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Manulife First VHIS Flexi Plan - Semi-private Room with SMM Plus
宏利全護航自願醫保靈活計劃 - 半私家房+特級高額醫療保障
Manulife (International) Limited · F00019-02-002 · 6 versions · Flexi plan · Avg. annual increase +4.16%
HKD
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| Age | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | Latest 2026-06-29 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 y/o | HK$9,122 | HK$9,716 (+6.5%) | HK$10,299 (+6.0%) | HK$10,711 (+4.0%) | HK$11,675 (+9.0%) | HK$12,492 (+7.0%) | +4.31% |
| 5 y/o | HK$6,646 | HK$7,078 (+6.5%) | HK$7,503 (+6.0%) | HK$7,803 (+4.0%) | HK$8,505 (+9.0%) | HK$9,100 (+7.0%) | +4.31% |
| 10 y/o | HK$5,009 | HK$5,334 (+6.5%) | HK$5,654 (+6.0%) | HK$5,880 (+4.0%) | HK$6,233 (+6.0%) | HK$6,669 (+7.0%) | +3.91% |
| 15 y/o | HK$4,714 | HK$5,019 (+6.5%) | HK$5,320 (+6.0%) | HK$5,533 (+4.0%) | HK$5,865 (+6.0%) | HK$6,276 (+7.0%) | +3.91% |
| 20 y/o | HK$6,204 | HK$6,608 (+6.5%) | HK$7,004 (+6.0%) | HK$7,284 (+4.0%) | HK$7,721 (+6.0%) | HK$8,261 (+7.0%) | +3.92% |
| 25 y/o | HK$7,473 | HK$7,959 (+6.5%) | HK$8,437 (+6.0%) | HK$8,774 (+4.0%) | HK$9,300 (+6.0%) | HK$9,951 (+7.0%) | +3.92% |
| 30 y/o | HK$8,061 | HK$8,585 (+6.5%) | HK$9,100 (+6.0%) | HK$9,464 (+4.0%) | HK$10,032 (+6.0%) | HK$10,734 (+7.0%) | +3.92% |
| 35 y/o | HK$9,141 | HK$9,734 (+6.5%) | HK$10,318 (+6.0%) | HK$10,731 (+4.0%) | HK$11,375 (+6.0%) | HK$12,171 (+7.0%) | +3.91% |
| 40 y/o | HK$10,599 | HK$11,287 (+6.5%) | HK$11,964 (+6.0%) | HK$12,443 (+4.0%) | HK$13,190 (+6.0%) | HK$14,113 (+7.0%) | +3.92% |
| 45 y/o | HK$12,762 | HK$13,591 (+6.5%) | HK$14,406 (+6.0%) | HK$14,982 (+4.0%) | HK$15,881 (+6.0%) | HK$16,993 (+7.0%) | +3.92% |
| 50 y/o | HK$16,268 | HK$17,324 (+6.5%) | HK$18,363 (+6.0%) | HK$19,098 (+4.0%) | HK$20,339 (+6.5%) | HK$21,763 (+7.0%) | +3.98% |
| 55 y/o | HK$21,028 | HK$22,499 (+7.0%) | HK$23,849 (+6.0%) | HK$24,803 (+4.0%) | HK$27,035 (+9.0%) | HK$28,927 (+7.0%) | +4.37% |
| 60 y/o | HK$26,300 | HK$28,009 (+6.5%) | HK$29,690 (+6.0%) | HK$30,878 (+4.0%) | HK$33,657 (+9.0%) | HK$36,013 (+7.0%) | +4.31% |
