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AXA WiseGuard Pro Medical Insurance Plan - Noble (HKD0 Deductible)
AXA安盛智尊守慧醫療保障 - 尊貴（0 港元自付費）
AXA China Region Insurance Company (Bermuda) Limited · F00034-19-000 · 6 versions · Flexi plan · Avg. annual increase +2.88%
| Age | F00034-19-000-01 2022-05-23 | F00034-19-000-01 2023-05-10 | F00034-19-000-01 2023-07-31 | F00034-19-000-02 2024-09-09 | F00034-19-000-02 2025-09-09 | F00034-19-000-03 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$14,172 | HK$14,172 | HK$14,172 | HK$14,172 | HK$15,944 (+12.5%) | HK$15,944 | +2.88% |
| 5 | HK$13,581 | HK$13,581 | HK$13,581 | HK$13,581 | HK$15,279 (+12.5%) | HK$15,279 | +2.88% |
| 10 | HK$12,247 | HK$12,247 | HK$12,247 | HK$12,247 | HK$13,778 (+12.5%) | HK$13,778 | +2.88% |
| 15 | HK$12,623 | HK$12,623 | HK$12,623 | HK$12,623 | HK$14,201 (+12.5%) | HK$14,201 | +2.88% |
| 20 | HK$14,535 | HK$14,535 | HK$14,535 | HK$14,535 | HK$16,352 (+12.5%) | HK$16,352 | +2.88% |
| 25 | HK$16,565 | HK$16,565 | HK$16,565 | HK$16,565 | HK$18,636 (+12.5%) | HK$18,636 | +2.88% |
| 30 | HK$18,461 | HK$18,461 | HK$18,461 | HK$18,461 | HK$20,769 (+12.5%) | HK$20,769 | +2.88% |
| 35 | HK$20,285 | HK$20,285 | HK$20,285 | HK$20,285 | HK$22,821 (+12.5%) | HK$22,821 | +2.88% |
| 40 | HK$22,773 | HK$22,773 | HK$22,773 | HK$22,773 | HK$25,620 (+12.5%) | HK$25,620 | +2.88% |
| 45 | HK$27,056 | HK$27,056 | HK$27,056 | HK$27,056 | HK$30,438 (+12.5%) | HK$30,438 | +2.88% |
| 50 | HK$33,304 | HK$33,304 | HK$33,304 | HK$33,304 | HK$37,467 (+12.5%) | HK$37,467 | +2.88% |
| 55 | HK$41,885 | HK$41,885 | HK$41,885 | HK$41,885 | HK$47,121 (+12.5%) | HK$47,121 | +2.88% |
| 60 | HK$55,339 | HK$55,339 | HK$55,339 | HK$55,339 | HK$62,257 (+12.5%) | HK$62,257 | +2.88% |
| 65 | HK$74,387 | HK$74,387 | HK$74,387 | HK$74,387 | HK$83,686 (+12.5%) | HK$83,686 | +2.88% |
| 70 | HK$99,132 | HK$99,132 | HK$99,132 | HK$99,132 | HK$111,524 (+12.5%) | HK$111,524 | +2.88% |
| 75 | HK$123,679 | HK$123,679 | HK$123,679 | HK$123,679 | HK$139,139 (+12.5%) | HK$139,139 | +2.88% |
| 80 | HK$150,066 | HK$150,066 | HK$150,066 | HK$150,066 | HK$168,825 (+12.5%) | HK$168,825 | +2.88% |
| 85 | HK$170,109 | HK$170,109 | HK$170,109 | HK$170,109 | HK$191,373 (+12.5%) | HK$191,373 | +2.88% |
| 90 | HK$187,789 | HK$187,789 | HK$187,789 | HK$187,789 | HK$211,263 (+12.5%) | HK$211,263 | +2.88% |
| 95 | HK$208,123 | HK$208,123 | HK$208,123 | HK$208,123 | HK$234,139 (+12.5%) | HK$234,139 | +2.88% |
| 99 | HK$226,340 | HK$226,340 | HK$226,340 | HK$226,340 | HK$254,633 (+12.5%) | HK$254,633 | +2.88% |
| All ages average | — | 0.0% | 0.0% | 0.0% | +12.5% | 0.0% | — |
0 y/oHK$14,172
5 y/oHK$13,581
