← Back to Manulife (International) Limited plan series
Manulife First VHIS Flexi Plan - Private Room with SMM
宏利全護航自願醫保靈活計劃 - 私家房+高額醫療保障
Manulife (International) Limited · F00019-03-001 · 6 versions · Flexi plan · Avg. annual increase +4.16%
HKD
Swipe the table sideways to see more versions →
| Age | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | Latest 2026-06-29 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 y/o | HK$13,683 | HK$14,573 (+6.5%) | HK$15,447 (+6.0%) | HK$16,065 (+4.0%) | HK$17,511 (+9.0%) | HK$18,737 (+7.0%) | +4.31% |
| 5 y/o | HK$9,970 | HK$10,617 (+6.5%) | HK$11,254 (+6.0%) | HK$11,704 (+4.0%) | HK$12,757 (+9.0%) | HK$13,650 (+7.0%) | +4.30% |
| 10 y/o | HK$7,513 | HK$8,001 (+6.5%) | HK$8,481 (+6.0%) | HK$8,820 (+4.0%) | HK$9,349 (+6.0%) | HK$10,003 (+7.0%) | +3.91% |
| 15 y/o | HK$7,071 | HK$7,529 (+6.5%) | HK$7,981 (+6.0%) | HK$8,300 (+4.0%) | HK$8,798 (+6.0%) | HK$9,414 (+7.0%) | +3.91% |
| 20 y/o | HK$9,307 | HK$9,911 (+6.5%) | HK$10,506 (+6.0%) | HK$10,926 (+4.0%) | HK$11,582 (+6.0%) | HK$12,393 (+7.0%) | +3.92% |
| 25 y/o | HK$11,210 | HK$11,938 (+6.5%) | HK$12,654 (+6.0%) | HK$13,160 (+4.0%) | HK$13,950 (+6.0%) | HK$14,927 (+7.0%) | +3.92% |
| 30 y/o | HK$12,092 | HK$12,876 (+6.5%) | HK$13,649 (+6.0%) | HK$14,195 (+4.0%) | HK$15,047 (+6.0%) | HK$16,100 (+7.0%) | +3.91% |
| 35 y/o | HK$13,711 | HK$14,601 (+6.5%) | HK$15,477 (+6.0%) | HK$16,096 (+4.0%) | HK$17,062 (+6.0%) | HK$18,256 (+7.0%) | +3.91% |
| 40 y/o | HK$15,899 | HK$16,930 (+6.5%) | HK$17,946 (+6.0%) | HK$18,664 (+4.0%) | HK$19,784 (+6.0%) | HK$21,169 (+7.0%) | +3.91% |
| 45 y/o | HK$19,144 | HK$20,386 (+6.5%) | HK$21,609 (+6.0%) | HK$22,473 (+4.0%) | HK$23,821 (+6.0%) | HK$25,488 (+7.0%) | +3.91% |
| 50 y/o | HK$24,402 | HK$25,986 (+6.5%) | HK$27,545 (+6.0%) | HK$28,647 (+4.0%) | HK$30,509 (+6.5%) | HK$32,645 (+7.0%) | +3.98% |
| 55 y/o | HK$31,542 | HK$33,747 (+7.0%) | HK$35,772 (+6.0%) | HK$37,203 (+4.0%) | HK$40,551 (+9.0%) | HK$43,390 (+7.0%) | +4.37% |
| 60 y/o | HK$39,451 | HK$42,013 (+6.5%) | HK$44,534 (+6.0%) | HK$46,315 (+4.0%) | HK$50,483 (+9.0%) | HK$54,017 (+7.0%) | +4.31% |
| 65 y/o | HK$53,950 | HK$57,454 (+6.5%) | HK$60,901 (+6.0%) | HK$63,337 (+4.0%) | HK$69,037 (+9.0%) | HK$73,870 (+7.0%) | +4.31% |
