← Back to AXA China Region Insurance Company (Bermuda) Limited plan series
AXA WiseGuard Pro Medical Insurance Plan - Enhance (HKD20,000 Deductible)
AXA安盛智尊守慧醫療保障 - 卓越（20,000 港元自付費）
AXA China Region Insurance Company (Bermuda) Limited · F00034-05-000 · 8 versions · Flexi plan · Avg. annual increase +3.43%
| Age | F00034-05-000-01 2019-07-25 | F00034-05-000-02 2021-03-22 | F00034-05-000-03 2022-05-23 | F00034-05-000-03 2023-05-10 | F00034-05-000-04 2023-07-31 | F00034-05-000-04 2024-09-09 | F00034-05-000-04 2025-09-09 | F00034-05-000-05 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,590 | HK$3,590 | HK$3,590 | HK$3,662 (+2.0%) | HK$3,662 | HK$4,010 (+9.5%) | HK$4,512 (+12.5%) | HK$4,512 | +3.33% |
| 5 | HK$3,428 | HK$3,428 | HK$3,428 | HK$3,497 (+2.0%) | HK$3,497 | HK$3,830 (+9.5%) | HK$4,309 (+12.5%) | HK$4,309 | +3.33% |
| 10 | HK$3,300 | HK$3,300 | HK$3,300 | HK$3,366 (+2.0%) | HK$3,366 | HK$3,669 (+9.0%) | HK$4,128 (+12.5%) | HK$4,128 | +3.26% |
| 15 | HK$3,332 | HK$3,332 | HK$3,332 | HK$3,399 (+2.0%) | HK$3,399 | HK$3,620 (+6.5%) | HK$4,073 (+12.5%) | HK$4,073 | +2.92% |
| 20 | HK$3,454 | HK$3,454 | HK$3,454 | HK$3,524 (+2.0%) | HK$3,524 | HK$3,771 (+7.0%) | HK$4,243 (+12.5%) | HK$4,243 | +2.99% |
| 25 | HK$4,051 | HK$4,051 | HK$4,051 | HK$4,133 (+2.0%) | HK$4,133 | HK$4,423 (+7.0%) | HK$4,976 (+12.5%) | HK$4,976 | +2.99% |
| 30 | HK$4,716 | HK$4,716 | HK$4,716 | HK$4,811 (+2.0%) | HK$4,811 | HK$5,220 (+8.5%) | HK$5,873 (+12.5%) | HK$5,873 | +3.19% |
| 35 | HK$5,426 | HK$5,426 | HK$5,426 | HK$5,616 (+3.5%) | HK$5,616 | HK$6,094 (+8.5%) | HK$6,856 (+12.5%) | HK$6,856 | +3.41% |
| 40 | HK$6,240 | HK$6,240 | HK$6,240 | HK$6,615 (+6.0%) | HK$6,615 | HK$7,211 (+9.0%) | HK$8,113 (+12.5%) | HK$8,113 | +3.83% |
| 45 | HK$7,601 | HK$7,601 | HK$7,601 | HK$8,096 (+6.5%) | HK$8,096 | HK$8,825 (+9.0%) | HK$9,929 (+12.5%) | HK$9,929 | +3.90% |
| 50 | HK$9,301 | HK$9,301 | HK$9,301 | HK$9,860 (+6.0%) | HK$9,860 | HK$10,699 (+8.5%) | HK$12,037 (+12.5%) | HK$12,037 | +3.76% |
| 55 | HK$11,414 | HK$11,414 | HK$11,414 | HK$11,928 (+4.5%) | HK$11,928 | HK$12,942 (+8.5%) | HK$14,560 (+12.5%) | HK$14,560 | +3.55% |
| 60 | HK$15,270 | HK$15,270 | HK$15,270 | HK$16,263 (+6.5%) | HK$16,263 | HK$17,727 (+9.0%) | HK$19,943 (+12.5%) | HK$19,943 | +3.90% |
| 65 | HK$22,733 | HK$22,733 | HK$22,733 | HK$24,162 (+6.3%) | HK$24,162 | HK$26,337 (+9.0%) | HK$29,630 (+12.5%) | HK$29,630 | +3.87% |
