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Health Supreme Medical Plan - Plan III with SMM
「倍健樂」醫療計劃 - 計劃 III+額外醫療保障
Hong Kong Life Insurance Limited · F00039-03-001 · 4 versions · Flexi plan · Avg. annual increase +2.15%
HKD
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| Age | 2019-12-06 | 2020-10-12 | 2024-08-26 | Latest 2025-09-29 | Avg. annual increase |
|---|---|---|---|---|---|
| 0 y/o | HK$17,482 | HK$17,482 | HK$19,230 (+10.0%) | HK$20,192 (+5.0%) | +2.15% |
| 5 y/o | HK$9,154 | HK$9,154 | HK$10,069 (+10.0%) | HK$10,572 (+5.0%) | +2.15% |
| 10 y/o | HK$6,424 | HK$6,424 | HK$7,066 (+10.0%) | HK$7,419 (+5.0%) | +2.15% |
| 15 y/o | HK$6,220 | HK$6,220 | HK$6,842 (+10.0%) | HK$7,184 (+5.0%) | +2.15% |
| 20 y/o | HK$7,089 | HK$7,089 | HK$7,798 (+10.0%) | HK$8,188 (+5.0%) | +2.15% |
| 25 y/o | HK$8,394 | HK$8,394 | HK$9,233 (+10.0%) | HK$9,695 (+5.0%) | +2.15% |
| 30 y/o | HK$9,897 | HK$9,897 | HK$10,887 (+10.0%) | HK$11,431 (+5.0%) | +2.15% |
| 35 y/o | HK$11,257 | HK$11,257 | HK$12,383 (+10.0%) | HK$13,002 (+5.0%) | +2.15% |
| 40 y/o | HK$13,152 | HK$13,152 | HK$14,467 (+10.0%) | HK$15,190 (+5.0%) | +2.15% |
| 45 y/o | HK$16,024 | HK$16,024 | HK$17,626 (+10.0%) | HK$18,507 (+5.0%) | +2.15% |
| 50 y/o | HK$20,804 | HK$20,804 | HK$22,884 (+10.0%) | HK$24,028 (+5.0%) | +2.15% |
| 55 y/o | HK$28,322 | HK$28,322 | HK$31,154 (+10.0%) | HK$32,712 (+5.0%) | +2.15% |
| 60 y/o | HK$36,684 | HK$36,684 | HK$40,352 (+10.0%) | HK$42,370 (+5.0%) | +2.15% |
| 65 y/o | HK$46,582 | HK$46,582 | HK$51,240 (+10.0%) | HK$53,802 (+5.0%) | +2.15% |
| 70 y/o | HK$57,590 | HK$57,590 | HK$63,349 (+10.0%) | HK$66,516 (+5.0%) | +2.15% |
| 75 y/o | HK$67,710 | HK$67,710 | HK$74,481 (+10.0%) | HK$78,205 (+5.0%) | +2.15% |
| 80 y/o | HK$79,112 | HK$79,112 | HK$87,023 (+10.0%) | HK$91,374 (+5.0%) | +2.15% |
| 85 y/o | HK$91,185 | HK$91,185 | HK$100,304 (+10.0%) | HK$105,319 (+5.0%) | +2.15% |
| 90 y/o | HK$97,129 | HK$97,129 | HK$106,842 (+10.0%) | HK$112,184 (+5.0%) | +2.15% |
| 95 y/o | HK$104,084 | HK$104,084 | HK$114,492 (+10.0%) | HK$120,217 (+5.0%) | +2.15% |
| 99 y/o | HK$108,204 | HK$108,204 | HK$119,024 (+10.0%) | HK$124,975 (+5.0%) | +2.15% |
