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AXA WiseGuard Pro Medical Insurance Plan - Regular (USD6,250 Deductible)
AXA安盛智尊守慧醫療保障 - 標準（6,250 美元自付費）
AXA China Region Insurance Company (Bermuda) Limited · F00034-12-000 · 8 versions · Flexi plan · Avg. annual increase +3.44%
| Age | F00034-12-000-01 2019-07-25 | F00034-12-000-02 2021-03-22 | F00034-12-000-03 2022-05-23 | F00034-12-000-03 2023-05-10 | F00034-12-000-04 2023-07-31 | F00034-12-000-04 2024-09-09 | F00034-12-000-04 2025-09-09 | F00034-12-000-05 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | US$219 | US$219 | US$219 | US$226 (+3.2%) | US$226 | US$248 (+9.7%) | US$278 (+12.1%) | US$278 | +3.48% |
| 5 | US$219 | US$219 | US$219 | US$226 (+3.2%) | US$226 | US$248 (+9.7%) | US$278 (+12.1%) | US$278 | +3.48% |
| 10 | US$219 | US$219 | US$219 | US$224 (+2.3%) | US$224 | US$244 (+8.9%) | US$275 (+12.7%) | US$275 | +3.32% |
| 15 | US$227 | US$227 | US$227 | US$232 (+2.2%) | US$232 | US$247 (+6.5%) | US$278 (+12.6%) | US$278 | +2.95% |
| 20 | US$253 | US$253 | US$253 | US$263 (+4.0%) | US$263 | US$284 (+8.0%) | US$320 (+12.7%) | US$320 | +3.42% |
| 25 | US$285 | US$285 | US$285 | US$298 (+4.6%) | US$298 | US$324 (+8.7%) | US$364 (+12.3%) | US$364 | +3.57% |
| 30 | US$318 | US$318 | US$318 | US$332 (+4.4%) | US$332 | US$362 (+9.0%) | US$408 (+12.7%) | US$408 | +3.63% |
| 35 | US$345 | US$345 | US$345 | US$361 (+4.6%) | US$361 | US$394 (+9.1%) | US$443 (+12.4%) | US$443 | +3.65% |
| 40 | US$407 | US$407 | US$407 | US$425 (+4.4%) | US$425 | US$464 (+9.2%) | US$522 (+12.5%) | US$522 | +3.63% |
| 45 | US$509 | US$509 | US$509 | US$532 (+4.5%) | US$532 | US$580 (+9.0%) | US$652 (+12.4%) | US$652 | +3.61% |
| 50 | US$630 | US$630 | US$630 | US$655 (+4.0%) | US$655 | US$714 (+9.0%) | US$804 (+12.6%) | US$804 | +3.55% |
| 55 | US$827 | US$827 | US$827 | US$844 (+2.1%) | US$844 | US$920 (+9.0%) | US$1,035 (+12.5%) | US$1,035 | +3.27% |
| 60 | US$1,152 | US$1,152 | US$1,152 | US$1,204 (+4.5%) | US$1,204 | US$1,306 (+8.5%) | US$1,469 (+12.5%) | US$1,469 | +3.54% |
| 65 | US$1,553 | US$1,553 | US$1,553 | US$1,623 (+4.5%) | US$1,623 | US$1,761 (+8.5%) | US$1,982 (+12.5%) | US$1,982 | +3.56% |