| 70 | HK$30,532 | HK$30,532 | HK$30,532 | HK$32,212 (+5.5%) | HK$32,212 | HK$35,273 (+9.5%) | HK$39,683 (+12.5%) | HK$39,683 | +3.83% |
| 75 | HK$38,558 | HK$38,558 | HK$38,558 | HK$39,715 (+3.0%) | HK$39,715 | HK$43,488 (+9.5%) | HK$48,924 (+12.5%) | HK$48,924 | +3.47% |
| 80 | HK$46,918 | HK$46,918 | HK$46,918 | HK$47,857 (+2.0%) | HK$47,857 | HK$52,404 (+9.5%) | HK$58,955 (+12.5%) | HK$58,955 | +3.33% |
| 85 | HK$52,137 | HK$52,137 | HK$52,137 | HK$53,180 (+2.0%) | HK$53,180 | HK$58,233 (+9.5%) | HK$65,513 (+12.5%) | HK$65,513 | +3.33% |
| 90 | HK$56,128 | HK$56,128 | HK$56,128 | HK$57,251 (+2.0%) | HK$57,251 | HK$62,690 (+9.5%) | HK$70,527 (+12.5%) | HK$70,527 | +3.33% |
| 95 | HK$60,527 | HK$60,527 | HK$60,527 | HK$61,738 (+2.0%) | HK$61,738 | HK$67,604 (+9.5%) | HK$76,055 (+12.5%) | HK$76,055 | +3.33% |
| 99 | HK$64,375 | HK$64,375 | HK$64,375 | HK$65,663 (+2.0%) | HK$65,663 | HK$71,901 (+9.5%) | HK$80,889 (+12.5%) | HK$80,889 | +3.32% |
| All ages average | — | 0.0% | 0.0% | +3.4% | 0.0% | +8.8% | +12.5% | 0.0% | — |
0 y/oHK$3,590
5 y/oHK$3,428
10 y/oHK$3,300
15 y/oHK$3,332
20 y/oHK$3,454
25 y/oHK$4,051
30 y/oHK$4,716
35 y/oHK$5,426
40 y/oHK$6,240
45 y/oHK$7,601
50 y/oHK$9,301
55 y/oHK$11,414
60 y/oHK$15,270
65 y/oHK$22,733
70 y/oHK$30,532
75 y/oHK$38,558
80 y/oHK$46,918
85 y/oHK$52,137
90 y/oHK$56,128
95 y/oHK$60,527
99 y/oHK$64,375
0.0%
All-ages avg
0 y/oHK$3,590
5 y/oHK$3,428
10 y/oHK$3,300
15 y/oHK$3,332
20 y/oHK$3,454
25 y/oHK$4,051
30 y/oHK$4,716
35 y/oHK$5,426
40 y/oHK$6,240
45 y/oHK$7,601
50 y/oHK$9,301
55 y/oHK$11,414
60 y/oHK$15,270
65 y/oHK$22,733
70 y/oHK$30,532
75 y/oHK$38,558
80 y/oHK$46,918
85 y/oHK$52,137
90 y/oHK$56,128
95 y/oHK$60,527
99 y/oHK$64,375
0.0%
All-ages avg
0 y/oHK$3,590
5 y/oHK$3,428
10 y/oHK$3,300
15 y/oHK$3,332
20 y/oHK$3,454
25 y/oHK$4,051
30 y/oHK$4,716
35 y/oHK$5,426
40 y/oHK$6,240
45 y/oHK$7,601
50 y/oHK$9,301
55 y/oHK$11,414
60 y/oHK$15,270
65 y/oHK$22,733
70 y/oHK$30,532
75 y/oHK$38,558
80 y/oHK$46,918
85 y/oHK$52,137
90 y/oHK$56,128
95 y/oHK$60,527
99 y/oHK$64,375
+3.4%
All-ages avg
0 y/oHK$3,662 (+2.0%)
5 y/oHK$3,497 (+2.0%)
10 y/oHK$3,366 (+2.0%)
15 y/oHK$3,399 (+2.0%)
20 y/oHK$3,524 (+2.0%)
25 y/oHK$4,133 (+2.0%)
30 y/oHK$4,811 (+2.0%)
35 y/oHK$5,616 (+3.5%)
40 y/oHK$6,615 (+6.0%)
45 y/oHK$8,096 (+6.5%)