| All ages average | — | 0.0% | +10.0% | +5.0% | — |
0 y/oHK$17,482
5 y/oHK$9,154
10 y/oHK$6,424
15 y/oHK$6,220
20 y/oHK$7,089
25 y/oHK$8,394
30 y/oHK$9,897
35 y/oHK$11,257
40 y/oHK$13,152
45 y/oHK$16,024
50 y/oHK$20,804
55 y/oHK$28,322
60 y/oHK$36,684
65 y/oHK$46,582
70 y/oHK$57,590
75 y/oHK$67,710
80 y/oHK$79,112
85 y/oHK$91,185
90 y/oHK$97,129
95 y/oHK$104,084
99 y/oHK$108,204
0.0%
All-ages avg
0 y/oHK$17,482
5 y/oHK$9,154
10 y/oHK$6,424
15 y/oHK$6,220
20 y/oHK$7,089
25 y/oHK$8,394
30 y/oHK$9,897
35 y/oHK$11,257
40 y/oHK$13,152
45 y/oHK$16,024
50 y/oHK$20,804
55 y/oHK$28,322
60 y/oHK$36,684
65 y/oHK$46,582
70 y/oHK$57,590
75 y/oHK$67,710
80 y/oHK$79,112
85 y/oHK$91,185
90 y/oHK$97,129
95 y/oHK$104,084
99 y/oHK$108,204
+10.0%
All-ages avg
0 y/oHK$19,230 (+10.0%)
5 y/oHK$10,069 (+10.0%)
10 y/oHK$7,066 (+10.0%)
15 y/oHK$6,842 (+10.0%)
20 y/oHK$7,798 (+10.0%)
25 y/oHK$9,233 (+10.0%)
30 y/oHK$10,887 (+10.0%)
35 y/oHK$12,383 (+10.0%)
40 y/oHK$14,467 (+10.0%)
45 y/oHK$17,626 (+10.0%)
50 y/oHK$22,884 (+10.0%)
55 y/oHK$31,154 (+10.0%)
60 y/oHK$40,352 (+10.0%)
65 y/oHK$51,240 (+10.0%)
70 y/oHK$63,349 (+10.0%)
75 y/oHK$74,481 (+10.0%)
80 y/oHK$87,023 (+10.0%)
85 y/oHK$100,304 (+10.0%)
90 y/oHK$106,842 (+10.0%)
95 y/oHK$114,492 (+10.0%)
99 y/oHK$119,024 (+10.0%)
+5.0%
All-ages avg
0 y/oHK$20,192 (+5.0%)
5 y/oHK$10,572 (+5.0%)
10 y/oHK$7,419 (+5.0%)
15 y/oHK$7,184 (+5.0%)
20 y/oHK$8,188 (+5.0%)
25 y/oHK$9,695 (+5.0%)
30 y/oHK$11,431 (+5.0%)
35 y/oHK$13,002 (+5.0%)
40 y/oHK$15,190 (+5.0%)
45 y/oHK$18,507 (+5.0%)
50 y/oHK$24,028 (+5.0%)
55 y/oHK$32,712 (+5.0%)
60 y/oHK$42,370 (+5.0%)
65 y/oHK$53,802 (+5.0%)
70 y/oHK$66,516 (+5.0%)
75 y/oHK$78,205 (+5.0%)
80 y/oHK$91,374 (+5.0%)
85 y/oHK$105,319 (+5.0%)
90 y/oHK$112,184 (+5.0%)
95 y/oHK$120,217 (+5.0%)
99 y/oHK$124,975 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+2.15%
5 y/o+2.15%
10 y/o+2.15%
15 y/o+2.15%
20 y/o+2.15%
25 y/o+2.15%
30 y/o+2.15%
35 y/o+2.15%
40 y/o+2.15%
45 y/o+2.15%
50 y/o+2.15%
55 y/o+2.15%
60 y/o+2.15%
65 y/o+2.15%
70 y/o+2.15%
75 y/o+2.15%
80 y/o+2.15%
85 y/o+2.15%
90 y/o+2.15%
95 y/o+2.15%
99 y/o+2.15%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.