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AXA WiseGuard Pro Medical Insurance Plan - Premier (HKD0 Deductible)
AXA安盛智尊守慧醫療保障 - 優尚（0 港元自付費）
AXA China Region Insurance Company (Bermuda) Limited · F00034-07-000 · 9 versions · Flexi plan · Avg. annual increase +3.51%
Same premium for both sexesHKD
Swipe the table sideways to see more versions →
| Age | 2019-07-25 | 2021-03-22 | 2022-05-23 | 2023-05-10 | 2023-07-31 | 2024-09-09 | 2025-09-09 | 2026-01-26 | Latest 2026-09-09 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$10,820 | HK$10,820 | HK$10,820 | HK$10,820 | HK$10,820 | HK$11,361 (+5.0%) | HK$12,782 (+12.5%) | HK$12,782 | HK$13,997 (+9.5%) | +3.67% |
| 5 y/o | HK$10,276 | HK$10,276 | HK$10,276 | HK$10,276 | HK$10,276 | HK$10,790 (+5.0%) | HK$12,139 (+12.5%) | HK$12,139 | HK$13,293 (+9.5%) | +3.67% |
| 10 y/o | HK$9,178 | HK$9,178 | HK$9,178 | HK$9,178 | HK$9,178 | HK$9,592 (+4.5%) | HK$10,791 (+12.5%) | HK$10,791 | HK$11,817 (+9.5%) | +3.60% |
| 15 y/o | HK$9,460 | HK$9,460 | HK$9,460 | HK$9,460 | HK$9,460 | HK$9,886 (+4.5%) | HK$11,122 (+12.5%) | HK$11,122 | HK$12,179 (+9.5%) | +3.60% |
| 20 y/o | HK$10,943 | HK$10,943 | HK$10,943 | HK$10,943 | HK$10,943 | HK$11,327 (+3.5%) | HK$12,743 (+12.5%) | HK$12,743 | HK$13,954 (+9.5%) | +3.46% |
| 25 y/o | HK$12,454 | HK$12,454 | HK$12,454 | HK$12,454 | HK$12,454 | HK$12,890 (+3.5%) | HK$14,502 (+12.5%) | HK$14,502 | HK$15,880 (+9.5%) | +3.46% |
| 30 y/o | HK$14,043 | HK$14,043 | HK$14,043 | HK$14,043 | HK$14,043 | HK$14,675 (+4.5%) | HK$16,510 (+12.5%) | HK$16,510 | HK$18,079 (+9.5%) | +3.60% |
| 35 y/o | HK$15,682 | HK$15,682 | HK$15,682 | HK$15,682 | HK$15,682 | HK$16,388 (+4.5%) | HK$18,437 (+12.5%) | HK$18,437 | HK$20,189 (+9.5%) | +3.60% |
| 40 y/o | HK$17,658 | HK$17,658 | HK$17,658 | HK$17,658 | HK$17,658 | HK$18,277 (+3.5%) | HK$20,562 (+12.5%) | HK$20,562 | HK$22,516 (+9.5%) | +3.46% |
| 45 y/o | HK$21,017 | HK$21,017 | HK$21,017 | HK$21,017 | HK$21,017 | HK$21,753 (+3.5%) | HK$24,473 (+12.5%) | HK$24,473 | HK$26,798 (+9.5%) | +3.46% |
| 50 y/o | HK$25,941 | HK$25,941 | HK$25,941 | HK$25,941 | HK$25,941 | HK$26,849 (+3.5%) | HK$30,206 (+12.5%) | HK$30,206 | HK$33,076 (+9.5%) | +3.46% |
| 55 y/o | HK$32,761 | HK$32,761 | HK$32,761 | HK$32,761 | HK$32,761 | HK$33,908 (+3.5%) | HK$38,147 (+12.5%) | HK$38,147 | HK$41,771 (+9.5%) | +3.46% |
| 60 y/o | HK$43,678 | HK$43,678 | HK$43,678 | HK$43,678 | HK$43,678 | HK$45,207 (+3.5%) | HK$50,858 (+12.5%) | HK$50,858 | HK$55,690 (+9.5%) | +3.46% |
| 65 y/o | HK$59,439 | HK$59,439 | HK$59,439 | HK$59,439 | HK$59,439 | HK$61,520 (+3.5%) | HK$69,210 (+12.5%) | HK$69,210 | HK$75,785 (+9.5%) | +3.46% |
