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Smart Medicare - Superior (HKD)
真智安心醫療保障 - 特級 (港元)
AXA China Region Insurance Company (Bermuda) Limited · F00017-02-000 · 8 versions · Flexi plan · Avg. annual increase +2.42%
HKD
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| Age | 2019-04-01 | 2020-04-01 | 2021-03-22 | 2023-07-31 | 2024-07-02 | 2025-07-02 | 2026-01-26 | Latest 2026-07-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$6,533 | HK$6,726 (+3.0%) | HK$6,726 | HK$6,726 | HK$7,025 (+4.4%) | HK$7,337 (+4.4%) | HK$7,337 | HK$7,699 (+4.9%) | +2.23% |
| 5 y/o | HK$3,598 | HK$3,703 (+2.9%) | HK$3,703 | HK$3,703 | HK$3,866 (+4.4%) | HK$4,036 (+4.4%) | HK$4,036 | HK$4,233 (+4.9%) | +2.20% |
| 10 y/o | HK$3,496 | HK$3,598 (+2.9%) | HK$3,598 | HK$3,598 | HK$3,756 (+4.4%) | HK$3,921 (+4.4%) | HK$3,921 | HK$4,113 (+4.9%) | +2.20% |
| 15 y/o | HK$3,655 | HK$3,762 (+2.9%) | HK$3,762 | HK$3,762 | HK$3,927 (+4.4%) | HK$4,100 (+4.4%) | HK$4,100 | HK$4,300 (+4.9%) | +2.20% |
| 20 y/o | HK$3,972 | HK$4,089 (+2.9%) | HK$4,089 | HK$4,089 | HK$4,309 (+5.4%) | HK$4,499 (+4.4%) | HK$4,499 | HK$4,719 (+4.9%) | +2.34% |
| 25 y/o | HK$4,315 | HK$4,442 (+2.9%) | HK$4,442 | HK$4,442 | HK$4,681 (+5.4%) | HK$4,888 (+4.4%) | HK$4,888 | HK$5,128 (+4.9%) | +2.34% |
| 30 y/o | HK$4,873 | HK$5,017 (+3.0%) | HK$5,017 | HK$5,017 | HK$5,313 (+5.9%) | HK$5,548 (+4.4%) | HK$5,548 | HK$5,821 (+4.9%) | +2.41% |
| 35 y/o | HK$5,458 | HK$5,619 (+2.9%) | HK$5,619 | HK$5,619 | HK$5,951 (+5.9%) | HK$6,215 (+4.4%) | HK$6,215 | HK$6,521 (+4.9%) | +2.42% |
| 40 y/o | HK$6,488 | HK$6,680 (+3.0%) | HK$6,680 | HK$6,680 | HK$7,075 (+5.9%) | HK$7,389 (+4.4%) | HK$7,389 | HK$7,754 (+4.9%) | +2.42% |
| 45 y/o | HK$7,951 | HK$8,187 (+3.0%) | HK$8,187 | HK$8,187 | HK$8,673 (+5.9%) | HK$9,059 (+4.5%) | HK$9,059 | HK$9,507 (+4.9%) | +2.43% |
| 50 y/o | HK$9,681 | HK$9,969 (+3.0%) | HK$9,969 | HK$9,969 | HK$10,710 (+7.4%) | HK$11,188 (+4.5%) | HK$11,188 | HK$11,743 (+5.0%) | +2.62% |
| 55 y/o | HK$12,201 | HK$12,565 (+3.0%) | HK$12,565 | HK$12,565 | HK$13,500 (+7.4%) | HK$14,103 (+4.5%) | HK$14,103 | HK$14,804 (+5.0%) | +2.63% |
| 60 y/o | HK$15,968 | HK$16,445 (+3.0%) | HK$16,445 | HK$16,445 | HK$17,671 (+7.5%) | HK$18,462 (+4.5%) | HK$18,462 | HK$19,381 (+5.0%) | +2.63% |
| 65 y/o | HK$19,957 | HK$20,553 (+3.0%) | HK$20,553 | HK$20,553 | HK$22,087 (+7.5%) | HK$23,077 (+4.5%) | HK$23,077 | HK$24,226 (+5.0%) | +2.63% |
