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vTheOne Medical Plan - Standard (HKD120,000 Deductible)
至．衛一醫療計劃 - 標準（120,000 港元自付費）
FWD Life Insurance Company (Bermuda) Limited · F00067-05-000 · 2 versions · Flexi plan · Avg. annual increase +3.82%
Same premium for both sexesHKD
| Age | 2022-07-11 | Latest 2025-06-02 | Avg. annual increase |
|---|---|---|---|
| 0 y/o | HK$3,066 | HK$3,766 (+22.8%) | +5.05% |
| 5 y/o | HK$3,066 | HK$3,766 (+22.8%) | +5.05% |
| 10 y/o | HK$3,066 | HK$3,766 (+22.8%) | +5.05% |
| 15 y/o | HK$3,100 | HK$3,782 (+22.0%) | +4.87% |
| 20 y/o | HK$3,771 | HK$4,262 (+13.0%) | +2.97% |
| 25 y/o | HK$3,852 | HK$4,353 (+13.0%) | +2.97% |
| 30 y/o | HK$4,050 | HK$4,577 (+13.0%) | +2.97% |
| 35 y/o | HK$4,808 | HK$5,337 (+11.0%) | +2.53% |
| 40 y/o | HK$5,149 | HK$5,716 (+11.0%) | +2.53% |
| 45 y/o | HK$6,795 | HK$7,543 (+11.0%) | +2.53% |
| 50 y/o | HK$8,812 | HK$9,958 (+13.0%) | +2.97% |
| 55 y/o | HK$11,053 | HK$12,490 (+13.0%) | +2.97% |
| 60 y/o | HK$14,119 | HK$15,955 (+13.0%) | +2.97% |
| 65 y/o | HK$19,381 | HK$21,901 (+13.0%) | +2.97% |
| 70 y/o | HK$25,399 | HK$29,844 (+17.5%) | +3.94% |
| 75 y/o | HK$32,579 | HK$39,747 (+22.0%) | +4.87% |
| 80 y/o | HK$39,951 | HK$48,741 (+22.0%) | +4.88% |
| 85 y/o | HK$48,878 | HK$59,632 (+22.0%) | +4.87% |
| 90 y/o | HK$54,381 | HK$66,345 (+22.0%) | +4.87% |
| 95 y/o | HK$58,681 | HK$71,591 (+22.0%) | +4.87% |
| 99 y/o | HK$62,047 | HK$75,698 (+22.0%) | +4.87% |
| All ages average | — | +17.3% | — |
0 y/oHK$3,066
5 y/oHK$3,066
10 y/oHK$3,066
15 y/oHK$3,100
20 y/oHK$3,771
25 y/oHK$3,852
30 y/oHK$4,050
35 y/oHK$4,808
40 y/oHK$5,149
45 y/oHK$6,795
50 y/oHK$8,812
55 y/oHK$11,053
60 y/oHK$14,119
65 y/oHK$19,381
70 y/oHK$25,399
75 y/oHK$32,579
80 y/oHK$39,951
85 y/oHK$48,878
90 y/oHK$54,381
95 y/oHK$58,681
99 y/oHK$62,047
+17.3%
All-ages avg
0 y/oHK$3,766 (+22.8%)
5 y/oHK$3,766 (+22.8%)
10 y/oHK$3,766 (+22.8%)
15 y/oHK$3,782 (+22.0%)
20 y/oHK$4,262 (+13.0%)
25 y/oHK$4,353 (+13.0%)
30 y/oHK$4,577 (+13.0%)
35 y/oHK$5,337 (+11.0%)
40 y/oHK$5,716 (+11.0%)
45 y/oHK$7,543 (+11.0%)
50 y/oHK$9,958 (+13.0%)
55 y/oHK$12,490 (+13.0%)
60 y/oHK$15,955 (+13.0%)
65 y/oHK$21,901 (+13.0%)
70 y/oHK$29,844 (+17.5%)
75 y/oHK$39,747 (+22.0%)
80 y/oHK$48,741 (+22.0%)
85 y/oHK$59,632 (+22.0%)
90 y/oHK$66,345 (+22.0%)
95 y/oHK$71,591 (+22.0%)
99 y/oHK$75,698 (+22.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+5.05%
5 y/o+5.05%
10 y/o+5.05%
15 y/o+4.87%
20 y/o+2.97%
25 y/o+2.97%
30 y/o+2.97%
35 y/o+2.53%
40 y/o+2.53%
45 y/o+2.53%
50 y/o+2.97%
55 y/o+2.97%
60 y/o+2.97%
65 y/o+2.97%
70 y/o+3.94%
75 y/o+4.87%
80 y/o+4.88%
85 y/o+4.87%
90 y/o+4.87%
95 y/o+4.87%
99 y/o+4.87%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.