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CareForYou Super Flexi Plan for VHIS - Plan B
「只衛您」超卓靈活自願醫保計劃 - 計劃B
Blue Cross (Asia-Pacific) Insurance Limited · F00043-02-000 · 7 versions · Flexi plan · Avg. annual increase +7.73%
HKD
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| Age | 2020-02-28 | 2021-04-01 | 2022-01-01 | 2023-01-01 | 2024-01-01 | 2025-01-01 | Latest 2026-01-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$5,128 | HK$5,128 | HK$5,385 (+5.0%) | HK$5,816 (+8.0%) | HK$6,573 (+13.0%) | HK$7,395 (+12.5%) | HK$8,061 (+9.0%) | +7.16% |
| 5 y/o | HK$4,700 | HK$4,700 | HK$4,935 (+5.0%) | HK$5,330 (+8.0%) | HK$6,023 (+13.0%) | HK$6,776 (+12.5%) | HK$7,386 (+9.0%) | +7.15% |
| 10 y/o | HK$4,182 | HK$4,182 | HK$4,392 (+5.0%) | HK$4,744 (+8.0%) | HK$5,361 (+13.0%) | HK$6,032 (+12.5%) | HK$6,575 (+9.0%) | +7.16% |
| 15 y/o | HK$4,182 | HK$4,182 | HK$4,392 (+5.0%) | HK$4,744 (+8.0%) | HK$5,361 (+13.0%) | HK$6,032 (+12.5%) | HK$6,575 (+9.0%) | +7.16% |
| 20 y/o | HK$5,062 | HK$5,062 | HK$5,316 (+5.0%) | HK$5,742 (+8.0%) | HK$6,489 (+13.0%) | HK$7,301 (+12.5%) | HK$7,959 (+9.0%) | +7.16% |
| 25 y/o | HK$5,062 | HK$5,062 | HK$5,316 (+5.0%) | HK$5,742 (+8.0%) | HK$6,489 (+13.0%) | HK$7,301 (+12.5%) | HK$7,959 (+9.0%) | +7.16% |
| 30 y/o | HK$5,417 | HK$5,417 | HK$5,688 (+5.0%) | HK$6,144 (+8.0%) | HK$6,943 (+13.0%) | HK$7,811 (+12.5%) | HK$8,514 (+9.0%) | +7.15% |
| 35 y/o | HK$7,341 | HK$7,341 | HK$7,709 (+5.0%) | HK$8,326 (+8.0%) | HK$9,409 (+13.0%) | HK$10,586 (+12.5%) | HK$11,539 (+9.0%) | +7.16% |
| 40 y/o | HK$7,856 | HK$7,856 | HK$8,249 (+5.0%) | HK$8,909 (+8.0%) | HK$10,068 (+13.0%) | HK$11,327 (+12.5%) | HK$12,347 (+9.0%) | +7.15% |
| 45 y/o | HK$10,368 | HK$10,368 | HK$10,887 (+5.0%) | HK$11,758 (+8.0%) | HK$13,287 (+13.0%) | HK$14,948 (+12.5%) | HK$16,294 (+9.0%) | +7.15% |
| 50 y/o | HK$13,160 | HK$13,160 | HK$13,818 (+5.0%) | HK$14,924 (+8.0%) | HK$16,865 (+13.0%) | HK$18,974 (+12.5%) | HK$20,682 (+9.0%) | +7.15% |
| 55 y/o | HK$17,017 | HK$17,017 | HK$17,868 (+5.0%) | HK$19,298 (+8.0%) | HK$21,807 (+13.0%) | HK$24,533 (+12.5%) | HK$26,741 (+9.0%) | +7.15% |
| 60 y/o | HK$22,977 | HK$22,977 | HK$24,126 (+5.0%) | HK$26,057 (+8.0%) | HK$29,445 (+13.0%) | HK$33,126 (+12.5%) | HK$36,108 (+9.0%) | +7.15% |
| 65 y/o | HK$26,599 | HK$26,599 | HK$27,929 (+5.0%) | HK$30,164 (+8.0%) | HK$34,086 (+13.0%) | HK$38,347 (+12.5%) | HK$41,799 (+9.0%) | +7.15% |
