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Manulife First VHIS Flexi Plan - Private Room with SMM Plus
宏利全護航自願醫保靈活計劃 - 私家房+特級高額醫療保障
Manulife (International) Limited · F00019-03-002 · 6 versions · Flexi plan · Avg. annual increase +4.16%
HKD
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| Age | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | Latest 2026-06-29 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 y/o | HK$16,426 | HK$17,494 (+6.5%) | HK$18,544 (+6.0%) | HK$19,286 (+4.0%) | HK$21,022 (+9.0%) | HK$22,494 (+7.0%) | +4.31% |
| 5 y/o | HK$11,968 | HK$12,745 (+6.5%) | HK$13,510 (+6.0%) | HK$14,050 (+4.0%) | HK$15,315 (+9.0%) | HK$16,387 (+7.0%) | +4.31% |
| 10 y/o | HK$9,019 | HK$9,605 (+6.5%) | HK$10,181 (+6.0%) | HK$10,588 (+4.0%) | HK$11,223 (+6.0%) | HK$12,009 (+7.0%) | +3.92% |
| 15 y/o | HK$8,489 | HK$9,038 (+6.5%) | HK$9,580 (+6.0%) | HK$9,963 (+4.0%) | HK$10,561 (+6.0%) | HK$11,300 (+7.0%) | +3.91% |
| 20 y/o | HK$11,172 | HK$11,898 (+6.5%) | HK$12,612 (+6.0%) | HK$13,116 (+4.0%) | HK$13,903 (+6.0%) | HK$14,876 (+7.0%) | +3.92% |
| 25 y/o | HK$13,458 | HK$14,332 (+6.5%) | HK$15,192 (+6.0%) | HK$15,800 (+4.0%) | HK$16,748 (+6.0%) | HK$17,920 (+7.0%) | +3.92% |
| 30 y/o | HK$14,516 | HK$15,458 (+6.5%) | HK$16,385 (+6.0%) | HK$17,040 (+4.0%) | HK$18,062 (+6.0%) | HK$19,326 (+7.0%) | +3.91% |
| 35 y/o | HK$16,460 | HK$17,528 (+6.5%) | HK$18,580 (+6.0%) | HK$19,323 (+4.0%) | HK$20,482 (+6.0%) | HK$21,916 (+7.0%) | +3.91% |
| 40 y/o | HK$19,087 | HK$20,325 (+6.5%) | HK$21,545 (+6.0%) | HK$22,407 (+4.0%) | HK$23,751 (+6.0%) | HK$25,414 (+7.0%) | +3.91% |
| 45 y/o | HK$22,982 | HK$24,473 (+6.5%) | HK$25,941 (+6.0%) | HK$26,979 (+4.0%) | HK$28,598 (+6.0%) | HK$30,600 (+7.0%) | +3.91% |
| 50 y/o | HK$29,294 | HK$31,195 (+6.5%) | HK$33,067 (+6.0%) | HK$34,390 (+4.0%) | HK$36,625 (+6.5%) | HK$39,189 (+7.0%) | +3.98% |
| 55 y/o | HK$37,866 | HK$40,513 (+7.0%) | HK$42,944 (+6.0%) | HK$44,662 (+4.0%) | HK$48,682 (+9.0%) | HK$52,090 (+7.0%) | +4.37% |
| 60 y/o | HK$47,360 | HK$50,435 (+6.5%) | HK$53,461 (+6.0%) | HK$55,599 (+4.0%) | HK$60,603 (+9.0%) | HK$64,845 (+7.0%) | +4.30% |
| 65 y/o | HK$64,765 | HK$68,973 (+6.5%) | HK$73,111 (+6.0%) | HK$76,035 (+4.0%) | HK$82,878 (+9.0%) | HK$88,679 (+7.0%) | +4.31% |
