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Bowtie VHIS Standard
保泰自願醫保 - 標準計劃
Bowtie Life Insurance Company Limited · S00023-01-000 · 7 versions · Standard plan · Avg. annual increase +0.67%
HKD
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| Age | 2019-04-01 | 2020-04-01 | 2021-04-01 | 2022-03-20 | 2023-04-30 | 2024-12-19 | Latest 2025-12-29 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$2,040 | HK$1,572 (-22.9%) | HK$1,572 | HK$1,560 (-0.8%) | HK$1,560 | HK$1,656 (+6.2%) | HK$1,752 (+5.8%) | -2.02% |
| 5 y/o | HK$1,476 | HK$1,356 (-8.1%) | HK$1,356 | HK$1,296 (-4.4%) | HK$1,296 | HK$1,380 (+6.5%) | HK$1,452 (+5.2%) | -0.22% |
| 10 y/o | HK$1,044 | HK$1,032 (-1.1%) | HK$1,032 | HK$1,020 (-1.2%) | HK$1,020 | HK$1,092 (+7.1%) | HK$1,152 (+5.5%) | +1.33% |
| 15 y/o | HK$1,092 | HK$1,068 (-2.2%) | HK$1,068 | HK$1,056 (-1.1%) | HK$1,056 | HK$1,128 (+6.8%) | HK$1,188 (+5.3%) | +1.14% |
| 20 y/o | HK$1,140 | HK$1,128 (-1.1%) | HK$1,128 | HK$1,116 (-1.1%) | HK$1,116 | HK$1,188 (+6.5%) | HK$1,248 (+5.1%) | +1.22% |
| 25 y/o | HK$1,332 | HK$1,308 (-1.8%) | HK$1,308 | HK$1,296 (-0.9%) | HK$1,296 | HK$1,380 (+6.5%) | HK$1,452 (+5.2%) | +1.16% |
| 30 y/o | HK$1,512 | HK$1,488 (-1.6%) | HK$1,488 | HK$1,476 (-0.8%) | HK$1,476 | HK$1,572 (+6.5%) | HK$1,656 (+5.3%) | +1.23% |
| 35 y/o | HK$1,788 | HK$1,764 (-1.3%) | HK$1,764 | HK$1,752 (-0.7%) | HK$1,752 | HK$1,860 (+6.2%) | HK$1,968 (+5.8%) | +1.29% |
| 40 y/o | HK$2,112 | HK$2,076 (-1.7%) | HK$2,076 | HK$2,052 (-1.2%) | HK$2,052 | HK$2,184 (+6.4%) | HK$2,304 (+5.5%) | +1.17% |
| 45 y/o | HK$2,688 | HK$2,652 (-1.3%) | HK$2,652 | HK$2,628 (-0.9%) | HK$2,628 | HK$2,796 (+6.4%) | HK$2,952 (+5.6%) | +1.26% |
| 50 y/o | HK$3,300 | HK$3,252 (-1.5%) | HK$3,252 | HK$3,216 (-1.1%) | HK$3,216 | HK$3,420 (+6.3%) | HK$3,612 (+5.6%) | +1.22% |
| 55 y/o | HK$4,164 | HK$4,104 (-1.4%) | HK$4,104 | HK$4,068 (-0.9%) | HK$4,068 | HK$4,200 (+3.2%) | HK$4,308 (+2.6%) | +0.46% |
| 60 y/o | HK$5,388 | HK$5,316 (-1.3%) | HK$5,316 | HK$5,268 (-0.9%) | HK$5,268 | HK$5,436 (+3.2%) | HK$5,568 (+2.4%) | +0.44% |
| 65 y/o | HK$7,332 | HK$7,128 (-2.8%) | HK$7,128 | HK$7,056 (-1.0%) | HK$7,056 | HK$7,272 (+3.1%) | HK$7,452 (+2.5%) | +0.22% |
