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Manulife First VHIS Flexi Plan - Semi-private Room with SMM
宏利全護航自願醫保靈活計劃 - 半私家房+高額醫療保障
Manulife (International) Limited · F00019-02-001 · 6 versions · Flexi plan · Avg. annual increase +4.16%
HKD
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| Age | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | Latest 2026-06-29 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 y/o | HK$7,296 | HK$7,771 (+6.5%) | HK$8,237 (+6.0%) | HK$8,566 (+4.0%) | HK$9,337 (+9.0%) | HK$9,991 (+7.0%) | +4.31% |
| 5 y/o | HK$5,316 | HK$5,661 (+6.5%) | HK$6,001 (+6.0%) | HK$6,241 (+4.0%) | HK$6,803 (+9.0%) | HK$7,279 (+7.0%) | +4.31% |
| 10 y/o | HK$4,006 | HK$4,267 (+6.5%) | HK$4,523 (+6.0%) | HK$4,704 (+4.0%) | HK$4,986 (+6.0%) | HK$5,335 (+7.0%) | +3.92% |
| 15 y/o | HK$3,771 | HK$4,015 (+6.5%) | HK$4,256 (+6.0%) | HK$4,426 (+4.0%) | HK$4,692 (+6.0%) | HK$5,020 (+7.0%) | +3.91% |
| 20 y/o | HK$4,963 | HK$5,286 (+6.5%) | HK$5,603 (+6.0%) | HK$5,827 (+4.0%) | HK$6,177 (+6.0%) | HK$6,609 (+7.0%) | +3.92% |
| 25 y/o | HK$5,978 | HK$6,366 (+6.5%) | HK$6,748 (+6.0%) | HK$7,018 (+4.0%) | HK$7,439 (+6.0%) | HK$7,960 (+7.0%) | +3.92% |
| 30 y/o | HK$6,448 | HK$6,867 (+6.5%) | HK$7,279 (+6.0%) | HK$7,570 (+4.0%) | HK$8,024 (+6.0%) | HK$8,586 (+7.0%) | +3.92% |
| 35 y/o | HK$7,312 | HK$7,786 (+6.5%) | HK$8,253 (+6.0%) | HK$8,583 (+4.0%) | HK$9,098 (+6.0%) | HK$9,735 (+7.0%) | +3.91% |
| 40 y/o | HK$8,478 | HK$9,029 (+6.5%) | HK$9,571 (+6.0%) | HK$9,954 (+4.0%) | HK$10,551 (+6.0%) | HK$11,290 (+7.0%) | +3.92% |
| 45 y/o | HK$10,209 | HK$10,871 (+6.5%) | HK$11,523 (+6.0%) | HK$11,984 (+4.0%) | HK$12,703 (+6.0%) | HK$13,592 (+7.0%) | +3.91% |
| 50 y/o | HK$13,013 | HK$13,857 (+6.5%) | HK$14,688 (+6.0%) | HK$15,276 (+4.0%) | HK$16,269 (+6.5%) | HK$17,408 (+7.0%) | +3.98% |
| 55 y/o | HK$16,820 | HK$17,997 (+7.0%) | HK$19,077 (+6.0%) | HK$19,840 (+4.0%) | HK$21,626 (+9.0%) | HK$23,140 (+7.0%) | +4.37% |
| 60 y/o | HK$21,037 | HK$22,404 (+6.5%) | HK$23,748 (+6.0%) | HK$24,698 (+4.0%) | HK$26,921 (+9.0%) | HK$28,805 (+7.0%) | +4.31% |
