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Manulife First VHIS Flexi Plan - Private Room
宏利全護航自願醫保靈活計劃 - 私家房
Manulife (International) Limited · F00019-03-000 · 6 versions · Flexi plan · Avg. annual increase +4.16%
HKD
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| Age | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | Latest 2026-06-29 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 y/o | HK$10,156 | HK$10,817 (+6.5%) | HK$11,466 (+6.0%) | HK$11,925 (+4.0%) | HK$12,998 (+9.0%) | HK$13,908 (+7.0%) | +4.31% |
| 5 y/o | HK$7,400 | HK$7,881 (+6.5%) | HK$8,354 (+6.0%) | HK$8,688 (+4.0%) | HK$9,470 (+9.0%) | HK$10,133 (+7.0%) | +4.31% |
| 10 y/o | HK$5,577 | HK$5,939 (+6.5%) | HK$6,295 (+6.0%) | HK$6,547 (+4.0%) | HK$6,940 (+6.0%) | HK$7,426 (+7.0%) | +3.92% |
| 15 y/o | HK$5,249 | HK$5,589 (+6.5%) | HK$5,924 (+6.0%) | HK$6,161 (+4.0%) | HK$6,531 (+6.0%) | HK$6,988 (+7.0%) | +3.91% |
| 20 y/o | HK$6,908 | HK$7,357 (+6.5%) | HK$7,798 (+6.0%) | HK$8,110 (+4.0%) | HK$8,597 (+6.0%) | HK$9,199 (+7.0%) | +3.92% |
| 25 y/o | HK$8,321 | HK$8,862 (+6.5%) | HK$9,394 (+6.0%) | HK$9,770 (+4.0%) | HK$10,356 (+6.0%) | HK$11,081 (+7.0%) | +3.92% |
| 30 y/o | HK$8,975 | HK$9,558 (+6.5%) | HK$10,131 (+6.0%) | HK$10,536 (+4.0%) | HK$11,168 (+6.0%) | HK$11,950 (+7.0%) | +3.91% |
| 35 y/o | HK$10,177 | HK$10,838 (+6.5%) | HK$11,488 (+6.0%) | HK$11,948 (+4.0%) | HK$12,665 (+6.0%) | HK$13,552 (+7.0%) | +3.92% |
| 40 y/o | HK$11,802 | HK$12,567 (+6.5%) | HK$13,321 (+6.0%) | HK$13,854 (+4.0%) | HK$14,685 (+6.0%) | HK$15,713 (+7.0%) | +3.91% |
| 45 y/o | HK$14,210 | HK$15,133 (+6.5%) | HK$16,041 (+6.0%) | HK$16,683 (+4.0%) | HK$17,684 (+6.0%) | HK$18,922 (+7.0%) | +3.92% |
| 50 y/o | HK$18,113 | HK$19,289 (+6.5%) | HK$20,446 (+6.0%) | HK$21,264 (+4.0%) | HK$22,646 (+6.5%) | HK$24,231 (+7.0%) | +3.98% |
| 55 y/o | HK$23,413 | HK$25,051 (+7.0%) | HK$26,554 (+6.0%) | HK$27,616 (+4.0%) | HK$30,101 (+9.0%) | HK$32,208 (+7.0%) | +4.37% |
| 60 y/o | HK$29,283 | HK$31,186 (+6.5%) | HK$33,057 (+6.0%) | HK$34,379 (+4.0%) | HK$37,473 (+9.0%) | HK$40,096 (+7.0%) | +4.31% |
| 65 y/o | HK$40,045 | HK$42,648 (+6.5%) | HK$45,207 (+6.0%) | HK$47,015 (+4.0%) | HK$51,246 (+9.0%) | HK$54,833 (+7.0%) | +4.31% |
