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Health Supreme Medical Plan - Plan II with SMM
「倍健樂」醫療計劃 - 計劃 II+額外醫療保障
Hong Kong Life Insurance Limited · F00039-02-001 · 4 versions · Flexi plan · Avg. annual increase +2.15%
HKD
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| Age | 2019-12-06 | 2020-10-12 | 2024-08-26 | Latest 2025-09-29 | Avg. annual increase |
|---|---|---|---|---|---|
| 0 y/o | HK$10,780 | HK$10,780 | HK$11,858 (+10.0%) | HK$12,451 (+5.0%) | +2.15% |
| 5 y/o | HK$5,819 | HK$5,819 | HK$6,401 (+10.0%) | HK$6,721 (+5.0%) | +2.15% |
| 10 y/o | HK$4,144 | HK$4,144 | HK$4,558 (+10.0%) | HK$4,786 (+5.0%) | +2.15% |
| 15 y/o | HK$4,014 | HK$4,014 | HK$4,415 (+10.0%) | HK$4,636 (+5.0%) | +2.15% |
| 20 y/o | HK$4,529 | HK$4,529 | HK$4,982 (+10.0%) | HK$5,231 (+5.0%) | +2.15% |
| 25 y/o | HK$5,349 | HK$5,349 | HK$5,884 (+10.0%) | HK$6,178 (+5.0%) | +2.15% |
| 30 y/o | HK$6,319 | HK$6,319 | HK$6,951 (+10.0%) | HK$7,299 (+5.0%) | +2.15% |
| 35 y/o | HK$7,207 | HK$7,207 | HK$7,928 (+10.0%) | HK$8,324 (+5.0%) | +2.15% |
| 40 y/o | HK$8,407 | HK$8,407 | HK$9,248 (+10.0%) | HK$9,710 (+5.0%) | +2.15% |
| 45 y/o | HK$10,264 | HK$10,264 | HK$11,290 (+10.0%) | HK$11,855 (+5.0%) | +2.15% |
| 50 y/o | HK$13,322 | HK$13,322 | HK$14,654 (+10.0%) | HK$15,387 (+5.0%) | +2.15% |
| 55 y/o | HK$18,095 | HK$18,095 | HK$19,905 (+10.0%) | HK$20,900 (+5.0%) | +2.15% |
| 60 y/o | HK$23,432 | HK$23,432 | HK$25,775 (+10.0%) | HK$27,064 (+5.0%) | +2.15% |
| 65 y/o | HK$29,942 | HK$29,942 | HK$32,936 (+10.0%) | HK$34,583 (+5.0%) | +2.15% |
| 70 y/o | HK$37,192 | HK$37,192 | HK$40,911 (+10.0%) | HK$42,957 (+5.0%) | +2.15% |
| 75 y/o | HK$43,862 | HK$43,862 | HK$48,248 (+10.0%) | HK$50,660 (+5.0%) | +2.15% |
| 80 y/o | HK$51,222 | HK$51,222 | HK$56,344 (+10.0%) | HK$59,161 (+5.0%) | +2.15% |
| 85 y/o | HK$58,997 | HK$58,997 | HK$64,897 (+10.0%) | HK$68,142 (+5.0%) | +2.15% |
| 90 y/o | HK$62,932 | HK$62,932 | HK$69,225 (+10.0%) | HK$72,686 (+5.0%) | +2.15% |
| 95 y/o | HK$68,307 | HK$68,307 | HK$75,138 (+10.0%) | HK$78,895 (+5.0%) | +2.15% |
| 99 y/o | HK$72,294 | HK$72,294 | HK$79,523 (+10.0%) | HK$83,499 (+5.0%) | +2.15% |
