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AXA WiseGuard Pro Medical Insurance Plan - Regular (USD2,500 Deductible)
AXA安盛智尊守慧醫療保障 - 標準（2,500 美元自付費）
AXA China Region Insurance Company (Bermuda) Limited · F00034-11-000 · 9 versions · Flexi plan · Avg. annual increase +4.68%
Same premium for both sexesUSD
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| Age | 2019-07-25 | 2021-03-22 | 2022-05-23 | 2023-05-10 | 2023-07-31 | 2024-09-09 | 2025-09-09 | 2026-01-26 | Latest 2026-09-09 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | US$401 | US$401 | US$401 | US$413 (+3.0%) | US$413 | US$452 (+9.4%) | US$509 (+12.6%) | US$509 | US$557 (+9.4%) | +4.71% |
| 5 y/o | US$374 | US$374 | US$374 | US$385 (+2.9%) | US$385 | US$421 (+9.4%) | US$474 (+12.6%) | US$474 | US$519 (+9.5%) | +4.70% |
| 10 y/o | US$350 | US$350 | US$350 | US$357 (+2.0%) | US$357 | US$389 (+9.0%) | US$438 (+12.6%) | US$438 | US$480 (+9.6%) | +4.52% |
| 15 y/o | US$350 | US$350 | US$350 | US$357 (+2.0%) | US$357 | US$380 (+6.4%) | US$428 (+12.6%) | US$428 | US$468 (+9.3%) | +4.15% |
| 20 y/o | US$375 | US$375 | US$375 | US$390 (+4.0%) | US$390 | US$421 (+7.9%) | US$474 (+12.6%) | US$474 | US$518 (+9.3%) | +4.63% |
| 25 y/o | US$440 | US$440 | US$440 | US$460 (+4.5%) | US$460 | US$499 (+8.5%) | US$562 (+12.6%) | US$562 | US$615 (+9.4%) | +4.80% |
| 30 y/o | US$493 | US$493 | US$493 | US$516 (+4.7%) | US$516 | US$562 (+8.9%) | US$632 (+12.5%) | US$632 | US$693 (+9.7%) | +4.88% |
| 35 y/o | US$580 | US$580 | US$580 | US$606 (+4.5%) | US$606 | US$661 (+9.1%) | US$743 (+12.4%) | US$743 | US$814 (+9.6%) | +4.86% |
| 40 y/o | US$686 | US$686 | US$686 | US$716 (+4.4%) | US$716 | US$781 (+9.1%) | US$879 (+12.5%) | US$879 | US$962 (+9.4%) | +4.85% |
| 45 y/o | US$829 | US$829 | US$829 | US$867 (+4.6%) | US$867 | US$945 (+9.0%) | US$1,063 (+12.5%) | US$1,063 | US$1,164 (+9.5%) | +4.87% |
| 50 y/o | US$1,040 | US$1,040 | US$1,040 | US$1,082 (+4.0%) | US$1,082 | US$1,179 (+9.0%) | US$1,326 (+12.5%) | US$1,326 | US$1,452 (+9.5%) | +4.78% |
| 55 y/o | US$1,289 | US$1,289 | US$1,289 | US$1,315 (+2.0%) | US$1,315 | US$1,433 (+9.0%) | US$1,612 (+12.5%) | US$1,612 | US$1,766 (+9.6%) | +4.51% |
| 60 y/o | US$1,738 | US$1,738 | US$1,738 | US$1,816 (+4.5%) | US$1,816 | US$1,970 (+8.5%) | US$2,217 (+12.5%) | US$2,217 | US$2,427 (+9.5%) | +4.79% |
| 65 y/o | US$2,438 | US$2,438 | US$2,438 | US$2,548 (+4.5%) | US$2,548 | US$2,765 (+8.5%) | US$3,110 (+12.5%) | US$3,110 | US$3,406 (+9.5%) | +4.79% |
