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Manulife Supreme VHIS Flexi Plan - Smart (HKD100,000 Deductible)
宏利晉悅自願醫保靈活計劃 - 智選（100,000 港元自付費）
Manulife (International) Limited · F00041-09-000 · 3 versions · Flexi plan · Avg. annual increase +5.76%
Same premium for both sexesHKD
| Age | 2023-12-29 | 2024-12-29 | Latest 2025-12-29 | Avg. annual increase |
|---|---|---|---|---|
| 0 y/o | HK$1,920 | HK$2,035 (+6.0%) | HK$2,234 (+9.8%) | +5.75% |
| 5 y/o | HK$1,920 | HK$2,035 (+6.0%) | HK$2,234 (+9.8%) | +5.75% |
| 10 y/o | HK$1,920 | HK$2,035 (+6.0%) | HK$2,234 (+9.8%) | +5.75% |
| 15 y/o | HK$1,920 | HK$2,035 (+6.0%) | HK$2,234 (+9.8%) | +5.75% |
| 20 y/o | HK$1,947 | HK$2,064 (+6.0%) | HK$2,266 (+9.8%) | +5.76% |
| 25 y/o | HK$2,079 | HK$2,204 (+6.0%) | HK$2,420 (+9.8%) | +5.76% |
| 30 y/o | HK$2,318 | HK$2,457 (+6.0%) | HK$2,698 (+9.8%) | +5.76% |
| 35 y/o | HK$2,544 | HK$2,697 (+6.0%) | HK$2,961 (+9.8%) | +5.76% |
| 40 y/o | HK$2,881 | HK$3,054 (+6.0%) | HK$3,353 (+9.8%) | +5.76% |
| 45 y/o | HK$3,711 | HK$3,934 (+6.0%) | HK$4,320 (+9.8%) | +5.77% |
| 50 y/o | HK$4,869 | HK$5,161 (+6.0%) | HK$5,667 (+9.8%) | +5.76% |
| 55 y/o | HK$6,278 | HK$6,655 (+6.0%) | HK$7,307 (+9.8%) | +5.76% |
| 60 y/o | HK$7,617 | HK$8,074 (+6.0%) | HK$8,865 (+9.8%) | +5.76% |
| 65 y/o | HK$11,287 | HK$11,964 (+6.0%) | HK$13,136 (+9.8%) | +5.76% |
| 70 y/o | HK$16,863 | HK$17,875 (+6.0%) | HK$19,627 (+9.8%) | +5.76% |
| 75 y/o | HK$22,287 | HK$23,624 (+6.0%) | HK$25,939 (+9.8%) | +5.76% |
| 80 y/o | HK$27,864 | HK$29,536 (+6.0%) | HK$32,431 (+9.8%) | +5.76% |
| 85 y/o | HK$32,529 | HK$34,481 (+6.0%) | HK$37,860 (+9.8%) | +5.76% |
| 90 y/o | HK$37,308 | HK$39,546 (+6.0%) | HK$43,422 (+9.8%) | +5.76% |
| 95 y/o | HK$44,264 | HK$46,920 (+6.0%) | HK$51,518 (+9.8%) | +5.76% |
| 99 y/o | HK$48,579 | HK$51,494 (+6.0%) | HK$56,540 (+9.8%) | +5.76% |
| All ages average | — | +6.0% | +9.8% | — |
0 y/oHK$1,920
5 y/oHK$1,920
10 y/oHK$1,920
15 y/oHK$1,920
20 y/oHK$1,947
25 y/oHK$2,079
30 y/oHK$2,318
35 y/oHK$2,544
40 y/oHK$2,881
45 y/oHK$3,711
50 y/oHK$4,869
55 y/oHK$6,278
60 y/oHK$7,617
65 y/oHK$11,287
70 y/oHK$16,863
75 y/oHK$22,287
80 y/oHK$27,864
85 y/oHK$32,529
90 y/oHK$37,308
95 y/oHK$44,264
99 y/oHK$48,579
+6.0%
All-ages avg
0 y/oHK$2,035 (+6.0%)
5 y/oHK$2,035 (+6.0%)
10 y/oHK$2,035 (+6.0%)
15 y/oHK$2,035 (+6.0%)
20 y/oHK$2,064 (+6.0%)
25 y/oHK$2,204 (+6.0%)
30 y/oHK$2,457 (+6.0%)
35 y/oHK$2,697 (+6.0%)
40 y/oHK$3,054 (+6.0%)
45 y/oHK$3,934 (+6.0%)
50 y/oHK$5,161 (+6.0%)
55 y/oHK$6,655 (+6.0%)
60 y/oHK$8,074 (+6.0%)
65 y/oHK$11,964 (+6.0%)
70 y/oHK$17,875 (+6.0%)
75 y/oHK$23,624 (+6.0%)
80 y/oHK$29,536 (+6.0%)
85 y/oHK$34,481 (+6.0%)
90 y/oHK$39,546 (+6.0%)
95 y/oHK$46,920 (+6.0%)
99 y/oHK$51,494 (+6.0%)
+9.8%
All-ages avg
0 y/oHK$2,234 (+9.8%)
5 y/oHK$2,234 (+9.8%)
10 y/oHK$2,234 (+9.8%)
15 y/oHK$2,234 (+9.8%)
20 y/oHK$2,266 (+9.8%)
25 y/oHK$2,420 (+9.8%)
30 y/oHK$2,698 (+9.8%)
35 y/oHK$2,961 (+9.8%)
40 y/oHK$3,353 (+9.8%)
45 y/oHK$4,320 (+9.8%)
50 y/oHK$5,667 (+9.8%)
55 y/oHK$7,307 (+9.8%)
60 y/oHK$8,865 (+9.8%)
65 y/oHK$13,136 (+9.8%)
70 y/oHK$19,627 (+9.8%)
75 y/oHK$25,939 (+9.8%)
80 y/oHK$32,431 (+9.8%)
85 y/oHK$37,860 (+9.8%)
90 y/oHK$43,422 (+9.8%)
95 y/oHK$51,518 (+9.8%)
99 y/oHK$56,540 (+9.8%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+5.75%
5 y/o+5.75%
10 y/o+5.75%
15 y/o+5.75%
20 y/o+5.76%
25 y/o+5.76%
30 y/o+5.76%
35 y/o+5.76%
40 y/o+5.76%
45 y/o+5.77%
50 y/o+5.76%
55 y/o+5.76%
60 y/o+5.76%
65 y/o+5.76%
70 y/o+5.76%
75 y/o+5.76%
80 y/o+5.76%
85 y/o+5.76%
90 y/o+5.76%
95 y/o+5.76%
99 y/o+5.76%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.