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CareForYou Flexi Plan for VHIS

Renewal only

「只衛您」靈活自願醫保計劃

Blue Cross (Asia-Pacific) Insurance Limited · F00014-01-000 · 7 versions · Flexi plan · Avg. annual increase +4.90%

HKD

Show increase %Show all 100 ages

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Age	2019-04-01 Benefits PDF Premiums PDF	2021-04-01 Benefits PDF Premiums PDF	2022-01-01 Benefits PDF Premiums PDF	2023-01-01 Benefits PDF Premiums PDF	2024-01-01 Benefits PDF Premiums PDF	2025-01-01 Benefits PDF Premiums PDF	Latest 2026-01-01 Benefits PDF Premiums PDF	Avg. annual increase
0 y/o	HK$7,031	HK$7,031	HK$7,031	HK$7,594 (+8.0%)	HK$8,582 (+13.0%)	HK$9,655 (+12.5%)	HK$10,042 (+4.0%)	+4.90%
5 y/o	HK$3,685	HK$3,685	HK$3,685	HK$3,980 (+8.0%)	HK$4,498 (+13.0%)	HK$5,061 (+12.5%)	HK$5,264 (+4.0%)	+4.90%
10 y/o	HK$2,966	HK$2,966	HK$2,966	HK$3,204 (+8.0%)	HK$3,621 (+13.0%)	HK$4,074 (+12.5%)	HK$4,237 (+4.0%)	+4.90%
15 y/o	HK$3,255	HK$3,255	HK$3,255	HK$3,516 (+8.0%)	HK$3,974 (+13.0%)	HK$4,471 (+12.5%)	HK$4,650 (+4.0%)	+4.90%
20 y/o	HK$3,778	HK$3,778	HK$3,778	HK$4,081 (+8.0%)	HK$4,612 (+13.0%)	HK$5,189 (+12.5%)	HK$5,397 (+4.0%)	+4.90%
25 y/o	HK$3,980	HK$3,980	HK$3,980	HK$4,299 (+8.0%)	HK$4,858 (+13.0%)	HK$5,466 (+12.5%)	HK$5,685 (+4.0%)	+4.90%
30 y/o	HK$4,394	HK$4,394	HK$4,394	HK$4,746 (+8.0%)	HK$5,363 (+13.0%)	HK$6,034 (+12.5%)	HK$6,276 (+4.0%)	+4.90%
35 y/o	HK$5,103	HK$5,103	HK$5,103	HK$5,512 (+8.0%)	HK$6,229 (+13.0%)	HK$7,008 (+12.5%)	HK$7,289 (+4.0%)	+4.90%
40 y/o	HK$6,216	HK$6,216	HK$6,216	HK$6,714 (+8.0%)	HK$7,587 (+13.0%)	HK$8,536 (+12.5%)	HK$8,878 (+4.0%)	+4.90%
45 y/o	HK$7,973	HK$7,973	HK$7,973	HK$8,611 (+8.0%)	HK$9,731 (+13.0%)	HK$10,948 (+12.5%)	HK$11,386 (+4.0%)	+4.90%
50 y/o	HK$9,954	HK$9,954	HK$9,954	HK$10,751 (+8.0%)	HK$12,149 (+13.0%)	HK$13,668 (+12.5%)	HK$14,215 (+4.0%)	+4.90%
55 y/o	HK$13,269	HK$13,269	HK$13,269	HK$14,331 (+8.0%)	HK$16,195 (+13.0%)	HK$18,220 (+12.5%)	HK$18,949 (+4.0%)	+4.90%
60 y/o	HK$17,557	HK$17,557	HK$17,557	HK$18,962 (+8.0%)	HK$21,428 (+13.0%)	HK$24,107 (+12.5%)	HK$25,072 (+4.0%)	+4.90%
65 y/o	HK$21,163	HK$21,163	HK$21,163	HK$22,857 (+8.0%)	HK$25,829 (+13.0%)	HK$29,058 (+12.5%)	HK$30,221 (+4.0%)	+4.90%
70 y/o	HK$28,200	HK$28,200	HK$28,200	HK$30,456 (+8.0%)	HK$34,416 (+13.0%)	HK$38,718 (+12.5%)	HK$40,267 (+4.0%)	+4.89%
75 y/o	HK$32,486	HK$32,486	HK$32,486	HK$35,085 (+8.0%)	HK$39,647 (+13.0%)	HK$44,603 (+12.5%)	HK$46,388 (+4.0%)	+4.89%
80 y/o	HK$37,661	HK$37,661	HK$37,661	HK$40,674 (+8.0%)	HK$45,962 (+13.0%)	HK$51,708 (+12.5%)	HK$53,777 (+4.0%)	+4.89%
85 y/o	HK$41,580	HK$41,580	HK$41,580	HK$44,907 (+8.0%)	HK$50,745 (+13.0%)	HK$57,089 (+12.5%)	HK$59,373 (+4.0%)	+4.89%
90 y/o	HK$43,701	HK$43,701	HK$43,701	HK$47,198 (+8.0%)	HK$53,334 (+13.0%)	HK$60,001 (+12.5%)	HK$62,402 (+4.0%)	+4.89%
95 y/o	HK$44,806	HK$44,806	HK$44,806	HK$48,391 (+8.0%)	HK$54,682 (+13.0%)	HK$61,518 (+12.5%)	HK$63,979 (+4.0%)	+4.89%
99 y/o	HK$45,708	HK$45,708	HK$45,708	HK$49,365 (+8.0%)	HK$55,783 (+13.0%)	HK$62,756 (+12.5%)	HK$65,267 (+4.0%)	+4.89%
All ages average	—	0.0%	0.0%	+8.0%	+13.0%	+12.5%	+4.0%	—