| 70 y/o | HK$80,147 | HK$80,147 | HK$80,147 | HK$80,147 | HK$80,147 | HK$82,953 (+3.5%) | HK$93,323 (+12.5%) | HK$93,323 | HK$102,189 (+9.5%) | +3.46% |
| 75 y/o | HK$100,929 | HK$100,929 | HK$100,929 | HK$100,929 | HK$100,929 | HK$104,462 (+3.5%) | HK$117,520 (+12.5%) | HK$117,520 | HK$128,685 (+9.5%) | +3.46% |
| 80 y/o | HK$123,368 | HK$123,368 | HK$123,368 | HK$123,368 | HK$123,368 | HK$127,686 (+3.5%) | HK$143,647 (+12.5%) | HK$143,647 | HK$157,294 (+9.5%) | +3.46% |
| 85 y/o | HK$140,471 | HK$140,471 | HK$140,471 | HK$140,471 | HK$140,471 | HK$145,388 (+3.5%) | HK$163,562 (+12.5%) | HK$163,562 | HK$179,101 (+9.5%) | +3.46% |
| 90 y/o | HK$155,355 | HK$155,355 | HK$155,355 | HK$155,355 | HK$155,355 | HK$160,793 (+3.5%) | HK$180,893 (+12.5%) | HK$180,893 | HK$198,078 (+9.5%) | +3.46% |
| 95 y/o | HK$172,455 | HK$172,455 | HK$172,455 | HK$172,455 | HK$172,455 | HK$178,491 (+3.5%) | HK$200,803 (+12.5%) | HK$200,803 | HK$219,880 (+9.5%) | +3.46% |
| 99 y/o | HK$187,772 | HK$187,772 | HK$187,772 | HK$187,772 | HK$187,772 | HK$194,345 (+3.5%) | HK$218,639 (+12.5%) | HK$218,639 | HK$239,410 (+9.5%) | +3.46% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | +3.8% | +12.5% | 0.0% | +9.5% | — |
0 y/oHK$10,820
5 y/oHK$10,276
10 y/oHK$9,178
15 y/oHK$9,460
20 y/oHK$10,943
25 y/oHK$12,454
30 y/oHK$14,043
35 y/oHK$15,682
40 y/oHK$17,658
45 y/oHK$21,017
50 y/oHK$25,941
55 y/oHK$32,761
60 y/oHK$43,678
65 y/oHK$59,439
70 y/oHK$80,147
75 y/oHK$100,929
80 y/oHK$123,368
85 y/oHK$140,471
90 y/oHK$155,355
95 y/oHK$172,455
99 y/oHK$187,772
0.0%
All-ages avg
0 y/oHK$10,820
5 y/oHK$10,276
10 y/oHK$9,178
15 y/oHK$9,460
20 y/oHK$10,943
25 y/oHK$12,454
30 y/oHK$14,043
35 y/oHK$15,682
40 y/oHK$17,658
45 y/oHK$21,017
50 y/oHK$25,941
55 y/oHK$32,761
60 y/oHK$43,678
65 y/oHK$59,439
70 y/oHK$80,147
75 y/oHK$100,929
80 y/oHK$123,368
85 y/oHK$140,471
90 y/oHK$155,355
95 y/oHK$172,455
99 y/oHK$187,772
0.0%
All-ages avg
0 y/oHK$10,820
5 y/oHK$10,276
10 y/oHK$9,178
15 y/oHK$9,460
20 y/oHK$10,943
25 y/oHK$12,454
30 y/oHK$14,043
35 y/oHK$15,682
40 y/oHK$17,658
45 y/oHK$21,017
50 y/oHK$25,941
55 y/oHK$32,761
60 y/oHK$43,678
65 y/oHK$59,439
70 y/oHK$80,147
75 y/oHK$100,929
80 y/oHK$123,368
85 y/oHK$140,471
90 y/oHK$155,355
95 y/oHK$172,455
99 y/oHK$187,772
0.0%
All-ages avg
0 y/oHK$10,820
5 y/oHK$10,276
10 y/oHK$9,178
15 y/oHK$9,460
20 y/oHK$10,943
25 y/oHK$12,454
30 y/oHK$14,043
35 y/oHK$15,682
40 y/oHK$17,658
45 y/oHK$21,017
50 y/oHK$25,941
55 y/oHK$32,761
60 y/oHK$43,678
65 y/oHK$59,439
70 y/oHK$80,147
75 y/oHK$100,929
80 y/oHK$123,368
85 y/oHK$140,471
90 y/oHK$155,355
95 y/oHK$172,455
99 y/oHK$187,772
0.0%
All-ages avg
0 y/oHK$10,820