| 70 y/o | HK$24,453 | HK$25,184 (+3.0%) | HK$25,184 | HK$25,184 | HK$26,690 (+6.0%) | HK$27,887 (+4.5%) | HK$27,887 | HK$29,277 (+5.0%) | +2.44% |
| 75 y/o | HK$28,719 | HK$29,578 (+3.0%) | HK$29,578 | HK$29,578 | HK$31,347 (+6.0%) | HK$32,754 (+4.5%) | HK$32,754 | HK$34,387 (+5.0%) | +2.45% |
| 80 y/o | HK$29,064 | HK$29,933 (+3.0%) | HK$29,933 | HK$29,933 | HK$31,723 (+6.0%) | HK$33,147 (+4.5%) | HK$33,147 | HK$34,800 (+5.0%) | +2.45% |
| 85 y/o | HK$29,648 | HK$30,535 (+3.0%) | HK$30,535 | HK$30,535 | HK$32,362 (+6.0%) | HK$33,814 (+4.5%) | HK$33,814 | HK$35,500 (+5.0%) | +2.45% |
| 90 y/o | HK$30,272 | HK$31,178 (+3.0%) | HK$31,178 | HK$31,178 | HK$33,043 (+6.0%) | HK$34,526 (+4.5%) | HK$34,526 | HK$36,248 (+5.0%) | +2.45% |
| 95 y/o | HK$31,036 | HK$31,965 (+3.0%) | HK$31,965 | HK$31,965 | HK$33,877 (+6.0%) | HK$35,397 (+4.5%) | HK$35,397 | HK$37,162 (+5.0%) | +2.45% |
| 99 y/o | HK$31,656 | HK$32,603 (+3.0%) | HK$32,603 | HK$32,603 | HK$34,554 (+6.0%) | HK$36,105 (+4.5%) | HK$36,105 | HK$37,906 (+5.0%) | +2.45% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | 0.0% | +4.9% | — |
0 y/oHK$6,533
5 y/oHK$3,598
10 y/oHK$3,496
15 y/oHK$3,655
20 y/oHK$3,972
25 y/oHK$4,315
30 y/oHK$4,873
35 y/oHK$5,458
40 y/oHK$6,488
45 y/oHK$7,951
50 y/oHK$9,681
55 y/oHK$12,201
60 y/oHK$15,968
65 y/oHK$19,957
70 y/oHK$24,453
75 y/oHK$28,719
80 y/oHK$29,064
85 y/oHK$29,648
90 y/oHK$30,272
95 y/oHK$31,036
99 y/oHK$31,656
+3.0%
All-ages avg
0 y/oHK$6,726 (+3.0%)
5 y/oHK$3,703 (+2.9%)
10 y/oHK$3,598 (+2.9%)
15 y/oHK$3,762 (+2.9%)
20 y/oHK$4,089 (+2.9%)
25 y/oHK$4,442 (+2.9%)
30 y/oHK$5,017 (+3.0%)
35 y/oHK$5,619 (+2.9%)
40 y/oHK$6,680 (+3.0%)
45 y/oHK$8,187 (+3.0%)
50 y/oHK$9,969 (+3.0%)
55 y/oHK$12,565 (+3.0%)
60 y/oHK$16,445 (+3.0%)
65 y/oHK$20,553 (+3.0%)
70 y/oHK$25,184 (+3.0%)
75 y/oHK$29,578 (+3.0%)
80 y/oHK$29,933 (+3.0%)
85 y/oHK$30,535 (+3.0%)
90 y/oHK$31,178 (+3.0%)
95 y/oHK$31,965 (+3.0%)
99 y/oHK$32,603 (+3.0%)
0.0%
All-ages avg
0 y/oHK$6,726
5 y/oHK$3,703
10 y/oHK$3,598
15 y/oHK$3,762
20 y/oHK$4,089
25 y/oHK$4,442
30 y/oHK$5,017
35 y/oHK$5,619
40 y/oHK$6,680
45 y/oHK$8,187
50 y/oHK$9,969
55 y/oHK$12,565
60 y/oHK$16,445
65 y/oHK$20,553
70 y/oHK$25,184
75 y/oHK$29,578
80 y/oHK$29,933
85 y/oHK$30,535
90 y/oHK$31,178
95 y/oHK$31,965
99 y/oHK$32,603
0.0%
All-ages avg
0 y/oHK$6,726
5 y/oHK$3,703
10 y/oHK$3,598
15 y/oHK$3,762
20 y/oHK$4,089
25 y/oHK$4,442
30 y/oHK$5,017
35 y/oHK$5,619
40 y/oHK$6,680