| 70 | US$2,033 | US$2,033 | US$2,033 | US$2,104 (+3.5%) | US$2,104 | US$2,304 (+9.5%) | US$2,592 (+12.5%) | US$2,592 | +3.54% |
| 75 | US$2,511 | US$2,511 | US$2,511 | US$2,561 (+2.0%) | US$2,561 | US$2,804 (+9.5%) | US$3,155 (+12.5%) | US$3,155 | +3.32% |
| 80 | US$3,130 | US$3,130 | US$3,130 | US$3,192 (+2.0%) | US$3,192 | US$3,496 (+9.5%) | US$3,933 (+12.5%) | US$3,933 | +3.33% |
| 85 | US$3,780 | US$3,780 | US$3,780 | US$3,856 (+2.0%) | US$3,856 | US$4,222 (+9.5%) | US$4,750 (+12.5%) | US$4,750 | +3.33% |
| 90 | US$4,334 | US$4,334 | US$4,334 | US$4,421 (+2.0%) | US$4,421 | US$4,841 (+9.5%) | US$5,446 (+12.5%) | US$5,446 | +3.33% |
| 95 | US$4,861 | US$4,861 | US$4,861 | US$4,958 (+2.0%) | US$4,958 | US$5,429 (+9.5%) | US$6,108 (+12.5%) | US$6,108 | +3.32% |
| 99 | US$5,244 | US$5,244 | US$5,244 | US$5,348 (+2.0%) | US$5,348 | US$5,857 (+9.5%) | US$6,589 (+12.5%) | US$6,589 | +3.32% |
| All ages average | — | 0.0% | 0.0% | +3.2% | 0.0% | +9.0% | +12.5% | 0.0% | — |
0 y/oUS$219
5 y/oUS$219
10 y/oUS$219
15 y/oUS$227
20 y/oUS$253
25 y/oUS$285
30 y/oUS$318
35 y/oUS$345
40 y/oUS$407
45 y/oUS$509
50 y/oUS$630
55 y/oUS$827
60 y/oUS$1,152
65 y/oUS$1,553
70 y/oUS$2,033
75 y/oUS$2,511
80 y/oUS$3,130
85 y/oUS$3,780
90 y/oUS$4,334
95 y/oUS$4,861
99 y/oUS$5,244
0.0%
All-ages avg
0 y/oUS$219
5 y/oUS$219
10 y/oUS$219
15 y/oUS$227
20 y/oUS$253
25 y/oUS$285
30 y/oUS$318
35 y/oUS$345
40 y/oUS$407
45 y/oUS$509
50 y/oUS$630
55 y/oUS$827
60 y/oUS$1,152
65 y/oUS$1,553
70 y/oUS$2,033
75 y/oUS$2,511
80 y/oUS$3,130
85 y/oUS$3,780
90 y/oUS$4,334
95 y/oUS$4,861
99 y/oUS$5,244
0.0%
All-ages avg
0 y/oUS$219
5 y/oUS$219
10 y/oUS$219
15 y/oUS$227
20 y/oUS$253
25 y/oUS$285
30 y/oUS$318
35 y/oUS$345
40 y/oUS$407
45 y/oUS$509
50 y/oUS$630
55 y/oUS$827
60 y/oUS$1,152
65 y/oUS$1,553
70 y/oUS$2,033
75 y/oUS$2,511
80 y/oUS$3,130
85 y/oUS$3,780
90 y/oUS$4,334
95 y/oUS$4,861
99 y/oUS$5,244
+3.2%
All-ages avg
0 y/oUS$226 (+3.2%)
5 y/oUS$226 (+3.2%)
10 y/oUS$224 (+2.3%)
15 y/oUS$232 (+2.2%)
20 y/oUS$263 (+4.0%)
25 y/oUS$298 (+4.6%)
30 y/oUS$332 (+4.4%)
35 y/oUS$361 (+4.6%)
40 y/oUS$425 (+4.4%)
45 y/oUS$532 (+4.5%)
50 y/oUS$655 (+4.0%)
55 y/oUS$844 (+2.1%)
