← Back to AXA China Region Insurance Company (Bermuda) Limited plan series
AXA WiseGuard Pro Medical Insurance Plan - Regular (HKD50,000 Deductible)
AXA安盛智尊守慧醫療保障 - 標準（50,000 港元自付費）
AXA China Region Insurance Company (Bermuda) Limited · F00034-03-000 · 8 versions · Flexi plan · Avg. annual increase +3.44%
| Age | F00034-03-000-01 2019-07-25 | F00034-03-000-02 2021-03-22 | F00034-03-000-03 2022-05-23 | F00034-03-000-03 2023-05-10 | F00034-03-000-04 2023-07-31 | F00034-03-000-04 2024-09-09 | F00034-03-000-04 2025-09-09 | F00034-03-000-05 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$1,755 | HK$1,755 | HK$1,755 | HK$1,808 (+3.0%) | HK$1,808 | HK$1,980 (+9.5%) | HK$2,228 (+12.5%) | HK$2,228 | +3.48% |
| 5 | HK$1,755 | HK$1,755 | HK$1,755 | HK$1,808 (+3.0%) | HK$1,808 | HK$1,980 (+9.5%) | HK$2,228 (+12.5%) | HK$2,228 | +3.48% |
| 10 | HK$1,755 | HK$1,755 | HK$1,755 | HK$1,791 (+2.1%) | HK$1,791 | HK$1,953 (+9.0%) | HK$2,198 (+12.5%) | HK$2,198 | +3.28% |
| 15 | HK$1,817 | HK$1,817 | HK$1,817 | HK$1,854 (+2.0%) | HK$1,854 | HK$1,975 (+6.5%) | HK$2,222 (+12.5%) | HK$2,222 | +2.92% |
| 20 | HK$2,025 | HK$2,025 | HK$2,025 | HK$2,106 (+4.0%) | HK$2,106 | HK$2,275 (+8.0%) | HK$2,560 (+12.5%) | HK$2,560 | +3.41% |
| 25 | HK$2,283 | HK$2,283 | HK$2,283 | HK$2,386 (+4.5%) | HK$2,386 | HK$2,589 (+8.5%) | HK$2,913 (+12.5%) | HK$2,913 | +3.55% |
| 30 | HK$2,545 | HK$2,545 | HK$2,545 | HK$2,660 (+4.5%) | HK$2,660 | HK$2,900 (+9.0%) | HK$3,263 (+12.5%) | HK$3,263 | +3.62% |
| 35 | HK$2,763 | HK$2,763 | HK$2,763 | HK$2,888 (+4.5%) | HK$2,888 | HK$3,148 (+9.0%) | HK$3,542 (+12.5%) | HK$3,542 | +3.62% |
| 40 | HK$3,255 | HK$3,255 | HK$3,255 | HK$3,402 (+4.5%) | HK$3,402 | HK$3,709 (+9.0%) | HK$4,173 (+12.5%) | HK$4,173 | +3.62% |
| 45 | HK$4,072 | HK$4,072 | HK$4,072 | HK$4,256 (+4.5%) | HK$4,256 | HK$4,640 (+9.0%) | HK$5,220 (+12.5%) | HK$5,220 | +3.62% |
| 50 | HK$5,040 | HK$5,040 | HK$5,040 | HK$5,242 (+4.0%) | HK$5,242 | HK$5,714 (+9.0%) | HK$6,429 (+12.5%) | HK$6,429 | +3.55% |
| 55 | HK$6,617 | HK$6,617 | HK$6,617 | HK$6,750 (+2.0%) | HK$6,750 | HK$7,358 (+9.0%) | HK$8,278 (+12.5%) | HK$8,278 | +3.26% |
| 60 | HK$9,214 | HK$9,214 | HK$9,214 | HK$9,629 (+4.5%) | HK$9,629 | HK$10,448 (+8.5%) | HK$11,754 (+12.5%) | HK$11,754 | +3.55% |
| 65 | HK$12,426 | HK$12,426 | HK$12,426 | HK$12,986 (+4.5%) | HK$12,986 | HK$14,090 (+8.5%) | HK$15,852 (+12.5%) | HK$15,852 | +3.55% |