F00014-01-000-01

Benefits PDFPremiums PDF

2019-04-01

First version (baseline)

0 y/oHK$7,031

5 y/oHK$3,685

10 y/oHK$2,966

15 y/oHK$3,255

20 y/oHK$3,778

25 y/oHK$3,980

30 y/oHK$4,394

35 y/oHK$5,103

40 y/oHK$6,216

45 y/oHK$7,973

50 y/oHK$9,954

55 y/oHK$13,269

60 y/oHK$17,557

65 y/oHK$21,163

70 y/oHK$28,200

75 y/oHK$32,486

80 y/oHK$37,661

85 y/oHK$41,580

90 y/oHK$43,701

95 y/oHK$44,806

99 y/oHK$45,708

F00014-01-000-02

Benefits PDFPremiums PDF

2021-04-01

0.0%

All-ages avg

0 y/oHK$7,031

5 y/oHK$3,685

10 y/oHK$2,966

15 y/oHK$3,255

20 y/oHK$3,778

25 y/oHK$3,980

30 y/oHK$4,394

35 y/oHK$5,103

40 y/oHK$6,216

45 y/oHK$7,973

50 y/oHK$9,954

55 y/oHK$13,269

60 y/oHK$17,557

65 y/oHK$21,163

70 y/oHK$28,200

75 y/oHK$32,486

80 y/oHK$37,661

85 y/oHK$41,580

90 y/oHK$43,701

95 y/oHK$44,806

99 y/oHK$45,708

F00014-01-000-02

Benefits PDFPremiums PDF

2022-01-01

0.0%

All-ages avg

0 y/oHK$7,031

5 y/oHK$3,685

10 y/oHK$2,966

15 y/oHK$3,255

20 y/oHK$3,778

25 y/oHK$3,980

30 y/oHK$4,394

35 y/oHK$5,103

40 y/oHK$6,216

45 y/oHK$7,973

50 y/oHK$9,954

55 y/oHK$13,269

60 y/oHK$17,557

65 y/oHK$21,163

70 y/oHK$28,200

75 y/oHK$32,486

80 y/oHK$37,661

85 y/oHK$41,580

90 y/oHK$43,701

95 y/oHK$44,806

99 y/oHK$45,708

F00014-01-000-02

Benefits PDFPremiums PDF

2023-01-01

+8.0%

All-ages avg

0 y/oHK$7,594 (+8.0%)

5 y/oHK$3,980 (+8.0%)

10 y/oHK$3,204 (+8.0%)

15 y/oHK$3,516 (+8.0%)

20 y/oHK$4,081 (+8.0%)

25 y/oHK$4,299 (+8.0%)

30 y/oHK$4,746 (+8.0%)

35 y/oHK$5,512 (+8.0%)

40 y/oHK$6,714 (+8.0%)

45 y/oHK$8,611 (+8.0%)

50 y/oHK$10,751 (+8.0%)

55 y/oHK$14,331 (+8.0%)

60 y/oHK$18,962 (+8.0%)

65 y/oHK$22,857 (+8.0%)

70 y/oHK$30,456 (+8.0%)