60 y/oUS$1,204 (+4.5%)
65 y/oUS$1,623 (+4.5%)
70 y/oUS$2,104 (+3.5%)
75 y/oUS$2,561 (+2.0%)
80 y/oUS$3,192 (+2.0%)
85 y/oUS$3,856 (+2.0%)
90 y/oUS$4,421 (+2.0%)
95 y/oUS$4,958 (+2.0%)
99 y/oUS$5,348 (+2.0%)
0.0%
All-ages avg
0 y/oUS$226
5 y/oUS$226
10 y/oUS$224
15 y/oUS$232
20 y/oUS$263
25 y/oUS$298
30 y/oUS$332
35 y/oUS$361
40 y/oUS$425
45 y/oUS$532
50 y/oUS$655
55 y/oUS$844
60 y/oUS$1,204
65 y/oUS$1,623
70 y/oUS$2,104
75 y/oUS$2,561
80 y/oUS$3,192
85 y/oUS$3,856
90 y/oUS$4,421
95 y/oUS$4,958
99 y/oUS$5,348
+9.0%
All-ages avg
0 y/oUS$248 (+9.7%)
5 y/oUS$248 (+9.7%)
10 y/oUS$244 (+8.9%)
15 y/oUS$247 (+6.5%)
20 y/oUS$284 (+8.0%)
25 y/oUS$324 (+8.7%)
30 y/oUS$362 (+9.0%)
35 y/oUS$394 (+9.1%)
40 y/oUS$464 (+9.2%)
45 y/oUS$580 (+9.0%)
50 y/oUS$714 (+9.0%)
55 y/oUS$920 (+9.0%)
60 y/oUS$1,306 (+8.5%)
65 y/oUS$1,761 (+8.5%)
70 y/oUS$2,304 (+9.5%)
75 y/oUS$2,804 (+9.5%)
80 y/oUS$3,496 (+9.5%)
85 y/oUS$4,222 (+9.5%)
90 y/oUS$4,841 (+9.5%)
95 y/oUS$5,429 (+9.5%)
99 y/oUS$5,857 (+9.5%)
+12.5%
All-ages avg
0 y/oUS$278 (+12.1%)
5 y/oUS$278 (+12.1%)
10 y/oUS$275 (+12.7%)
15 y/oUS$278 (+12.6%)
20 y/oUS$320 (+12.7%)
25 y/oUS$364 (+12.3%)
30 y/oUS$408 (+12.7%)
35 y/oUS$443 (+12.4%)
40 y/oUS$522 (+12.5%)
45 y/oUS$652 (+12.4%)
50 y/oUS$804 (+12.6%)
55 y/oUS$1,035 (+12.5%)
60 y/oUS$1,469 (+12.5%)
65 y/oUS$1,982 (+12.5%)
70 y/oUS$2,592 (+12.5%)
75 y/oUS$3,155 (+12.5%)
80 y/oUS$3,933 (+12.5%)
85 y/oUS$4,750 (+12.5%)
90 y/oUS$5,446 (+12.5%)
95 y/oUS$6,108 (+12.5%)
99 y/oUS$6,589 (+12.5%)
0.0%
All-ages avg
0 y/oUS$278
5 y/oUS$278
10 y/oUS$275
15 y/oUS$278
20 y/oUS$320
25 y/oUS$364
30 y/oUS$408
35 y/oUS$443
40 y/oUS$522
45 y/oUS$652
50 y/oUS$804
55 y/oUS$1,035
60 y/oUS$1,469
65 y/oUS$1,982
70 y/oUS$2,592
75 y/oUS$3,155
80 y/oUS$3,933
85 y/oUS$4,750
90 y/oUS$5,446
95 y/oUS$6,108
99 y/oUS$6,589
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.48%
5 y/o+3.48%
10 y/o+3.32%
15 y/o+2.95%
20 y/o+3.42%
25 y/o+3.57%
30 y/o+3.63%
35 y/o+3.65%
40 y/o+3.63%
45 y/o+3.61%
50 y/o+3.55%
55 y/o+3.27%
60 y/o+3.54%
65 y/o+3.56%
70 y/o+3.54%
75 y/o+3.32%
80 y/o+3.33%
85 y/o+3.33%
90 y/o+3.33%
95 y/o+3.32%
99 y/o+3.32%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.