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AXA WiseGuard Pro Medical Insurance Plan - Premier (HKD50,000 Deductible)
AXA安盛智尊守慧醫療保障 - 優尚（50,000 港元自付費）
AXA China Region Insurance Company (Bermuda) Limited · F00034-09-000 · 8 versions · Flexi plan · Avg. annual increase +2.25%
| Age | F00034-09-000-01 2019-07-25 | F00034-09-000-02 2021-03-22 | F00034-09-000-03 2022-05-23 | F00034-09-000-03 2023-05-10 | F00034-09-000-04 2023-07-31 | F00034-09-000-04 2024-09-09 | F00034-09-000-04 2025-09-09 | F00034-09-000-05 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$5,200 | HK$5,200 | HK$5,200 | HK$5,200 | HK$5,200 | HK$5,460 (+5.0%) | HK$6,143 (+12.5%) | HK$6,143 | +2.42% |
| 5 | HK$5,000 | HK$5,000 | HK$5,000 | HK$5,000 | HK$5,000 | HK$5,250 (+5.0%) | HK$5,907 (+12.5%) | HK$5,907 | +2.42% |
| 10 | HK$4,433 | HK$4,433 | HK$4,433 | HK$4,433 | HK$4,433 | HK$4,633 (+4.5%) | HK$5,213 (+12.5%) | HK$5,213 | +2.35% |
| 15 | HK$4,431 | HK$4,431 | HK$4,431 | HK$4,431 | HK$4,431 | HK$4,631 (+4.5%) | HK$5,210 (+12.5%) | HK$5,210 | +2.35% |
| 20 | HK$4,923 | HK$4,923 | HK$4,923 | HK$4,923 | HK$4,923 | HK$5,096 (+3.5%) | HK$5,733 (+12.5%) | HK$5,733 | +2.21% |
| 25 | HK$5,650 | HK$5,650 | HK$5,650 | HK$5,650 | HK$5,650 | HK$5,848 (+3.5%) | HK$6,579 (+12.5%) | HK$6,579 | +2.20% |
| 30 | HK$6,525 | HK$6,525 | HK$6,525 | HK$6,525 | HK$6,525 | HK$6,819 (+4.5%) | HK$7,672 (+12.5%) | HK$7,672 | +2.35% |
| 35 | HK$7,481 | HK$7,481 | HK$7,481 | HK$7,481 | HK$7,481 | HK$7,818 (+4.5%) | HK$8,796 (+12.5%) | HK$8,796 | +2.35% |
| 40 | HK$8,624 | HK$8,624 | HK$8,624 | HK$8,624 | HK$8,624 | HK$8,926 (+3.5%) | HK$10,042 (+12.5%) | HK$10,042 | +2.20% |
| 45 | HK$10,338 | HK$10,338 | HK$10,338 | HK$10,338 | HK$10,338 | HK$10,700 (+3.5%) | HK$12,038 (+12.5%) | HK$12,038 | +2.20% |
| 50 | HK$12,656 | HK$12,656 | HK$12,656 | HK$12,656 | HK$12,656 | HK$13,099 (+3.5%) | HK$14,737 (+12.5%) | HK$14,737 | +2.20% |
| 55 | HK$15,857 | HK$15,857 | HK$15,857 | HK$15,857 | HK$15,857 | HK$16,412 (+3.5%) | HK$18,464 (+12.5%) | HK$18,464 | +2.20% |
| 60 | HK$20,994 | HK$20,994 | HK$20,994 | HK$20,994 | HK$20,994 | HK$21,729 (+3.5%) | HK$24,446 (+12.5%) | HK$24,446 | +2.20% |
| 65 | HK$28,009 | HK$28,009 | HK$28,009 | HK$28,009 | HK$28,009 | HK$28,990 (+3.5%) | HK$32,614 (+12.5%) | HK$32,614 | +2.20% |
