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AXA WiseGuard Pro Medical Insurance Plan - Premier (HKD20,000 Deductible)
AXA安盛智尊守慧醫療保障 - 優尚（20,000 港元自付費）
AXA China Region Insurance Company (Bermuda) Limited · F00034-08-000 · 8 versions · Flexi plan · Avg. annual increase +2.25%
| Age | F00034-08-000-01 2019-07-25 | F00034-08-000-02 2021-03-22 | F00034-08-000-03 2022-05-23 | F00034-08-000-03 2023-05-10 | F00034-08-000-04 2023-07-31 | F00034-08-000-04 2024-09-09 | F00034-08-000-04 2025-09-09 | F00034-08-000-05 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$7,462 | HK$7,462 | HK$7,462 | HK$7,462 | HK$7,462 | HK$7,836 (+5.0%) | HK$8,816 (+12.5%) | HK$8,816 | +2.42% |
| 5 | HK$6,700 | HK$6,700 | HK$6,700 | HK$6,700 | HK$6,700 | HK$7,035 (+5.0%) | HK$7,915 (+12.5%) | HK$7,915 | +2.42% |
| 10 | HK$6,028 | HK$6,028 | HK$6,028 | HK$6,028 | HK$6,028 | HK$6,300 (+4.5%) | HK$7,088 (+12.5%) | HK$7,088 | +2.35% |
| 15 | HK$6,218 | HK$6,218 | HK$6,218 | HK$6,218 | HK$6,218 | HK$6,498 (+4.5%) | HK$7,311 (+12.5%) | HK$7,311 | +2.35% |
| 20 | HK$6,887 | HK$6,887 | HK$6,887 | HK$6,887 | HK$6,887 | HK$7,129 (+3.5%) | HK$8,021 (+12.5%) | HK$8,021 | +2.21% |
| 25 | HK$7,731 | HK$7,731 | HK$7,731 | HK$7,731 | HK$7,731 | HK$8,002 (+3.5%) | HK$9,003 (+12.5%) | HK$9,003 | +2.21% |
| 30 | HK$8,875 | HK$8,875 | HK$8,875 | HK$8,875 | HK$8,875 | HK$9,275 (+4.5%) | HK$10,435 (+12.5%) | HK$10,435 | +2.35% |
| 35 | HK$10,520 | HK$10,520 | HK$10,520 | HK$10,520 | HK$10,520 | HK$10,994 (+4.5%) | HK$12,369 (+12.5%) | HK$12,369 | +2.35% |
| 40 | HK$12,180 | HK$12,180 | HK$12,180 | HK$12,180 | HK$12,180 | HK$12,607 (+3.5%) | HK$14,183 (+12.5%) | HK$14,183 | +2.20% |
| 45 | HK$14,844 | HK$14,844 | HK$14,844 | HK$14,844 | HK$14,844 | HK$15,364 (+3.5%) | HK$17,285 (+12.5%) | HK$17,285 | +2.20% |
| 50 | HK$18,280 | HK$18,280 | HK$18,280 | HK$18,280 | HK$18,280 | HK$18,920 (+3.5%) | HK$21,285 (+12.5%) | HK$21,285 | +2.20% |
| 55 | HK$22,843 | HK$22,843 | HK$22,843 | HK$22,843 | HK$22,843 | HK$23,643 (+3.5%) | HK$26,599 (+12.5%) | HK$26,599 | +2.20% |
| 60 | HK$30,306 | HK$30,306 | HK$30,306 | HK$30,306 | HK$30,306 | HK$31,367 (+3.5%) | HK$35,288 (+12.5%) | HK$35,288 | +2.20% |
| 65 | HK$39,875 | HK$39,875 | HK$39,875 | HK$39,875 | HK$39,875 | HK$41,271 (+3.5%) | HK$46,430 (+12.5%) | HK$46,430 | +2.20% |
