← Back to AXA China Region Insurance Company (Bermuda) Limited plan series
AXA WiseGuard Pro Medical Insurance Plan - Regular (HKD20,000 Deductible)
AXA安盛智尊守慧醫療保障 - 標準（20,000 港元自付費）
AXA China Region Insurance Company (Bermuda) Limited · F00034-02-000 · 9 versions · Flexi plan · Avg. annual increase +4.68%
Same premium for both sexesHKD
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| Age | 2019-07-25 | 2021-03-22 | 2022-05-23 | 2023-05-10 | 2023-07-31 | 2024-09-09 | 2025-09-09 | 2026-01-26 | Latest 2026-09-09 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$3,207 | HK$3,207 | HK$3,207 | HK$3,304 (+3.0%) | HK$3,304 | HK$3,618 (+9.5%) | HK$4,071 (+12.5%) | HK$4,071 | HK$4,458 (+9.5%) | +4.72% |
| 5 y/o | HK$2,988 | HK$2,988 | HK$2,988 | HK$3,078 (+3.0%) | HK$3,078 | HK$3,371 (+9.5%) | HK$3,793 (+12.5%) | HK$3,793 | HK$4,154 (+9.5%) | +4.72% |
| 10 y/o | HK$2,800 | HK$2,800 | HK$2,800 | HK$2,856 (+2.0%) | HK$2,856 | HK$3,114 (+9.0%) | HK$3,504 (+12.5%) | HK$3,504 | HK$3,837 (+9.5%) | +4.51% |
| 15 y/o | HK$2,799 | HK$2,799 | HK$2,799 | HK$2,855 (+2.0%) | HK$2,855 | HK$3,041 (+6.5%) | HK$3,422 (+12.5%) | HK$3,422 | HK$3,748 (+9.5%) | +4.17% |
| 20 y/o | HK$2,997 | HK$2,997 | HK$2,997 | HK$3,117 (+4.0%) | HK$3,117 | HK$3,367 (+8.0%) | HK$3,788 (+12.5%) | HK$3,788 | HK$4,148 (+9.5%) | +4.66% |
| 25 y/o | HK$3,521 | HK$3,521 | HK$3,521 | HK$3,680 (+4.5%) | HK$3,680 | HK$3,993 (+8.5%) | HK$4,493 (+12.5%) | HK$4,493 | HK$4,920 (+9.5%) | +4.80% |
| 30 y/o | HK$3,947 | HK$3,947 | HK$3,947 | HK$4,125 (+4.5%) | HK$4,125 | HK$4,497 (+9.0%) | HK$5,060 (+12.5%) | HK$5,060 | HK$5,541 (+9.5%) | +4.87% |
| 35 y/o | HK$4,640 | HK$4,640 | HK$4,640 | HK$4,849 (+4.5%) | HK$4,849 | HK$5,286 (+9.0%) | HK$5,947 (+12.5%) | HK$5,947 | HK$6,512 (+9.5%) | +4.86% |
| 40 y/o | HK$5,485 | HK$5,485 | HK$5,485 | HK$5,732 (+4.5%) | HK$5,732 | HK$6,248 (+9.0%) | HK$7,029 (+12.5%) | HK$7,029 | HK$7,697 (+9.5%) | +4.86% |
| 45 y/o | HK$6,634 | HK$6,634 | HK$6,634 | HK$6,933 (+4.5%) | HK$6,933 | HK$7,557 (+9.0%) | HK$8,502 (+12.5%) | HK$8,502 | HK$9,310 (+9.5%) | +4.86% |
| 50 y/o | HK$8,319 | HK$8,319 | HK$8,319 | HK$8,652 (+4.0%) | HK$8,652 | HK$9,431 (+9.0%) | HK$10,610 (+12.5%) | HK$10,610 | HK$11,618 (+9.5%) | +4.79% |
| 55 y/o | HK$10,312 | HK$10,312 | HK$10,312 | HK$10,519 (+2.0%) | HK$10,519 | HK$11,466 (+9.0%) | HK$12,900 (+12.5%) | HK$12,900 | HK$14,126 (+9.5%) | +4.51% |
| 60 y/o | HK$13,901 | HK$13,901 | HK$13,901 | HK$14,527 (+4.5%) | HK$14,527 | HK$15,762 (+8.5%) | HK$17,733 (+12.5%) | HK$17,733 | HK$19,418 (+9.5%) | +4.79% |
| 65 y/o | HK$19,508 | HK$19,508 | HK$19,508 | HK$20,386 (+4.5%) | HK$20,386 | HK$22,119 (+8.5%) | HK$24,884 (+12.5%) | HK$24,884 | HK$27,248 (+9.5%) | +4.79% |
