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Manulife First VHIS Flexi Plan - Semi-private Room
宏利全護航自願醫保靈活計劃 - 半私家房
Manulife (International) Limited · F00019-02-000 · 6 versions · Flexi plan · Avg. annual increase +4.16%
HKD
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| Age | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | Latest 2026-06-29 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 y/o | HK$5,238 | HK$5,579 (+6.5%) | HK$5,914 (+6.0%) | HK$6,151 (+4.0%) | HK$6,705 (+9.0%) | HK$7,174 (+7.0%) | +4.31% |
| 5 y/o | HK$3,816 | HK$4,064 (+6.5%) | HK$4,308 (+6.0%) | HK$4,480 (+4.0%) | HK$4,883 (+9.0%) | HK$5,225 (+7.0%) | +4.31% |
| 10 y/o | HK$2,876 | HK$3,063 (+6.5%) | HK$3,247 (+6.0%) | HK$3,377 (+4.0%) | HK$3,580 (+6.0%) | HK$3,831 (+7.0%) | +3.92% |
| 15 y/o | HK$2,707 | HK$2,882 (+6.5%) | HK$3,055 (+6.0%) | HK$3,177 (+4.0%) | HK$3,368 (+6.0%) | HK$3,604 (+7.0%) | +3.91% |
| 20 y/o | HK$3,562 | HK$3,794 (+6.5%) | HK$4,022 (+6.0%) | HK$4,183 (+4.0%) | HK$4,434 (+6.0%) | HK$4,744 (+7.0%) | +3.92% |
| 25 y/o | HK$4,291 | HK$4,570 (+6.5%) | HK$4,844 (+6.0%) | HK$5,038 (+4.0%) | HK$5,340 (+6.0%) | HK$5,714 (+7.0%) | +3.92% |
| 30 y/o | HK$4,628 | HK$4,929 (+6.5%) | HK$5,225 (+6.0%) | HK$5,434 (+4.0%) | HK$5,760 (+6.0%) | HK$6,163 (+7.0%) | +3.92% |
| 35 y/o | HK$5,248 | HK$5,589 (+6.5%) | HK$5,924 (+6.0%) | HK$6,161 (+4.0%) | HK$6,531 (+6.0%) | HK$6,988 (+7.0%) | +3.92% |
| 40 y/o | HK$6,086 | HK$6,481 (+6.5%) | HK$6,870 (+6.0%) | HK$7,145 (+4.0%) | HK$7,574 (+6.0%) | HK$8,104 (+7.0%) | +3.92% |
| 45 y/o | HK$7,328 | HK$7,804 (+6.5%) | HK$8,272 (+6.0%) | HK$8,603 (+4.0%) | HK$9,119 (+6.0%) | HK$9,757 (+7.0%) | +3.91% |
| 50 y/o | HK$9,341 | HK$9,947 (+6.5%) | HK$10,544 (+6.0%) | HK$10,966 (+4.0%) | HK$11,679 (+6.5%) | HK$12,497 (+7.0%) | +3.98% |
| 55 y/o | HK$12,074 | HK$12,919 (+7.0%) | HK$13,694 (+6.0%) | HK$14,242 (+4.0%) | HK$15,524 (+9.0%) | HK$16,611 (+7.0%) | +4.37% |
| 60 y/o | HK$15,101 | HK$16,082 (+6.5%) | HK$17,047 (+6.0%) | HK$17,729 (+4.0%) | HK$19,325 (+9.0%) | HK$20,678 (+7.0%) | +4.31% |
| 65 y/o | HK$20,651 | HK$21,994 (+6.5%) | HK$23,314 (+6.0%) | HK$24,247 (+4.0%) | HK$26,429 (+9.0%) | HK$28,279 (+7.0%) | +4.31% |
