← Back to AXA China Region Insurance Company (Bermuda) Limited plan series
Smart Medicare - Regular (HKD)
真智安心醫療保障 - 標準 (港元)
AXA China Region Insurance Company (Bermuda) Limited · F00017-01-000 · 8 versions · Flexi plan · Avg. annual increase +2.39%
HKD
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| Age | 2019-04-01 | 2020-04-01 | 2021-03-22 | 2023-07-31 | 2024-07-02 | 2025-07-02 | 2026-01-26 | Latest 2026-07-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$3,091 | HK$3,181 (+2.9%) | HK$3,181 | HK$3,181 | HK$3,320 (+4.4%) | HK$3,465 (+4.4%) | HK$3,465 | HK$3,634 (+4.9%) | +2.19% |
| 5 y/o | HK$1,887 | HK$1,941 (+2.9%) | HK$1,941 | HK$1,941 | HK$2,024 (+4.3%) | HK$2,111 (+4.3%) | HK$2,111 | HK$2,212 (+4.8%) | +2.15% |
| 10 y/o | HK$1,833 | HK$1,885 (+2.8%) | HK$1,885 | HK$1,885 | HK$1,966 (+4.3%) | HK$2,050 (+4.3%) | HK$2,050 | HK$2,148 (+4.8%) | +2.15% |
| 15 y/o | HK$1,720 | HK$1,769 (+2.8%) | HK$1,769 | HK$1,769 | HK$1,845 (+4.3%) | HK$1,924 (+4.3%) | HK$1,924 | HK$2,016 (+4.8%) | +2.15% |
| 20 y/o | HK$1,871 | HK$1,925 (+2.9%) | HK$1,925 | HK$1,925 | HK$2,026 (+5.2%) | HK$2,113 (+4.3%) | HK$2,113 | HK$2,214 (+4.8%) | +2.28% |
| 25 y/o | HK$2,037 | HK$2,096 (+2.9%) | HK$2,096 | HK$2,096 | HK$2,206 (+5.2%) | HK$2,301 (+4.3%) | HK$2,301 | HK$2,412 (+4.8%) | +2.29% |
| 30 y/o | HK$2,300 | HK$2,366 (+2.9%) | HK$2,366 | HK$2,366 | HK$2,502 (+5.7%) | HK$2,611 (+4.4%) | HK$2,611 | HK$2,737 (+4.8%) | +2.36% |
| 35 y/o | HK$2,581 | HK$2,656 (+2.9%) | HK$2,656 | HK$2,656 | HK$2,810 (+5.8%) | HK$2,932 (+4.3%) | HK$2,932 | HK$3,074 (+4.8%) | +2.37% |
| 40 y/o | HK$3,058 | HK$3,147 (+2.9%) | HK$3,147 | HK$3,147 | HK$3,330 (+5.8%) | HK$3,476 (+4.4%) | HK$3,476 | HK$3,645 (+4.9%) | +2.38% |
| 45 y/o | HK$3,769 | HK$3,880 (+2.9%) | HK$3,880 | HK$3,880 | HK$4,107 (+5.9%) | HK$4,288 (+4.4%) | HK$4,288 | HK$4,498 (+4.9%) | +2.40% |
| 50 y/o | HK$4,625 | HK$4,761 (+2.9%) | HK$4,761 | HK$4,761 | HK$5,111 (+7.4%) | HK$5,337 (+4.4%) | HK$5,337 | HK$5,599 (+4.9%) | +2.60% |
| 55 y/o | HK$5,948 | HK$6,124 (+3.0%) | HK$6,124 | HK$6,124 | HK$6,576 (+7.4%) | HK$6,868 (+4.4%) | HK$6,868 | HK$7,207 (+4.9%) | +2.61% |
| 60 y/o | HK$7,671 | HK$7,899 (+3.0%) | HK$7,899 | HK$7,899 | HK$8,484 (+7.4%) | HK$8,862 (+4.5%) | HK$8,862 | HK$9,301 (+5.0%) | +2.62% |
| 65 y/o | HK$10,239 | HK$10,544 (+3.0%) | HK$10,544 | HK$10,544 | HK$11,328 (+7.4%) | HK$11,834 (+4.5%) | HK$11,834 | HK$12,421 (+5.0%) | +2.63% |
