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AXA WiseGuard Pro Medical Insurance Plan - Enhance (USD2,500 Deductible)
AXA安盛智尊守慧醫療保障 - 卓越（2,500 美元自付費）
AXA China Region Insurance Company (Bermuda) Limited · F00034-14-000 · 8 versions · Flexi plan · Avg. annual increase +3.43%
| Age | F00034-14-000-01 2019-07-25 | F00034-14-000-02 2021-03-22 | F00034-14-000-03 2022-05-23 | F00034-14-000-03 2023-05-10 | F00034-14-000-04 2023-07-31 | F00034-14-000-04 2024-09-09 | F00034-14-000-04 2025-09-09 | F00034-14-000-05 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | US$449 | US$449 | US$449 | US$458 (+2.0%) | US$458 | US$501 (+9.4%) | US$564 (+12.6%) | US$564 | +3.32% |
| 5 | US$428 | US$428 | US$428 | US$437 (+2.1%) | US$437 | US$479 (+9.6%) | US$539 (+12.5%) | US$539 | +3.36% |
| 10 | US$412 | US$412 | US$412 | US$421 (+2.2%) | US$421 | US$459 (+9.0%) | US$516 (+12.4%) | US$516 | +3.28% |
| 15 | US$416 | US$416 | US$416 | US$425 (+2.2%) | US$425 | US$452 (+6.4%) | US$509 (+12.6%) | US$509 | +2.93% |
| 20 | US$432 | US$432 | US$432 | US$440 (+1.9%) | US$440 | US$471 (+7.0%) | US$530 (+12.5%) | US$530 | +2.97% |
| 25 | US$506 | US$506 | US$506 | US$517 (+2.2%) | US$517 | US$553 (+7.0%) | US$622 (+12.5%) | US$622 | +3.00% |
| 30 | US$590 | US$590 | US$590 | US$601 (+1.9%) | US$601 | US$652 (+8.5%) | US$734 (+12.6%) | US$734 | +3.18% |
| 35 | US$678 | US$678 | US$678 | US$702 (+3.5%) | US$702 | US$762 (+8.5%) | US$857 (+12.5%) | US$857 | +3.41% |
| 40 | US$780 | US$780 | US$780 | US$827 (+6.0%) | US$827 | US$901 (+8.9%) | US$1,014 (+12.5%) | US$1,014 | +3.83% |
| 45 | US$950 | US$950 | US$950 | US$1,012 (+6.5%) | US$1,012 | US$1,103 (+9.0%) | US$1,241 (+12.5%) | US$1,241 | +3.90% |
| 50 | US$1,163 | US$1,163 | US$1,163 | US$1,232 (+5.9%) | US$1,232 | US$1,337 (+8.5%) | US$1,505 (+12.6%) | US$1,505 | +3.76% |
| 55 | US$1,427 | US$1,427 | US$1,427 | US$1,491 (+4.5%) | US$1,491 | US$1,618 (+8.5%) | US$1,820 (+12.5%) | US$1,820 | +3.55% |
| 60 | US$1,909 | US$1,909 | US$1,909 | US$2,033 (+6.5%) | US$2,033 | US$2,216 (+9.0%) | US$2,493 (+12.5%) | US$2,493 | +3.90% |
| 65 | US$2,842 | US$2,842 | US$2,842 | US$3,020 (+6.3%) | US$3,020 | US$3,292 (+9.0%) | US$3,704 (+12.5%) | US$3,704 | +3.87% |
