← Back to Blue Cross (Asia-Pacific) Insurance Limited plan series
CareForYou Standard Plan for VHIS
「只衛您」標準自願醫保計劃
Blue Cross (Asia-Pacific) Insurance Limited · S00032-01-000 · 7 versions · Standard plan · Avg. annual increase +4.90%
HKD
Swipe the table sideways to see more versions →
| Age | 2019-04-01 | 2021-04-01 | 2022-01-01 | 2023-01-01 | 2024-01-01 | 2025-01-01 | Latest 2026-01-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$3,888 | HK$3,888 | HK$3,888 | HK$4,200 (+8.0%) | HK$4,746 (+13.0%) | HK$5,340 (+12.5%) | HK$5,554 (+4.0%) | +4.90% |
| 5 y/o | HK$2,038 | HK$2,038 | HK$2,038 | HK$2,202 (+8.0%) | HK$2,489 (+13.0%) | HK$2,801 (+12.5%) | HK$2,914 (+4.0%) | +4.91% |
| 10 y/o | HK$1,641 | HK$1,641 | HK$1,641 | HK$1,773 (+8.0%) | HK$2,004 (+13.0%) | HK$2,255 (+12.5%) | HK$2,346 (+4.0%) | +4.91% |
| 15 y/o | HK$1,800 | HK$1,800 | HK$1,800 | HK$1,944 (+8.0%) | HK$2,197 (+13.0%) | HK$2,472 (+12.5%) | HK$2,571 (+4.0%) | +4.90% |
| 20 y/o | HK$2,090 | HK$2,090 | HK$2,090 | HK$2,258 (+8.0%) | HK$2,552 (+13.0%) | HK$2,871 (+12.5%) | HK$2,986 (+4.0%) | +4.90% |
| 25 y/o | HK$2,201 | HK$2,201 | HK$2,201 | HK$2,378 (+8.0%) | HK$2,688 (+13.0%) | HK$3,024 (+12.5%) | HK$3,145 (+4.0%) | +4.90% |
| 30 y/o | HK$2,428 | HK$2,428 | HK$2,428 | HK$2,623 (+8.0%) | HK$2,964 (+13.0%) | HK$3,335 (+12.5%) | HK$3,469 (+4.0%) | +4.90% |
| 35 y/o | HK$2,817 | HK$2,817 | HK$2,817 | HK$3,043 (+8.0%) | HK$3,439 (+13.0%) | HK$3,869 (+12.5%) | HK$4,024 (+4.0%) | +4.90% |
| 40 y/o | HK$3,428 | HK$3,428 | HK$3,428 | HK$3,703 (+8.0%) | HK$4,185 (+13.0%) | HK$4,709 (+12.5%) | HK$4,898 (+4.0%) | +4.90% |
| 45 y/o | HK$4,387 | HK$4,387 | HK$4,387 | HK$4,738 (+8.0%) | HK$5,354 (+13.0%) | HK$6,024 (+12.5%) | HK$6,265 (+4.0%) | +4.90% |
| 50 y/o | HK$5,404 | HK$5,404 | HK$5,404 | HK$5,837 (+8.0%) | HK$6,596 (+13.0%) | HK$7,421 (+12.5%) | HK$7,718 (+4.0%) | +4.90% |
| 55 y/o | HK$7,293 | HK$7,293 | HK$7,293 | HK$7,877 (+8.0%) | HK$8,902 (+13.0%) | HK$10,015 (+12.5%) | HK$10,416 (+4.0%) | +4.90% |
| 60 y/o | HK$9,520 | HK$9,520 | HK$9,520 | HK$10,282 (+8.0%) | HK$11,619 (+13.0%) | HK$13,072 (+12.5%) | HK$13,595 (+4.0%) | +4.90% |
| 65 y/o | HK$11,641 | HK$11,641 | HK$11,641 | HK$12,573 (+8.0%) | HK$14,208 (+13.0%) | HK$15,984 (+12.5%) | HK$16,624 (+4.0%) | +4.90% |