| 70 | HK$55,162 | HK$55,162 | HK$55,162 | HK$55,162 | HK$55,162 | HK$57,093 (+3.5%) | HK$64,230 (+12.5%) | HK$64,230 | +2.20% |
| 75 | HK$69,357 | HK$69,357 | HK$69,357 | HK$69,357 | HK$69,357 | HK$71,785 (+3.5%) | HK$80,759 (+12.5%) | HK$80,759 | +2.20% |
| 80 | HK$85,509 | HK$85,509 | HK$85,509 | HK$85,509 | HK$85,509 | HK$88,502 (+3.5%) | HK$99,565 (+12.5%) | HK$99,565 | +2.20% |
| 85 | HK$94,015 | HK$94,015 | HK$94,015 | HK$94,015 | HK$94,015 | HK$97,306 (+3.5%) | HK$109,470 (+12.5%) | HK$109,470 | +2.20% |
| 90 | HK$103,296 | HK$103,296 | HK$103,296 | HK$103,296 | HK$103,296 | HK$106,912 (+3.5%) | HK$120,276 (+12.5%) | HK$120,276 | +2.20% |
| 95 | HK$113,872 | HK$113,872 | HK$113,872 | HK$113,872 | HK$113,872 | HK$117,858 (+3.5%) | HK$132,591 (+12.5%) | HK$132,591 | +2.20% |
| 99 | HK$123,347 | HK$123,347 | HK$123,347 | HK$123,347 | HK$123,347 | HK$127,665 (+3.5%) | HK$143,624 (+12.5%) | HK$143,624 | +2.20% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | +3.8% | +12.5% | 0.0% | — |
0 y/oHK$7,462
5 y/oHK$6,700
10 y/oHK$6,028
15 y/oHK$6,218
20 y/oHK$6,887
25 y/oHK$7,731
30 y/oHK$8,875
35 y/oHK$10,520
40 y/oHK$12,180
45 y/oHK$14,844
50 y/oHK$18,280
55 y/oHK$22,843
60 y/oHK$30,306
65 y/oHK$39,875
70 y/oHK$55,162
75 y/oHK$69,357
80 y/oHK$85,509
85 y/oHK$94,015
90 y/oHK$103,296
95 y/oHK$113,872
99 y/oHK$123,347
0.0%
All-ages avg
0 y/oHK$7,462
5 y/oHK$6,700
10 y/oHK$6,028
15 y/oHK$6,218
20 y/oHK$6,887
25 y/oHK$7,731
30 y/oHK$8,875
35 y/oHK$10,520
40 y/oHK$12,180
45 y/oHK$14,844
50 y/oHK$18,280
55 y/oHK$22,843
60 y/oHK$30,306
65 y/oHK$39,875
70 y/oHK$55,162
75 y/oHK$69,357
80 y/oHK$85,509
85 y/oHK$94,015
90 y/oHK$103,296
95 y/oHK$113,872
99 y/oHK$123,347
0.0%
All-ages avg
0 y/oHK$7,462
5 y/oHK$6,700
10 y/oHK$6,028
15 y/oHK$6,218
20 y/oHK$6,887
25 y/oHK$7,731
30 y/oHK$8,875
35 y/oHK$10,520
40 y/oHK$12,180
45 y/oHK$14,844
50 y/oHK$18,280
55 y/oHK$22,843
60 y/oHK$30,306
65 y/oHK$39,875
70 y/oHK$55,162
75 y/oHK$69,357
80 y/oHK$85,509
85 y/oHK$94,015
90 y/oHK$103,296
95 y/oHK$113,872
99 y/oHK$123,347
0.0%
All-ages avg
0 y/oHK$7,462
5 y/oHK$6,700
10 y/oHK$6,028
15 y/oHK$6,218
20 y/oHK$6,887
25 y/oHK$7,731
30 y/oHK$8,875
35 y/oHK$10,520
40 y/oHK$12,180
45 y/oHK$14,844
50 y/oHK$18,280
55 y/oHK$22,843
