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AXA WiseGuard Pro Medical Insurance Plan - Regular (USD2,500 Deductible)
AXA安盛智尊守慧醫療保障 - 標準（2,500 美元自付費）
AXA China Region Insurance Company (Bermuda) Limited · F00034-11-000 · 8 versions · Flexi plan · Avg. annual increase +3.43%
| Age | F00034-11-000-01 2019-07-25 | F00034-11-000-02 2021-03-22 | F00034-11-000-03 2022-05-23 | F00034-11-000-03 2023-05-10 | F00034-11-000-04 2023-07-31 | F00034-11-000-04 2024-09-09 | F00034-11-000-04 2025-09-09 | F00034-11-000-05 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | US$401 | US$401 | US$401 | US$413 (+3.0%) | US$413 | US$452 (+9.4%) | US$509 (+12.6%) | US$509 | +3.47% |
| 5 | US$374 | US$374 | US$374 | US$385 (+2.9%) | US$385 | US$421 (+9.4%) | US$474 (+12.6%) | US$474 | +3.45% |
| 10 | US$350 | US$350 | US$350 | US$357 (+2.0%) | US$357 | US$389 (+9.0%) | US$438 (+12.6%) | US$438 | +3.26% |
| 15 | US$350 | US$350 | US$350 | US$357 (+2.0%) | US$357 | US$380 (+6.4%) | US$428 (+12.6%) | US$428 | +2.92% |
| 20 | US$375 | US$375 | US$375 | US$390 (+4.0%) | US$390 | US$421 (+7.9%) | US$474 (+12.6%) | US$474 | +3.41% |
| 25 | US$440 | US$440 | US$440 | US$460 (+4.5%) | US$460 | US$499 (+8.5%) | US$562 (+12.6%) | US$562 | +3.57% |
| 30 | US$493 | US$493 | US$493 | US$516 (+4.7%) | US$516 | US$562 (+8.9%) | US$632 (+12.5%) | US$632 | +3.62% |
| 35 | US$580 | US$580 | US$580 | US$606 (+4.5%) | US$606 | US$661 (+9.1%) | US$743 (+12.4%) | US$743 | +3.61% |
| 40 | US$686 | US$686 | US$686 | US$716 (+4.4%) | US$716 | US$781 (+9.1%) | US$879 (+12.5%) | US$879 | +3.61% |
| 45 | US$829 | US$829 | US$829 | US$867 (+4.6%) | US$867 | US$945 (+9.0%) | US$1,063 (+12.5%) | US$1,063 | +3.63% |
| 50 | US$1,040 | US$1,040 | US$1,040 | US$1,082 (+4.0%) | US$1,082 | US$1,179 (+9.0%) | US$1,326 (+12.5%) | US$1,326 | +3.54% |
| 55 | US$1,289 | US$1,289 | US$1,289 | US$1,315 (+2.0%) | US$1,315 | US$1,433 (+9.0%) | US$1,612 (+12.5%) | US$1,612 | +3.25% |
| 60 | US$1,738 | US$1,738 | US$1,738 | US$1,816 (+4.5%) | US$1,816 | US$1,970 (+8.5%) | US$2,217 (+12.5%) | US$2,217 | +3.55% |
| 65 | US$2,438 | US$2,438 | US$2,438 | US$2,548 (+4.5%) | US$2,548 | US$2,765 (+8.5%) | US$3,110 (+12.5%) | US$3,110 | +3.55% |
