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vTheOne Medical Plan - Standard Plus (HKD250,000 Deductible)
至．衛一醫療計劃 - 標準優越版（250,000 港元自付費）
FWD Life Insurance Company (Bermuda) Limited · F00067-12-000 · 2 versions · Flexi plan · Avg. annual increase +4.66%
Same premium for both sexesHKD
| Age | 2022-07-11 | Latest 2025-06-02 | Avg. annual increase |
|---|---|---|---|
| 0 y/o | HK$3,062 | HK$3,761 (+22.8%) | +5.04% |
| 5 y/o | HK$3,062 | HK$3,761 (+22.8%) | +5.04% |
| 10 y/o | HK$3,062 | HK$3,761 (+22.8%) | +5.04% |
| 15 y/o | HK$3,096 | HK$3,802 (+22.8%) | +5.04% |
| 20 y/o | HK$3,465 | HK$4,172 (+20.4%) | +4.54% |
| 25 y/o | HK$3,531 | HK$4,252 (+20.4%) | +4.55% |
| 30 y/o | HK$3,620 | HK$4,359 (+20.4%) | +4.55% |
| 35 y/o | HK$4,141 | HK$4,845 (+17.0%) | +3.83% |
| 40 y/o | HK$4,434 | HK$5,188 (+17.0%) | +3.83% |
| 45 y/o | HK$5,852 | HK$6,847 (+17.0%) | +3.83% |
| 50 y/o | HK$7,544 | HK$8,902 (+18.0%) | +4.04% |
| 55 y/o | HK$9,780 | HK$11,541 (+18.0%) | +4.04% |
| 60 y/o | HK$12,275 | HK$14,485 (+18.0%) | +4.04% |
| 65 y/o | HK$16,539 | HK$19,517 (+18.0%) | +4.04% |
| 70 y/o | HK$21,674 | HK$26,269 (+21.2%) | +4.71% |
| 75 y/o | HK$27,801 | HK$34,585 (+24.4%) | +5.37% |
| 80 y/o | HK$34,092 | HK$42,411 (+24.4%) | +5.37% |
| 85 y/o | HK$41,709 | HK$51,886 (+24.4%) | +5.36% |
| 90 y/o | HK$46,406 | HK$57,730 (+24.4%) | +5.37% |
| 95 y/o | HK$50,074 | HK$62,293 (+24.4%) | +5.37% |
| 99 y/o | HK$52,946 | HK$65,865 (+24.4%) | +5.36% |
| All ages average | — | +21.1% | — |
0 y/oHK$3,062
5 y/oHK$3,062
10 y/oHK$3,062
15 y/oHK$3,096
20 y/oHK$3,465
25 y/oHK$3,531
30 y/oHK$3,620
35 y/oHK$4,141
40 y/oHK$4,434
45 y/oHK$5,852
50 y/oHK$7,544
55 y/oHK$9,780
60 y/oHK$12,275
65 y/oHK$16,539
70 y/oHK$21,674
75 y/oHK$27,801
80 y/oHK$34,092
85 y/oHK$41,709
90 y/oHK$46,406
95 y/oHK$50,074
99 y/oHK$52,946
+21.1%
All-ages avg
0 y/oHK$3,761 (+22.8%)
5 y/oHK$3,761 (+22.8%)
10 y/oHK$3,761 (+22.8%)
15 y/oHK$3,802 (+22.8%)
20 y/oHK$4,172 (+20.4%)
25 y/oHK$4,252 (+20.4%)
30 y/oHK$4,359 (+20.4%)
35 y/oHK$4,845 (+17.0%)
40 y/oHK$5,188 (+17.0%)
45 y/oHK$6,847 (+17.0%)
50 y/oHK$8,902 (+18.0%)
55 y/oHK$11,541 (+18.0%)
60 y/oHK$14,485 (+18.0%)
65 y/oHK$19,517 (+18.0%)
70 y/oHK$26,269 (+21.2%)
75 y/oHK$34,585 (+24.4%)
80 y/oHK$42,411 (+24.4%)
85 y/oHK$51,886 (+24.4%)
90 y/oHK$57,730 (+24.4%)
95 y/oHK$62,293 (+24.4%)
99 y/oHK$65,865 (+24.4%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+5.04%
5 y/o+5.04%
10 y/o+5.04%
15 y/o+5.04%
20 y/o+4.54%
25 y/o+4.55%
30 y/o+4.55%
35 y/o+3.83%
40 y/o+3.83%
45 y/o+3.83%
50 y/o+4.04%
55 y/o+4.04%
60 y/o+4.04%
65 y/o+4.04%
70 y/o+4.71%
75 y/o+5.37%
80 y/o+5.37%
85 y/o+5.36%
90 y/o+5.37%
95 y/o+5.37%
99 y/o+5.36%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.