| 70 y/o | HK$49,582 | HK$52,804 (+6.5%) | HK$55,972 (+6.0%) | HK$58,211 (+4.0%) | HK$63,450 (+9.0%) | HK$67,892 (+7.0%) | +4.31% |
| 75 y/o | HK$60,060 | HK$64,215 (+6.9%) | HK$68,068 (+6.0%) | HK$70,791 (+4.0%) | HK$77,162 (+9.0%) | HK$82,563 (+7.0%) | +4.36% |
| 80 y/o | HK$73,216 | HK$78,341 (+7.0%) | HK$83,041 (+6.0%) | HK$86,363 (+4.0%) | HK$94,136 (+9.0%) | HK$100,726 (+7.0%) | +4.37% |
| 85 y/o | HK$81,782 | HK$87,506 (+7.0%) | HK$92,756 (+6.0%) | HK$96,466 (+4.0%) | HK$105,148 (+9.0%) | HK$112,508 (+7.0%) | +4.37% |
| 90 y/o | HK$87,245 | HK$93,352 (+7.0%) | HK$98,953 (+6.0%) | HK$102,911 (+4.0%) | HK$112,173 (+9.0%) | HK$120,025 (+7.0%) | +4.37% |
| 95 y/o | HK$93,011 | HK$99,522 (+7.0%) | HK$105,493 (+6.0%) | HK$109,713 (+4.0%) | HK$119,587 (+9.0%) | HK$127,958 (+7.0%) | +4.37% |
| 99 y/o | HK$97,869 | HK$104,718 (+7.0%) | HK$111,001 (+6.0%) | HK$115,441 (+4.0%) | HK$125,831 (+9.0%) | HK$134,639 (+7.0%) | +4.37% |
| All ages average | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0 y/oHK$10,156
5 y/oHK$7,400
10 y/oHK$5,577
15 y/oHK$5,249
20 y/oHK$6,908
25 y/oHK$8,321
30 y/oHK$8,975
35 y/oHK$10,177
40 y/oHK$11,802
45 y/oHK$14,210
50 y/oHK$18,113
55 y/oHK$23,413
60 y/oHK$29,283
65 y/oHK$40,045
70 y/oHK$49,582
75 y/oHK$60,060
80 y/oHK$73,216
85 y/oHK$81,782
90 y/oHK$87,245
95 y/oHK$93,011
99 y/oHK$97,869
+6.7%
All-ages avg
0 y/oHK$10,817 (+6.5%)
5 y/oHK$7,881 (+6.5%)
10 y/oHK$5,939 (+6.5%)
15 y/oHK$5,589 (+6.5%)
20 y/oHK$7,357 (+6.5%)
25 y/oHK$8,862 (+6.5%)
30 y/oHK$9,558 (+6.5%)
35 y/oHK$10,838 (+6.5%)
40 y/oHK$12,567 (+6.5%)
45 y/oHK$15,133 (+6.5%)
50 y/oHK$19,289 (+6.5%)
55 y/oHK$25,051 (+7.0%)
60 y/oHK$31,186 (+6.5%)
65 y/oHK$42,648 (+6.5%)
70 y/oHK$52,804 (+6.5%)
75 y/oHK$64,215 (+6.9%)
80 y/oHK$78,341 (+7.0%)
85 y/oHK$87,506 (+7.0%)
90 y/oHK$93,352 (+7.0%)
95 y/oHK$99,522 (+7.0%)
99 y/oHK$104,718 (+7.0%)
+6.0%
All-ages avg
0 y/oHK$11,466 (+6.0%)
5 y/oHK$8,354 (+6.0%)
10 y/oHK$6,295 (+6.0%)
15 y/oHK$5,924 (+6.0%)
20 y/oHK$7,798 (+6.0%)
25 y/oHK$9,394 (+6.0%)
30 y/oHK$10,131 (+6.0%)
35 y/oHK$11,488 (+6.0%)
40 y/oHK$13,321 (+6.0%)
45 y/oHK$16,041 (+6.0%)
50 y/oHK$20,446 (+6.0%)