| 65 y/o | HK$35,966 | HK$38,304 (+6.5%) | HK$40,602 (+6.0%) | HK$42,226 (+4.0%) | HK$46,026 (+9.0%) | HK$49,248 (+7.0%) | +4.31% |
| 70 y/o | HK$44,531 | HK$47,426 (+6.5%) | HK$50,272 (+6.0%) | HK$52,283 (+4.0%) | HK$56,988 (+9.0%) | HK$60,977 (+7.0%) | +4.31% |
| 75 y/o | HK$53,942 | HK$57,675 (+6.9%) | HK$61,136 (+6.0%) | HK$63,581 (+4.0%) | HK$69,303 (+9.0%) | HK$74,154 (+7.0%) | +4.36% |
| 80 y/o | HK$65,758 | HK$70,361 (+7.0%) | HK$74,583 (+6.0%) | HK$77,566 (+4.0%) | HK$84,547 (+9.0%) | HK$90,465 (+7.0%) | +4.37% |
| 85 y/o | HK$73,451 | HK$78,593 (+7.0%) | HK$83,309 (+6.0%) | HK$86,641 (+4.0%) | HK$94,439 (+9.0%) | HK$101,050 (+7.0%) | +4.37% |
| 90 y/o | HK$78,358 | HK$83,844 (+7.0%) | HK$88,875 (+6.0%) | HK$92,430 (+4.0%) | HK$100,749 (+9.0%) | HK$107,801 (+7.0%) | +4.37% |
| 95 y/o | HK$83,536 | HK$89,386 (+7.0%) | HK$94,749 (+6.0%) | HK$98,539 (+4.0%) | HK$107,408 (+9.0%) | HK$114,927 (+7.0%) | +4.37% |
| 99 y/o | HK$87,899 | HK$94,052 (+7.0%) | HK$99,695 (+6.0%) | HK$103,683 (+4.0%) | HK$113,014 (+9.0%) | HK$120,925 (+7.0%) | +4.37% |
| All ages average | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0 y/oHK$9,122
5 y/oHK$6,646
10 y/oHK$5,009
15 y/oHK$4,714
20 y/oHK$6,204
25 y/oHK$7,473
30 y/oHK$8,061
35 y/oHK$9,141
40 y/oHK$10,599
45 y/oHK$12,762
50 y/oHK$16,268
55 y/oHK$21,028
60 y/oHK$26,300
65 y/oHK$35,966
70 y/oHK$44,531
75 y/oHK$53,942
80 y/oHK$65,758
85 y/oHK$73,451
90 y/oHK$78,358
95 y/oHK$83,536
99 y/oHK$87,899
+6.7%
All-ages avg
0 y/oHK$9,716 (+6.5%)
5 y/oHK$7,078 (+6.5%)
10 y/oHK$5,334 (+6.5%)
15 y/oHK$5,019 (+6.5%)
20 y/oHK$6,608 (+6.5%)
25 y/oHK$7,959 (+6.5%)
30 y/oHK$8,585 (+6.5%)
35 y/oHK$9,734 (+6.5%)
40 y/oHK$11,287 (+6.5%)
45 y/oHK$13,591 (+6.5%)
50 y/oHK$17,324 (+6.5%)
55 y/oHK$22,499 (+7.0%)
60 y/oHK$28,009 (+6.5%)
65 y/oHK$38,304 (+6.5%)
70 y/oHK$47,426 (+6.5%)
75 y/oHK$57,675 (+6.9%)
80 y/oHK$70,361 (+7.0%)
85 y/oHK$78,593 (+7.0%)
90 y/oHK$83,844 (+7.0%)
95 y/oHK$89,386 (+7.0%)
99 y/oHK$94,052 (+7.0%)
+6.0%
All-ages avg
0 y/oHK$10,299 (+6.0%)
5 y/oHK$7,503 (+6.0%)
10 y/oHK$5,654 (+6.0%)
15 y/oHK$5,320 (+6.0%)
20 y/oHK$7,004 (+6.0%)
25 y/oHK$8,437 (+6.0%)
30 y/oHK$9,100 (+6.0%)
35 y/oHK$10,318 (+6.0%)
40 y/oHK$11,964 (+6.0%)
45 y/oHK$14,406 (+6.0%)