10 y/oHK$12,247
15 y/oHK$12,623
20 y/oHK$14,535
25 y/oHK$16,565
30 y/oHK$18,461
35 y/oHK$20,285
40 y/oHK$22,773
45 y/oHK$27,056
50 y/oHK$33,304
55 y/oHK$41,885
60 y/oHK$55,339
65 y/oHK$74,387
70 y/oHK$99,132
75 y/oHK$123,679
80 y/oHK$150,066
85 y/oHK$170,109
90 y/oHK$187,789
95 y/oHK$208,123
99 y/oHK$226,340
0.0%
All-ages avg
0 y/oHK$14,172
5 y/oHK$13,581
10 y/oHK$12,247
15 y/oHK$12,623
20 y/oHK$14,535
25 y/oHK$16,565
30 y/oHK$18,461
35 y/oHK$20,285
40 y/oHK$22,773
45 y/oHK$27,056
50 y/oHK$33,304
55 y/oHK$41,885
60 y/oHK$55,339
65 y/oHK$74,387
70 y/oHK$99,132
75 y/oHK$123,679
80 y/oHK$150,066
85 y/oHK$170,109
90 y/oHK$187,789
95 y/oHK$208,123
99 y/oHK$226,340
0.0%
All-ages avg
0 y/oHK$14,172
5 y/oHK$13,581
10 y/oHK$12,247
15 y/oHK$12,623
20 y/oHK$14,535
25 y/oHK$16,565
30 y/oHK$18,461
35 y/oHK$20,285
40 y/oHK$22,773
45 y/oHK$27,056
50 y/oHK$33,304
55 y/oHK$41,885
60 y/oHK$55,339
65 y/oHK$74,387
70 y/oHK$99,132
75 y/oHK$123,679
80 y/oHK$150,066
85 y/oHK$170,109
90 y/oHK$187,789
95 y/oHK$208,123
99 y/oHK$226,340
0.0%
All-ages avg
0 y/oHK$14,172
5 y/oHK$13,581
10 y/oHK$12,247
15 y/oHK$12,623
20 y/oHK$14,535
25 y/oHK$16,565
30 y/oHK$18,461
35 y/oHK$20,285
40 y/oHK$22,773
45 y/oHK$27,056
50 y/oHK$33,304
55 y/oHK$41,885
60 y/oHK$55,339
65 y/oHK$74,387
70 y/oHK$99,132
75 y/oHK$123,679
80 y/oHK$150,066
85 y/oHK$170,109
90 y/oHK$187,789
95 y/oHK$208,123
99 y/oHK$226,340
+12.5%
All-ages avg
0 y/oHK$15,944 (+12.5%)
5 y/oHK$15,279 (+12.5%)
10 y/oHK$13,778 (+12.5%)
15 y/oHK$14,201 (+12.5%)
20 y/oHK$16,352 (+12.5%)
25 y/oHK$18,636 (+12.5%)
30 y/oHK$20,769 (+12.5%)
35 y/oHK$22,821 (+12.5%)
40 y/oHK$25,620 (+12.5%)
45 y/oHK$30,438 (+12.5%)
50 y/oHK$37,467 (+12.5%)
55 y/oHK$47,121 (+12.5%)
60 y/oHK$62,257 (+12.5%)
65 y/oHK$83,686 (+12.5%)
70 y/oHK$111,524 (+12.5%)
75 y/oHK$139,139 (+12.5%)
80 y/oHK$168,825 (+12.5%)
85 y/oHK$191,373 (+12.5%)
90 y/oHK$211,263 (+12.5%)
95 y/oHK$234,139 (+12.5%)
99 y/oHK$254,633 (+12.5%)
0.0%
All-ages avg
0 y/oHK$15,944
5 y/oHK$15,279
10 y/oHK$13,778
15 y/oHK$14,201
20 y/oHK$16,352
25 y/oHK$18,636
30 y/oHK$20,769
35 y/oHK$22,821
40 y/oHK$25,620
45 y/oHK$30,438
50 y/oHK$37,467
55 y/oHK$47,121
60 y/oHK$62,257
65 y/oHK$83,686
70 y/oHK$111,524
75 y/oHK$139,139
80 y/oHK$168,825
85 y/oHK$191,373
90 y/oHK$211,263
95 y/oHK$234,139
99 y/oHK$254,633
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+2.88%
5 y/o+2.88%
10 y/o+2.88%
15 y/o+2.88%
20 y/o+2.88%
25 y/o+2.88%
30 y/o+2.88%
35 y/o+2.88%
40 y/o+2.88%
45 y/o+2.88%
50 y/o+2.88%
55 y/o+2.88%
60 y/o+2.88%
65 y/o+2.88%
70 y/o+2.88%
75 y/o+2.88%
80 y/o+2.88%
85 y/o+2.88%
90 y/o+2.88%
95 y/o+2.88%
99 y/o+2.88%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.