| 70 y/o | HK$80,189 | HK$85,398 (+6.5%) | HK$90,522 (+6.0%) | HK$94,143 (+4.0%) | HK$102,616 (+9.0%) | HK$109,799 (+7.0%) | +4.31% |
| 75 y/o | HK$97,136 | HK$103,852 (+6.9%) | HK$110,083 (+6.0%) | HK$114,486 (+4.0%) | HK$124,790 (+9.0%) | HK$133,525 (+7.0%) | +4.36% |
| 80 y/o | HK$118,413 | HK$126,697 (+7.0%) | HK$134,299 (+6.0%) | HK$139,671 (+4.0%) | HK$152,241 (+9.0%) | HK$162,898 (+7.0%) | +4.37% |
| 85 y/o | HK$132,266 | HK$141,520 (+7.0%) | HK$150,011 (+6.0%) | HK$156,011 (+4.0%) | HK$170,052 (+9.0%) | HK$181,956 (+7.0%) | +4.37% |
| 90 y/o | HK$141,102 | HK$150,974 (+7.0%) | HK$160,032 (+6.0%) | HK$166,433 (+4.0%) | HK$181,412 (+9.0%) | HK$194,111 (+7.0%) | +4.37% |
| 95 y/o | HK$150,428 | HK$160,953 (+7.0%) | HK$170,610 (+6.0%) | HK$177,434 (+4.0%) | HK$193,403 (+9.0%) | HK$206,941 (+7.0%) | +4.37% |
| 99 y/o | HK$158,283 | HK$169,356 (+7.0%) | HK$179,517 (+6.0%) | HK$186,698 (+4.0%) | HK$203,501 (+9.0%) | HK$217,746 (+7.0%) | +4.37% |
| All ages average | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0 y/oHK$16,426
5 y/oHK$11,968
10 y/oHK$9,019
15 y/oHK$8,489
20 y/oHK$11,172
25 y/oHK$13,458
30 y/oHK$14,516
35 y/oHK$16,460
40 y/oHK$19,087
45 y/oHK$22,982
50 y/oHK$29,294
55 y/oHK$37,866
60 y/oHK$47,360
65 y/oHK$64,765
70 y/oHK$80,189
75 y/oHK$97,136
80 y/oHK$118,413
85 y/oHK$132,266
90 y/oHK$141,102
95 y/oHK$150,428
99 y/oHK$158,283
+6.7%
All-ages avg
0 y/oHK$17,494 (+6.5%)
5 y/oHK$12,745 (+6.5%)
10 y/oHK$9,605 (+6.5%)
15 y/oHK$9,038 (+6.5%)
20 y/oHK$11,898 (+6.5%)
25 y/oHK$14,332 (+6.5%)
30 y/oHK$15,458 (+6.5%)
35 y/oHK$17,528 (+6.5%)
40 y/oHK$20,325 (+6.5%)
45 y/oHK$24,473 (+6.5%)
50 y/oHK$31,195 (+6.5%)
55 y/oHK$40,513 (+7.0%)
60 y/oHK$50,435 (+6.5%)
65 y/oHK$68,973 (+6.5%)
70 y/oHK$85,398 (+6.5%)
75 y/oHK$103,852 (+6.9%)
80 y/oHK$126,697 (+7.0%)
85 y/oHK$141,520 (+7.0%)
90 y/oHK$150,974 (+7.0%)
95 y/oHK$160,953 (+7.0%)
99 y/oHK$169,356 (+7.0%)
+6.0%
All-ages avg
0 y/oHK$18,544 (+6.0%)
5 y/oHK$13,510 (+6.0%)
10 y/oHK$10,181 (+6.0%)
15 y/oHK$9,580 (+6.0%)
20 y/oHK$12,612 (+6.0%)
25 y/oHK$15,192 (+6.0%)
30 y/oHK$16,385 (+6.0%)
35 y/oHK$18,580 (+6.0%)
40 y/oHK$21,545 (+6.0%)
45 y/oHK$25,941 (+6.0%)
