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AXA WiseGuard Pro Medical Insurance Plan - Premier (USD6,250 Deductible)
AXA安盛智尊守慧醫療保障 - 優尚（6,250 美元自付費）
AXA China Region Insurance Company (Bermuda) Limited · F00034-18-000 · 8 versions · Flexi plan · Avg. annual increase +2.25%
| Age | F00034-18-000-01 2019-07-25 | F00034-18-000-02 2021-03-22 | F00034-18-000-03 2022-05-23 | F00034-18-000-03 2023-05-10 | F00034-18-000-04 2023-07-31 | F00034-18-000-04 2024-09-09 | F00034-18-000-04 2025-09-09 | F00034-18-000-05 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | US$650 | US$650 | US$650 | US$650 | US$650 | US$682 (+4.9%) | US$768 (+12.6%) | US$768 | +2.42% |
| 5 | US$625 | US$625 | US$625 | US$625 | US$625 | US$656 (+5.0%) | US$738 (+12.5%) | US$738 | +2.41% |
| 10 | US$554 | US$554 | US$554 | US$554 | US$554 | US$579 (+4.5%) | US$652 (+12.6%) | US$652 | +2.36% |
| 15 | US$554 | US$554 | US$554 | US$554 | US$554 | US$579 (+4.5%) | US$651 (+12.4%) | US$651 | +2.34% |
| 20 | US$615 | US$615 | US$615 | US$615 | US$615 | US$637 (+3.6%) | US$717 (+12.6%) | US$717 | +2.22% |
| 25 | US$706 | US$706 | US$706 | US$706 | US$706 | US$731 (+3.5%) | US$822 (+12.4%) | US$822 | +2.20% |
| 30 | US$816 | US$816 | US$816 | US$816 | US$816 | US$852 (+4.4%) | US$959 (+12.6%) | US$959 | +2.34% |
| 35 | US$935 | US$935 | US$935 | US$935 | US$935 | US$977 (+4.5%) | US$1,100 (+12.6%) | US$1,100 | +2.36% |
| 40 | US$1,078 | US$1,078 | US$1,078 | US$1,078 | US$1,078 | US$1,116 (+3.5%) | US$1,255 (+12.5%) | US$1,255 | +2.20% |
| 45 | US$1,292 | US$1,292 | US$1,292 | US$1,292 | US$1,292 | US$1,338 (+3.6%) | US$1,505 (+12.5%) | US$1,505 | +2.21% |
| 50 | US$1,582 | US$1,582 | US$1,582 | US$1,582 | US$1,582 | US$1,637 (+3.5%) | US$1,842 (+12.5%) | US$1,842 | +2.20% |
| 55 | US$1,982 | US$1,982 | US$1,982 | US$1,982 | US$1,982 | US$2,052 (+3.5%) | US$2,308 (+12.5%) | US$2,308 | +2.21% |
| 60 | US$2,624 | US$2,624 | US$2,624 | US$2,624 | US$2,624 | US$2,716 (+3.5%) | US$3,056 (+12.5%) | US$3,056 | +2.21% |
| 65 | US$3,501 | US$3,501 | US$3,501 | US$3,501 | US$3,501 | US$3,624 (+3.5%) | US$4,077 (+12.5%) | US$4,077 | +2.21% |
| 70 | US$4,626 | US$4,626 | US$4,626 | US$4,626 | US$4,626 | US$4,788 (+3.5%) | US$5,387 (+12.5%) | US$5,387 | +2.21% |
| 75 | US$5,913 | US$5,913 | US$5,913 | US$5,913 | US$5,913 | US$6,120 (+3.5%) | US$6,885 (+12.5%) | US$6,885 | +2.20% |
| 80 | US$7,330 | US$7,330 | US$7,330 | US$7,330 | US$7,330 | US$7,587 (+3.5%) | US$8,535 (+12.5%) | US$8,535 | +2.20% |
| 85 | US$8,522 | US$8,522 | US$8,522 | US$8,522 | US$8,522 | US$8,821 (+3.5%) | US$9,924 (+12.5%) | US$9,924 | +2.21% |
| 90 | US$9,354 | US$9,354 | US$9,354 | US$9,354 | US$9,354 | US$9,681 (+3.5%) | US$10,892 (+12.5%) | US$10,892 | +2.20% |
| 95 | US$10,301 | US$10,301 | US$10,301 | US$10,301 | US$10,301 | US$10,662 (+3.5%) | US$11,994 (+12.5%) | US$11,994 | +2.20% |
| 99 | US$11,166 | US$11,166 | US$11,166 | US$11,166 | US$11,166 | US$11,557 (+3.5%) | US$13,001 (+12.5%) | US$13,001 | +2.20% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | +3.8% | +12.5% | 0.0% | — |
0 y/oUS$650
5 y/oUS$625
10 y/oUS$554
15 y/oUS$554
20 y/oUS$615
25 y/oUS$706
30 y/oUS$816