| 70 y/o | HK$66,798 | HK$71,137 (+6.5%) | HK$75,405 (+6.0%) | HK$78,421 (+4.0%) | HK$85,479 (+9.0%) | HK$91,463 (+7.0%) | +4.31% |
| 75 y/o | HK$80,915 | HK$86,509 (+6.9%) | HK$91,700 (+6.0%) | HK$95,368 (+4.0%) | HK$103,951 (+9.0%) | HK$111,228 (+7.0%) | +4.36% |
| 80 y/o | HK$98,639 | HK$105,539 (+7.0%) | HK$111,871 (+6.0%) | HK$116,346 (+4.0%) | HK$126,817 (+9.0%) | HK$135,694 (+7.0%) | +4.37% |
| 85 y/o | HK$110,178 | HK$117,886 (+7.0%) | HK$124,959 (+6.0%) | HK$129,957 (+4.0%) | HK$141,653 (+9.0%) | HK$151,569 (+7.0%) | +4.37% |
| 90 y/o | HK$117,539 | HK$125,762 (+7.0%) | HK$133,308 (+6.0%) | HK$138,640 (+4.0%) | HK$151,118 (+9.0%) | HK$161,696 (+7.0%) | +4.37% |
| 95 y/o | HK$125,307 | HK$134,074 (+7.0%) | HK$142,118 (+6.0%) | HK$147,803 (+4.0%) | HK$161,105 (+9.0%) | HK$172,382 (+7.0%) | +4.37% |
| 99 y/o | HK$131,851 | HK$141,074 (+7.0%) | HK$149,538 (+6.0%) | HK$155,520 (+4.0%) | HK$169,517 (+9.0%) | HK$181,383 (+7.0%) | +4.37% |
| All ages average | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0 y/oHK$13,683
5 y/oHK$9,970
10 y/oHK$7,513
15 y/oHK$7,071
20 y/oHK$9,307
25 y/oHK$11,210
30 y/oHK$12,092
35 y/oHK$13,711
40 y/oHK$15,899
45 y/oHK$19,144
50 y/oHK$24,402
55 y/oHK$31,542
60 y/oHK$39,451
65 y/oHK$53,950
70 y/oHK$66,798
75 y/oHK$80,915
80 y/oHK$98,639
85 y/oHK$110,178
90 y/oHK$117,539
95 y/oHK$125,307
99 y/oHK$131,851
+6.7%
All-ages avg
0 y/oHK$14,573 (+6.5%)
5 y/oHK$10,617 (+6.5%)
10 y/oHK$8,001 (+6.5%)
15 y/oHK$7,529 (+6.5%)
20 y/oHK$9,911 (+6.5%)
25 y/oHK$11,938 (+6.5%)
30 y/oHK$12,876 (+6.5%)
35 y/oHK$14,601 (+6.5%)
40 y/oHK$16,930 (+6.5%)
45 y/oHK$20,386 (+6.5%)
50 y/oHK$25,986 (+6.5%)
55 y/oHK$33,747 (+7.0%)
60 y/oHK$42,013 (+6.5%)
65 y/oHK$57,454 (+6.5%)
70 y/oHK$71,137 (+6.5%)
75 y/oHK$86,509 (+6.9%)
80 y/oHK$105,539 (+7.0%)
85 y/oHK$117,886 (+7.0%)
90 y/oHK$125,762 (+7.0%)
95 y/oHK$134,074 (+7.0%)
99 y/oHK$141,074 (+7.0%)
+6.0%
All-ages avg
0 y/oHK$15,447 (+6.0%)
5 y/oHK$11,254 (+6.0%)
10 y/oHK$8,481 (+6.0%)
15 y/oHK$7,981 (+6.0%)
20 y/oHK$10,506 (+6.0%)
25 y/oHK$12,654 (+6.0%)
30 y/oHK$13,649 (+6.0%)
35 y/oHK$15,477 (+6.0%)
40 y/oHK$17,946 (+6.0%)
45 y/oHK$21,609 (+6.0%)