55 y/oHK$26,554 (+6.0%)
60 y/oHK$33,057 (+6.0%)
65 y/oHK$45,207 (+6.0%)
70 y/oHK$55,972 (+6.0%)
75 y/oHK$68,068 (+6.0%)
80 y/oHK$83,041 (+6.0%)
85 y/oHK$92,756 (+6.0%)
90 y/oHK$98,953 (+6.0%)
95 y/oHK$105,493 (+6.0%)
99 y/oHK$111,001 (+6.0%)
+4.0%
All-ages avg
0 y/oHK$11,925 (+4.0%)
5 y/oHK$8,688 (+4.0%)
10 y/oHK$6,547 (+4.0%)
15 y/oHK$6,161 (+4.0%)
20 y/oHK$8,110 (+4.0%)
25 y/oHK$9,770 (+4.0%)
30 y/oHK$10,536 (+4.0%)
35 y/oHK$11,948 (+4.0%)
40 y/oHK$13,854 (+4.0%)
45 y/oHK$16,683 (+4.0%)
50 y/oHK$21,264 (+4.0%)
55 y/oHK$27,616 (+4.0%)
60 y/oHK$34,379 (+4.0%)
65 y/oHK$47,015 (+4.0%)
70 y/oHK$58,211 (+4.0%)
75 y/oHK$70,791 (+4.0%)
80 y/oHK$86,363 (+4.0%)
85 y/oHK$96,466 (+4.0%)
90 y/oHK$102,911 (+4.0%)
95 y/oHK$109,713 (+4.0%)
99 y/oHK$115,441 (+4.0%)
+7.7%
All-ages avg
0 y/oHK$12,998 (+9.0%)
5 y/oHK$9,470 (+9.0%)
10 y/oHK$6,940 (+6.0%)
15 y/oHK$6,531 (+6.0%)
20 y/oHK$8,597 (+6.0%)
25 y/oHK$10,356 (+6.0%)
30 y/oHK$11,168 (+6.0%)
35 y/oHK$12,665 (+6.0%)
40 y/oHK$14,685 (+6.0%)
45 y/oHK$17,684 (+6.0%)
50 y/oHK$22,646 (+6.5%)
55 y/oHK$30,101 (+9.0%)
60 y/oHK$37,473 (+9.0%)
65 y/oHK$51,246 (+9.0%)
70 y/oHK$63,450 (+9.0%)
75 y/oHK$77,162 (+9.0%)
80 y/oHK$94,136 (+9.0%)
85 y/oHK$105,148 (+9.0%)
90 y/oHK$112,173 (+9.0%)
95 y/oHK$119,587 (+9.0%)
99 y/oHK$125,831 (+9.0%)
+7.0%
All-ages avg
0 y/oHK$13,908 (+7.0%)
5 y/oHK$10,133 (+7.0%)
10 y/oHK$7,426 (+7.0%)
15 y/oHK$6,988 (+7.0%)
20 y/oHK$9,199 (+7.0%)
25 y/oHK$11,081 (+7.0%)
30 y/oHK$11,950 (+7.0%)
35 y/oHK$13,552 (+7.0%)
40 y/oHK$15,713 (+7.0%)
45 y/oHK$18,922 (+7.0%)
50 y/oHK$24,231 (+7.0%)
55 y/oHK$32,208 (+7.0%)
60 y/oHK$40,096 (+7.0%)
65 y/oHK$54,833 (+7.0%)
70 y/oHK$67,892 (+7.0%)
75 y/oHK$82,563 (+7.0%)
80 y/oHK$100,726 (+7.0%)
85 y/oHK$112,508 (+7.0%)
90 y/oHK$120,025 (+7.0%)
95 y/oHK$127,958 (+7.0%)
99 y/oHK$134,639 (+7.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+4.31%
5 y/o+4.31%
10 y/o+3.92%
15 y/o+3.91%
20 y/o+3.92%
25 y/o+3.92%
30 y/o+3.91%
35 y/o+3.92%
40 y/o+3.91%
45 y/o+3.92%
50 y/o+3.98%
55 y/o+4.37%
60 y/o+4.31%
65 y/o+4.31%
70 y/o+4.31%
75 y/o+4.36%
80 y/o+4.37%
85 y/o+4.37%
90 y/o+4.37%
95 y/o+4.37%
99 y/o+4.37%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.