| 70 y/o | HK$9,156 | HK$8,964 (-2.1%) | HK$8,964 | HK$8,880 (-0.9%) | HK$8,880 | HK$9,156 (+3.1%) | HK$9,384 (+2.5%) | +0.33% |
| 75 y/o | HK$11,136 | HK$10,980 (-1.4%) | HK$10,980 | HK$10,872 (-1.0%) | HK$10,872 | HK$11,208 (+3.1%) | HK$11,484 (+2.5%) | +0.41% |
| 80 y/o | HK$12,408 | HK$12,228 (-1.5%) | HK$12,228 | HK$12,108 (-1.0%) | HK$12,108 | HK$12,480 (+3.1%) | HK$12,792 (+2.5%) | +0.41% |
| 85 y/o | HK$13,704 | HK$14,700 (+7.3%) | HK$14,700 | HK$14,700 | HK$14,700 | HK$15,144 (+3.0%) | HK$15,528 (+2.5%) | +1.69% |
| 90 y/o | HK$15,108 | HK$14,700 (-2.7%) | HK$14,700 | HK$14,700 | HK$14,700 | HK$15,144 (+3.0%) | HK$15,528 (+2.5%) | +0.37% |
| 95 y/o | HK$15,876 | HK$14,700 (-7.4%) | HK$14,700 | HK$14,700 | HK$14,700 | HK$15,144 (+3.0%) | HK$15,528 (+2.5%) | -0.30% |
| 99 y/o | HK$16,512 | HK$14,700 (-11.0%) | HK$14,700 | HK$14,700 | HK$14,700 | HK$15,144 (+3.0%) | HK$15,528 (+2.5%) | -0.82% |
| All ages average | — | -3.3% | 0.0% | -0.9% | 0.0% | +4.9% | +4.0% | — |
0 y/oHK$2,040
5 y/oHK$1,476
10 y/oHK$1,044
15 y/oHK$1,092
20 y/oHK$1,140
25 y/oHK$1,332
30 y/oHK$1,512
35 y/oHK$1,788
40 y/oHK$2,112
45 y/oHK$2,688
50 y/oHK$3,300
55 y/oHK$4,164
60 y/oHK$5,388
65 y/oHK$7,332
70 y/oHK$9,156
75 y/oHK$11,136
80 y/oHK$12,408
85 y/oHK$13,704
90 y/oHK$15,108
95 y/oHK$15,876
99 y/oHK$16,512
-3.3%
All-ages avg
0 y/oHK$1,572 (-22.9%)
5 y/oHK$1,356 (-8.1%)
10 y/oHK$1,032 (-1.1%)
15 y/oHK$1,068 (-2.2%)
20 y/oHK$1,128 (-1.1%)
25 y/oHK$1,308 (-1.8%)
30 y/oHK$1,488 (-1.6%)
35 y/oHK$1,764 (-1.3%)
40 y/oHK$2,076 (-1.7%)
45 y/oHK$2,652 (-1.3%)
50 y/oHK$3,252 (-1.5%)
55 y/oHK$4,104 (-1.4%)
60 y/oHK$5,316 (-1.3%)
65 y/oHK$7,128 (-2.8%)
70 y/oHK$8,964 (-2.1%)
75 y/oHK$10,980 (-1.4%)
80 y/oHK$12,228 (-1.5%)
85 y/oHK$14,700 (+7.3%)
90 y/oHK$14,700 (-2.7%)
95 y/oHK$14,700 (-7.4%)
99 y/oHK$14,700 (-11.0%)
0.0%
All-ages avg
0 y/oHK$1,572
5 y/oHK$1,356
10 y/oHK$1,032
15 y/oHK$1,068
20 y/oHK$1,128
25 y/oHK$1,308
30 y/oHK$1,488
35 y/oHK$1,764
40 y/oHK$2,076
45 y/oHK$2,652
50 y/oHK$3,252
55 y/oHK$4,104
60 y/oHK$5,316
65 y/oHK$7,128
70 y/oHK$8,964
75 y/oHK$10,980
80 y/oHK$12,228
85 y/oHK$14,700
90 y/oHK$14,700
95 y/oHK$14,700
99 y/oHK$14,700
-0.9%
