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AXA WiseGuard Pro Medical Insurance Plan - Regular (USD0 Deductible)
AXA安盛智尊守慧醫療保障 - 標準（0 美元自付費）
AXA China Region Insurance Company (Bermuda) Limited · F00034-10-000 · 8 versions · Flexi plan · Avg. annual increase +3.43%
| Age | F00034-10-000-01 2019-07-25 | F00034-10-000-02 2021-03-22 | F00034-10-000-03 2022-05-23 | F00034-10-000-03 2023-05-10 | F00034-10-000-04 2023-07-31 | F00034-10-000-04 2024-09-09 | F00034-10-000-04 2025-09-09 | F00034-10-000-05 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | US$796 | US$796 | US$796 | US$820 (+3.0%) | US$820 | US$898 (+9.5%) | US$1,011 (+12.6%) | US$1,011 | +3.48% |
| 5 | US$782 | US$782 | US$782 | US$806 (+3.1%) | US$806 | US$882 (+9.4%) | US$992 (+12.5%) | US$992 | +3.47% |
| 10 | US$734 | US$734 | US$734 | US$749 (+2.0%) | US$749 | US$816 (+8.9%) | US$919 (+12.6%) | US$919 | +3.27% |
| 15 | US$696 | US$696 | US$696 | US$710 (+2.0%) | US$710 | US$756 (+6.5%) | US$850 (+12.4%) | US$850 | +2.90% |
| 20 | US$681 | US$681 | US$681 | US$708 (+4.0%) | US$708 | US$765 (+8.1%) | US$860 (+12.4%) | US$860 | +3.40% |
| 25 | US$772 | US$772 | US$772 | US$807 (+4.5%) | US$807 | US$875 (+8.4%) | US$985 (+12.6%) | US$985 | +3.55% |
| 30 | US$913 | US$913 | US$913 | US$954 (+4.5%) | US$954 | US$1,040 (+9.0%) | US$1,170 (+12.5%) | US$1,170 | +3.62% |
| 35 | US$1,040 | US$1,040 | US$1,040 | US$1,087 (+4.5%) | US$1,087 | US$1,185 (+9.0%) | US$1,334 (+12.6%) | US$1,334 | +3.63% |
| 40 | US$1,216 | US$1,216 | US$1,216 | US$1,270 (+4.4%) | US$1,270 | US$1,385 (+9.1%) | US$1,558 (+12.5%) | US$1,558 | +3.61% |
| 45 | US$1,432 | US$1,432 | US$1,432 | US$1,496 (+4.5%) | US$1,496 | US$1,631 (+9.0%) | US$1,835 (+12.5%) | US$1,835 | +3.62% |
| 50 | US$1,760 | US$1,760 | US$1,760 | US$1,830 (+4.0%) | US$1,830 | US$1,995 (+9.0%) | US$2,244 (+12.5%) | US$2,244 | +3.54% |
| 55 | US$2,231 | US$2,231 | US$2,231 | US$2,276 (+2.0%) | US$2,276 | US$2,481 (+9.0%) | US$2,791 (+12.5%) | US$2,791 | +3.26% |
| 60 | US$3,023 | US$3,023 | US$3,023 | US$3,160 (+4.5%) | US$3,160 | US$3,428 (+8.5%) | US$3,857 (+12.5%) | US$3,857 | +3.55% |
| 65 | US$4,152 | US$4,152 | US$4,152 | US$4,339 (+4.5%) | US$4,339 | US$4,708 (+8.5%) | US$5,296 (+12.5%) | US$5,296 | +3.55% |