| 70 y/o | HK$25,447 | HK$25,447 | HK$25,447 | HK$26,338 (+3.5%) | HK$26,338 | HK$28,841 (+9.5%) | HK$32,447 (+12.5%) | HK$32,447 | HK$35,530 (+9.5%) | +4.79% |
| 75 y/o | HK$32,870 | HK$32,870 | HK$32,870 | HK$33,528 (+2.0%) | HK$33,528 | HK$36,714 (+9.5%) | HK$41,304 (+12.5%) | HK$41,304 | HK$45,228 (+9.5%) | +4.57% |
| 80 y/o | HK$42,187 | HK$42,187 | HK$42,187 | HK$43,031 (+2.0%) | HK$43,031 | HK$47,119 (+9.5%) | HK$53,009 (+12.5%) | HK$53,009 | HK$58,045 (+9.5%) | +4.57% |
| 85 y/o | HK$46,872 | HK$46,872 | HK$46,872 | HK$47,810 (+2.0%) | HK$47,810 | HK$52,352 (+9.5%) | HK$58,896 (+12.5%) | HK$58,896 | HK$64,492 (+9.5%) | +4.57% |
| 90 y/o | HK$51,140 | HK$51,140 | HK$51,140 | HK$52,163 (+2.0%) | HK$52,163 | HK$57,119 (+9.5%) | HK$64,259 (+12.5%) | HK$64,259 | HK$70,364 (+9.5%) | +4.57% |
| 95 y/o | HK$55,588 | HK$55,588 | HK$55,588 | HK$56,700 (+2.0%) | HK$56,700 | HK$62,087 (+9.5%) | HK$69,848 (+12.5%) | HK$69,848 | HK$76,484 (+9.5%) | +4.57% |
| 99 y/o | HK$59,378 | HK$59,378 | HK$59,378 | HK$60,566 (+2.0%) | HK$60,566 | HK$66,320 (+9.5%) | HK$74,610 (+12.5%) | HK$74,610 | HK$81,698 (+9.5%) | +4.57% |
| All ages average | — | 0.0% | 0.0% | +3.2% | 0.0% | +9.0% | +12.5% | 0.0% | +9.5% | — |
0 y/oHK$3,207
5 y/oHK$2,988
10 y/oHK$2,800
15 y/oHK$2,799
20 y/oHK$2,997
25 y/oHK$3,521
30 y/oHK$3,947
35 y/oHK$4,640
40 y/oHK$5,485
45 y/oHK$6,634
50 y/oHK$8,319
55 y/oHK$10,312
60 y/oHK$13,901
65 y/oHK$19,508
70 y/oHK$25,447
75 y/oHK$32,870
80 y/oHK$42,187
85 y/oHK$46,872
90 y/oHK$51,140
95 y/oHK$55,588
99 y/oHK$59,378
0.0%
All-ages avg
0 y/oHK$3,207
5 y/oHK$2,988
10 y/oHK$2,800
15 y/oHK$2,799
20 y/oHK$2,997
25 y/oHK$3,521
30 y/oHK$3,947
35 y/oHK$4,640
40 y/oHK$5,485
45 y/oHK$6,634
50 y/oHK$8,319
55 y/oHK$10,312
60 y/oHK$13,901
65 y/oHK$19,508
70 y/oHK$25,447
75 y/oHK$32,870
80 y/oHK$42,187
85 y/oHK$46,872
90 y/oHK$51,140
95 y/oHK$55,588
99 y/oHK$59,378
0.0%
All-ages avg
0 y/oHK$3,207
5 y/oHK$2,988
10 y/oHK$2,800
15 y/oHK$2,799
20 y/oHK$2,997
25 y/oHK$3,521
30 y/oHK$3,947
35 y/oHK$4,640
40 y/oHK$5,485
45 y/oHK$6,634
50 y/oHK$8,319
55 y/oHK$10,312
60 y/oHK$13,901
65 y/oHK$19,508
70 y/oHK$25,447
75 y/oHK$32,870
80 y/oHK$42,187
85 y/oHK$46,872
90 y/oHK$51,140
95 y/oHK$55,588
99 y/oHK$59,378
+3.2%
All-ages avg
0 y/oHK$3,304 (+3.0%)
5 y/oHK$3,078 (+3.0%)
10 y/oHK$2,856 (+2.0%)
15 y/oHK$2,855 (+2.0%)
20 y/oHK$3,117 (+4.0%)
25 y/oHK$3,680 (+4.5%)
30 y/oHK$4,125 (+4.5%)
35 y/oHK$4,849 (+4.5%)
40 y/oHK$5,732 (+4.5%)
45 y/oHK$6,933 (+4.5%)
50 y/oHK$8,652 (+4.0%)
55 y/oHK$10,519 (+2.0%)
60 y/oHK$14,527 (+4.5%)
65 y/oHK$20,386 (+4.5%)
70 y/oHK$26,338 (+3.5%)
75 y/oHK$33,528 (+2.0%)
80 y/oHK$43,031 (+2.0%)
85 y/oHK$47,810 (+2.0%)