60 y/oHK$30,306
65 y/oHK$39,875
70 y/oHK$55,162
75 y/oHK$69,357
80 y/oHK$85,509
85 y/oHK$94,015
90 y/oHK$103,296
95 y/oHK$113,872
99 y/oHK$123,347
0.0%
All-ages avg
0 y/oHK$7,462
5 y/oHK$6,700
10 y/oHK$6,028
15 y/oHK$6,218
20 y/oHK$6,887
25 y/oHK$7,731
30 y/oHK$8,875
35 y/oHK$10,520
40 y/oHK$12,180
45 y/oHK$14,844
50 y/oHK$18,280
55 y/oHK$22,843
60 y/oHK$30,306
65 y/oHK$39,875
70 y/oHK$55,162
75 y/oHK$69,357
80 y/oHK$85,509
85 y/oHK$94,015
90 y/oHK$103,296
95 y/oHK$113,872
99 y/oHK$123,347
+3.8%
All-ages avg
0 y/oHK$7,836 (+5.0%)
5 y/oHK$7,035 (+5.0%)
10 y/oHK$6,300 (+4.5%)
15 y/oHK$6,498 (+4.5%)
20 y/oHK$7,129 (+3.5%)
25 y/oHK$8,002 (+3.5%)
30 y/oHK$9,275 (+4.5%)
35 y/oHK$10,994 (+4.5%)
40 y/oHK$12,607 (+3.5%)
45 y/oHK$15,364 (+3.5%)
50 y/oHK$18,920 (+3.5%)
55 y/oHK$23,643 (+3.5%)
60 y/oHK$31,367 (+3.5%)
65 y/oHK$41,271 (+3.5%)
70 y/oHK$57,093 (+3.5%)
75 y/oHK$71,785 (+3.5%)
80 y/oHK$88,502 (+3.5%)
85 y/oHK$97,306 (+3.5%)
90 y/oHK$106,912 (+3.5%)
95 y/oHK$117,858 (+3.5%)
99 y/oHK$127,665 (+3.5%)
+12.5%
All-ages avg
0 y/oHK$8,816 (+12.5%)
5 y/oHK$7,915 (+12.5%)
10 y/oHK$7,088 (+12.5%)
15 y/oHK$7,311 (+12.5%)
20 y/oHK$8,021 (+12.5%)
25 y/oHK$9,003 (+12.5%)
30 y/oHK$10,435 (+12.5%)
35 y/oHK$12,369 (+12.5%)
40 y/oHK$14,183 (+12.5%)
45 y/oHK$17,285 (+12.5%)
50 y/oHK$21,285 (+12.5%)
55 y/oHK$26,599 (+12.5%)
60 y/oHK$35,288 (+12.5%)
65 y/oHK$46,430 (+12.5%)
70 y/oHK$64,230 (+12.5%)
75 y/oHK$80,759 (+12.5%)
80 y/oHK$99,565 (+12.5%)
85 y/oHK$109,470 (+12.5%)
90 y/oHK$120,276 (+12.5%)
95 y/oHK$132,591 (+12.5%)
99 y/oHK$143,624 (+12.5%)
0.0%
All-ages avg
0 y/oHK$8,816
5 y/oHK$7,915
10 y/oHK$7,088
15 y/oHK$7,311
20 y/oHK$8,021
25 y/oHK$9,003
30 y/oHK$10,435
35 y/oHK$12,369
40 y/oHK$14,183
45 y/oHK$17,285
50 y/oHK$21,285
55 y/oHK$26,599
60 y/oHK$35,288
65 y/oHK$46,430
70 y/oHK$64,230
75 y/oHK$80,759
80 y/oHK$99,565
85 y/oHK$109,470
90 y/oHK$120,276
95 y/oHK$132,591
99 y/oHK$143,624
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+2.42%
5 y/o+2.42%
10 y/o+2.35%
15 y/o+2.35%
20 y/o+2.21%
25 y/o+2.21%
30 y/o+2.35%
35 y/o+2.35%
40 y/o+2.20%
45 y/o+2.20%
50 y/o+2.20%
55 y/o+2.20%
60 y/o+2.20%
65 y/o+2.20%
70 y/o+2.20%
75 y/o+2.20%
80 y/o+2.20%
85 y/o+2.20%
90 y/o+2.20%
95 y/o+2.20%
99 y/o+2.20%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.