45 y/oHK$8,187
50 y/oHK$9,969
55 y/oHK$12,565
60 y/oHK$16,445
65 y/oHK$20,553
70 y/oHK$25,184
75 y/oHK$29,578
80 y/oHK$29,933
85 y/oHK$30,535
90 y/oHK$31,178
95 y/oHK$31,965
99 y/oHK$32,603
+5.9%
All-ages avg
0 y/oHK$7,025 (+4.4%)
5 y/oHK$3,866 (+4.4%)
10 y/oHK$3,756 (+4.4%)
15 y/oHK$3,927 (+4.4%)
20 y/oHK$4,309 (+5.4%)
25 y/oHK$4,681 (+5.4%)
30 y/oHK$5,313 (+5.9%)
35 y/oHK$5,951 (+5.9%)
40 y/oHK$7,075 (+5.9%)
45 y/oHK$8,673 (+5.9%)
50 y/oHK$10,710 (+7.4%)
55 y/oHK$13,500 (+7.4%)
60 y/oHK$17,671 (+7.5%)
65 y/oHK$22,087 (+7.5%)
70 y/oHK$26,690 (+6.0%)
75 y/oHK$31,347 (+6.0%)
80 y/oHK$31,723 (+6.0%)
85 y/oHK$32,362 (+6.0%)
90 y/oHK$33,043 (+6.0%)
95 y/oHK$33,877 (+6.0%)
99 y/oHK$34,554 (+6.0%)
+4.5%
All-ages avg
0 y/oHK$7,337 (+4.4%)
5 y/oHK$4,036 (+4.4%)
10 y/oHK$3,921 (+4.4%)
15 y/oHK$4,100 (+4.4%)
20 y/oHK$4,499 (+4.4%)
25 y/oHK$4,888 (+4.4%)
30 y/oHK$5,548 (+4.4%)
35 y/oHK$6,215 (+4.4%)
40 y/oHK$7,389 (+4.4%)
45 y/oHK$9,059 (+4.5%)
50 y/oHK$11,188 (+4.5%)
55 y/oHK$14,103 (+4.5%)
60 y/oHK$18,462 (+4.5%)
65 y/oHK$23,077 (+4.5%)
70 y/oHK$27,887 (+4.5%)
75 y/oHK$32,754 (+4.5%)
80 y/oHK$33,147 (+4.5%)
85 y/oHK$33,814 (+4.5%)
90 y/oHK$34,526 (+4.5%)
95 y/oHK$35,397 (+4.5%)
99 y/oHK$36,105 (+4.5%)
0.0%
All-ages avg
0 y/oHK$7,337
5 y/oHK$4,036
10 y/oHK$3,921
15 y/oHK$4,100
20 y/oHK$4,499
25 y/oHK$4,888
30 y/oHK$5,548
35 y/oHK$6,215
40 y/oHK$7,389
45 y/oHK$9,059
50 y/oHK$11,188
55 y/oHK$14,103
60 y/oHK$18,462
65 y/oHK$23,077
70 y/oHK$27,887
75 y/oHK$32,754
80 y/oHK$33,147
85 y/oHK$33,814
90 y/oHK$34,526
95 y/oHK$35,397
99 y/oHK$36,105
+4.9%
All-ages avg
0 y/oHK$7,699 (+4.9%)
5 y/oHK$4,233 (+4.9%)
10 y/oHK$4,113 (+4.9%)
15 y/oHK$4,300 (+4.9%)
20 y/oHK$4,719 (+4.9%)
25 y/oHK$5,128 (+4.9%)
30 y/oHK$5,821 (+4.9%)
35 y/oHK$6,521 (+4.9%)
40 y/oHK$7,754 (+4.9%)
45 y/oHK$9,507 (+4.9%)
50 y/oHK$11,743 (+5.0%)
55 y/oHK$14,804 (+5.0%)
60 y/oHK$19,381 (+5.0%)
65 y/oHK$24,226 (+5.0%)
70 y/oHK$29,277 (+5.0%)
75 y/oHK$34,387 (+5.0%)
80 y/oHK$34,800 (+5.0%)
85 y/oHK$35,500 (+5.0%)
90 y/oHK$36,248 (+5.0%)
95 y/oHK$37,162 (+5.0%)
99 y/oHK$37,906 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+2.23%
5 y/o+2.20%
10 y/o+2.20%
15 y/o+2.20%
20 y/o+2.34%
25 y/o+2.34%
30 y/o+2.41%
35 y/o+2.42%
40 y/o+2.42%
45 y/o+2.43%
50 y/o+2.62%
55 y/o+2.63%
60 y/o+2.63%
65 y/o+2.63%
70 y/o+2.44%
75 y/o+2.45%
80 y/o+2.45%
85 y/o+2.45%
90 y/o+2.45%
95 y/o+2.45%
99 y/o+2.45%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.