90 y/oHK$52,163 (+2.0%)
95 y/oHK$56,700 (+2.0%)
99 y/oHK$60,566 (+2.0%)
0.0%
All-ages avg
0 y/oHK$3,304
5 y/oHK$3,078
10 y/oHK$2,856
15 y/oHK$2,855
20 y/oHK$3,117
25 y/oHK$3,680
30 y/oHK$4,125
35 y/oHK$4,849
40 y/oHK$5,732
45 y/oHK$6,933
50 y/oHK$8,652
55 y/oHK$10,519
60 y/oHK$14,527
65 y/oHK$20,386
70 y/oHK$26,338
75 y/oHK$33,528
80 y/oHK$43,031
85 y/oHK$47,810
90 y/oHK$52,163
95 y/oHK$56,700
99 y/oHK$60,566
+9.0%
All-ages avg
0 y/oHK$3,618 (+9.5%)
5 y/oHK$3,371 (+9.5%)
10 y/oHK$3,114 (+9.0%)
15 y/oHK$3,041 (+6.5%)
20 y/oHK$3,367 (+8.0%)
25 y/oHK$3,993 (+8.5%)
30 y/oHK$4,497 (+9.0%)
35 y/oHK$5,286 (+9.0%)
40 y/oHK$6,248 (+9.0%)
45 y/oHK$7,557 (+9.0%)
50 y/oHK$9,431 (+9.0%)
55 y/oHK$11,466 (+9.0%)
60 y/oHK$15,762 (+8.5%)
65 y/oHK$22,119 (+8.5%)
70 y/oHK$28,841 (+9.5%)
75 y/oHK$36,714 (+9.5%)
80 y/oHK$47,119 (+9.5%)
85 y/oHK$52,352 (+9.5%)
90 y/oHK$57,119 (+9.5%)
95 y/oHK$62,087 (+9.5%)
99 y/oHK$66,320 (+9.5%)
+12.5%
All-ages avg
0 y/oHK$4,071 (+12.5%)
5 y/oHK$3,793 (+12.5%)
10 y/oHK$3,504 (+12.5%)
15 y/oHK$3,422 (+12.5%)
20 y/oHK$3,788 (+12.5%)
25 y/oHK$4,493 (+12.5%)
30 y/oHK$5,060 (+12.5%)
35 y/oHK$5,947 (+12.5%)
40 y/oHK$7,029 (+12.5%)
45 y/oHK$8,502 (+12.5%)
50 y/oHK$10,610 (+12.5%)
55 y/oHK$12,900 (+12.5%)
60 y/oHK$17,733 (+12.5%)
65 y/oHK$24,884 (+12.5%)
70 y/oHK$32,447 (+12.5%)
75 y/oHK$41,304 (+12.5%)
80 y/oHK$53,009 (+12.5%)
85 y/oHK$58,896 (+12.5%)
90 y/oHK$64,259 (+12.5%)
95 y/oHK$69,848 (+12.5%)
99 y/oHK$74,610 (+12.5%)
0.0%
All-ages avg
0 y/oHK$4,071
5 y/oHK$3,793
10 y/oHK$3,504
15 y/oHK$3,422
20 y/oHK$3,788
25 y/oHK$4,493
30 y/oHK$5,060
35 y/oHK$5,947
40 y/oHK$7,029
45 y/oHK$8,502
50 y/oHK$10,610
55 y/oHK$12,900
60 y/oHK$17,733
65 y/oHK$24,884
70 y/oHK$32,447
75 y/oHK$41,304
80 y/oHK$53,009
85 y/oHK$58,896
90 y/oHK$64,259
95 y/oHK$69,848
99 y/oHK$74,610
+9.5%
All-ages avg
0 y/oHK$4,458 (+9.5%)
5 y/oHK$4,154 (+9.5%)
10 y/oHK$3,837 (+9.5%)
15 y/oHK$3,748 (+9.5%)
20 y/oHK$4,148 (+9.5%)
25 y/oHK$4,920 (+9.5%)
30 y/oHK$5,541 (+9.5%)
35 y/oHK$6,512 (+9.5%)
40 y/oHK$7,697 (+9.5%)
45 y/oHK$9,310 (+9.5%)
50 y/oHK$11,618 (+9.5%)
55 y/oHK$14,126 (+9.5%)
60 y/oHK$19,418 (+9.5%)
65 y/oHK$27,248 (+9.5%)
70 y/oHK$35,530 (+9.5%)
75 y/oHK$45,228 (+9.5%)
80 y/oHK$58,045 (+9.5%)
85 y/oHK$64,492 (+9.5%)
90 y/oHK$70,364 (+9.5%)
95 y/oHK$76,484 (+9.5%)
99 y/oHK$81,698 (+9.5%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+4.72%
5 y/o+4.72%
10 y/o+4.51%
15 y/o+4.17%
20 y/o+4.66%
25 y/o+4.80%
30 y/o+4.87%
35 y/o+4.86%
40 y/o+4.86%
45 y/o+4.86%
50 y/o+4.79%
55 y/o+4.51%
60 y/o+4.79%
65 y/o+4.79%
70 y/o+4.79%
75 y/o+4.57%
80 y/o+4.57%
85 y/o+4.57%
90 y/o+4.57%
95 y/o+4.57%
99 y/o+4.57%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.