| 70 | US$3,181 | US$3,181 | US$3,181 | US$3,292 (+3.5%) | US$3,292 | US$3,605 (+9.5%) | US$4,056 (+12.5%) | US$4,056 | +3.54% |
| 75 | US$4,109 | US$4,109 | US$4,109 | US$4,191 (+2.0%) | US$4,191 | US$4,589 (+9.5%) | US$5,163 (+12.5%) | US$5,163 | +3.32% |
| 80 | US$5,273 | US$5,273 | US$5,273 | US$5,379 (+2.0%) | US$5,379 | US$5,890 (+9.5%) | US$6,626 (+12.5%) | US$6,626 | +3.33% |
| 85 | US$5,859 | US$5,859 | US$5,859 | US$5,976 (+2.0%) | US$5,976 | US$6,544 (+9.5%) | US$7,362 (+12.5%) | US$7,362 | +3.32% |
| 90 | US$6,392 | US$6,392 | US$6,392 | US$6,520 (+2.0%) | US$6,520 | US$7,140 (+9.5%) | US$8,032 (+12.5%) | US$8,032 | +3.33% |
| 95 | US$6,948 | US$6,948 | US$6,948 | US$7,088 (+2.0%) | US$7,088 | US$7,761 (+9.5%) | US$8,731 (+12.5%) | US$8,731 | +3.33% |
| 99 | US$7,422 | US$7,422 | US$7,422 | US$7,571 (+2.0%) | US$7,571 | US$8,290 (+9.5%) | US$9,326 (+12.5%) | US$9,326 | +3.32% |
| All ages average | — | 0.0% | 0.0% | +3.2% | 0.0% | +9.0% | +12.5% | 0.0% | — |
0 y/oUS$401
5 y/oUS$374
10 y/oUS$350
15 y/oUS$350
20 y/oUS$375
25 y/oUS$440
30 y/oUS$493
35 y/oUS$580
40 y/oUS$686
45 y/oUS$829
50 y/oUS$1,040
55 y/oUS$1,289
60 y/oUS$1,738
65 y/oUS$2,438
70 y/oUS$3,181
75 y/oUS$4,109
80 y/oUS$5,273
85 y/oUS$5,859
90 y/oUS$6,392
95 y/oUS$6,948
99 y/oUS$7,422
0.0%
All-ages avg
0 y/oUS$401
5 y/oUS$374
10 y/oUS$350
15 y/oUS$350
20 y/oUS$375
25 y/oUS$440
30 y/oUS$493
35 y/oUS$580
40 y/oUS$686
45 y/oUS$829
50 y/oUS$1,040
55 y/oUS$1,289
60 y/oUS$1,738
65 y/oUS$2,438
70 y/oUS$3,181
75 y/oUS$4,109
80 y/oUS$5,273
85 y/oUS$5,859
90 y/oUS$6,392
95 y/oUS$6,948
99 y/oUS$7,422
0.0%
All-ages avg
0 y/oUS$401
5 y/oUS$374
10 y/oUS$350
15 y/oUS$350
20 y/oUS$375
25 y/oUS$440
30 y/oUS$493
35 y/oUS$580
40 y/oUS$686
45 y/oUS$829
50 y/oUS$1,040
55 y/oUS$1,289
60 y/oUS$1,738
65 y/oUS$2,438
70 y/oUS$3,181
75 y/oUS$4,109
80 y/oUS$5,273
85 y/oUS$5,859
90 y/oUS$6,392
95 y/oUS$6,948
99 y/oUS$7,422
+3.2%
All-ages avg
0 y/oUS$413 (+3.0%)
5 y/oUS$385 (+2.9%)
10 y/oUS$357 (+2.0%)
15 y/oUS$357 (+2.0%)
20 y/oUS$390 (+4.0%)
25 y/oUS$460 (+4.5%)
30 y/oUS$516 (+4.7%)
35 y/oUS$606 (+4.5%)
40 y/oUS$716 (+4.4%)
45 y/oUS$867 (+4.6%)
50 y/oUS$1,082 (+4.0%)
55 y/oUS$1,315 (+2.0%)