| 70 | US$3,816 | US$3,816 | US$3,816 | US$4,026 (+5.5%) | US$4,026 | US$4,409 (+9.5%) | US$4,960 (+12.5%) | US$4,960 | +3.83% |
| 75 | US$4,820 | US$4,820 | US$4,820 | US$4,964 (+3.0%) | US$4,964 | US$5,436 (+9.5%) | US$6,116 (+12.5%) | US$6,116 | +3.47% |
| 80 | US$5,865 | US$5,865 | US$5,865 | US$5,982 (+2.0%) | US$5,982 | US$6,550 (+9.5%) | US$7,369 (+12.5%) | US$7,369 | +3.32% |
| 85 | US$6,517 | US$6,517 | US$6,517 | US$6,648 (+2.0%) | US$6,648 | US$7,279 (+9.5%) | US$8,189 (+12.5%) | US$8,189 | +3.33% |
| 90 | US$7,016 | US$7,016 | US$7,016 | US$7,156 (+2.0%) | US$7,156 | US$7,836 (+9.5%) | US$8,816 (+12.5%) | US$8,816 | +3.33% |
| 95 | US$7,566 | US$7,566 | US$7,566 | US$7,717 (+2.0%) | US$7,717 | US$8,450 (+9.5%) | US$9,507 (+12.5%) | US$9,507 | +3.33% |
| 99 | US$8,047 | US$8,047 | US$8,047 | US$8,208 (+2.0%) | US$8,208 | US$8,988 (+9.5%) | US$10,111 (+12.5%) | US$10,111 | +3.32% |
| All ages average | — | 0.0% | 0.0% | +3.4% | 0.0% | +8.8% | +12.5% | 0.0% | — |
0 y/oUS$449
5 y/oUS$428
10 y/oUS$412
15 y/oUS$416
20 y/oUS$432
25 y/oUS$506
30 y/oUS$590
35 y/oUS$678
40 y/oUS$780
45 y/oUS$950
50 y/oUS$1,163
55 y/oUS$1,427
60 y/oUS$1,909
65 y/oUS$2,842
70 y/oUS$3,816
75 y/oUS$4,820
80 y/oUS$5,865
85 y/oUS$6,517
90 y/oUS$7,016
95 y/oUS$7,566
99 y/oUS$8,047
0.0%
All-ages avg
0 y/oUS$449
5 y/oUS$428
10 y/oUS$412
15 y/oUS$416
20 y/oUS$432
25 y/oUS$506
30 y/oUS$590
35 y/oUS$678
40 y/oUS$780
45 y/oUS$950
50 y/oUS$1,163
55 y/oUS$1,427
60 y/oUS$1,909
65 y/oUS$2,842
70 y/oUS$3,816
75 y/oUS$4,820
80 y/oUS$5,865
85 y/oUS$6,517
90 y/oUS$7,016
95 y/oUS$7,566
99 y/oUS$8,047
0.0%
All-ages avg
0 y/oUS$449
5 y/oUS$428
10 y/oUS$412
15 y/oUS$416
20 y/oUS$432
25 y/oUS$506
30 y/oUS$590
35 y/oUS$678
40 y/oUS$780
45 y/oUS$950
50 y/oUS$1,163
55 y/oUS$1,427
60 y/oUS$1,909
65 y/oUS$2,842
70 y/oUS$3,816
75 y/oUS$4,820
80 y/oUS$5,865
85 y/oUS$6,517
90 y/oUS$7,016
95 y/oUS$7,566
99 y/oUS$8,047
+3.4%
All-ages avg
0 y/oUS$458 (+2.0%)
5 y/oUS$437 (+2.1%)
10 y/oUS$421 (+2.2%)
15 y/oUS$425 (+2.2%)
20 y/oUS$440 (+1.9%)
25 y/oUS$517 (+2.2%)
30 y/oUS$601 (+1.9%)
35 y/oUS$702 (+3.5%)
40 y/oUS$827 (+6.0%)
45 y/oUS$1,012 (+6.5%)
50 y/oUS$1,232 (+5.9%)
55 y/oUS$1,491 (+4.5%)