| 65 y/o | HK$28,769 | HK$30,639 (+6.5%) | HK$32,477 (+6.0%) | HK$33,776 (+4.0%) | HK$36,816 (+9.0%) | HK$39,393 (+7.0%) | +4.31% |
| 70 y/o | HK$35,620 | HK$37,935 (+6.5%) | HK$40,211 (+6.0%) | HK$41,819 (+4.0%) | HK$45,583 (+9.0%) | HK$48,774 (+7.0%) | +4.31% |
| 75 y/o | HK$43,148 | HK$46,133 (+6.9%) | HK$48,901 (+6.0%) | HK$50,857 (+4.0%) | HK$55,434 (+9.0%) | HK$59,314 (+7.0%) | +4.36% |
| 80 y/o | HK$52,600 | HK$56,281 (+7.0%) | HK$59,658 (+6.0%) | HK$62,044 (+4.0%) | HK$67,628 (+9.0%) | HK$72,362 (+7.0%) | +4.37% |
| 85 y/o | HK$58,753 | HK$62,866 (+7.0%) | HK$66,638 (+6.0%) | HK$69,304 (+4.0%) | HK$75,541 (+9.0%) | HK$80,829 (+7.0%) | +4.37% |
| 90 y/o | HK$62,678 | HK$67,065 (+7.0%) | HK$71,089 (+6.0%) | HK$73,933 (+4.0%) | HK$80,587 (+9.0%) | HK$86,228 (+7.0%) | +4.37% |
| 95 y/o | HK$66,820 | HK$71,498 (+7.0%) | HK$75,788 (+6.0%) | HK$78,820 (+4.0%) | HK$85,914 (+9.0%) | HK$91,928 (+7.0%) | +4.37% |
| 99 y/o | HK$70,310 | HK$75,231 (+7.0%) | HK$79,745 (+6.0%) | HK$82,935 (+4.0%) | HK$90,399 (+9.0%) | HK$96,727 (+7.0%) | +4.37% |
| All ages average | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0 y/oHK$7,296
5 y/oHK$5,316
10 y/oHK$4,006
15 y/oHK$3,771
20 y/oHK$4,963
25 y/oHK$5,978
30 y/oHK$6,448
35 y/oHK$7,312
40 y/oHK$8,478
45 y/oHK$10,209
50 y/oHK$13,013
55 y/oHK$16,820
60 y/oHK$21,037
65 y/oHK$28,769
70 y/oHK$35,620
75 y/oHK$43,148
80 y/oHK$52,600
85 y/oHK$58,753
90 y/oHK$62,678
95 y/oHK$66,820
99 y/oHK$70,310
+6.7%
All-ages avg
0 y/oHK$7,771 (+6.5%)
5 y/oHK$5,661 (+6.5%)
10 y/oHK$4,267 (+6.5%)
15 y/oHK$4,015 (+6.5%)
20 y/oHK$5,286 (+6.5%)
25 y/oHK$6,366 (+6.5%)
30 y/oHK$6,867 (+6.5%)
35 y/oHK$7,786 (+6.5%)
40 y/oHK$9,029 (+6.5%)
45 y/oHK$10,871 (+6.5%)
50 y/oHK$13,857 (+6.5%)
55 y/oHK$17,997 (+7.0%)
60 y/oHK$22,404 (+6.5%)
65 y/oHK$30,639 (+6.5%)
70 y/oHK$37,935 (+6.5%)
75 y/oHK$46,133 (+6.9%)
80 y/oHK$56,281 (+7.0%)
85 y/oHK$62,866 (+7.0%)
90 y/oHK$67,065 (+7.0%)
95 y/oHK$71,498 (+7.0%)
99 y/oHK$75,231 (+7.0%)
+6.0%
All-ages avg
0 y/oHK$8,237 (+6.0%)
5 y/oHK$6,001 (+6.0%)
10 y/oHK$4,523 (+6.0%)
15 y/oHK$4,256 (+6.0%)
20 y/oHK$5,603 (+6.0%)
25 y/oHK$6,748 (+6.0%)
30 y/oHK$7,279 (+6.0%)
35 y/oHK$8,253 (+6.0%)
40 y/oHK$9,571 (+6.0%)
45 y/oHK$11,523 (+6.0%)
