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Manulife First VHIS Flexi Plan - Ward with SMM Plus
宏利全護航自願醫保靈活計劃 - 普通房+特級高額醫療保障
Manulife (International) Limited · F00019-01-002 · 6 versions · Flexi plan · Avg. annual increase +4.09%
HKD
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| Age | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | Latest 2026-06-29 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 y/o | HK$5,160 | HK$5,471 (+6.0%) | HK$5,799 (+6.0%) | HK$6,031 (+4.0%) | HK$6,574 (+9.0%) | HK$7,034 (+7.0%) | +4.24% |
| 5 y/o | HK$3,760 | HK$3,985 (+6.0%) | HK$4,224 (+6.0%) | HK$4,393 (+4.0%) | HK$4,788 (+9.0%) | HK$5,123 (+7.0%) | +4.24% |
| 10 y/o | HK$2,834 | HK$3,004 (+6.0%) | HK$3,184 (+6.0%) | HK$3,311 (+4.0%) | HK$3,510 (+6.0%) | HK$3,756 (+7.0%) | +3.85% |
| 15 y/o | HK$2,667 | HK$2,826 (+6.0%) | HK$2,996 (+6.0%) | HK$3,116 (+4.0%) | HK$3,303 (+6.0%) | HK$3,534 (+7.0%) | +3.85% |
| 20 y/o | HK$3,510 | HK$3,721 (+6.0%) | HK$3,944 (+6.0%) | HK$4,102 (+4.0%) | HK$4,348 (+6.0%) | HK$4,652 (+7.0%) | +3.85% |
| 25 y/o | HK$4,228 | HK$4,482 (+6.0%) | HK$4,751 (+6.0%) | HK$4,941 (+4.0%) | HK$5,237 (+6.0%) | HK$5,604 (+7.0%) | +3.85% |
| 30 y/o | HK$4,560 | HK$4,834 (+6.0%) | HK$5,124 (+6.0%) | HK$5,329 (+4.0%) | HK$5,649 (+6.0%) | HK$6,044 (+7.0%) | +3.85% |
| 35 y/o | HK$5,171 | HK$5,481 (+6.0%) | HK$5,810 (+6.0%) | HK$6,042 (+4.0%) | HK$6,405 (+6.0%) | HK$6,853 (+7.0%) | +3.85% |
| 40 y/o | HK$5,996 | HK$6,356 (+6.0%) | HK$6,737 (+6.0%) | HK$7,006 (+4.0%) | HK$7,426 (+6.0%) | HK$7,946 (+7.0%) | +3.85% |
| 45 y/o | HK$7,220 | HK$7,653 (+6.0%) | HK$8,112 (+6.0%) | HK$8,436 (+4.0%) | HK$8,942 (+6.0%) | HK$9,568 (+7.0%) | +3.85% |
| 50 y/o | HK$9,203 | HK$9,755 (+6.0%) | HK$10,340 (+6.0%) | HK$10,754 (+4.0%) | HK$11,453 (+6.5%) | HK$12,255 (+7.0%) | +3.92% |
| 55 y/o | HK$11,896 | HK$12,669 (+6.5%) | HK$13,429 (+6.0%) | HK$13,966 (+4.0%) | HK$15,223 (+9.0%) | HK$16,289 (+7.0%) | +4.31% |
| 60 y/o | HK$14,879 | HK$15,771 (+6.0%) | HK$16,717 (+6.0%) | HK$17,386 (+4.0%) | HK$18,951 (+9.0%) | HK$20,278 (+7.0%) | +4.24% |
| 65 y/o | HK$20,347 | HK$21,568 (+6.0%) | HK$22,862 (+6.0%) | HK$23,776 (+4.0%) | HK$25,916 (+9.0%) | HK$27,730 (+7.0%) | +4.24% |