60 y/oUS$2,033 (+6.5%)
65 y/oUS$3,020 (+6.3%)
70 y/oUS$4,026 (+5.5%)
75 y/oUS$4,964 (+3.0%)
80 y/oUS$5,982 (+2.0%)
85 y/oUS$6,648 (+2.0%)
90 y/oUS$7,156 (+2.0%)
95 y/oUS$7,717 (+2.0%)
99 y/oUS$8,208 (+2.0%)
0.0%
All-ages avg
0 y/oUS$458
5 y/oUS$437
10 y/oUS$421
15 y/oUS$425
20 y/oUS$440
25 y/oUS$517
30 y/oUS$601
35 y/oUS$702
40 y/oUS$827
45 y/oUS$1,012
50 y/oUS$1,232
55 y/oUS$1,491
60 y/oUS$2,033
65 y/oUS$3,020
70 y/oUS$4,026
75 y/oUS$4,964
80 y/oUS$5,982
85 y/oUS$6,648
90 y/oUS$7,156
95 y/oUS$7,717
99 y/oUS$8,208
+8.8%
All-ages avg
0 y/oUS$501 (+9.4%)
5 y/oUS$479 (+9.6%)
10 y/oUS$459 (+9.0%)
15 y/oUS$452 (+6.4%)
20 y/oUS$471 (+7.0%)
25 y/oUS$553 (+7.0%)
30 y/oUS$652 (+8.5%)
35 y/oUS$762 (+8.5%)
40 y/oUS$901 (+8.9%)
45 y/oUS$1,103 (+9.0%)
50 y/oUS$1,337 (+8.5%)
55 y/oUS$1,618 (+8.5%)
60 y/oUS$2,216 (+9.0%)
65 y/oUS$3,292 (+9.0%)
70 y/oUS$4,409 (+9.5%)
75 y/oUS$5,436 (+9.5%)
80 y/oUS$6,550 (+9.5%)
85 y/oUS$7,279 (+9.5%)
90 y/oUS$7,836 (+9.5%)
95 y/oUS$8,450 (+9.5%)
99 y/oUS$8,988 (+9.5%)
+12.5%
All-ages avg
0 y/oUS$564 (+12.6%)
5 y/oUS$539 (+12.5%)
10 y/oUS$516 (+12.4%)
15 y/oUS$509 (+12.6%)
20 y/oUS$530 (+12.5%)
25 y/oUS$622 (+12.5%)
30 y/oUS$734 (+12.6%)
35 y/oUS$857 (+12.5%)
40 y/oUS$1,014 (+12.5%)
45 y/oUS$1,241 (+12.5%)
50 y/oUS$1,505 (+12.6%)
55 y/oUS$1,820 (+12.5%)
60 y/oUS$2,493 (+12.5%)
65 y/oUS$3,704 (+12.5%)
70 y/oUS$4,960 (+12.5%)
75 y/oUS$6,116 (+12.5%)
80 y/oUS$7,369 (+12.5%)
85 y/oUS$8,189 (+12.5%)
90 y/oUS$8,816 (+12.5%)
95 y/oUS$9,507 (+12.5%)
99 y/oUS$10,111 (+12.5%)
0.0%
All-ages avg
0 y/oUS$564
5 y/oUS$539
10 y/oUS$516
15 y/oUS$509
20 y/oUS$530
25 y/oUS$622
30 y/oUS$734
35 y/oUS$857
40 y/oUS$1,014
45 y/oUS$1,241
50 y/oUS$1,505
55 y/oUS$1,820
60 y/oUS$2,493
65 y/oUS$3,704
70 y/oUS$4,960
75 y/oUS$6,116
80 y/oUS$7,369
85 y/oUS$8,189
90 y/oUS$8,816
95 y/oUS$9,507
99 y/oUS$10,111
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.32%
5 y/o+3.36%
10 y/o+3.28%
15 y/o+2.93%
20 y/o+2.97%
25 y/o+3.00%
30 y/o+3.18%
35 y/o+3.41%
40 y/o+3.83%
45 y/o+3.90%
50 y/o+3.76%
55 y/o+3.55%
60 y/o+3.90%
65 y/o+3.87%
70 y/o+3.83%
75 y/o+3.47%
80 y/o+3.32%
85 y/o+3.33%
90 y/o+3.33%
95 y/o+3.33%
99 y/o+3.32%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.