50 y/oHK$14,688 (+6.0%)
55 y/oHK$19,077 (+6.0%)
60 y/oHK$23,748 (+6.0%)
65 y/oHK$32,477 (+6.0%)
70 y/oHK$40,211 (+6.0%)
75 y/oHK$48,901 (+6.0%)
80 y/oHK$59,658 (+6.0%)
85 y/oHK$66,638 (+6.0%)
90 y/oHK$71,089 (+6.0%)
95 y/oHK$75,788 (+6.0%)
99 y/oHK$79,745 (+6.0%)
+4.0%
All-ages avg
0 y/oHK$8,566 (+4.0%)
5 y/oHK$6,241 (+4.0%)
10 y/oHK$4,704 (+4.0%)
15 y/oHK$4,426 (+4.0%)
20 y/oHK$5,827 (+4.0%)
25 y/oHK$7,018 (+4.0%)
30 y/oHK$7,570 (+4.0%)
35 y/oHK$8,583 (+4.0%)
40 y/oHK$9,954 (+4.0%)
45 y/oHK$11,984 (+4.0%)
50 y/oHK$15,276 (+4.0%)
55 y/oHK$19,840 (+4.0%)
60 y/oHK$24,698 (+4.0%)
65 y/oHK$33,776 (+4.0%)
70 y/oHK$41,819 (+4.0%)
75 y/oHK$50,857 (+4.0%)
80 y/oHK$62,044 (+4.0%)
85 y/oHK$69,304 (+4.0%)
90 y/oHK$73,933 (+4.0%)
95 y/oHK$78,820 (+4.0%)
99 y/oHK$82,935 (+4.0%)
+7.7%
All-ages avg
0 y/oHK$9,337 (+9.0%)
5 y/oHK$6,803 (+9.0%)
10 y/oHK$4,986 (+6.0%)
15 y/oHK$4,692 (+6.0%)
20 y/oHK$6,177 (+6.0%)
25 y/oHK$7,439 (+6.0%)
30 y/oHK$8,024 (+6.0%)
35 y/oHK$9,098 (+6.0%)
40 y/oHK$10,551 (+6.0%)
45 y/oHK$12,703 (+6.0%)
50 y/oHK$16,269 (+6.5%)
55 y/oHK$21,626 (+9.0%)
60 y/oHK$26,921 (+9.0%)
65 y/oHK$36,816 (+9.0%)
70 y/oHK$45,583 (+9.0%)
75 y/oHK$55,434 (+9.0%)
80 y/oHK$67,628 (+9.0%)
85 y/oHK$75,541 (+9.0%)
90 y/oHK$80,587 (+9.0%)
95 y/oHK$85,914 (+9.0%)
99 y/oHK$90,399 (+9.0%)
+7.0%
All-ages avg
0 y/oHK$9,991 (+7.0%)
5 y/oHK$7,279 (+7.0%)
10 y/oHK$5,335 (+7.0%)
15 y/oHK$5,020 (+7.0%)
20 y/oHK$6,609 (+7.0%)
25 y/oHK$7,960 (+7.0%)
30 y/oHK$8,586 (+7.0%)
35 y/oHK$9,735 (+7.0%)
40 y/oHK$11,290 (+7.0%)
45 y/oHK$13,592 (+7.0%)
50 y/oHK$17,408 (+7.0%)
55 y/oHK$23,140 (+7.0%)
60 y/oHK$28,805 (+7.0%)
65 y/oHK$39,393 (+7.0%)
70 y/oHK$48,774 (+7.0%)
75 y/oHK$59,314 (+7.0%)
80 y/oHK$72,362 (+7.0%)
85 y/oHK$80,829 (+7.0%)
90 y/oHK$86,228 (+7.0%)
95 y/oHK$91,928 (+7.0%)
99 y/oHK$96,727 (+7.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+4.31%
5 y/o+4.31%
10 y/o+3.92%
15 y/o+3.91%
20 y/o+3.92%
25 y/o+3.92%
30 y/o+3.92%
35 y/o+3.91%
40 y/o+3.92%
45 y/o+3.91%
50 y/o+3.98%
55 y/o+4.37%
60 y/o+4.31%
65 y/o+4.31%
70 y/o+4.31%
75 y/o+4.36%
80 y/o+4.37%
85 y/o+4.37%
90 y/o+4.37%
95 y/o+4.37%
99 y/o+4.37%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.