| 70 y/o | US$3,181 | US$3,181 | US$3,181 | US$3,292 (+3.5%) | US$3,292 | US$3,605 (+9.5%) | US$4,056 (+12.5%) | US$4,056 | US$4,441 (+9.5%) | +4.78% |
| 75 y/o | US$4,109 | US$4,109 | US$4,109 | US$4,191 (+2.0%) | US$4,191 | US$4,589 (+9.5%) | US$5,163 (+12.5%) | US$5,163 | US$5,654 (+9.5%) | +4.57% |
| 80 y/o | US$5,273 | US$5,273 | US$5,273 | US$5,379 (+2.0%) | US$5,379 | US$5,890 (+9.5%) | US$6,626 (+12.5%) | US$6,626 | US$7,256 (+9.5%) | +4.57% |
| 85 y/o | US$5,859 | US$5,859 | US$5,859 | US$5,976 (+2.0%) | US$5,976 | US$6,544 (+9.5%) | US$7,362 (+12.5%) | US$7,362 | US$8,062 (+9.5%) | +4.57% |
| 90 y/o | US$6,392 | US$6,392 | US$6,392 | US$6,520 (+2.0%) | US$6,520 | US$7,140 (+9.5%) | US$8,032 (+12.5%) | US$8,032 | US$8,796 (+9.5%) | +4.57% |
| 95 y/o | US$6,948 | US$6,948 | US$6,948 | US$7,088 (+2.0%) | US$7,088 | US$7,761 (+9.5%) | US$8,731 (+12.5%) | US$8,731 | US$9,560 (+9.5%) | +4.57% |
| 99 y/o | US$7,422 | US$7,422 | US$7,422 | US$7,571 (+2.0%) | US$7,571 | US$8,290 (+9.5%) | US$9,326 (+12.5%) | US$9,326 | US$10,212 (+9.5%) | +4.57% |
| All ages average | — | 0.0% | 0.0% | +3.2% | 0.0% | +9.0% | +12.5% | 0.0% | +9.5% | — |
0 y/oUS$401
5 y/oUS$374
10 y/oUS$350
15 y/oUS$350
20 y/oUS$375
25 y/oUS$440
30 y/oUS$493
35 y/oUS$580
40 y/oUS$686
45 y/oUS$829
50 y/oUS$1,040
55 y/oUS$1,289
60 y/oUS$1,738
65 y/oUS$2,438
70 y/oUS$3,181
75 y/oUS$4,109
80 y/oUS$5,273
85 y/oUS$5,859
90 y/oUS$6,392
95 y/oUS$6,948
99 y/oUS$7,422
0.0%
All-ages avg
0 y/oUS$401
5 y/oUS$374
10 y/oUS$350
15 y/oUS$350
20 y/oUS$375
25 y/oUS$440
30 y/oUS$493
35 y/oUS$580
40 y/oUS$686
45 y/oUS$829
50 y/oUS$1,040
55 y/oUS$1,289
60 y/oUS$1,738
65 y/oUS$2,438
70 y/oUS$3,181
75 y/oUS$4,109
80 y/oUS$5,273
85 y/oUS$5,859
90 y/oUS$6,392
95 y/oUS$6,948
99 y/oUS$7,422
0.0%
All-ages avg
0 y/oUS$401
5 y/oUS$374
10 y/oUS$350
15 y/oUS$350
20 y/oUS$375
25 y/oUS$440
30 y/oUS$493
35 y/oUS$580
40 y/oUS$686
45 y/oUS$829
50 y/oUS$1,040
55 y/oUS$1,289
60 y/oUS$1,738
65 y/oUS$2,438
70 y/oUS$3,181
75 y/oUS$4,109
80 y/oUS$5,273
85 y/oUS$5,859
90 y/oUS$6,392
95 y/oUS$6,948
99 y/oUS$7,422
+3.2%
All-ages avg
0 y/oUS$413 (+3.0%)
5 y/oUS$385 (+2.9%)
10 y/oUS$357 (+2.0%)
15 y/oUS$357 (+2.0%)
20 y/oUS$390 (+4.0%)
25 y/oUS$460 (+4.5%)
30 y/oUS$516 (+4.7%)
35 y/oUS$606 (+4.5%)
40 y/oUS$716 (+4.4%)
45 y/oUS$867 (+4.6%)
50 y/oUS$1,082 (+4.0%)
55 y/oUS$1,315 (+2.0%)
60 y/oUS$1,816 (+4.5%)
65 y/oUS$2,548 (+4.5%)
70 y/oUS$3,292 (+3.5%)
75 y/oUS$4,191 (+2.0%)
80 y/oUS$5,379 (+2.0%)
85 y/oUS$5,976 (+2.0%)
90 y/oUS$6,520 (+2.0%)