| 70 y/o | HK$25,569 | HK$27,231 (+6.5%) | HK$28,865 (+6.0%) | HK$30,020 (+4.0%) | HK$32,722 (+9.0%) | HK$35,013 (+7.0%) | +4.31% |
| 75 y/o | HK$30,973 | HK$33,116 (+6.9%) | HK$35,103 (+6.0%) | HK$36,507 (+4.0%) | HK$39,793 (+9.0%) | HK$42,579 (+7.0%) | +4.36% |
| 80 y/o | HK$37,758 | HK$40,400 (+7.0%) | HK$42,824 (+6.0%) | HK$44,537 (+4.0%) | HK$48,545 (+9.0%) | HK$51,943 (+7.0%) | +4.37% |
| 85 y/o | HK$42,175 | HK$45,127 (+7.0%) | HK$47,835 (+6.0%) | HK$49,748 (+4.0%) | HK$54,225 (+9.0%) | HK$58,021 (+7.0%) | +4.37% |
| 90 y/o | HK$44,992 | HK$48,141 (+7.0%) | HK$51,029 (+6.0%) | HK$53,070 (+4.0%) | HK$57,846 (+9.0%) | HK$61,895 (+7.0%) | +4.37% |
| 95 y/o | HK$47,966 | HK$51,323 (+7.0%) | HK$54,402 (+6.0%) | HK$56,578 (+4.0%) | HK$61,670 (+9.0%) | HK$65,987 (+7.0%) | +4.37% |
| 99 y/o | HK$50,471 | HK$54,003 (+7.0%) | HK$57,243 (+6.0%) | HK$59,533 (+4.0%) | HK$64,891 (+9.0%) | HK$69,433 (+7.0%) | +4.37% |
| All ages average | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0 y/oHK$5,238
5 y/oHK$3,816
10 y/oHK$2,876
15 y/oHK$2,707
20 y/oHK$3,562
25 y/oHK$4,291
30 y/oHK$4,628
35 y/oHK$5,248
40 y/oHK$6,086
45 y/oHK$7,328
50 y/oHK$9,341
55 y/oHK$12,074
60 y/oHK$15,101
65 y/oHK$20,651
70 y/oHK$25,569
75 y/oHK$30,973
80 y/oHK$37,758
85 y/oHK$42,175
90 y/oHK$44,992
95 y/oHK$47,966
99 y/oHK$50,471
+6.7%
All-ages avg
0 y/oHK$5,579 (+6.5%)
5 y/oHK$4,064 (+6.5%)
10 y/oHK$3,063 (+6.5%)
15 y/oHK$2,882 (+6.5%)
20 y/oHK$3,794 (+6.5%)
25 y/oHK$4,570 (+6.5%)
30 y/oHK$4,929 (+6.5%)
35 y/oHK$5,589 (+6.5%)
40 y/oHK$6,481 (+6.5%)
45 y/oHK$7,804 (+6.5%)
50 y/oHK$9,947 (+6.5%)
55 y/oHK$12,919 (+7.0%)
60 y/oHK$16,082 (+6.5%)
65 y/oHK$21,994 (+6.5%)
70 y/oHK$27,231 (+6.5%)
75 y/oHK$33,116 (+6.9%)
80 y/oHK$40,400 (+7.0%)
85 y/oHK$45,127 (+7.0%)
90 y/oHK$48,141 (+7.0%)
95 y/oHK$51,323 (+7.0%)
99 y/oHK$54,003 (+7.0%)
+6.0%
All-ages avg
0 y/oHK$5,914 (+6.0%)
5 y/oHK$4,308 (+6.0%)
10 y/oHK$3,247 (+6.0%)
15 y/oHK$3,055 (+6.0%)
20 y/oHK$4,022 (+6.0%)
25 y/oHK$4,844 (+6.0%)
30 y/oHK$5,225 (+6.0%)
35 y/oHK$5,924 (+6.0%)
40 y/oHK$6,870 (+6.0%)
45 y/oHK$8,272 (+6.0%)
50 y/oHK$10,544 (+6.0%)