50 y/oHK$27,545 (+6.0%)
55 y/oHK$35,772 (+6.0%)
60 y/oHK$44,534 (+6.0%)
65 y/oHK$60,901 (+6.0%)
70 y/oHK$75,405 (+6.0%)
75 y/oHK$91,700 (+6.0%)
80 y/oHK$111,871 (+6.0%)
85 y/oHK$124,959 (+6.0%)
90 y/oHK$133,308 (+6.0%)
95 y/oHK$142,118 (+6.0%)
99 y/oHK$149,538 (+6.0%)
+4.0%
All-ages avg
0 y/oHK$16,065 (+4.0%)
5 y/oHK$11,704 (+4.0%)
10 y/oHK$8,820 (+4.0%)
15 y/oHK$8,300 (+4.0%)
20 y/oHK$10,926 (+4.0%)
25 y/oHK$13,160 (+4.0%)
30 y/oHK$14,195 (+4.0%)
35 y/oHK$16,096 (+4.0%)
40 y/oHK$18,664 (+4.0%)
45 y/oHK$22,473 (+4.0%)
50 y/oHK$28,647 (+4.0%)
55 y/oHK$37,203 (+4.0%)
60 y/oHK$46,315 (+4.0%)
65 y/oHK$63,337 (+4.0%)
70 y/oHK$78,421 (+4.0%)
75 y/oHK$95,368 (+4.0%)
80 y/oHK$116,346 (+4.0%)
85 y/oHK$129,957 (+4.0%)
90 y/oHK$138,640 (+4.0%)
95 y/oHK$147,803 (+4.0%)
99 y/oHK$155,520 (+4.0%)
+7.7%
All-ages avg
0 y/oHK$17,511 (+9.0%)
5 y/oHK$12,757 (+9.0%)
10 y/oHK$9,349 (+6.0%)
15 y/oHK$8,798 (+6.0%)
20 y/oHK$11,582 (+6.0%)
25 y/oHK$13,950 (+6.0%)
30 y/oHK$15,047 (+6.0%)
35 y/oHK$17,062 (+6.0%)
40 y/oHK$19,784 (+6.0%)
45 y/oHK$23,821 (+6.0%)
50 y/oHK$30,509 (+6.5%)
55 y/oHK$40,551 (+9.0%)
60 y/oHK$50,483 (+9.0%)
65 y/oHK$69,037 (+9.0%)
70 y/oHK$85,479 (+9.0%)
75 y/oHK$103,951 (+9.0%)
80 y/oHK$126,817 (+9.0%)
85 y/oHK$141,653 (+9.0%)
90 y/oHK$151,118 (+9.0%)
95 y/oHK$161,105 (+9.0%)
99 y/oHK$169,517 (+9.0%)
+7.0%
All-ages avg
0 y/oHK$18,737 (+7.0%)
5 y/oHK$13,650 (+7.0%)
10 y/oHK$10,003 (+7.0%)
15 y/oHK$9,414 (+7.0%)
20 y/oHK$12,393 (+7.0%)
25 y/oHK$14,927 (+7.0%)
30 y/oHK$16,100 (+7.0%)
35 y/oHK$18,256 (+7.0%)
40 y/oHK$21,169 (+7.0%)
45 y/oHK$25,488 (+7.0%)
50 y/oHK$32,645 (+7.0%)
55 y/oHK$43,390 (+7.0%)
60 y/oHK$54,017 (+7.0%)
65 y/oHK$73,870 (+7.0%)
70 y/oHK$91,463 (+7.0%)
75 y/oHK$111,228 (+7.0%)
80 y/oHK$135,694 (+7.0%)
85 y/oHK$151,569 (+7.0%)
90 y/oHK$161,696 (+7.0%)
95 y/oHK$172,382 (+7.0%)
99 y/oHK$181,383 (+7.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+4.31%
5 y/o+4.30%
10 y/o+3.91%
15 y/o+3.91%
20 y/o+3.92%
25 y/o+3.92%
30 y/o+3.91%
35 y/o+3.91%
40 y/o+3.91%
45 y/o+3.91%
50 y/o+3.98%
55 y/o+4.37%
60 y/o+4.31%
65 y/o+4.31%
70 y/o+4.31%
75 y/o+4.36%
80 y/o+4.37%
85 y/o+4.37%
90 y/o+4.37%
95 y/o+4.37%
99 y/o+4.37%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.