| 70 y/o | HK$25,192 | HK$26,704 (+6.0%) | HK$28,306 (+6.0%) | HK$29,438 (+4.0%) | HK$32,087 (+9.0%) | HK$34,333 (+7.0%) | +4.24% |
| 75 y/o | HK$30,517 | HK$32,475 (+6.4%) | HK$34,424 (+6.0%) | HK$35,801 (+4.0%) | HK$39,023 (+9.0%) | HK$41,755 (+7.0%) | +4.30% |
| 80 y/o | HK$37,201 | HK$39,619 (+6.5%) | HK$41,996 (+6.0%) | HK$43,676 (+4.0%) | HK$47,607 (+9.0%) | HK$50,939 (+7.0%) | +4.31% |
| 85 y/o | HK$41,553 | HK$44,254 (+6.5%) | HK$46,909 (+6.0%) | HK$48,785 (+4.0%) | HK$53,176 (+9.0%) | HK$56,898 (+7.0%) | +4.31% |
| 90 y/o | HK$44,329 | HK$47,210 (+6.5%) | HK$50,043 (+6.0%) | HK$52,045 (+4.0%) | HK$56,729 (+9.0%) | HK$60,700 (+7.0%) | +4.31% |
| 95 y/o | HK$47,259 | HK$50,331 (+6.5%) | HK$53,351 (+6.0%) | HK$55,485 (+4.0%) | HK$60,479 (+9.0%) | HK$64,713 (+7.0%) | +4.31% |
| 99 y/o | HK$49,727 | HK$52,958 (+6.5%) | HK$56,135 (+6.0%) | HK$58,380 (+4.0%) | HK$63,634 (+9.0%) | HK$68,088 (+7.0%) | +4.31% |
| All ages average | — | +6.2% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0 y/oHK$5,160
5 y/oHK$3,760
10 y/oHK$2,834
15 y/oHK$2,667
20 y/oHK$3,510
25 y/oHK$4,228
30 y/oHK$4,560
35 y/oHK$5,171
40 y/oHK$5,996
45 y/oHK$7,220
50 y/oHK$9,203
55 y/oHK$11,896
60 y/oHK$14,879
65 y/oHK$20,347
70 y/oHK$25,192
75 y/oHK$30,517
80 y/oHK$37,201
85 y/oHK$41,553
90 y/oHK$44,329
95 y/oHK$47,259
99 y/oHK$49,727
+6.2%
All-ages avg
0 y/oHK$5,471 (+6.0%)
5 y/oHK$3,985 (+6.0%)
10 y/oHK$3,004 (+6.0%)
15 y/oHK$2,826 (+6.0%)
20 y/oHK$3,721 (+6.0%)
25 y/oHK$4,482 (+6.0%)
30 y/oHK$4,834 (+6.0%)
35 y/oHK$5,481 (+6.0%)
40 y/oHK$6,356 (+6.0%)
45 y/oHK$7,653 (+6.0%)
50 y/oHK$9,755 (+6.0%)
55 y/oHK$12,669 (+6.5%)
60 y/oHK$15,771 (+6.0%)
65 y/oHK$21,568 (+6.0%)
70 y/oHK$26,704 (+6.0%)
75 y/oHK$32,475 (+6.4%)
80 y/oHK$39,619 (+6.5%)
85 y/oHK$44,254 (+6.5%)
90 y/oHK$47,210 (+6.5%)
95 y/oHK$50,331 (+6.5%)
99 y/oHK$52,958 (+6.5%)
+6.0%
All-ages avg
0 y/oHK$5,799 (+6.0%)
5 y/oHK$4,224 (+6.0%)
10 y/oHK$3,184 (+6.0%)
15 y/oHK$2,996 (+6.0%)
20 y/oHK$3,944 (+6.0%)
25 y/oHK$4,751 (+6.0%)
30 y/oHK$5,124 (+6.0%)
35 y/oHK$5,810 (+6.0%)
40 y/oHK$6,737 (+6.0%)
45 y/oHK$8,112 (+6.0%)