55 y/oHK$13,694 (+6.0%)
60 y/oHK$17,047 (+6.0%)
65 y/oHK$23,314 (+6.0%)
70 y/oHK$28,865 (+6.0%)
75 y/oHK$35,103 (+6.0%)
80 y/oHK$42,824 (+6.0%)
85 y/oHK$47,835 (+6.0%)
90 y/oHK$51,029 (+6.0%)
95 y/oHK$54,402 (+6.0%)
99 y/oHK$57,243 (+6.0%)
+4.0%
All-ages avg
0 y/oHK$6,151 (+4.0%)
5 y/oHK$4,480 (+4.0%)
10 y/oHK$3,377 (+4.0%)
15 y/oHK$3,177 (+4.0%)
20 y/oHK$4,183 (+4.0%)
25 y/oHK$5,038 (+4.0%)
30 y/oHK$5,434 (+4.0%)
35 y/oHK$6,161 (+4.0%)
40 y/oHK$7,145 (+4.0%)
45 y/oHK$8,603 (+4.0%)
50 y/oHK$10,966 (+4.0%)
55 y/oHK$14,242 (+4.0%)
60 y/oHK$17,729 (+4.0%)
65 y/oHK$24,247 (+4.0%)
70 y/oHK$30,020 (+4.0%)
75 y/oHK$36,507 (+4.0%)
80 y/oHK$44,537 (+4.0%)
85 y/oHK$49,748 (+4.0%)
90 y/oHK$53,070 (+4.0%)
95 y/oHK$56,578 (+4.0%)
99 y/oHK$59,533 (+4.0%)
+7.7%
All-ages avg
0 y/oHK$6,705 (+9.0%)
5 y/oHK$4,883 (+9.0%)
10 y/oHK$3,580 (+6.0%)
15 y/oHK$3,368 (+6.0%)
20 y/oHK$4,434 (+6.0%)
25 y/oHK$5,340 (+6.0%)
30 y/oHK$5,760 (+6.0%)
35 y/oHK$6,531 (+6.0%)
40 y/oHK$7,574 (+6.0%)
45 y/oHK$9,119 (+6.0%)
50 y/oHK$11,679 (+6.5%)
55 y/oHK$15,524 (+9.0%)
60 y/oHK$19,325 (+9.0%)
65 y/oHK$26,429 (+9.0%)
70 y/oHK$32,722 (+9.0%)
75 y/oHK$39,793 (+9.0%)
80 y/oHK$48,545 (+9.0%)
85 y/oHK$54,225 (+9.0%)
90 y/oHK$57,846 (+9.0%)
95 y/oHK$61,670 (+9.0%)
99 y/oHK$64,891 (+9.0%)
+7.0%
All-ages avg
0 y/oHK$7,174 (+7.0%)
5 y/oHK$5,225 (+7.0%)
10 y/oHK$3,831 (+7.0%)
15 y/oHK$3,604 (+7.0%)
20 y/oHK$4,744 (+7.0%)
25 y/oHK$5,714 (+7.0%)
30 y/oHK$6,163 (+7.0%)
35 y/oHK$6,988 (+7.0%)
40 y/oHK$8,104 (+7.0%)
45 y/oHK$9,757 (+7.0%)
50 y/oHK$12,497 (+7.0%)
55 y/oHK$16,611 (+7.0%)
60 y/oHK$20,678 (+7.0%)
65 y/oHK$28,279 (+7.0%)
70 y/oHK$35,013 (+7.0%)
75 y/oHK$42,579 (+7.0%)
80 y/oHK$51,943 (+7.0%)
85 y/oHK$58,021 (+7.0%)
90 y/oHK$61,895 (+7.0%)
95 y/oHK$65,987 (+7.0%)
99 y/oHK$69,433 (+7.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+4.31%
5 y/o+4.31%
10 y/o+3.92%
15 y/o+3.91%
20 y/o+3.92%
25 y/o+3.92%
30 y/o+3.92%
35 y/o+3.92%
40 y/o+3.92%
45 y/o+3.91%
50 y/o+3.98%
55 y/o+4.37%
60 y/o+4.31%
65 y/o+4.31%
70 y/o+4.31%
75 y/o+4.36%
80 y/o+4.37%
85 y/o+4.37%
90 y/o+4.37%
95 y/o+4.37%
99 y/o+4.37%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.