50 y/oHK$18,363 (+6.0%)
55 y/oHK$23,849 (+6.0%)
60 y/oHK$29,690 (+6.0%)
65 y/oHK$40,602 (+6.0%)
70 y/oHK$50,272 (+6.0%)
75 y/oHK$61,136 (+6.0%)
80 y/oHK$74,583 (+6.0%)
85 y/oHK$83,309 (+6.0%)
90 y/oHK$88,875 (+6.0%)
95 y/oHK$94,749 (+6.0%)
99 y/oHK$99,695 (+6.0%)
+4.0%
All-ages avg
0 y/oHK$10,711 (+4.0%)
5 y/oHK$7,803 (+4.0%)
10 y/oHK$5,880 (+4.0%)
15 y/oHK$5,533 (+4.0%)
20 y/oHK$7,284 (+4.0%)
25 y/oHK$8,774 (+4.0%)
30 y/oHK$9,464 (+4.0%)
35 y/oHK$10,731 (+4.0%)
40 y/oHK$12,443 (+4.0%)
45 y/oHK$14,982 (+4.0%)
50 y/oHK$19,098 (+4.0%)
55 y/oHK$24,803 (+4.0%)
60 y/oHK$30,878 (+4.0%)
65 y/oHK$42,226 (+4.0%)
70 y/oHK$52,283 (+4.0%)
75 y/oHK$63,581 (+4.0%)
80 y/oHK$77,566 (+4.0%)
85 y/oHK$86,641 (+4.0%)
90 y/oHK$92,430 (+4.0%)
95 y/oHK$98,539 (+4.0%)
99 y/oHK$103,683 (+4.0%)
+7.7%
All-ages avg
0 y/oHK$11,675 (+9.0%)
5 y/oHK$8,505 (+9.0%)
10 y/oHK$6,233 (+6.0%)
15 y/oHK$5,865 (+6.0%)
20 y/oHK$7,721 (+6.0%)
25 y/oHK$9,300 (+6.0%)
30 y/oHK$10,032 (+6.0%)
35 y/oHK$11,375 (+6.0%)
40 y/oHK$13,190 (+6.0%)
45 y/oHK$15,881 (+6.0%)
50 y/oHK$20,339 (+6.5%)
55 y/oHK$27,035 (+9.0%)
60 y/oHK$33,657 (+9.0%)
65 y/oHK$46,026 (+9.0%)
70 y/oHK$56,988 (+9.0%)
75 y/oHK$69,303 (+9.0%)
80 y/oHK$84,547 (+9.0%)
85 y/oHK$94,439 (+9.0%)
90 y/oHK$100,749 (+9.0%)
95 y/oHK$107,408 (+9.0%)
99 y/oHK$113,014 (+9.0%)
+7.0%
All-ages avg
0 y/oHK$12,492 (+7.0%)
5 y/oHK$9,100 (+7.0%)
10 y/oHK$6,669 (+7.0%)
15 y/oHK$6,276 (+7.0%)
20 y/oHK$8,261 (+7.0%)
25 y/oHK$9,951 (+7.0%)
30 y/oHK$10,734 (+7.0%)
35 y/oHK$12,171 (+7.0%)
40 y/oHK$14,113 (+7.0%)
45 y/oHK$16,993 (+7.0%)
50 y/oHK$21,763 (+7.0%)
55 y/oHK$28,927 (+7.0%)
60 y/oHK$36,013 (+7.0%)
65 y/oHK$49,248 (+7.0%)
70 y/oHK$60,977 (+7.0%)
75 y/oHK$74,154 (+7.0%)
80 y/oHK$90,465 (+7.0%)
85 y/oHK$101,050 (+7.0%)
90 y/oHK$107,801 (+7.0%)
95 y/oHK$114,927 (+7.0%)
99 y/oHK$120,925 (+7.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+4.31%
5 y/o+4.31%
10 y/o+3.91%
15 y/o+3.91%
20 y/o+3.92%
25 y/o+3.92%
30 y/o+3.92%
35 y/o+3.91%
40 y/o+3.92%
45 y/o+3.92%
50 y/o+3.98%
55 y/o+4.37%
60 y/o+4.31%
65 y/o+4.31%
70 y/o+4.31%
75 y/o+4.36%
80 y/o+4.37%
85 y/o+4.37%
90 y/o+4.37%
95 y/o+4.37%
99 y/o+4.37%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.