| 70 | HK$16,264 | HK$16,264 | HK$16,264 | HK$16,834 (+3.5%) | HK$16,834 | HK$18,434 (+9.5%) | HK$20,739 (+12.5%) | HK$20,739 | +3.54% |
| 75 | HK$20,087 | HK$20,087 | HK$20,087 | HK$20,489 (+2.0%) | HK$20,489 | HK$22,436 (+9.5%) | HK$25,241 (+12.5%) | HK$25,241 | +3.33% |
| 80 | HK$25,039 | HK$25,039 | HK$25,039 | HK$25,540 (+2.0%) | HK$25,540 | HK$27,967 (+9.5%) | HK$31,463 (+12.5%) | HK$31,463 | +3.33% |
| 85 | HK$30,244 | HK$30,244 | HK$30,244 | HK$30,849 (+2.0%) | HK$30,849 | HK$33,780 (+9.5%) | HK$38,003 (+12.5%) | HK$38,003 | +3.33% |
| 90 | HK$34,673 | HK$34,673 | HK$34,673 | HK$35,367 (+2.0%) | HK$35,367 | HK$38,727 (+9.5%) | HK$43,568 (+12.5%) | HK$43,568 | +3.33% |
| 95 | HK$38,888 | HK$38,888 | HK$38,888 | HK$39,666 (+2.0%) | HK$39,666 | HK$43,435 (+9.5%) | HK$48,865 (+12.5%) | HK$48,865 | +3.33% |
| 99 | HK$41,949 | HK$41,949 | HK$41,949 | HK$42,788 (+2.0%) | HK$42,788 | HK$46,853 (+9.5%) | HK$52,710 (+12.5%) | HK$52,710 | +3.32% |
| All ages average | — | 0.0% | 0.0% | +3.2% | 0.0% | +9.0% | +12.5% | 0.0% | — |
0 y/oHK$1,755
5 y/oHK$1,755
10 y/oHK$1,755
15 y/oHK$1,817
20 y/oHK$2,025
25 y/oHK$2,283
30 y/oHK$2,545
35 y/oHK$2,763
40 y/oHK$3,255
45 y/oHK$4,072
50 y/oHK$5,040
55 y/oHK$6,617
60 y/oHK$9,214
65 y/oHK$12,426
70 y/oHK$16,264
75 y/oHK$20,087
80 y/oHK$25,039
85 y/oHK$30,244
90 y/oHK$34,673
95 y/oHK$38,888
99 y/oHK$41,949
0.0%
All-ages avg
0 y/oHK$1,755
5 y/oHK$1,755
10 y/oHK$1,755
15 y/oHK$1,817
20 y/oHK$2,025
25 y/oHK$2,283
30 y/oHK$2,545
35 y/oHK$2,763
40 y/oHK$3,255
45 y/oHK$4,072
50 y/oHK$5,040
55 y/oHK$6,617
60 y/oHK$9,214
65 y/oHK$12,426
70 y/oHK$16,264
75 y/oHK$20,087
80 y/oHK$25,039
85 y/oHK$30,244
90 y/oHK$34,673
95 y/oHK$38,888
99 y/oHK$41,949
0.0%
All-ages avg
0 y/oHK$1,755
5 y/oHK$1,755
10 y/oHK$1,755
15 y/oHK$1,817
20 y/oHK$2,025
25 y/oHK$2,283
30 y/oHK$2,545
35 y/oHK$2,763
40 y/oHK$3,255
45 y/oHK$4,072
50 y/oHK$5,040
55 y/oHK$6,617
60 y/oHK$9,214
65 y/oHK$12,426
70 y/oHK$16,264
75 y/oHK$20,087
80 y/oHK$25,039
85 y/oHK$30,244
90 y/oHK$34,673
95 y/oHK$38,888
99 y/oHK$41,949
+3.2%
All-ages avg
0 y/oHK$1,808 (+3.0%)
5 y/oHK$1,808 (+3.0%)
10 y/oHK$1,791 (+2.1%)
15 y/oHK$1,854 (+2.0%)
20 y/oHK$2,106 (+4.0%)
25 y/oHK$2,386 (+4.5%)
30 y/oHK$2,660 (+4.5%)
35 y/oHK$2,888 (+4.5%)
40 y/oHK$3,402 (+4.5%)
45 y/oHK$4,256 (+4.5%)