| 70 y/o | HK$12,788 | HK$13,169 (+3.0%) | HK$13,169 | HK$13,169 | HK$13,954 (+6.0%) | HK$14,578 (+4.5%) | HK$14,578 | HK$15,302 (+5.0%) | +2.44% |
| 75 y/o | HK$15,220 | HK$15,674 (+3.0%) | HK$15,674 | HK$15,674 | HK$16,609 (+6.0%) | HK$17,352 (+4.5%) | HK$17,352 | HK$18,215 (+5.0%) | +2.44% |
| 80 y/o | HK$15,400 | HK$15,859 (+3.0%) | HK$15,859 | HK$15,859 | HK$16,805 (+6.0%) | HK$17,557 (+4.5%) | HK$17,557 | HK$18,430 (+5.0%) | +2.44% |
| 85 y/o | HK$15,704 | HK$16,173 (+3.0%) | HK$16,173 | HK$16,173 | HK$17,138 (+6.0%) | HK$17,905 (+4.5%) | HK$17,905 | HK$18,796 (+5.0%) | +2.44% |
| 90 y/o | HK$16,035 | HK$16,514 (+3.0%) | HK$16,514 | HK$16,514 | HK$17,499 (+6.0%) | HK$18,282 (+4.5%) | HK$18,282 | HK$19,192 (+5.0%) | +2.44% |
| 95 y/o | HK$16,439 | HK$16,930 (+3.0%) | HK$16,930 | HK$16,930 | HK$17,940 (+6.0%) | HK$18,743 (+4.5%) | HK$18,743 | HK$19,676 (+5.0%) | +2.44% |
| 99 y/o | HK$16,764 | HK$17,264 (+3.0%) | HK$17,264 | HK$17,264 | HK$18,294 (+6.0%) | HK$19,113 (+4.5%) | HK$19,113 | HK$20,064 (+5.0%) | +2.44% |
| All ages average | — | +2.9% | 0.0% | 0.0% | +5.8% | +4.4% | 0.0% | +4.9% | — |
0 y/oHK$3,091
5 y/oHK$1,887
10 y/oHK$1,833
15 y/oHK$1,720
20 y/oHK$1,871
25 y/oHK$2,037
30 y/oHK$2,300
35 y/oHK$2,581
40 y/oHK$3,058
45 y/oHK$3,769
50 y/oHK$4,625
55 y/oHK$5,948
60 y/oHK$7,671
65 y/oHK$10,239
70 y/oHK$12,788
75 y/oHK$15,220
80 y/oHK$15,400
85 y/oHK$15,704
90 y/oHK$16,035
95 y/oHK$16,439
99 y/oHK$16,764
+2.9%
All-ages avg
0 y/oHK$3,181 (+2.9%)
5 y/oHK$1,941 (+2.9%)
10 y/oHK$1,885 (+2.8%)
15 y/oHK$1,769 (+2.8%)
20 y/oHK$1,925 (+2.9%)
25 y/oHK$2,096 (+2.9%)
30 y/oHK$2,366 (+2.9%)
35 y/oHK$2,656 (+2.9%)
40 y/oHK$3,147 (+2.9%)
45 y/oHK$3,880 (+2.9%)
50 y/oHK$4,761 (+2.9%)
55 y/oHK$6,124 (+3.0%)
60 y/oHK$7,899 (+3.0%)
65 y/oHK$10,544 (+3.0%)
70 y/oHK$13,169 (+3.0%)
75 y/oHK$15,674 (+3.0%)
80 y/oHK$15,859 (+3.0%)
85 y/oHK$16,173 (+3.0%)
90 y/oHK$16,514 (+3.0%)
95 y/oHK$16,930 (+3.0%)
99 y/oHK$17,264 (+3.0%)
0.0%
All-ages avg
0 y/oHK$3,181
5 y/oHK$1,941
10 y/oHK$1,885
15 y/oHK$1,769
20 y/oHK$1,925
25 y/oHK$2,096
30 y/oHK$2,366
35 y/oHK$2,656
40 y/oHK$3,147
45 y/oHK$3,880
50 y/oHK$4,761
55 y/oHK$6,124
60 y/oHK$7,899
65 y/oHK$10,544
70 y/oHK$13,169
75 y/oHK$15,674
80 y/oHK$15,859
85 y/oHK$16,173
90 y/oHK$16,514
95 y/oHK$16,930
99 y/oHK$17,264
0.0%
All-ages avg
0 y/oHK$3,181
5 y/oHK$1,941
10 y/oHK$1,885
15 y/oHK$1,769
20 y/oHK$1,925
25 y/oHK$2,096
30 y/oHK$2,366
35 y/oHK$2,656