| 70 y/o | HK$34,579 | HK$34,579 | HK$36,308 (+5.0%) | HK$39,213 (+8.0%) | HK$44,311 (+13.0%) | HK$49,850 (+12.5%) | HK$54,337 (+9.0%) | +7.15% |
| 75 y/o | HK$40,054 | HK$40,054 | HK$42,057 (+5.0%) | HK$45,422 (+8.0%) | HK$51,327 (+13.0%) | HK$57,743 (+12.5%) | HK$62,940 (+9.0%) | +7.15% |
| 80 y/o | HK$40,054 | HK$40,054 | HK$42,057 (+5.0%) | HK$45,422 (+8.0%) | HK$51,327 (+13.0%) | HK$60,690 (+18.2%) | HK$66,153 (+9.0%) | +7.97% |
| 85 y/o | HK$40,054 | HK$40,054 | HK$42,057 (+5.0%) | HK$45,422 (+8.0%) | HK$51,327 (+13.0%) | HK$63,786 (+24.3%) | HK$69,527 (+9.0%) | +8.79% |
| 90 y/o | HK$40,054 | HK$40,054 | HK$42,057 (+5.0%) | HK$45,422 (+8.0%) | HK$51,327 (+13.0%) | HK$67,040 (+30.6%) | HK$73,074 (+9.0%) | +9.62% |
| 95 y/o | HK$40,054 | HK$40,054 | HK$42,057 (+5.0%) | HK$45,422 (+8.0%) | HK$51,327 (+13.0%) | HK$70,460 (+37.3%) | HK$76,802 (+9.0%) | +10.46% |
| 99 y/o | HK$40,054 | HK$40,054 | HK$42,057 (+5.0%) | HK$45,422 (+8.0%) | HK$51,327 (+13.0%) | HK$74,055 (+44.3%) | HK$80,720 (+9.0%) | +11.30% |
| All ages average | — | 0.0% | +5.0% | +8.0% | +13.0% | +16.9% | +9.0% | — |
0 y/oHK$5,128
5 y/oHK$4,700
10 y/oHK$4,182
15 y/oHK$4,182
20 y/oHK$5,062
25 y/oHK$5,062
30 y/oHK$5,417
35 y/oHK$7,341
40 y/oHK$7,856
45 y/oHK$10,368
50 y/oHK$13,160
55 y/oHK$17,017
60 y/oHK$22,977
65 y/oHK$26,599
70 y/oHK$34,579
75 y/oHK$40,054
80 y/oHK$40,054
85 y/oHK$40,054
90 y/oHK$40,054
95 y/oHK$40,054
99 y/oHK$40,054
0.0%
All-ages avg
0 y/oHK$5,128
5 y/oHK$4,700
10 y/oHK$4,182
15 y/oHK$4,182
20 y/oHK$5,062
25 y/oHK$5,062
30 y/oHK$5,417
35 y/oHK$7,341
40 y/oHK$7,856
45 y/oHK$10,368
50 y/oHK$13,160
55 y/oHK$17,017
60 y/oHK$22,977
65 y/oHK$26,599
70 y/oHK$34,579
75 y/oHK$40,054
80 y/oHK$40,054
85 y/oHK$40,054
90 y/oHK$40,054
95 y/oHK$40,054
99 y/oHK$40,054
+5.0%
All-ages avg
0 y/oHK$5,385 (+5.0%)
5 y/oHK$4,935 (+5.0%)
10 y/oHK$4,392 (+5.0%)
15 y/oHK$4,392 (+5.0%)
20 y/oHK$5,316 (+5.0%)
25 y/oHK$5,316 (+5.0%)
30 y/oHK$5,688 (+5.0%)
35 y/oHK$7,709 (+5.0%)
40 y/oHK$8,249 (+5.0%)
45 y/oHK$10,887 (+5.0%)
50 y/oHK$13,818 (+5.0%)
55 y/oHK$17,868 (+5.0%)
60 y/oHK$24,126 (+5.0%)
65 y/oHK$27,929 (+5.0%)
70 y/oHK$36,308 (+5.0%)
75 y/oHK$42,057 (+5.0%)
80 y/oHK$42,057 (+5.0%)
85 y/oHK$42,057 (+5.0%)
90 y/oHK$42,057 (+5.0%)
95 y/oHK$42,057 (+5.0%)
99 y/oHK$42,057 (+5.0%)
+8.0%
All-ages avg
0 y/oHK$5,816 (+8.0%)
5 y/oHK$5,330 (+8.0%)
10 y/oHK$4,744 (+8.0%)