50 y/oHK$5,242 (+4.0%)
55 y/oHK$6,750 (+2.0%)
60 y/oHK$9,629 (+4.5%)
65 y/oHK$12,986 (+4.5%)
70 y/oHK$16,834 (+3.5%)
75 y/oHK$20,489 (+2.0%)
80 y/oHK$25,540 (+2.0%)
85 y/oHK$30,849 (+2.0%)
90 y/oHK$35,367 (+2.0%)
95 y/oHK$39,666 (+2.0%)
99 y/oHK$42,788 (+2.0%)
0.0%
All-ages avg
0 y/oHK$1,808
5 y/oHK$1,808
10 y/oHK$1,791
15 y/oHK$1,854
20 y/oHK$2,106
25 y/oHK$2,386
30 y/oHK$2,660
35 y/oHK$2,888
40 y/oHK$3,402
45 y/oHK$4,256
50 y/oHK$5,242
55 y/oHK$6,750
60 y/oHK$9,629
65 y/oHK$12,986
70 y/oHK$16,834
75 y/oHK$20,489
80 y/oHK$25,540
85 y/oHK$30,849
90 y/oHK$35,367
95 y/oHK$39,666
99 y/oHK$42,788
+9.0%
All-ages avg
0 y/oHK$1,980 (+9.5%)
5 y/oHK$1,980 (+9.5%)
10 y/oHK$1,953 (+9.0%)
15 y/oHK$1,975 (+6.5%)
20 y/oHK$2,275 (+8.0%)
25 y/oHK$2,589 (+8.5%)
30 y/oHK$2,900 (+9.0%)
35 y/oHK$3,148 (+9.0%)
40 y/oHK$3,709 (+9.0%)
45 y/oHK$4,640 (+9.0%)
50 y/oHK$5,714 (+9.0%)
55 y/oHK$7,358 (+9.0%)
60 y/oHK$10,448 (+8.5%)
65 y/oHK$14,090 (+8.5%)
70 y/oHK$18,434 (+9.5%)
75 y/oHK$22,436 (+9.5%)
80 y/oHK$27,967 (+9.5%)
85 y/oHK$33,780 (+9.5%)
90 y/oHK$38,727 (+9.5%)
95 y/oHK$43,435 (+9.5%)
99 y/oHK$46,853 (+9.5%)
+12.5%
All-ages avg
0 y/oHK$2,228 (+12.5%)
5 y/oHK$2,228 (+12.5%)
10 y/oHK$2,198 (+12.5%)
15 y/oHK$2,222 (+12.5%)
20 y/oHK$2,560 (+12.5%)
25 y/oHK$2,913 (+12.5%)
30 y/oHK$3,263 (+12.5%)
35 y/oHK$3,542 (+12.5%)
40 y/oHK$4,173 (+12.5%)
45 y/oHK$5,220 (+12.5%)
50 y/oHK$6,429 (+12.5%)
55 y/oHK$8,278 (+12.5%)
60 y/oHK$11,754 (+12.5%)
65 y/oHK$15,852 (+12.5%)
70 y/oHK$20,739 (+12.5%)
75 y/oHK$25,241 (+12.5%)
80 y/oHK$31,463 (+12.5%)
85 y/oHK$38,003 (+12.5%)
90 y/oHK$43,568 (+12.5%)
95 y/oHK$48,865 (+12.5%)
99 y/oHK$52,710 (+12.5%)
0.0%
All-ages avg
0 y/oHK$2,228
5 y/oHK$2,228
10 y/oHK$2,198
15 y/oHK$2,222
20 y/oHK$2,560
25 y/oHK$2,913
30 y/oHK$3,263
35 y/oHK$3,542
40 y/oHK$4,173
45 y/oHK$5,220
50 y/oHK$6,429
55 y/oHK$8,278
60 y/oHK$11,754
65 y/oHK$15,852
70 y/oHK$20,739
75 y/oHK$25,241
80 y/oHK$31,463
85 y/oHK$38,003
90 y/oHK$43,568
95 y/oHK$48,865
99 y/oHK$52,710
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.48%
5 y/o+3.48%
10 y/o+3.28%
15 y/o+2.92%
20 y/o+3.41%
25 y/o+3.55%
30 y/o+3.62%
35 y/o+3.62%
40 y/o+3.62%
45 y/o+3.62%
50 y/o+3.55%
55 y/o+3.26%
60 y/o+3.55%
65 y/o+3.55%
70 y/o+3.54%
75 y/o+3.33%
80 y/o+3.33%
85 y/o+3.33%
90 y/o+3.33%
95 y/o+3.33%
99 y/o+3.32%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.