| 70 y/o | HK$15,507 | HK$15,507 | HK$15,507 | HK$16,748 (+8.0%) | HK$18,926 (+13.0%) | HK$21,292 (+12.5%) | HK$22,144 (+4.0%) | +4.89% |
| 75 y/o | HK$17,851 | HK$17,851 | HK$17,851 | HK$19,280 (+8.0%) | HK$21,787 (+13.0%) | HK$24,511 (+12.5%) | HK$25,492 (+4.0%) | +4.90% |
| 80 y/o | HK$20,695 | HK$20,695 | HK$20,695 | HK$22,351 (+8.0%) | HK$25,257 (+13.0%) | HK$28,415 (+12.5%) | HK$29,552 (+4.0%) | +4.89% |
| 85 y/o | HK$22,849 | HK$22,849 | HK$22,849 | HK$24,677 (+8.0%) | HK$27,886 (+13.0%) | HK$31,372 (+12.5%) | HK$32,627 (+4.0%) | +4.89% |
| 90 y/o | HK$24,014 | HK$24,014 | HK$24,014 | HK$25,936 (+8.0%) | HK$29,308 (+13.0%) | HK$32,972 (+12.5%) | HK$34,291 (+4.0%) | +4.89% |
| 95 y/o | HK$24,620 | HK$24,620 | HK$24,620 | HK$26,590 (+8.0%) | HK$30,047 (+13.0%) | HK$33,803 (+12.5%) | HK$35,156 (+4.0%) | +4.89% |
| 99 y/o | HK$25,116 | HK$25,116 | HK$25,116 | HK$27,126 (+8.0%) | HK$30,653 (+13.0%) | HK$34,485 (+12.5%) | HK$35,865 (+4.0%) | +4.89% |
| All ages average | — | 0.0% | 0.0% | +8.0% | +13.0% | +12.5% | +4.0% | — |
0 y/oHK$3,888
5 y/oHK$2,038
10 y/oHK$1,641
15 y/oHK$1,800
20 y/oHK$2,090
25 y/oHK$2,201
30 y/oHK$2,428
35 y/oHK$2,817
40 y/oHK$3,428
45 y/oHK$4,387
50 y/oHK$5,404
55 y/oHK$7,293
60 y/oHK$9,520
65 y/oHK$11,641
70 y/oHK$15,507
75 y/oHK$17,851
80 y/oHK$20,695
85 y/oHK$22,849
90 y/oHK$24,014
95 y/oHK$24,620
99 y/oHK$25,116
0.0%
All-ages avg
0 y/oHK$3,888
5 y/oHK$2,038
10 y/oHK$1,641
15 y/oHK$1,800
20 y/oHK$2,090
25 y/oHK$2,201
30 y/oHK$2,428
35 y/oHK$2,817
40 y/oHK$3,428
45 y/oHK$4,387
50 y/oHK$5,404
55 y/oHK$7,293
60 y/oHK$9,520
65 y/oHK$11,641
70 y/oHK$15,507
75 y/oHK$17,851
80 y/oHK$20,695
85 y/oHK$22,849
90 y/oHK$24,014
95 y/oHK$24,620
99 y/oHK$25,116
0.0%
All-ages avg
0 y/oHK$3,888
5 y/oHK$2,038
10 y/oHK$1,641
15 y/oHK$1,800
20 y/oHK$2,090
25 y/oHK$2,201
30 y/oHK$2,428
35 y/oHK$2,817
40 y/oHK$3,428
45 y/oHK$4,387
50 y/oHK$5,404
55 y/oHK$7,293
60 y/oHK$9,520
65 y/oHK$11,641
70 y/oHK$15,507
75 y/oHK$17,851
80 y/oHK$20,695
85 y/oHK$22,849
90 y/oHK$24,014
95 y/oHK$24,620
99 y/oHK$25,116
+8.0%
All-ages avg
0 y/oHK$4,200 (+8.0%)
5 y/oHK$2,202 (+8.0%)
10 y/oHK$1,773 (+8.0%)
15 y/oHK$1,944 (+8.0%)
20 y/oHK$2,258 (+8.0%)
25 y/oHK$2,378 (+8.0%)
30 y/oHK$2,623 (+8.0%)
35 y/oHK$3,043 (+8.0%)