50 y/oHK$10,340 (+6.0%)
55 y/oHK$13,429 (+6.0%)
60 y/oHK$16,717 (+6.0%)
65 y/oHK$22,862 (+6.0%)
70 y/oHK$28,306 (+6.0%)
75 y/oHK$34,424 (+6.0%)
80 y/oHK$41,996 (+6.0%)
85 y/oHK$46,909 (+6.0%)
90 y/oHK$50,043 (+6.0%)
95 y/oHK$53,351 (+6.0%)
99 y/oHK$56,135 (+6.0%)
+4.0%
All-ages avg
0 y/oHK$6,031 (+4.0%)
5 y/oHK$4,393 (+4.0%)
10 y/oHK$3,311 (+4.0%)
15 y/oHK$3,116 (+4.0%)
20 y/oHK$4,102 (+4.0%)
25 y/oHK$4,941 (+4.0%)
30 y/oHK$5,329 (+4.0%)
35 y/oHK$6,042 (+4.0%)
40 y/oHK$7,006 (+4.0%)
45 y/oHK$8,436 (+4.0%)
50 y/oHK$10,754 (+4.0%)
55 y/oHK$13,966 (+4.0%)
60 y/oHK$17,386 (+4.0%)
65 y/oHK$23,776 (+4.0%)
70 y/oHK$29,438 (+4.0%)
75 y/oHK$35,801 (+4.0%)
80 y/oHK$43,676 (+4.0%)
85 y/oHK$48,785 (+4.0%)
90 y/oHK$52,045 (+4.0%)
95 y/oHK$55,485 (+4.0%)
99 y/oHK$58,380 (+4.0%)
+7.7%
All-ages avg
0 y/oHK$6,574 (+9.0%)
5 y/oHK$4,788 (+9.0%)
10 y/oHK$3,510 (+6.0%)
15 y/oHK$3,303 (+6.0%)
20 y/oHK$4,348 (+6.0%)
25 y/oHK$5,237 (+6.0%)
30 y/oHK$5,649 (+6.0%)
35 y/oHK$6,405 (+6.0%)
40 y/oHK$7,426 (+6.0%)
45 y/oHK$8,942 (+6.0%)
50 y/oHK$11,453 (+6.5%)
55 y/oHK$15,223 (+9.0%)
60 y/oHK$18,951 (+9.0%)
65 y/oHK$25,916 (+9.0%)
70 y/oHK$32,087 (+9.0%)
75 y/oHK$39,023 (+9.0%)
80 y/oHK$47,607 (+9.0%)
85 y/oHK$53,176 (+9.0%)
90 y/oHK$56,729 (+9.0%)
95 y/oHK$60,479 (+9.0%)
99 y/oHK$63,634 (+9.0%)
+7.0%
All-ages avg
0 y/oHK$7,034 (+7.0%)
5 y/oHK$5,123 (+7.0%)
10 y/oHK$3,756 (+7.0%)
15 y/oHK$3,534 (+7.0%)
20 y/oHK$4,652 (+7.0%)
25 y/oHK$5,604 (+7.0%)
30 y/oHK$6,044 (+7.0%)
35 y/oHK$6,853 (+7.0%)
40 y/oHK$7,946 (+7.0%)
45 y/oHK$9,568 (+7.0%)
50 y/oHK$12,255 (+7.0%)
55 y/oHK$16,289 (+7.0%)
60 y/oHK$20,278 (+7.0%)
65 y/oHK$27,730 (+7.0%)
70 y/oHK$34,333 (+7.0%)
75 y/oHK$41,755 (+7.0%)
80 y/oHK$50,939 (+7.0%)
85 y/oHK$56,898 (+7.0%)
90 y/oHK$60,700 (+7.0%)
95 y/oHK$64,713 (+7.0%)
99 y/oHK$68,088 (+7.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+4.24%
5 y/o+4.24%
10 y/o+3.85%
15 y/o+3.85%
20 y/o+3.85%
25 y/o+3.85%
30 y/o+3.85%
35 y/o+3.85%
40 y/o+3.85%
45 y/o+3.85%
50 y/o+3.92%
55 y/o+4.31%
60 y/o+4.24%
65 y/o+4.24%
70 y/o+4.24%
75 y/o+4.30%
80 y/o+4.31%
85 y/o+4.31%
90 y/o+4.31%
95 y/o+4.31%
99 y/o+4.31%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.