75 y/oHK$35,085 (+8.0%)

80 y/oHK$40,674 (+8.0%)

85 y/oHK$44,907 (+8.0%)

90 y/oHK$47,198 (+8.0%)

95 y/oHK$48,391 (+8.0%)

99 y/oHK$49,365 (+8.0%)

F00014-01-000-02

Benefits PDFPremiums PDF

2024-01-01

+13.0%

All-ages avg

0 y/oHK$8,582 (+13.0%)

5 y/oHK$4,498 (+13.0%)

10 y/oHK$3,621 (+13.0%)

15 y/oHK$3,974 (+13.0%)

20 y/oHK$4,612 (+13.0%)

25 y/oHK$4,858 (+13.0%)

30 y/oHK$5,363 (+13.0%)

35 y/oHK$6,229 (+13.0%)

40 y/oHK$7,587 (+13.0%)

45 y/oHK$9,731 (+13.0%)

50 y/oHK$12,149 (+13.0%)

55 y/oHK$16,195 (+13.0%)

60 y/oHK$21,428 (+13.0%)

65 y/oHK$25,829 (+13.0%)

70 y/oHK$34,416 (+13.0%)

75 y/oHK$39,647 (+13.0%)

80 y/oHK$45,962 (+13.0%)

85 y/oHK$50,745 (+13.0%)

90 y/oHK$53,334 (+13.0%)

95 y/oHK$54,682 (+13.0%)

99 y/oHK$55,783 (+13.0%)

F00014-01-000-02

Benefits PDFPremiums PDF

2025-01-01

+12.5%

All-ages avg

0 y/oHK$9,655 (+12.5%)

5 y/oHK$5,061 (+12.5%)

10 y/oHK$4,074 (+12.5%)

15 y/oHK$4,471 (+12.5%)

20 y/oHK$5,189 (+12.5%)

25 y/oHK$5,466 (+12.5%)

30 y/oHK$6,034 (+12.5%)

35 y/oHK$7,008 (+12.5%)

40 y/oHK$8,536 (+12.5%)

45 y/oHK$10,948 (+12.5%)

50 y/oHK$13,668 (+12.5%)

55 y/oHK$18,220 (+12.5%)

60 y/oHK$24,107 (+12.5%)

65 y/oHK$29,058 (+12.5%)

70 y/oHK$38,718 (+12.5%)

75 y/oHK$44,603 (+12.5%)

80 y/oHK$51,708 (+12.5%)

85 y/oHK$57,089 (+12.5%)

90 y/oHK$60,001 (+12.5%)

95 y/oHK$61,518 (+12.5%)

99 y/oHK$62,756 (+12.5%)

F00014-01-000-02

Benefits PDFPremiums PDF

2026-01-01

+4.0%

All-ages avg

0 y/oHK$10,042 (+4.0%)

5 y/oHK$5,264 (+4.0%)

10 y/oHK$4,237 (+4.0%)

15 y/oHK$4,650 (+4.0%)

20 y/oHK$5,397 (+4.0%)

25 y/oHK$5,685 (+4.0%)

30 y/oHK$6,276 (+4.0%)

35 y/oHK$7,289 (+4.0%)

40 y/oHK$8,878 (+4.0%)

45 y/oHK$11,386 (+4.0%)

50 y/oHK$14,215 (+4.0%)

55 y/oHK$18,949 (+4.0%)

60 y/oHK$25,072 (+4.0%)

65 y/oHK$30,221 (+4.0%)

70 y/oHK$40,267 (+4.0%)

75 y/oHK$46,388 (+4.0%)

80 y/oHK$53,777 (+4.0%)

85 y/oHK$59,373 (+4.0%)

90 y/oHK$62,402 (+4.0%)

95 y/oHK$63,979 (+4.0%)

99 y/oHK$65,267 (+4.0%)

Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15

0 y/o+4.90%

5 y/o+4.90%

10 y/o+4.90%

15 y/o+4.90%

20 y/o+4.90%

25 y/o+4.90%

30 y/o+4.90%

35 y/o+4.90%

40 y/o+4.90%

45 y/o+4.90%

50 y/o+4.90%

55 y/o+4.90%

60 y/o+4.90%

65 y/o+4.90%

70 y/o+4.89%

75 y/o+4.89%

80 y/o+4.89%

85 y/o+4.89%

90 y/o+4.89%

95 y/o+4.89%

99 y/o+4.89%

Notes & sources

Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15

Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.