| 70 | HK$37,010 | HK$37,010 | HK$37,010 | HK$37,010 | HK$37,010 | HK$38,306 (+3.5%) | HK$43,095 (+12.5%) | HK$43,095 | +2.20% |
| 75 | HK$47,305 | HK$47,305 | HK$47,305 | HK$47,305 | HK$47,305 | HK$48,961 (+3.5%) | HK$55,082 (+12.5%) | HK$55,082 | +2.20% |
| 80 | HK$58,642 | HK$58,642 | HK$58,642 | HK$58,642 | HK$58,642 | HK$60,695 (+3.5%) | HK$68,282 (+12.5%) | HK$68,282 | +2.20% |
| 85 | HK$68,180 | HK$68,180 | HK$68,180 | HK$68,180 | HK$68,180 | HK$70,567 (+3.5%) | HK$79,388 (+12.5%) | HK$79,388 | +2.20% |
| 90 | HK$74,830 | HK$74,830 | HK$74,830 | HK$74,830 | HK$74,830 | HK$77,450 (+3.5%) | HK$87,132 (+12.5%) | HK$87,132 | +2.20% |
| 95 | HK$82,407 | HK$82,407 | HK$82,407 | HK$82,407 | HK$82,407 | HK$85,292 (+3.5%) | HK$95,954 (+12.5%) | HK$95,954 | +2.20% |
| 99 | HK$89,327 | HK$89,327 | HK$89,327 | HK$89,327 | HK$89,327 | HK$92,454 (+3.5%) | HK$104,011 (+12.5%) | HK$104,011 | +2.20% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | +3.8% | +12.5% | 0.0% | — |
0 y/oHK$5,200
5 y/oHK$5,000
10 y/oHK$4,433
15 y/oHK$4,431
20 y/oHK$4,923
25 y/oHK$5,650
30 y/oHK$6,525
35 y/oHK$7,481
40 y/oHK$8,624
45 y/oHK$10,338
50 y/oHK$12,656
55 y/oHK$15,857
60 y/oHK$20,994
65 y/oHK$28,009
70 y/oHK$37,010
75 y/oHK$47,305
80 y/oHK$58,642
85 y/oHK$68,180
90 y/oHK$74,830
95 y/oHK$82,407
99 y/oHK$89,327
0.0%
All-ages avg
0 y/oHK$5,200
5 y/oHK$5,000
10 y/oHK$4,433
15 y/oHK$4,431
20 y/oHK$4,923
25 y/oHK$5,650
30 y/oHK$6,525
35 y/oHK$7,481
40 y/oHK$8,624
45 y/oHK$10,338
50 y/oHK$12,656
55 y/oHK$15,857
60 y/oHK$20,994
65 y/oHK$28,009
70 y/oHK$37,010
75 y/oHK$47,305
80 y/oHK$58,642
85 y/oHK$68,180
90 y/oHK$74,830
95 y/oHK$82,407
99 y/oHK$89,327
0.0%
All-ages avg
0 y/oHK$5,200
5 y/oHK$5,000
10 y/oHK$4,433
15 y/oHK$4,431
20 y/oHK$4,923
25 y/oHK$5,650
30 y/oHK$6,525
35 y/oHK$7,481
40 y/oHK$8,624
45 y/oHK$10,338
50 y/oHK$12,656
55 y/oHK$15,857
60 y/oHK$20,994
65 y/oHK$28,009
70 y/oHK$37,010
75 y/oHK$47,305
80 y/oHK$58,642
85 y/oHK$68,180
90 y/oHK$74,830
95 y/oHK$82,407
99 y/oHK$89,327
0.0%
All-ages avg
0 y/oHK$5,200
5 y/oHK$5,000
10 y/oHK$4,433
15 y/oHK$4,431
20 y/oHK$4,923
25 y/oHK$5,650
30 y/oHK$6,525
35 y/oHK$7,481
40 y/oHK$8,624
45 y/oHK$10,338
50 y/oHK$12,656
55 y/oHK$15,857