All-ages avg
0 y/oHK$1,560 (-0.8%)
5 y/oHK$1,296 (-4.4%)
10 y/oHK$1,020 (-1.2%)
15 y/oHK$1,056 (-1.1%)
20 y/oHK$1,116 (-1.1%)
25 y/oHK$1,296 (-0.9%)
30 y/oHK$1,476 (-0.8%)
35 y/oHK$1,752 (-0.7%)
40 y/oHK$2,052 (-1.2%)
45 y/oHK$2,628 (-0.9%)
50 y/oHK$3,216 (-1.1%)
55 y/oHK$4,068 (-0.9%)
60 y/oHK$5,268 (-0.9%)
65 y/oHK$7,056 (-1.0%)
70 y/oHK$8,880 (-0.9%)
75 y/oHK$10,872 (-1.0%)
80 y/oHK$12,108 (-1.0%)
85 y/oHK$14,700
90 y/oHK$14,700
95 y/oHK$14,700
99 y/oHK$14,700
0.0%
All-ages avg
0 y/oHK$1,560
5 y/oHK$1,296
10 y/oHK$1,020
15 y/oHK$1,056
20 y/oHK$1,116
25 y/oHK$1,296
30 y/oHK$1,476
35 y/oHK$1,752
40 y/oHK$2,052
45 y/oHK$2,628
50 y/oHK$3,216
55 y/oHK$4,068
60 y/oHK$5,268
65 y/oHK$7,056
70 y/oHK$8,880
75 y/oHK$10,872
80 y/oHK$12,108
85 y/oHK$14,700
90 y/oHK$14,700
95 y/oHK$14,700
99 y/oHK$14,700
+4.9%
All-ages avg
0 y/oHK$1,656 (+6.2%)
5 y/oHK$1,380 (+6.5%)
10 y/oHK$1,092 (+7.1%)
15 y/oHK$1,128 (+6.8%)
20 y/oHK$1,188 (+6.5%)
25 y/oHK$1,380 (+6.5%)
30 y/oHK$1,572 (+6.5%)
35 y/oHK$1,860 (+6.2%)
40 y/oHK$2,184 (+6.4%)
45 y/oHK$2,796 (+6.4%)
50 y/oHK$3,420 (+6.3%)
55 y/oHK$4,200 (+3.2%)
60 y/oHK$5,436 (+3.2%)
65 y/oHK$7,272 (+3.1%)
70 y/oHK$9,156 (+3.1%)
75 y/oHK$11,208 (+3.1%)
80 y/oHK$12,480 (+3.1%)
85 y/oHK$15,144 (+3.0%)
90 y/oHK$15,144 (+3.0%)
95 y/oHK$15,144 (+3.0%)
99 y/oHK$15,144 (+3.0%)
+4.0%
All-ages avg
0 y/oHK$1,752 (+5.8%)
5 y/oHK$1,452 (+5.2%)
10 y/oHK$1,152 (+5.5%)
15 y/oHK$1,188 (+5.3%)
20 y/oHK$1,248 (+5.1%)
25 y/oHK$1,452 (+5.2%)
30 y/oHK$1,656 (+5.3%)
35 y/oHK$1,968 (+5.8%)
40 y/oHK$2,304 (+5.5%)
45 y/oHK$2,952 (+5.6%)
50 y/oHK$3,612 (+5.6%)
55 y/oHK$4,308 (+2.6%)
60 y/oHK$5,568 (+2.4%)
65 y/oHK$7,452 (+2.5%)
70 y/oHK$9,384 (+2.5%)
75 y/oHK$11,484 (+2.5%)
80 y/oHK$12,792 (+2.5%)
85 y/oHK$15,528 (+2.5%)
90 y/oHK$15,528 (+2.5%)
95 y/oHK$15,528 (+2.5%)
99 y/oHK$15,528 (+2.5%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o-2.02%
5 y/o-0.22%
10 y/o+1.33%
15 y/o+1.14%
20 y/o+1.22%
25 y/o+1.16%
30 y/o+1.23%
35 y/o+1.29%
40 y/o+1.17%
45 y/o+1.26%
50 y/o+1.22%
55 y/o+0.46%
60 y/o+0.44%
65 y/o+0.22%
70 y/o+0.33%
75 y/o+0.41%
80 y/o+0.41%
85 y/o+1.69%
90 y/o+0.37%
95 y/o-0.30%
99 y/o-0.82%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.