5 y/oHK$10,276
10 y/oHK$9,178
15 y/oHK$9,460
20 y/oHK$10,943
25 y/oHK$12,454
30 y/oHK$14,043
35 y/oHK$15,682
40 y/oHK$17,658
45 y/oHK$21,017
50 y/oHK$25,941
55 y/oHK$32,761
60 y/oHK$43,678
65 y/oHK$59,439
70 y/oHK$80,147
75 y/oHK$100,929
80 y/oHK$123,368
85 y/oHK$140,471
90 y/oHK$155,355
95 y/oHK$172,455
99 y/oHK$187,772
+3.8%
All-ages avg
0 y/oHK$11,361 (+5.0%)
5 y/oHK$10,790 (+5.0%)
10 y/oHK$9,592 (+4.5%)
15 y/oHK$9,886 (+4.5%)
20 y/oHK$11,327 (+3.5%)
25 y/oHK$12,890 (+3.5%)
30 y/oHK$14,675 (+4.5%)
35 y/oHK$16,388 (+4.5%)
40 y/oHK$18,277 (+3.5%)
45 y/oHK$21,753 (+3.5%)
50 y/oHK$26,849 (+3.5%)
55 y/oHK$33,908 (+3.5%)
60 y/oHK$45,207 (+3.5%)
65 y/oHK$61,520 (+3.5%)
70 y/oHK$82,953 (+3.5%)
75 y/oHK$104,462 (+3.5%)
80 y/oHK$127,686 (+3.5%)
85 y/oHK$145,388 (+3.5%)
90 y/oHK$160,793 (+3.5%)
95 y/oHK$178,491 (+3.5%)
99 y/oHK$194,345 (+3.5%)
+12.5%
All-ages avg
0 y/oHK$12,782 (+12.5%)
5 y/oHK$12,139 (+12.5%)
10 y/oHK$10,791 (+12.5%)
15 y/oHK$11,122 (+12.5%)
20 y/oHK$12,743 (+12.5%)
25 y/oHK$14,502 (+12.5%)
30 y/oHK$16,510 (+12.5%)
35 y/oHK$18,437 (+12.5%)
40 y/oHK$20,562 (+12.5%)
45 y/oHK$24,473 (+12.5%)
50 y/oHK$30,206 (+12.5%)
55 y/oHK$38,147 (+12.5%)
60 y/oHK$50,858 (+12.5%)
65 y/oHK$69,210 (+12.5%)
70 y/oHK$93,323 (+12.5%)
75 y/oHK$117,520 (+12.5%)
80 y/oHK$143,647 (+12.5%)
85 y/oHK$163,562 (+12.5%)
90 y/oHK$180,893 (+12.5%)
95 y/oHK$200,803 (+12.5%)
99 y/oHK$218,639 (+12.5%)
0.0%
All-ages avg
0 y/oHK$12,782
5 y/oHK$12,139
10 y/oHK$10,791
15 y/oHK$11,122
20 y/oHK$12,743
25 y/oHK$14,502
30 y/oHK$16,510
35 y/oHK$18,437
40 y/oHK$20,562
45 y/oHK$24,473
50 y/oHK$30,206
55 y/oHK$38,147
60 y/oHK$50,858
65 y/oHK$69,210
70 y/oHK$93,323
75 y/oHK$117,520
80 y/oHK$143,647
85 y/oHK$163,562
90 y/oHK$180,893
95 y/oHK$200,803
99 y/oHK$218,639
+9.5%
All-ages avg
0 y/oHK$13,997 (+9.5%)
5 y/oHK$13,293 (+9.5%)
10 y/oHK$11,817 (+9.5%)
15 y/oHK$12,179 (+9.5%)
20 y/oHK$13,954 (+9.5%)
25 y/oHK$15,880 (+9.5%)
30 y/oHK$18,079 (+9.5%)
35 y/oHK$20,189 (+9.5%)
40 y/oHK$22,516 (+9.5%)
45 y/oHK$26,798 (+9.5%)
50 y/oHK$33,076 (+9.5%)
55 y/oHK$41,771 (+9.5%)
60 y/oHK$55,690 (+9.5%)
65 y/oHK$75,785 (+9.5%)
70 y/oHK$102,189 (+9.5%)
75 y/oHK$128,685 (+9.5%)
80 y/oHK$157,294 (+9.5%)
85 y/oHK$179,101 (+9.5%)
90 y/oHK$198,078 (+9.5%)
95 y/oHK$219,880 (+9.5%)
99 y/oHK$239,410 (+9.5%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+3.67%
5 y/o+3.67%
10 y/o+3.60%
15 y/o+3.60%
20 y/o+3.46%
25 y/o+3.46%
30 y/o+3.60%
35 y/o+3.60%
40 y/o+3.46%
45 y/o+3.46%
50 y/o+3.46%
55 y/o+3.46%
60 y/o+3.46%
65 y/o+3.46%
70 y/o+3.46%
75 y/o+3.46%
80 y/o+3.46%
85 y/o+3.46%
90 y/o+3.46%
95 y/o+3.46%
99 y/o+3.46%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.