0%)
10歲US$416 (+6.1%)
15歲US$416 (+6.1%)
20歲US$502 (+6.8%)
25歲US$555 (+7.4%)
30歲US$616 (+8.6%)
35歲US$682 (+8.4%)
40歲US$827 (+8.5%)
45歲US$1,050 (+8.6%)
50歲US$1,333 (+8.6%)
55歲US$1,680 (+8.6%)
60歲US$2,206 (+8.6%)
65歲US$2,987 (+8.6%)
70歲US$3,891 (+8.6%)
75歲US$5,222 (+8.6%)
80歲US$6,576 (+8.6%)
85歲US$7,883 (+8.6%)
90歲US$9,191 (+8.6%)
95歲US$9,837 (+8.6%)
99歲US$10,370 (+8.6%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+2.75%
5歲+2.03%
10歲+1.25%
15歲+1.25%
20歲+2.56%
25歲+2.98%
30歲+3.14%
35歲+3.01%
40歲+3.16%
45歲+2.93%
50歲+3.56%
55歲+3.57%
60歲+2.79%
65歲+2.97%
70歲+2.99%
75歲+2.87%
80歲+4.09%
85歲+3.92%
90歲+4.47%
95歲+4.47%
99歲+4.47%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
女性 Female
| 年齡 | F00022-04-000-01 2019-04-01 | F00022-04-000-02 2020-01-20 | F00022-04-000-02 2021-01-01 | F00022-04-000-03 2021-03-15 | F00022-04-000-03 2023-07-15 | F00022-04-000-03 2024-07-15 | F00022-04-000-03 2025-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | US$472 | US$472 | US$430 (-8.9%) | US$430 | US$469 (+9.1%) | US$540 (+15.1%) | US$572 (+5.9%) | +2.76% |
| 5 | US$379 | US$379 | US$329 (-13.2%) | US$329 | US$358 (+8.8%) | US$412 (+15.1%) | US$437 (+6.1%) | +2.04% |
| 10 | US$379 | US$379 | US$329 (-13.2%) | US$329 | US$358 (+8.8%) | US$394 (+10.1%) | US$418 (+6.1%) | +1.40% |
| 15 | US$379 | US$379 | US$329 (-13.2%) | US$329 | US$358 (+8.8%) | US$391 (+9.2%) | US$418 (+6.9%) | +1.40% |
| 20 | US$438 | US$438 | US$416 (-5.0%) | US$416 | US$454 (+9.1%) | US$482 (+6.2%) | US$512 (+6.2%) | +2.23% |
| 25 | US$590 | US$590 | US$524 (-11.2%) | US$524 | US$571 (+9.0%) | US$605 (+6.0%) | US$650 (+7.4%) | +1.38% |
| 30 | US$730 | US$730 | US$609 (-16.6%) | US$609 | US$663 (+8.9%) | US$704 (+6.2%) | US$764 (+8.5%) | +0.65% |
| 35 | US$838 | US$838 | US$713 (-14.9%) | US$713 | US$777 (+9.0%) | US$824 (+6.0%) | US$895 (+8.6%) | +0.94% |
| 40 | US$999 | US$999 | US$918 (-8.1%) | US$918 | US$1,000 (+8.9%) | US$1,061 (+6.1%) | US$1,152 (+8.6%) | +2.04% |
| 45 | US$1,238 | US$1,238 | US$1,120 (-9.5%) | US$1,120 | US$1,221 (+9.0%) | US$1,295 (+6.1%) | US$1,406 (+8.6%) | +1.82% |
| 50 | US$1,282 | US$1,282 | US$1,224 (-4.5%) | US$1,224 | US$1,335 (+9.1%) | US$1,470 (+10.1%) | US$1,596 (+8.6%) | +3.15% |
| 55 | US$1,350 | US$1,350 | US$1,307 (-3.2%) | US$1,307 | US$1,425 (+9.0%) | US$1,569 (+10.1%) | US$1,703 (+8.5%) | +3.34% |
| 60 | US$1,694 | US$1,694 | US$1,556 (-8.1%) | US$1,556 | US$1,696 (+9.0%) | US$1,867 (+10.1%) | US$2,027 (+8.6%) | +2.57% |
| 65 | US$2,235 | US$2,235 | US$2,088 (-6.6%) | US$2,088 | US$2,276 (+9.0%) | US$2,551 (+12.1%) | US$2,770 (+8.6%) | +3.08% |
| 70 | US$2,889 | US$2,889 | US$2,660 (-7.9%) | US$2,660 | US$2,900 (+9.0%) | US$3,279 (+13.1%) | US$3,560 (+8.6%) | +3.00% |
| 75 | US$3,907 | US$3,907 | US$3,506 (-10.3%) | US$3,506 | US$3,821 (+9.0%) | US$4,360 (+14.1%) | US$4,734 (+8.6%) | +2.76% |
| 80 | US$4,540 | US$4,540 | US$4,352 (-4.1%) | US$4,352 | US$4,743 (+9.0%) | US$5,459 (+15.1%) | US$5,928 (+8.6%) | +3.85% |
| 85 | US$5,373 | US$5,373 | US$5,197 (-3.3%) | US$5,197 | US$5,665 (+9.0%) | US$6,520 (+15.1%) | US$7,080 (+8.6%) | +3.98% |