35 y/oUS$935
40 y/oUS$1,078
45 y/oUS$1,292
50 y/oUS$1,582
55 y/oUS$1,982
60 y/oUS$2,624
65 y/oUS$3,501
70 y/oUS$4,626
75 y/oUS$5,913
80 y/oUS$7,330
85 y/oUS$8,522
90 y/oUS$9,354
95 y/oUS$10,301
99 y/oUS$11,166
0.0%
All-ages avg
0 y/oUS$650
5 y/oUS$625
10 y/oUS$554
15 y/oUS$554
20 y/oUS$615
25 y/oUS$706
30 y/oUS$816
35 y/oUS$935
40 y/oUS$1,078
45 y/oUS$1,292
50 y/oUS$1,582
55 y/oUS$1,982
60 y/oUS$2,624
65 y/oUS$3,501
70 y/oUS$4,626
75 y/oUS$5,913
80 y/oUS$7,330
85 y/oUS$8,522
90 y/oUS$9,354
95 y/oUS$10,301
99 y/oUS$11,166
0.0%
All-ages avg
0 y/oUS$650
5 y/oUS$625
10 y/oUS$554
15 y/oUS$554
20 y/oUS$615
25 y/oUS$706
30 y/oUS$816
35 y/oUS$935
40 y/oUS$1,078
45 y/oUS$1,292
50 y/oUS$1,582
55 y/oUS$1,982
60 y/oUS$2,624
65 y/oUS$3,501
70 y/oUS$4,626
75 y/oUS$5,913
80 y/oUS$7,330
85 y/oUS$8,522
90 y/oUS$9,354
95 y/oUS$10,301
99 y/oUS$11,166
0.0%
All-ages avg
0 y/oUS$650
5 y/oUS$625
10 y/oUS$554
15 y/oUS$554
20 y/oUS$615
25 y/oUS$706
30 y/oUS$816
35 y/oUS$935
40 y/oUS$1,078
45 y/oUS$1,292
50 y/oUS$1,582
55 y/oUS$1,982
60 y/oUS$2,624
65 y/oUS$3,501
70 y/oUS$4,626
75 y/oUS$5,913
80 y/oUS$7,330
85 y/oUS$8,522
90 y/oUS$9,354
95 y/oUS$10,301
99 y/oUS$11,166
0.0%
All-ages avg
0 y/oUS$650
5 y/oUS$625
10 y/oUS$554
15 y/oUS$554
20 y/oUS$615
25 y/oUS$706
30 y/oUS$816
35 y/oUS$935
40 y/oUS$1,078
45 y/oUS$1,292
50 y/oUS$1,582
55 y/oUS$1,982
60 y/oUS$2,624
65 y/oUS$3,501
70 y/oUS$4,626
75 y/oUS$5,913
80 y/oUS$7,330
85 y/oUS$8,522
90 y/oUS$9,354
95 y/oUS$10,301
99 y/oUS$11,166
+3.8%
All-ages avg
0 y/oUS$682 (+4.9%)
5 y/oUS$656 (+5.0%)
10 y/oUS$579 (+4.5%)
15 y/oUS$579 (+4.5%)
20 y/oUS$637 (+3.6%)
25 y/oUS$731 (+3.5%)
30 y/oUS$852 (+4.4%)
35 y/oUS$977 (+4.5%)
40 y/oUS$1,116 (+3.5%)
45 y/oUS$1,338 (+3.6%)
50 y/oUS$1,637 (+3.5%)
55 y/oUS$2,052 (+3.5%)
60 y/oUS$2,716 (+3.5%)
65 y/oUS$3,624 (+3.5%)
70 y/oUS$4,788 (+3.5%)
75 y/oUS$6,120 (+3.5%)
80 y/oUS$7,587 (+3.5%)
85 y/oUS$8,821 (+3.5%)
90 y/oUS$9,681 (+3.5%)
95 y/oUS$10,662 (+3.5%)
99 y/oUS$11,557 (+3.5%)
+12.5%
All-ages avg
0 y/oUS$768 (+12.6%)
5 y/oUS$738 (+12.5%)
10 y/oUS$652 (+12.6%)
15 y/oUS$651 (+12.4%)
20 y/oUS$717 (+12.6%)
25 y/oUS$822 (+12.4%)
30 y/oUS$959 (+12.6%)
35 y/oUS$1,100 (+12.6%)
40 y/oUS$1,255 (+12.5%)
45 y/oUS$1,505 (+12.5%)
50 y/oUS$1,842 (+12.5%)
55 y/oUS$2,308 (+12.5%)
60 y/oUS$3,056 (+12.5%)
65 y/oUS$4,077 (+12.5%)
70 y/oUS$5,387 (+12.5%)
75 y/oUS$6,885 (+12.5%)
80 y/oUS$8,535 (+12.5%)
85 y/oUS$9,924 (+12.5%)
90 y/oUS$10,892 (+12.5%)
95 y/oUS$11,994 (+12.5%)
99 y/oUS$13,001 (+12.5%)
0.0%
All-ages avg
0 y/oUS$768
5 y/oUS$738
10 y/oUS$652
15 y/oUS$651
20 y/oUS$717
25 y/oUS$822
30 y/oUS$959
35 y/oUS$1,100
40 y/oUS$1,255
45 y/oUS$1,505
50 y/oUS$1,842
55 y/oUS$2,308
60 y/oUS$3,056
65 y/oUS$4,077
70 y/oUS$5,387
75 y/oUS$6,885
80 y/oUS$8,535
85 y/oUS$9,924
90 y/oUS$10,892
95 y/oUS$11,994
99 y/oUS$13,001
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+2.42%
5 y/o+2.41%
10 y/o+2.36%
15 y/o+2.34%
20 y/o+2.22%
25 y/o+2.20%
30 y/o+2.34%
35 y/o+2.36%
40 y/o+2.20%
45 y/o+2.21%
50 y/o+2.20%
55 y/o+2.21%
60 y/o+2.21%
65 y/o+2.21%
70 y/o+2.21%
75 y/o+2.20%
80 y/o+2.20%
85 y/o+2.21%
90 y/o+2.20%
95 y/o+2.20%
99 y/o+2.20%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.