60 y/oHK$20,994
65 y/oHK$28,009
70 y/oHK$37,010
75 y/oHK$47,305
80 y/oHK$58,642
85 y/oHK$68,180
90 y/oHK$74,830
95 y/oHK$82,407
99 y/oHK$89,327
0.0%
All-ages avg
0 y/oHK$5,200
5 y/oHK$5,000
10 y/oHK$4,433
15 y/oHK$4,431
20 y/oHK$4,923
25 y/oHK$5,650
30 y/oHK$6,525
35 y/oHK$7,481
40 y/oHK$8,624
45 y/oHK$10,338
50 y/oHK$12,656
55 y/oHK$15,857
60 y/oHK$20,994
65 y/oHK$28,009
70 y/oHK$37,010
75 y/oHK$47,305
80 y/oHK$58,642
85 y/oHK$68,180
90 y/oHK$74,830
95 y/oHK$82,407
99 y/oHK$89,327
+3.8%
All-ages avg
0 y/oHK$5,460 (+5.0%)
5 y/oHK$5,250 (+5.0%)
10 y/oHK$4,633 (+4.5%)
15 y/oHK$4,631 (+4.5%)
20 y/oHK$5,096 (+3.5%)
25 y/oHK$5,848 (+3.5%)
30 y/oHK$6,819 (+4.5%)
35 y/oHK$7,818 (+4.5%)
40 y/oHK$8,926 (+3.5%)
45 y/oHK$10,700 (+3.5%)
50 y/oHK$13,099 (+3.5%)
55 y/oHK$16,412 (+3.5%)
60 y/oHK$21,729 (+3.5%)
65 y/oHK$28,990 (+3.5%)
70 y/oHK$38,306 (+3.5%)
75 y/oHK$48,961 (+3.5%)
80 y/oHK$60,695 (+3.5%)
85 y/oHK$70,567 (+3.5%)
90 y/oHK$77,450 (+3.5%)
95 y/oHK$85,292 (+3.5%)
99 y/oHK$92,454 (+3.5%)
+12.5%
All-ages avg
0 y/oHK$6,143 (+12.5%)
5 y/oHK$5,907 (+12.5%)
10 y/oHK$5,213 (+12.5%)
15 y/oHK$5,210 (+12.5%)
20 y/oHK$5,733 (+12.5%)
25 y/oHK$6,579 (+12.5%)
30 y/oHK$7,672 (+12.5%)
35 y/oHK$8,796 (+12.5%)
40 y/oHK$10,042 (+12.5%)
45 y/oHK$12,038 (+12.5%)
50 y/oHK$14,737 (+12.5%)
55 y/oHK$18,464 (+12.5%)
60 y/oHK$24,446 (+12.5%)
65 y/oHK$32,614 (+12.5%)
70 y/oHK$43,095 (+12.5%)
75 y/oHK$55,082 (+12.5%)
80 y/oHK$68,282 (+12.5%)
85 y/oHK$79,388 (+12.5%)
90 y/oHK$87,132 (+12.5%)
95 y/oHK$95,954 (+12.5%)
99 y/oHK$104,011 (+12.5%)
0.0%
All-ages avg
0 y/oHK$6,143
5 y/oHK$5,907
10 y/oHK$5,213
15 y/oHK$5,210
20 y/oHK$5,733
25 y/oHK$6,579
30 y/oHK$7,672
35 y/oHK$8,796
40 y/oHK$10,042
45 y/oHK$12,038
50 y/oHK$14,737
55 y/oHK$18,464
60 y/oHK$24,446
65 y/oHK$32,614
70 y/oHK$43,095
75 y/oHK$55,082
80 y/oHK$68,282
85 y/oHK$79,388
90 y/oHK$87,132
95 y/oHK$95,954
99 y/oHK$104,011
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+2.42%
5 y/o+2.42%
10 y/o+2.35%
15 y/o+2.35%
20 y/o+2.21%
25 y/o+2.20%
30 y/o+2.35%
35 y/o+2.35%
40 y/o+2.20%
45 y/o+2.20%
50 y/o+2.20%
55 y/o+2.20%
60 y/o+2.20%
65 y/o+2.20%
70 y/o+2.20%
75 y/o+2.20%
80 y/o+2.20%
85 y/o+2.20%
90 y/o+2.20%
95 y/o+2.20%
99 y/o+2.20%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.