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BOC Flexi Voluntary Health Insurance Scheme Certified Plan - Basic plan with SMM & upgraded benefits 1

中銀靈活自願醫保計劃認可產品 - 基本計劃+附加重症住院保障+升級保障1

Bank of China Group Insurance Company Limited · F00028-01-005 · 2 versions · Flexi plan · Avg. annual increase 0.00%

HKD
F00028-01-005-01
2019-06-28
First version (baseline)
0 y/o—
5 y/oHK$4,718
10 y/oHK$3,145
15 y/oHK$2,970
20 y/oHK$3,765
25 y/oHK$5,137
30 y/oHK$5,702
35 y/oHK$6,553
40 y/oHK$7,510
45 y/oHK$9,245
50 y/oHK$12,820
55 y/oHK$16,842
60 y/oHK$22,252
65 y/oHK$29,785
70 y/oHK$38,207
75 y/oHK$47,187
80 y/oHK$51,135
85 y/oHK$57,243
90 y/oHK$60,800
95 y/oHK$63,253
99 y/oHK$63,708
F00028-01-005-02
2021-04-01
0.0%
All-ages avg
0 y/oHK$10,497
5 y/oHK$4,718
10 y/oHK$3,145
15 y/oHK$2,970
20 y/oHK$3,765
25 y/oHK$5,137
30 y/oHK$5,702
35 y/oHK$6,553
40 y/oHK$7,510
45 y/oHK$9,245
50 y/oHK$12,820
55 y/oHK$16,842
60 y/oHK$22,252
65 y/oHK$29,785
70 y/oHK$38,207
75 y/oHK$47,187
80 y/oHK$51,135
85 y/oHK$57,243
90 y/oHK$60,800
95 y/oHK$63,253
99 y/oHK$63,708
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-18
0 y/o—
5 y/o0.00%
10 y/o0.00%
15 y/o0.00%
20 y/o0.00%
25 y/o0.00%
30 y/o0.00%
35 y/o0.00%
40 y/o0.00%
45 y/o0.00%
50 y/o0.00%
55 y/o0.00%
60 y/o0.00%
65 y/o0.00%
70 y/o0.00%
75 y/o0.00%
80 y/o0.00%
85 y/o0.00%
90 y/o0.00%
95 y/o0.00%
99 y/o0.00%
Notes & sources

Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-18

Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.