40 y/oHK$3,147
45 y/oHK$3,880
50 y/oHK$4,761
55 y/oHK$6,124
60 y/oHK$7,899
65 y/oHK$10,544
70 y/oHK$13,169
75 y/oHK$15,674
80 y/oHK$15,859
85 y/oHK$16,173
90 y/oHK$16,514
95 y/oHK$16,930
99 y/oHK$17,264
+5.8%
All-ages avg
0 y/oHK$3,320 (+4.4%)
5 y/oHK$2,024 (+4.3%)
10 y/oHK$1,966 (+4.3%)
15 y/oHK$1,845 (+4.3%)
20 y/oHK$2,026 (+5.2%)
25 y/oHK$2,206 (+5.2%)
30 y/oHK$2,502 (+5.7%)
35 y/oHK$2,810 (+5.8%)
40 y/oHK$3,330 (+5.8%)
45 y/oHK$4,107 (+5.9%)
50 y/oHK$5,111 (+7.4%)
55 y/oHK$6,576 (+7.4%)
60 y/oHK$8,484 (+7.4%)
65 y/oHK$11,328 (+7.4%)
70 y/oHK$13,954 (+6.0%)
75 y/oHK$16,609 (+6.0%)
80 y/oHK$16,805 (+6.0%)
85 y/oHK$17,138 (+6.0%)
90 y/oHK$17,499 (+6.0%)
95 y/oHK$17,940 (+6.0%)
99 y/oHK$18,294 (+6.0%)
+4.4%
All-ages avg
0 y/oHK$3,465 (+4.4%)
5 y/oHK$2,111 (+4.3%)
10 y/oHK$2,050 (+4.3%)
15 y/oHK$1,924 (+4.3%)
20 y/oHK$2,113 (+4.3%)
25 y/oHK$2,301 (+4.3%)
30 y/oHK$2,611 (+4.4%)
35 y/oHK$2,932 (+4.3%)
40 y/oHK$3,476 (+4.4%)
45 y/oHK$4,288 (+4.4%)
50 y/oHK$5,337 (+4.4%)
55 y/oHK$6,868 (+4.4%)
60 y/oHK$8,862 (+4.5%)
65 y/oHK$11,834 (+4.5%)
70 y/oHK$14,578 (+4.5%)
75 y/oHK$17,352 (+4.5%)
80 y/oHK$17,557 (+4.5%)
85 y/oHK$17,905 (+4.5%)
90 y/oHK$18,282 (+4.5%)
95 y/oHK$18,743 (+4.5%)
99 y/oHK$19,113 (+4.5%)
0.0%
All-ages avg
0 y/oHK$3,465
5 y/oHK$2,111
10 y/oHK$2,050
15 y/oHK$1,924
20 y/oHK$2,113
25 y/oHK$2,301
30 y/oHK$2,611
35 y/oHK$2,932
40 y/oHK$3,476
45 y/oHK$4,288
50 y/oHK$5,337
55 y/oHK$6,868
60 y/oHK$8,862
65 y/oHK$11,834
70 y/oHK$14,578
75 y/oHK$17,352
80 y/oHK$17,557
85 y/oHK$17,905
90 y/oHK$18,282
95 y/oHK$18,743
99 y/oHK$19,113
+4.9%
All-ages avg
0 y/oHK$3,634 (+4.9%)
5 y/oHK$2,212 (+4.8%)
10 y/oHK$2,148 (+4.8%)
15 y/oHK$2,016 (+4.8%)
20 y/oHK$2,214 (+4.8%)
25 y/oHK$2,412 (+4.8%)
30 y/oHK$2,737 (+4.8%)
35 y/oHK$3,074 (+4.8%)
40 y/oHK$3,645 (+4.9%)
45 y/oHK$4,498 (+4.9%)
50 y/oHK$5,599 (+4.9%)
55 y/oHK$7,207 (+4.9%)
60 y/oHK$9,301 (+5.0%)
65 y/oHK$12,421 (+5.0%)
70 y/oHK$15,302 (+5.0%)
75 y/oHK$18,215 (+5.0%)
80 y/oHK$18,430 (+5.0%)
85 y/oHK$18,796 (+5.0%)
90 y/oHK$19,192 (+5.0%)
95 y/oHK$19,676 (+5.0%)
99 y/oHK$20,064 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+2.19%
5 y/o+2.15%
10 y/o+2.15%
15 y/o+2.15%
20 y/o+2.28%
25 y/o+2.29%
30 y/o+2.36%
35 y/o+2.37%
40 y/o+2.38%
45 y/o+2.40%
50 y/o+2.60%
55 y/o+2.61%
60 y/o+2.62%
65 y/o+2.63%
70 y/o+2.44%
75 y/o+2.44%
80 y/o+2.44%
85 y/o+2.44%
90 y/o+2.44%
95 y/o+2.44%
99 y/o+2.44%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.