95 y/oUS$7,088 (+2.0%)
99 y/oUS$7,571 (+2.0%)
0.0%
All-ages avg
0 y/oUS$413
5 y/oUS$385
10 y/oUS$357
15 y/oUS$357
20 y/oUS$390
25 y/oUS$460
30 y/oUS$516
35 y/oUS$606
40 y/oUS$716
45 y/oUS$867
50 y/oUS$1,082
55 y/oUS$1,315
60 y/oUS$1,816
65 y/oUS$2,548
70 y/oUS$3,292
75 y/oUS$4,191
80 y/oUS$5,379
85 y/oUS$5,976
90 y/oUS$6,520
95 y/oUS$7,088
99 y/oUS$7,571
+9.0%
All-ages avg
0 y/oUS$452 (+9.4%)
5 y/oUS$421 (+9.4%)
10 y/oUS$389 (+9.0%)
15 y/oUS$380 (+6.4%)
20 y/oUS$421 (+7.9%)
25 y/oUS$499 (+8.5%)
30 y/oUS$562 (+8.9%)
35 y/oUS$661 (+9.1%)
40 y/oUS$781 (+9.1%)
45 y/oUS$945 (+9.0%)
50 y/oUS$1,179 (+9.0%)
55 y/oUS$1,433 (+9.0%)
60 y/oUS$1,970 (+8.5%)
65 y/oUS$2,765 (+8.5%)
70 y/oUS$3,605 (+9.5%)
75 y/oUS$4,589 (+9.5%)
80 y/oUS$5,890 (+9.5%)
85 y/oUS$6,544 (+9.5%)
90 y/oUS$7,140 (+9.5%)
95 y/oUS$7,761 (+9.5%)
99 y/oUS$8,290 (+9.5%)
+12.5%
All-ages avg
0 y/oUS$509 (+12.6%)
5 y/oUS$474 (+12.6%)
10 y/oUS$438 (+12.6%)
15 y/oUS$428 (+12.6%)
20 y/oUS$474 (+12.6%)
25 y/oUS$562 (+12.6%)
30 y/oUS$632 (+12.5%)
35 y/oUS$743 (+12.4%)
40 y/oUS$879 (+12.5%)
45 y/oUS$1,063 (+12.5%)
50 y/oUS$1,326 (+12.5%)
55 y/oUS$1,612 (+12.5%)
60 y/oUS$2,217 (+12.5%)
65 y/oUS$3,110 (+12.5%)
70 y/oUS$4,056 (+12.5%)
75 y/oUS$5,163 (+12.5%)
80 y/oUS$6,626 (+12.5%)
85 y/oUS$7,362 (+12.5%)
90 y/oUS$8,032 (+12.5%)
95 y/oUS$8,731 (+12.5%)
99 y/oUS$9,326 (+12.5%)
0.0%
All-ages avg
0 y/oUS$509
5 y/oUS$474
10 y/oUS$438
15 y/oUS$428
20 y/oUS$474
25 y/oUS$562
30 y/oUS$632
35 y/oUS$743
40 y/oUS$879
45 y/oUS$1,063
50 y/oUS$1,326
55 y/oUS$1,612
60 y/oUS$2,217
65 y/oUS$3,110
70 y/oUS$4,056
75 y/oUS$5,163
80 y/oUS$6,626
85 y/oUS$7,362
90 y/oUS$8,032
95 y/oUS$8,731
99 y/oUS$9,326
+9.5%
All-ages avg
0 y/oUS$557 (+9.4%)
5 y/oUS$519 (+9.5%)
10 y/oUS$480 (+9.6%)
15 y/oUS$468 (+9.3%)
20 y/oUS$518 (+9.3%)
25 y/oUS$615 (+9.4%)
30 y/oUS$693 (+9.7%)
35 y/oUS$814 (+9.6%)
40 y/oUS$962 (+9.4%)
45 y/oUS$1,164 (+9.5%)
50 y/oUS$1,452 (+9.5%)
55 y/oUS$1,766 (+9.6%)
60 y/oUS$2,427 (+9.5%)
65 y/oUS$3,406 (+9.5%)
70 y/oUS$4,441 (+9.5%)
75 y/oUS$5,654 (+9.5%)
80 y/oUS$7,256 (+9.5%)
85 y/oUS$8,062 (+9.5%)
90 y/oUS$8,796 (+9.5%)
95 y/oUS$9,560 (+9.5%)
99 y/oUS$10,212 (+9.5%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+4.71%
5 y/o+4.70%
10 y/o+4.52%
15 y/o+4.15%
20 y/o+4.63%
25 y/o+4.80%
30 y/o+4.88%
35 y/o+4.86%
40 y/o+4.85%
45 y/o+4.87%
50 y/o+4.78%
55 y/o+4.51%
60 y/o+4.79%
65 y/o+4.79%
70 y/o+4.78%
75 y/o+4.57%
80 y/o+4.57%
85 y/o+4.57%
90 y/o+4.57%
95 y/o+4.57%
99 y/o+4.57%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.