| All ages average | — | 0.0% | +10.0% | +5.0% | — |
0 y/oHK$10,780
5 y/oHK$5,819
10 y/oHK$4,144
15 y/oHK$4,014
20 y/oHK$4,529
25 y/oHK$5,349
30 y/oHK$6,319
35 y/oHK$7,207
40 y/oHK$8,407
45 y/oHK$10,264
50 y/oHK$13,322
55 y/oHK$18,095
60 y/oHK$23,432
65 y/oHK$29,942
70 y/oHK$37,192
75 y/oHK$43,862
80 y/oHK$51,222
85 y/oHK$58,997
90 y/oHK$62,932
95 y/oHK$68,307
99 y/oHK$72,294
0.0%
All-ages avg
0 y/oHK$10,780
5 y/oHK$5,819
10 y/oHK$4,144
15 y/oHK$4,014
20 y/oHK$4,529
25 y/oHK$5,349
30 y/oHK$6,319
35 y/oHK$7,207
40 y/oHK$8,407
45 y/oHK$10,264
50 y/oHK$13,322
55 y/oHK$18,095
60 y/oHK$23,432
65 y/oHK$29,942
70 y/oHK$37,192
75 y/oHK$43,862
80 y/oHK$51,222
85 y/oHK$58,997
90 y/oHK$62,932
95 y/oHK$68,307
99 y/oHK$72,294
+10.0%
All-ages avg
0 y/oHK$11,858 (+10.0%)
5 y/oHK$6,401 (+10.0%)
10 y/oHK$4,558 (+10.0%)
15 y/oHK$4,415 (+10.0%)
20 y/oHK$4,982 (+10.0%)
25 y/oHK$5,884 (+10.0%)
30 y/oHK$6,951 (+10.0%)
35 y/oHK$7,928 (+10.0%)
40 y/oHK$9,248 (+10.0%)
45 y/oHK$11,290 (+10.0%)
50 y/oHK$14,654 (+10.0%)
55 y/oHK$19,905 (+10.0%)
60 y/oHK$25,775 (+10.0%)
65 y/oHK$32,936 (+10.0%)
70 y/oHK$40,911 (+10.0%)
75 y/oHK$48,248 (+10.0%)
80 y/oHK$56,344 (+10.0%)
85 y/oHK$64,897 (+10.0%)
90 y/oHK$69,225 (+10.0%)
95 y/oHK$75,138 (+10.0%)
99 y/oHK$79,523 (+10.0%)
+5.0%
All-ages avg
0 y/oHK$12,451 (+5.0%)
5 y/oHK$6,721 (+5.0%)
10 y/oHK$4,786 (+5.0%)
15 y/oHK$4,636 (+5.0%)
20 y/oHK$5,231 (+5.0%)
25 y/oHK$6,178 (+5.0%)
30 y/oHK$7,299 (+5.0%)
35 y/oHK$8,324 (+5.0%)
40 y/oHK$9,710 (+5.0%)
45 y/oHK$11,855 (+5.0%)
50 y/oHK$15,387 (+5.0%)
55 y/oHK$20,900 (+5.0%)
60 y/oHK$27,064 (+5.0%)
65 y/oHK$34,583 (+5.0%)
70 y/oHK$42,957 (+5.0%)
75 y/oHK$50,660 (+5.0%)
80 y/oHK$59,161 (+5.0%)
85 y/oHK$68,142 (+5.0%)
90 y/oHK$72,686 (+5.0%)
95 y/oHK$78,895 (+5.0%)
99 y/oHK$83,499 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+2.15%
5 y/o+2.15%
10 y/o+2.15%
15 y/o+2.15%
20 y/o+2.15%
25 y/o+2.15%
30 y/o+2.15%
35 y/o+2.15%
40 y/o+2.15%
45 y/o+2.15%
50 y/o+2.15%
55 y/o+2.15%
60 y/o+2.15%
65 y/o+2.15%
70 y/o+2.15%
75 y/o+2.15%
80 y/o+2.15%
85 y/o+2.15%
90 y/o+2.15%
95 y/o+2.15%
99 y/o+2.15%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.