15 y/oHK$4,744 (+8.0%)
20 y/oHK$5,742 (+8.0%)
25 y/oHK$5,742 (+8.0%)
30 y/oHK$6,144 (+8.0%)
35 y/oHK$8,326 (+8.0%)
40 y/oHK$8,909 (+8.0%)
45 y/oHK$11,758 (+8.0%)
50 y/oHK$14,924 (+8.0%)
55 y/oHK$19,298 (+8.0%)
60 y/oHK$26,057 (+8.0%)
65 y/oHK$30,164 (+8.0%)
70 y/oHK$39,213 (+8.0%)
75 y/oHK$45,422 (+8.0%)
80 y/oHK$45,422 (+8.0%)
85 y/oHK$45,422 (+8.0%)
90 y/oHK$45,422 (+8.0%)
95 y/oHK$45,422 (+8.0%)
99 y/oHK$45,422 (+8.0%)
+13.0%
All-ages avg
0 y/oHK$6,573 (+13.0%)
5 y/oHK$6,023 (+13.0%)
10 y/oHK$5,361 (+13.0%)
15 y/oHK$5,361 (+13.0%)
20 y/oHK$6,489 (+13.0%)
25 y/oHK$6,489 (+13.0%)
30 y/oHK$6,943 (+13.0%)
35 y/oHK$9,409 (+13.0%)
40 y/oHK$10,068 (+13.0%)
45 y/oHK$13,287 (+13.0%)
50 y/oHK$16,865 (+13.0%)
55 y/oHK$21,807 (+13.0%)
60 y/oHK$29,445 (+13.0%)
65 y/oHK$34,086 (+13.0%)
70 y/oHK$44,311 (+13.0%)
75 y/oHK$51,327 (+13.0%)
80 y/oHK$51,327 (+13.0%)
85 y/oHK$51,327 (+13.0%)
90 y/oHK$51,327 (+13.0%)
95 y/oHK$51,327 (+13.0%)
99 y/oHK$51,327 (+13.0%)
+16.9%
All-ages avg
0 y/oHK$7,395 (+12.5%)
5 y/oHK$6,776 (+12.5%)
10 y/oHK$6,032 (+12.5%)
15 y/oHK$6,032 (+12.5%)
20 y/oHK$7,301 (+12.5%)
25 y/oHK$7,301 (+12.5%)
30 y/oHK$7,811 (+12.5%)
35 y/oHK$10,586 (+12.5%)
40 y/oHK$11,327 (+12.5%)
45 y/oHK$14,948 (+12.5%)
50 y/oHK$18,974 (+12.5%)
55 y/oHK$24,533 (+12.5%)
60 y/oHK$33,126 (+12.5%)
65 y/oHK$38,347 (+12.5%)
70 y/oHK$49,850 (+12.5%)
75 y/oHK$57,743 (+12.5%)
80 y/oHK$60,690 (+18.2%)
85 y/oHK$63,786 (+24.3%)
90 y/oHK$67,040 (+30.6%)
95 y/oHK$70,460 (+37.3%)
99 y/oHK$74,055 (+44.3%)
+9.0%
All-ages avg
0 y/oHK$8,061 (+9.0%)
5 y/oHK$7,386 (+9.0%)
10 y/oHK$6,575 (+9.0%)
15 y/oHK$6,575 (+9.0%)
20 y/oHK$7,959 (+9.0%)
25 y/oHK$7,959 (+9.0%)
30 y/oHK$8,514 (+9.0%)
35 y/oHK$11,539 (+9.0%)
40 y/oHK$12,347 (+9.0%)
45 y/oHK$16,294 (+9.0%)
50 y/oHK$20,682 (+9.0%)
55 y/oHK$26,741 (+9.0%)
60 y/oHK$36,108 (+9.0%)
65 y/oHK$41,799 (+9.0%)
70 y/oHK$54,337 (+9.0%)
75 y/oHK$62,940 (+9.0%)
80 y/oHK$66,153 (+9.0%)
85 y/oHK$69,527 (+9.0%)
90 y/oHK$73,074 (+9.0%)
95 y/oHK$76,802 (+9.0%)
99 y/oHK$80,720 (+9.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+7.16%
5 y/o+7.15%
10 y/o+7.16%
15 y/o+7.16%
20 y/o+7.16%
25 y/o+7.16%
30 y/o+7.15%
35 y/o+7.16%
40 y/o+7.15%
45 y/o+7.15%
50 y/o+7.15%
55 y/o+7.15%
60 y/o+7.15%
65 y/o+7.15%
70 y/o+7.15%
75 y/o+7.15%
80 y/o+7.97%
85 y/o+8.79%
90 y/o+9.62%
95 y/o+10.46%
99 y/o+11.30%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.