| 90 | US$6,043 | US$6,043 | US$6,043 | US$6,043 | US$6,587 (+9.0%) | US$7,582 (+15.1%) | US$8,232 (+8.6%) | +4.47% |
| 95 | US$6,466 | US$6,466 | US$6,466 | US$6,466 | US$7,048 (+9.0%) | US$8,113 (+15.1%) | US$8,808 (+8.6%) | +4.47% |
| 99 | US$6,814 | US$6,814 | US$6,814 | US$6,814 | US$7,427 (+9.0%) | US$8,548 (+15.1%) | US$9,281 (+8.6%) | +4.47% |
| 所有年齡平均 | — | 0.0% | -7.7% | 0.0% | +9.0% | +11.0% | +8.0% | — |
0歲US$472
5歲US$379
10歲US$379
15歲US$379
20歲US$438
25歲US$590
30歲US$730
35歲US$838
40歲US$999
45歲US$1,238
50歲US$1,282
55歲US$1,350
60歲US$1,694
65歲US$2,235
70歲US$2,889
75歲US$3,907
80歲US$4,540
85歲US$5,373
90歲US$6,043
95歲US$6,466
99歲US$6,814
0歲US$472
5歲US$379
10歲US$379
15歲US$379
20歲US$438
25歲US$590
30歲US$730
35歲US$838
40歲US$999
45歲US$1,238
50歲US$1,282
55歲US$1,350
60歲US$1,694
65歲US$2,235
70歲US$2,889
75歲US$3,907
80歲US$4,540
85歲US$5,373
90歲US$6,043
95歲US$6,466
99歲US$6,814
0歲US$430 (-8.9%)
5歲US$329 (-13.2%)
10歲US$329 (-13.2%)
15歲US$329 (-13.2%)
20歲US$416 (-5.0%)
25歲US$524 (-11.2%)
30歲US$609 (-16.6%)
35歲US$713 (-14.9%)
40歲US$918 (-8.1%)
45歲US$1,120 (-9.5%)
50歲US$1,224 (-4.5%)
55歲US$1,307 (-3.2%)
60歲US$1,556 (-8.1%)
65歲US$2,088 (-6.6%)
70歲US$2,660 (-7.9%)
75歲US$3,506 (-10.3%)
80歲US$4,352 (-4.1%)
85歲US$5,197 (-3.3%)
90歲US$6,043
95歲US$6,466
99歲US$6,814
0歲US$430
5歲US$329
10歲US$329
15歲US$329
20歲US$416
25歲US$524
30歲US$609
35歲US$713
40歲US$918
45歲US$1,120
50歲US$1,224
55歲US$1,307
60歲US$1,556
65歲US$2,088
70歲US$2,660
75歲US$3,506
80歲US$4,352
85歲US$5,197
90歲US$6,043
95歲US$6,466
99歲US$6,814
0歲US$469 (+9.1%)
5歲US$358 (+8.8%)
10歲US$358 (+8.8%)
15歲US$358 (+8.8%)
20歲US$454 (+9.1%)
25歲US$571 (+9.0%)
30歲US$663 (+8.9%)
35歲US$777 (+9.0%)
40歲US$1,000 (+8.9%)
45歲US$1,221 (+9.0%)
50歲US$1,335 (+9.1%)
55歲US$1,425 (+9.0%)
60歲US$1,696 (+9.0%)
65歲US$2,276 (+9.0%)
70歲US$2,900 (+9.0%)
75歲US$3,821 (+9.0%)
80歲US$4,743 (+9.0%)
85歲US$5,665 (+9.0%)
90歲US$6,587 (+9.0%)
95歲US$7,048 (+9.0%)
99歲US$7,427 (+9.0%)
0歲US$540 (+15.1%)
5歲US$412 (+15.1%)
10歲US$394 (+10.1%)
15歲US$391 (+9.2%)
20歲US$482 (+6.2%)
25歲US$605 (+6.0%)
30歲US$704 (+6.2%)
35歲US$824 (+6.0%)
40歲US$1,061 (+6.1%)
45歲US$1,295 (+6.1%)
50歲US$1,470 (+10.1%)
55歲US$1,569 (+10.1%)
60歲US$1,867 (+10.1%)
65歲US$2,551 (+12.1%)
70歲US$3,279 (+13.1%)
75歲US$4,360 (+14.1%)
80歲US$5,459 (+15.1%)
85歲US$6,520 (+15.1%)
90歲US$7,582 (+15.1%)
95歲US$8,113 (+15.1%)
99歲US$8,548 (+15.1%)
0歲US$572 (+5.9%)
5歲US$437 (+6.1%)
10歲US$418 (+6.1%)
15歲US$418 (+6.9%)
20歲US$512 (+6.2%)
25歲US$650 (+7.4%)
30歲US$764 (+8.5%)
35歲US$895 (+8.6%)
40歲US$1,152 (+8.6%)
45歲US$1,406 (+8.6%)
50歲US$1,596 (+8.6%)
55歲US$1,703 (+8.5%)
60歲US$2,027 (+8.6%)
65歲US$2,770 (+8.6%)
70歲US$3,560 (+8.6%)
75歲US$4,734 (+8.6%)
80歲US$5,928 (+8.6%)
85歲US$7,080 (+8.6%)
90歲US$8,232 (+8.6%)
95歲US$8,808 (+8.6%)
99歲US$9,281 (+8.6%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+2.76%
5歲+2.04%
10歲+1.40%
15歲+1.40%
20歲+2.23%
25歲+1.38%
30歲+0.65%
35歲+0.94%
40歲+2.04%
45歲+1.82%
50歲+3.15%
55歲+3.34%
60歲+2.57%
65歲+3.08%
70歲+3.00%
75歲+2.76%
80歲+3.85%
85歲+3.98%
90歲+4.47%
95歲+4.47%
99歲+4.47%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27