40 y/oHK$3,703 (+8.0%)
45 y/oHK$4,738 (+8.0%)
50 y/oHK$5,837 (+8.0%)
55 y/oHK$7,877 (+8.0%)
60 y/oHK$10,282 (+8.0%)
65 y/oHK$12,573 (+8.0%)
70 y/oHK$16,748 (+8.0%)
75 y/oHK$19,280 (+8.0%)
80 y/oHK$22,351 (+8.0%)
85 y/oHK$24,677 (+8.0%)
90 y/oHK$25,936 (+8.0%)
95 y/oHK$26,590 (+8.0%)
99 y/oHK$27,126 (+8.0%)
+13.0%
All-ages avg
0 y/oHK$4,746 (+13.0%)
5 y/oHK$2,489 (+13.0%)
10 y/oHK$2,004 (+13.0%)
15 y/oHK$2,197 (+13.0%)
20 y/oHK$2,552 (+13.0%)
25 y/oHK$2,688 (+13.0%)
30 y/oHK$2,964 (+13.0%)
35 y/oHK$3,439 (+13.0%)
40 y/oHK$4,185 (+13.0%)
45 y/oHK$5,354 (+13.0%)
50 y/oHK$6,596 (+13.0%)
55 y/oHK$8,902 (+13.0%)
60 y/oHK$11,619 (+13.0%)
65 y/oHK$14,208 (+13.0%)
70 y/oHK$18,926 (+13.0%)
75 y/oHK$21,787 (+13.0%)
80 y/oHK$25,257 (+13.0%)
85 y/oHK$27,886 (+13.0%)
90 y/oHK$29,308 (+13.0%)
95 y/oHK$30,047 (+13.0%)
99 y/oHK$30,653 (+13.0%)
+12.5%
All-ages avg
0 y/oHK$5,340 (+12.5%)
5 y/oHK$2,801 (+12.5%)
10 y/oHK$2,255 (+12.5%)
15 y/oHK$2,472 (+12.5%)
20 y/oHK$2,871 (+12.5%)
25 y/oHK$3,024 (+12.5%)
30 y/oHK$3,335 (+12.5%)
35 y/oHK$3,869 (+12.5%)
40 y/oHK$4,709 (+12.5%)
45 y/oHK$6,024 (+12.5%)
50 y/oHK$7,421 (+12.5%)
55 y/oHK$10,015 (+12.5%)
60 y/oHK$13,072 (+12.5%)
65 y/oHK$15,984 (+12.5%)
70 y/oHK$21,292 (+12.5%)
75 y/oHK$24,511 (+12.5%)
80 y/oHK$28,415 (+12.5%)
85 y/oHK$31,372 (+12.5%)
90 y/oHK$32,972 (+12.5%)
95 y/oHK$33,803 (+12.5%)
99 y/oHK$34,485 (+12.5%)
+4.0%
All-ages avg
0 y/oHK$5,554 (+4.0%)
5 y/oHK$2,914 (+4.0%)
10 y/oHK$2,346 (+4.0%)
15 y/oHK$2,571 (+4.0%)
20 y/oHK$2,986 (+4.0%)
25 y/oHK$3,145 (+4.0%)
30 y/oHK$3,469 (+4.0%)
35 y/oHK$4,024 (+4.0%)
40 y/oHK$4,898 (+4.0%)
45 y/oHK$6,265 (+4.0%)
50 y/oHK$7,718 (+4.0%)
55 y/oHK$10,416 (+4.0%)
60 y/oHK$13,595 (+4.0%)
65 y/oHK$16,624 (+4.0%)
70 y/oHK$22,144 (+4.0%)
75 y/oHK$25,492 (+4.0%)
80 y/oHK$29,552 (+4.0%)
85 y/oHK$32,627 (+4.0%)
90 y/oHK$34,291 (+4.0%)
95 y/oHK$35,156 (+4.0%)
99 y/oHK$35,865 (+4.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+4.90%
5 y/o+4.91%
10 y/o+4.91%
15 y/o+4.90%
20 y/o+4.90%
25 y/o+4.90%
30 y/o+4.90%
35 y/o+4.90%
40 y/o+4.90%
45 y/o+4.90%
50 y/o+4.90%
55 y/o+4.90%
60 y/o+4.90%
65 y/o+4.90%
70 y/o+4.89%
75 y/o+4.90%
80 y/o+4.89%
85 y/o+4.89%
90 y/o+4.89%
95 y/o+4.89%
99 y/o+4.89%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.