| 70 | US$5,409 | US$5,409 | US$5,409 | US$5,598 (+3.5%) | US$5,598 | US$6,130 (+9.5%) | US$6,897 (+12.5%) | US$6,897 | +3.54% |
| 75 | US$6,698 | US$6,698 | US$6,698 | US$6,832 (+2.0%) | US$6,832 | US$7,482 (+9.5%) | US$8,417 (+12.5%) | US$8,417 | +3.33% |
| 80 | US$8,191 | US$8,191 | US$8,191 | US$8,355 (+2.0%) | US$8,355 | US$9,149 (+9.5%) | US$10,292 (+12.5%) | US$10,292 | +3.32% |
| 85 | US$9,843 | US$9,843 | US$9,843 | US$10,040 (+2.0%) | US$10,040 | US$10,994 (+9.5%) | US$12,368 (+12.5%) | US$12,368 | +3.32% |
| 90 | US$11,503 | US$11,503 | US$11,503 | US$11,733 (+2.0%) | US$11,733 | US$12,848 (+9.5%) | US$14,454 (+12.5%) | US$14,454 | +3.33% |
| 95 | US$12,998 | US$12,998 | US$12,998 | US$13,258 (+2.0%) | US$13,258 | US$14,518 (+9.5%) | US$16,333 (+12.5%) | US$16,333 | +3.33% |
| 99 | US$13,871 | US$13,871 | US$13,871 | US$14,148 (+2.0%) | US$14,148 | US$15,492 (+9.5%) | US$17,429 (+12.5%) | US$17,429 | +3.32% |
| All ages average | — | 0.0% | 0.0% | +3.2% | 0.0% | +9.0% | +12.5% | 0.0% | — |
0 y/oUS$796
5 y/oUS$782
10 y/oUS$734
15 y/oUS$696
20 y/oUS$681
25 y/oUS$772
30 y/oUS$913
35 y/oUS$1,040
40 y/oUS$1,216
45 y/oUS$1,432
50 y/oUS$1,760
55 y/oUS$2,231
60 y/oUS$3,023
65 y/oUS$4,152
70 y/oUS$5,409
75 y/oUS$6,698
80 y/oUS$8,191
85 y/oUS$9,843
90 y/oUS$11,503
95 y/oUS$12,998
99 y/oUS$13,871
0.0%
All-ages avg
0 y/oUS$796
5 y/oUS$782
10 y/oUS$734
15 y/oUS$696
20 y/oUS$681
25 y/oUS$772
30 y/oUS$913
35 y/oUS$1,040
40 y/oUS$1,216
45 y/oUS$1,432
50 y/oUS$1,760
55 y/oUS$2,231
60 y/oUS$3,023
65 y/oUS$4,152
70 y/oUS$5,409
75 y/oUS$6,698
80 y/oUS$8,191
85 y/oUS$9,843
90 y/oUS$11,503
95 y/oUS$12,998
99 y/oUS$13,871
0.0%
All-ages avg
0 y/oUS$796
5 y/oUS$782
10 y/oUS$734
15 y/oUS$696
20 y/oUS$681
25 y/oUS$772
30 y/oUS$913
35 y/oUS$1,040
40 y/oUS$1,216
45 y/oUS$1,432
50 y/oUS$1,760
55 y/oUS$2,231
60 y/oUS$3,023
65 y/oUS$4,152
70 y/oUS$5,409
75 y/oUS$6,698
80 y/oUS$8,191
85 y/oUS$9,843
90 y/oUS$11,503
95 y/oUS$12,998
99 y/oUS$13,871
+3.2%
All-ages avg
0 y/oUS$820 (+3.0%)
5 y/oUS$806 (+3.1%)
10 y/oUS$749 (+2.0%)
15 y/oUS$710 (+2.0%)
20 y/oUS$708 (+4.0%)
25 y/oUS$807 (+4.5%)
30 y/oUS$954 (+4.5%)
35 y/oUS$1,087 (+4.5%)
40 y/oUS$1,270 (+4.4%)
45 y/oUS$1,496 (+4.5%)
50 y/oUS$1,830 (+4.0%)
55 y/oUS$2,276 (+2.0%)