50 y/oHK$9,860 (+6.0%)
55 y/oHK$11,928 (+4.5%)
60 y/oHK$16,263 (+6.5%)
65 y/oHK$24,162 (+6.3%)
70 y/oHK$32,212 (+5.5%)
75 y/oHK$39,715 (+3.0%)
80 y/oHK$47,857 (+2.0%)
85 y/oHK$53,180 (+2.0%)
90 y/oHK$57,251 (+2.0%)
95 y/oHK$61,738 (+2.0%)
99 y/oHK$65,663 (+2.0%)
0.0%
All-ages avg
0 y/oHK$3,662
5 y/oHK$3,497
10 y/oHK$3,366
15 y/oHK$3,399
20 y/oHK$3,524
25 y/oHK$4,133
30 y/oHK$4,811
35 y/oHK$5,616
40 y/oHK$6,615
45 y/oHK$8,096
50 y/oHK$9,860
55 y/oHK$11,928
60 y/oHK$16,263
65 y/oHK$24,162
70 y/oHK$32,212
75 y/oHK$39,715
80 y/oHK$47,857
85 y/oHK$53,180
90 y/oHK$57,251
95 y/oHK$61,738
99 y/oHK$65,663
+8.8%
All-ages avg
0 y/oHK$4,010 (+9.5%)
5 y/oHK$3,830 (+9.5%)
10 y/oHK$3,669 (+9.0%)
15 y/oHK$3,620 (+6.5%)
20 y/oHK$3,771 (+7.0%)
25 y/oHK$4,423 (+7.0%)
30 y/oHK$5,220 (+8.5%)
35 y/oHK$6,094 (+8.5%)
40 y/oHK$7,211 (+9.0%)
45 y/oHK$8,825 (+9.0%)
50 y/oHK$10,699 (+8.5%)
55 y/oHK$12,942 (+8.5%)
60 y/oHK$17,727 (+9.0%)
65 y/oHK$26,337 (+9.0%)
70 y/oHK$35,273 (+9.5%)
75 y/oHK$43,488 (+9.5%)
80 y/oHK$52,404 (+9.5%)
85 y/oHK$58,233 (+9.5%)
90 y/oHK$62,690 (+9.5%)
95 y/oHK$67,604 (+9.5%)
99 y/oHK$71,901 (+9.5%)
+12.5%
All-ages avg
0 y/oHK$4,512 (+12.5%)
5 y/oHK$4,309 (+12.5%)
10 y/oHK$4,128 (+12.5%)
15 y/oHK$4,073 (+12.5%)
20 y/oHK$4,243 (+12.5%)
25 y/oHK$4,976 (+12.5%)
30 y/oHK$5,873 (+12.5%)
35 y/oHK$6,856 (+12.5%)
40 y/oHK$8,113 (+12.5%)
45 y/oHK$9,929 (+12.5%)
50 y/oHK$12,037 (+12.5%)
55 y/oHK$14,560 (+12.5%)
60 y/oHK$19,943 (+12.5%)
65 y/oHK$29,630 (+12.5%)
70 y/oHK$39,683 (+12.5%)
75 y/oHK$48,924 (+12.5%)
80 y/oHK$58,955 (+12.5%)
85 y/oHK$65,513 (+12.5%)
90 y/oHK$70,527 (+12.5%)
95 y/oHK$76,055 (+12.5%)
99 y/oHK$80,889 (+12.5%)
0.0%
All-ages avg
0 y/oHK$4,512
5 y/oHK$4,309
10 y/oHK$4,128
15 y/oHK$4,073
20 y/oHK$4,243
25 y/oHK$4,976
30 y/oHK$5,873
35 y/oHK$6,856
40 y/oHK$8,113
45 y/oHK$9,929
50 y/oHK$12,037
55 y/oHK$14,560
60 y/oHK$19,943
65 y/oHK$29,630
70 y/oHK$39,683
75 y/oHK$48,924
80 y/oHK$58,955
85 y/oHK$65,513
90 y/oHK$70,527
95 y/oHK$76,055
99 y/oHK$80,889
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.33%
5 y/o+3.33%
10 y/o+3.26%
15 y/o+2.92%
20 y/o+2.99%
25 y/o+2.99%
30 y/o+3.19%
35 y/o+3.41%
40 y/o+3.83%
45 y/o+3.90%
50 y/o+3.76%
55 y/o+3.55%
60 y/o+3.90%
65 y/o+3.87%
70 y/o+3.83%
75 y/o+3.47%
80 y/o+3.33%
85 y/o+3.33%
90 y/o+3.33%
95 y/o+3.33%
99 y/o+3.32%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.