← Back to FWD Life Insurance Company (Bermuda) Limited plan series
vTheOne Medical Plan - Standard (HKD250,000 Deductible)
至．衛一醫療計劃 - 標準（250,000 港元自付費）
FWD Life Insurance Company (Bermuda) Limited · F00067-06-000 · 2 versions · Flexi plan · Avg. annual increase +4.66%
Same premium for both sexesHKD
| Age | 2022-07-11 | Latest 2025-06-02 | Avg. annual increase |
|---|---|---|---|
| 0 y/o | HK$2,617 | HK$3,214 (+22.8%) | +5.04% |
| 5 y/o | HK$2,617 | HK$3,214 (+22.8%) | +5.04% |
| 10 y/o | HK$2,617 | HK$3,214 (+22.8%) | +5.04% |
| 15 y/o | HK$2,646 | HK$3,250 (+22.8%) | +5.04% |
| 20 y/o | HK$3,150 | HK$3,793 (+20.4%) | +4.55% |
| 25 y/o | HK$3,210 | HK$3,865 (+20.4%) | +4.54% |
| 30 y/o | HK$3,291 | HK$3,963 (+20.4%) | +4.55% |
| 35 y/o | HK$3,907 | HK$4,572 (+17.0%) | +3.83% |
| 40 y/o | HK$4,183 | HK$4,895 (+17.0%) | +3.83% |
| 45 y/o | HK$5,521 | HK$6,460 (+17.0%) | +3.83% |
| 50 y/o | HK$6,985 | HK$8,243 (+18.0%) | +4.04% |
| 55 y/o | HK$9,056 | HK$10,687 (+18.0%) | +4.04% |
| 60 y/o | HK$11,472 | HK$13,537 (+18.0%) | +4.04% |
| 65 y/o | HK$15,603 | HK$18,412 (+18.0%) | +4.04% |
| 70 y/o | HK$20,447 | HK$24,782 (+21.2%) | +4.71% |
| 75 y/o | HK$26,227 | HK$32,627 (+24.4%) | +5.37% |
| 80 y/o | HK$32,162 | HK$40,010 (+24.4%) | +5.37% |
| 85 y/o | HK$39,348 | HK$48,949 (+24.4%) | +5.36% |
| 90 y/o | HK$43,779 | HK$54,462 (+24.4%) | +5.37% |
| 95 y/o | HK$47,240 | HK$58,767 (+24.4%) | +5.36% |
| 99 y/o | HK$49,949 | HK$62,137 (+24.4%) | +5.36% |
| All ages average | — | +21.1% | — |
0 y/oHK$2,617
5 y/oHK$2,617
10 y/oHK$2,617
15 y/oHK$2,646
20 y/oHK$3,150
25 y/oHK$3,210
30 y/oHK$3,291
35 y/oHK$3,907
40 y/oHK$4,183
45 y/oHK$5,521
50 y/oHK$6,985
55 y/oHK$9,056
60 y/oHK$11,472
65 y/oHK$15,603
70 y/oHK$20,447
75 y/oHK$26,227
80 y/oHK$32,162
85 y/oHK$39,348
90 y/oHK$43,779
95 y/oHK$47,240
99 y/oHK$49,949
+21.1%
All-ages avg
0 y/oHK$3,214 (+22.8%)
5 y/oHK$3,214 (+22.8%)
10 y/oHK$3,214 (+22.8%)
15 y/oHK$3,250 (+22.8%)
20 y/oHK$3,793 (+20.4%)
25 y/oHK$3,865 (+20.4%)
30 y/oHK$3,963 (+20.4%)
35 y/oHK$4,572 (+17.0%)
40 y/oHK$4,895 (+17.0%)
45 y/oHK$6,460 (+17.0%)
50 y/oHK$8,243 (+18.0%)
55 y/oHK$10,687 (+18.0%)
60 y/oHK$13,537 (+18.0%)
65 y/oHK$18,412 (+18.0%)
70 y/oHK$24,782 (+21.2%)
75 y/oHK$32,627 (+24.4%)
80 y/oHK$40,010 (+24.4%)
85 y/oHK$48,949 (+24.4%)
90 y/oHK$54,462 (+24.4%)
95 y/oHK$58,767 (+24.4%)
99 y/oHK$62,137 (+24.4%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+5.04%
5 y/o+5.04%
10 y/o+5.04%
15 y/o+5.04%
20 y/o+4.55%
25 y/o+4.54%
30 y/o+4.55%
35 y/o+3.83%
40 y/o+3.83%
45 y/o+3.83%
50 y/o+4.04%
55 y/o+4.04%
60 y/o+4.04%
65 y/o+4.04%
70 y/o+4.71%
75 y/o+5.37%
80 y/o+5.37%
85 y/o+5.36%
90 y/o+5.37%
95 y/o+5.36%
99 y/o+5.36%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.