60 y/oUS$1,816 (+4.5%)
65 y/oUS$2,548 (+4.5%)
70 y/oUS$3,292 (+3.5%)
75 y/oUS$4,191 (+2.0%)
80 y/oUS$5,379 (+2.0%)
85 y/oUS$5,976 (+2.0%)
90 y/oUS$6,520 (+2.0%)
95 y/oUS$7,088 (+2.0%)
99 y/oUS$7,571 (+2.0%)
0.0%
All-ages avg
0 y/oUS$413
5 y/oUS$385
10 y/oUS$357
15 y/oUS$357
20 y/oUS$390
25 y/oUS$460
30 y/oUS$516
35 y/oUS$606
40 y/oUS$716
45 y/oUS$867
50 y/oUS$1,082
55 y/oUS$1,315
60 y/oUS$1,816
65 y/oUS$2,548
70 y/oUS$3,292
75 y/oUS$4,191
80 y/oUS$5,379
85 y/oUS$5,976
90 y/oUS$6,520
95 y/oUS$7,088
99 y/oUS$7,571
+9.0%
All-ages avg
0 y/oUS$452 (+9.4%)
5 y/oUS$421 (+9.4%)
10 y/oUS$389 (+9.0%)
15 y/oUS$380 (+6.4%)
20 y/oUS$421 (+7.9%)
25 y/oUS$499 (+8.5%)
30 y/oUS$562 (+8.9%)
35 y/oUS$661 (+9.1%)
40 y/oUS$781 (+9.1%)
45 y/oUS$945 (+9.0%)
50 y/oUS$1,179 (+9.0%)
55 y/oUS$1,433 (+9.0%)
60 y/oUS$1,970 (+8.5%)
65 y/oUS$2,765 (+8.5%)
70 y/oUS$3,605 (+9.5%)
75 y/oUS$4,589 (+9.5%)
80 y/oUS$5,890 (+9.5%)
85 y/oUS$6,544 (+9.5%)
90 y/oUS$7,140 (+9.5%)
95 y/oUS$7,761 (+9.5%)
99 y/oUS$8,290 (+9.5%)
+12.5%
All-ages avg
0 y/oUS$509 (+12.6%)
5 y/oUS$474 (+12.6%)
10 y/oUS$438 (+12.6%)
15 y/oUS$428 (+12.6%)
20 y/oUS$474 (+12.6%)
25 y/oUS$562 (+12.6%)
30 y/oUS$632 (+12.5%)
35 y/oUS$743 (+12.4%)
40 y/oUS$879 (+12.5%)
45 y/oUS$1,063 (+12.5%)
50 y/oUS$1,326 (+12.5%)
55 y/oUS$1,612 (+12.5%)
60 y/oUS$2,217 (+12.5%)
65 y/oUS$3,110 (+12.5%)
70 y/oUS$4,056 (+12.5%)
75 y/oUS$5,163 (+12.5%)
80 y/oUS$6,626 (+12.5%)
85 y/oUS$7,362 (+12.5%)
90 y/oUS$8,032 (+12.5%)
95 y/oUS$8,731 (+12.5%)
99 y/oUS$9,326 (+12.5%)
0.0%
All-ages avg
0 y/oUS$509
5 y/oUS$474
10 y/oUS$438
15 y/oUS$428
20 y/oUS$474
25 y/oUS$562
30 y/oUS$632
35 y/oUS$743
40 y/oUS$879
45 y/oUS$1,063
50 y/oUS$1,326
55 y/oUS$1,612
60 y/oUS$2,217
65 y/oUS$3,110
70 y/oUS$4,056
75 y/oUS$5,163
80 y/oUS$6,626
85 y/oUS$7,362
90 y/oUS$8,032
95 y/oUS$8,731
99 y/oUS$9,326
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.47%
5 y/o+3.45%
10 y/o+3.26%
15 y/o+2.92%
20 y/o+3.41%
25 y/o+3.57%
30 y/o+3.62%
35 y/o+3.61%
40 y/o+3.61%
45 y/o+3.63%
50 y/o+3.54%
55 y/o+3.25%
60 y/o+3.55%
65 y/o+3.55%
70 y/o+3.54%
75 y/o+3.32%
80 y/o+3.33%
85 y/o+3.32%
90 y/o+3.33%
95 y/o+3.33%
99 y/o+3.32%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.