60 y/oUS$3,160 (+4.5%)
65 y/oUS$4,339 (+4.5%)
70 y/oUS$5,598 (+3.5%)
75 y/oUS$6,832 (+2.0%)
80 y/oUS$8,355 (+2.0%)
85 y/oUS$10,040 (+2.0%)
90 y/oUS$11,733 (+2.0%)
95 y/oUS$13,258 (+2.0%)
99 y/oUS$14,148 (+2.0%)
0.0%
All-ages avg
0 y/oUS$820
5 y/oUS$806
10 y/oUS$749
15 y/oUS$710
20 y/oUS$708
25 y/oUS$807
30 y/oUS$954
35 y/oUS$1,087
40 y/oUS$1,270
45 y/oUS$1,496
50 y/oUS$1,830
55 y/oUS$2,276
60 y/oUS$3,160
65 y/oUS$4,339
70 y/oUS$5,598
75 y/oUS$6,832
80 y/oUS$8,355
85 y/oUS$10,040
90 y/oUS$11,733
95 y/oUS$13,258
99 y/oUS$14,148
+9.0%
All-ages avg
0 y/oUS$898 (+9.5%)
5 y/oUS$882 (+9.4%)
10 y/oUS$816 (+8.9%)
15 y/oUS$756 (+6.5%)
20 y/oUS$765 (+8.1%)
25 y/oUS$875 (+8.4%)
30 y/oUS$1,040 (+9.0%)
35 y/oUS$1,185 (+9.0%)
40 y/oUS$1,385 (+9.1%)
45 y/oUS$1,631 (+9.0%)
50 y/oUS$1,995 (+9.0%)
55 y/oUS$2,481 (+9.0%)
60 y/oUS$3,428 (+8.5%)
65 y/oUS$4,708 (+8.5%)
70 y/oUS$6,130 (+9.5%)
75 y/oUS$7,482 (+9.5%)
80 y/oUS$9,149 (+9.5%)
85 y/oUS$10,994 (+9.5%)
90 y/oUS$12,848 (+9.5%)
95 y/oUS$14,518 (+9.5%)
99 y/oUS$15,492 (+9.5%)
+12.5%
All-ages avg
0 y/oUS$1,011 (+12.6%)
5 y/oUS$992 (+12.5%)
10 y/oUS$919 (+12.6%)
15 y/oUS$850 (+12.4%)
20 y/oUS$860 (+12.4%)
25 y/oUS$985 (+12.6%)
30 y/oUS$1,170 (+12.5%)
35 y/oUS$1,334 (+12.6%)
40 y/oUS$1,558 (+12.5%)
45 y/oUS$1,835 (+12.5%)
50 y/oUS$2,244 (+12.5%)
55 y/oUS$2,791 (+12.5%)
60 y/oUS$3,857 (+12.5%)
65 y/oUS$5,296 (+12.5%)
70 y/oUS$6,897 (+12.5%)
75 y/oUS$8,417 (+12.5%)
80 y/oUS$10,292 (+12.5%)
85 y/oUS$12,368 (+12.5%)
90 y/oUS$14,454 (+12.5%)
95 y/oUS$16,333 (+12.5%)
99 y/oUS$17,429 (+12.5%)
0.0%
All-ages avg
0 y/oUS$1,011
5 y/oUS$992
10 y/oUS$919
15 y/oUS$850
20 y/oUS$860
25 y/oUS$985
30 y/oUS$1,170
35 y/oUS$1,334
40 y/oUS$1,558
45 y/oUS$1,835
50 y/oUS$2,244
55 y/oUS$2,791
60 y/oUS$3,857
65 y/oUS$5,296
70 y/oUS$6,897
75 y/oUS$8,417
80 y/oUS$10,292
85 y/oUS$12,368
90 y/oUS$14,454
95 y/oUS$16,333
99 y/oUS$17,429
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.48%
5 y/o+3.47%
10 y/o+3.27%
15 y/o+2.90%
20 y/o+3.40%
25 y/o+3.55%
30 y/o+3.62%
35 y/o+3.63%
40 y/o+3.61%
45 y/o+3.62%
50 y/o+3.54%
55 y/o+3.26%
60 y/o+3.55%
65 y/o+3.55%
70 y/o+3.54%
75 y/o+3.33%
80 y/o+3.32%
85 y/o+3.32%
90 y/o+3.33%
95 y/o+3.33%
99 y/o+3.32%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.