50 y/oHK$33,067 (+6.0%)
55 y/oHK$42,944 (+6.0%)
60 y/oHK$53,461 (+6.0%)
65 y/oHK$73,111 (+6.0%)
70 y/oHK$90,522 (+6.0%)
75 y/oHK$110,083 (+6.0%)
80 y/oHK$134,299 (+6.0%)
85 y/oHK$150,011 (+6.0%)
90 y/oHK$160,032 (+6.0%)
95 y/oHK$170,610 (+6.0%)
99 y/oHK$179,517 (+6.0%)
+4.0%
All-ages avg
0 y/oHK$19,286 (+4.0%)
5 y/oHK$14,050 (+4.0%)
10 y/oHK$10,588 (+4.0%)
15 y/oHK$9,963 (+4.0%)
20 y/oHK$13,116 (+4.0%)
25 y/oHK$15,800 (+4.0%)
30 y/oHK$17,040 (+4.0%)
35 y/oHK$19,323 (+4.0%)
40 y/oHK$22,407 (+4.0%)
45 y/oHK$26,979 (+4.0%)
50 y/oHK$34,390 (+4.0%)
55 y/oHK$44,662 (+4.0%)
60 y/oHK$55,599 (+4.0%)
65 y/oHK$76,035 (+4.0%)
70 y/oHK$94,143 (+4.0%)
75 y/oHK$114,486 (+4.0%)
80 y/oHK$139,671 (+4.0%)
85 y/oHK$156,011 (+4.0%)
90 y/oHK$166,433 (+4.0%)
95 y/oHK$177,434 (+4.0%)
99 y/oHK$186,698 (+4.0%)
+7.7%
All-ages avg
0 y/oHK$21,022 (+9.0%)
5 y/oHK$15,315 (+9.0%)
10 y/oHK$11,223 (+6.0%)
15 y/oHK$10,561 (+6.0%)
20 y/oHK$13,903 (+6.0%)
25 y/oHK$16,748 (+6.0%)
30 y/oHK$18,062 (+6.0%)
35 y/oHK$20,482 (+6.0%)
40 y/oHK$23,751 (+6.0%)
45 y/oHK$28,598 (+6.0%)
50 y/oHK$36,625 (+6.5%)
55 y/oHK$48,682 (+9.0%)
60 y/oHK$60,603 (+9.0%)
65 y/oHK$82,878 (+9.0%)
70 y/oHK$102,616 (+9.0%)
75 y/oHK$124,790 (+9.0%)
80 y/oHK$152,241 (+9.0%)
85 y/oHK$170,052 (+9.0%)
90 y/oHK$181,412 (+9.0%)
95 y/oHK$193,403 (+9.0%)
99 y/oHK$203,501 (+9.0%)
+7.0%
All-ages avg
0 y/oHK$22,494 (+7.0%)
5 y/oHK$16,387 (+7.0%)
10 y/oHK$12,009 (+7.0%)
15 y/oHK$11,300 (+7.0%)
20 y/oHK$14,876 (+7.0%)
25 y/oHK$17,920 (+7.0%)
30 y/oHK$19,326 (+7.0%)
35 y/oHK$21,916 (+7.0%)
40 y/oHK$25,414 (+7.0%)
45 y/oHK$30,600 (+7.0%)
50 y/oHK$39,189 (+7.0%)
55 y/oHK$52,090 (+7.0%)
60 y/oHK$64,845 (+7.0%)
65 y/oHK$88,679 (+7.0%)
70 y/oHK$109,799 (+7.0%)
75 y/oHK$133,525 (+7.0%)
80 y/oHK$162,898 (+7.0%)
85 y/oHK$181,956 (+7.0%)
90 y/oHK$194,111 (+7.0%)
95 y/oHK$206,941 (+7.0%)
99 y/oHK$217,746 (+7.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+4.31%
5 y/o+4.31%
10 y/o+3.92%
15 y/o+3.91%
20 y/o+3.92%
25 y/o+3.92%
30 y/o+3.91%
35 y/o+3.91%
40 y/o+3.91%
45 y/o+3.91%
50 y/o+3.98%
55 y/o+4.37%
60 y/o+4.30%
65 y/o+4.31%
70 y/o+4.31%
75 y/o+4.36%
80 y/o+4.37%
85 y/o+4.37%
90 y/o+4.37%
95 y/o+4.37%
99 y/o+4.37%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.