Smart Medicare - Premier with SMM (HKD)
真智安心醫療保障 - 至尊+額外醫療附加保障 (港元)
AXA China Region Insurance Company Limited · F00018-03-001 · 7 versions · Flexi plan · Avg. annual increase +2.49%
Male
| Age | F00018-03-001-01 2019-04-01 | F00018-03-001-01 2020-04-01 | F00018-03-001-02 2021-03-22 | F00018-03-001-03 2023-07-31 | F00018-03-001-03 2024-07-02 | F00018-03-001-03 2025-07-02 | F00018-03-001-03 2026-07-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$16,717 | HK$17,216 (+3.0%) | HK$17,216 | HK$17,216 | HK$17,987 (+4.5%) | HK$18,792 (+4.5%) | HK$19,727 (+5.0%) | +2.30% |
| 5 | HK$9,922 | HK$10,217 (+3.0%) | HK$10,217 | HK$10,217 | HK$10,673 (+4.5%) | HK$11,149 (+4.5%) | HK$11,702 (+5.0%) | +2.29% |
| 10 | HK$10,368 | HK$10,677 (+3.0%) | HK$10,677 | HK$10,677 | HK$11,153 (+4.5%) | HK$11,651 (+4.5%) | HK$12,229 (+5.0%) | +2.29% |
| 15 | HK$11,057 | HK$11,386 (+3.0%) | HK$11,386 | HK$11,386 | HK$11,894 (+4.5%) | HK$12,425 (+4.5%) | HK$13,042 (+5.0%) | +2.29% |
| 20 | HK$11,807 | HK$12,159 (+3.0%) | HK$12,159 | HK$12,159 | HK$12,823 (+5.5%) | HK$13,396 (+4.5%) | HK$14,061 (+5.0%) | +2.42% |
| 25 | HK$12,890 | HK$13,274 (+3.0%) | HK$13,274 | HK$13,274 | HK$13,999 (+5.5%) | HK$14,625 (+4.5%) | HK$15,352 (+5.0%) | +2.42% |
| 30 | HK$14,740 | HK$15,180 (+3.0%) | HK$15,180 | HK$15,180 | HK$16,085 (+6.0%) | HK$16,805 (+4.5%) | HK$17,641 (+5.0%) | +2.49% |
| 35 | HK$16,399 | HK$16,888 (+3.0%) | HK$16,888 | HK$16,888 | HK$17,896 (+6.0%) | HK$18,697 (+4.5%) | HK$19,627 (+5.0%) | +2.49% |
| 40 | HK$19,452 | HK$20,033 (+3.0%) | HK$20,033 | HK$20,033 | HK$21,229 (+6.0%) | HK$22,180 (+4.5%) | HK$23,284 (+5.0%) | +2.50% |
| 45 | HK$23,295 | HK$23,991 (+3.0%) | HK$23,991 | HK$23,991 | HK$25,425 (+6.0%) | HK$26,565 (+4.5%) | HK$27,889 (+5.0%) | +2.50% |
| 50 | HK$28,196 | HK$29,039 (+3.0%) | HK$29,039 | HK$29,039 | HK$31,210 (+7.5%) | HK$32,610 (+4.5%) | HK$34,236 (+5.0%) | +2.70% |
| 55 | HK$34,993 | HK$36,040 (+3.0%) | HK$36,040 | HK$36,040 | HK$38,736 (+7.5%) | HK$40,475 (+4.5%) | HK$42,494 (+5.0%) | +2.70% |
| 60 | HK$44,672 | HK$46,010 (+3.0%) | HK$46,010 | HK$46,010 | HK$49,454 (+7.5%) | HK$51,675 (+4.5%) | HK$54,254 (+5.0%) | +2.70% |
| 65 | HK$56,275 | HK$57,961 (+3.0%) | HK$57,961 | HK$57,961 | HK$62,301 (+7.5%) | HK$65,101 (+4.5%) | HK$68,352 (+5.0%) | +2.70% |
| 70 | HK$69,304 | HK$71,381 (+3.0%) | HK$71,381 | HK$71,381 | HK$75,658 (+6.0%) | HK$79,059 (+4.5%) | HK$83,007 (+5.0%) | +2.50% |
| 75 | HK$80,941 | HK$83,367 (+3.0%) | HK$83,367 | HK$83,367 | HK$88,364 (+6.0%) | HK$92,336 (+4.5%) | HK$96,948 (+5.0%) | +2.50% |
| 80 | HK$81,916 | HK$84,371 (+3.0%) | HK$84,371 | HK$84,371 | HK$89,428 (+6.0%) | HK$93,448 (+4.5%) | HK$98,116 (+5.0%) | +2.50% |
| 85 | HK$83,565 | HK$86,069 (+3.0%) | HK$86,069 | HK$86,069 | HK$91,228 (+6.0%) | HK$95,329 (+4.5%) | HK$100,091 (+5.0%) | +2.50% |
| 90 | HK$85,332 | HK$87,889 (+3.0%) | HK$87,889 | HK$87,889 | HK$93,157 (+6.0%) | HK$97,345 (+4.5%) | HK$102,208 (+5.0%) | +2.50% |
| 95 | HK$87,484 | HK$90,106 (+3.0%) | HK$90,106 | HK$90,106 | HK$95,507 (+6.0%) | HK$99,801 (+4.5%) | HK$104,787 (+5.0%) | +2.50% |
| 99 | HK$89,242 | HK$91,917 (+3.0%) | HK$91,917 | HK$91,917 | HK$97,427 (+6.0%) | HK$101,807 (+4.5%) | HK$106,893 (+5.0%) | +2.50% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | +5.0% | — |
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00018-03-001-01 2019-04-01 | F00018-03-001-01 2020-04-01 | F00018-03-001-02 2021-03-22 | F00018-03-001-03 2023-07-31 | F00018-03-001-03 2024-07-02 | F00018-03-001-03 2025-07-02 | F00018-03-001-03 2026-07-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$14,638 | HK$15,075 (+3.0%) | HK$15,075 | HK$15,075 | HK$15,749 (+4.5%) | HK$16,454 (+4.5%) | HK$17,272 (+5.0%) | +2.29% |
| 5 | HK$12,271 | HK$12,637 (+3.0%) | HK$12,637 | HK$12,637 | HK$13,202 (+4.5%) | HK$13,792 (+4.5%) | HK$14,477 (+5.0%) | +2.29% |
| 10 | HK$11,330 | HK$11,667 (+3.0%) | HK$11,667 | HK$11,667 | HK$12,188 (+4.5%) | HK$12,732 (+4.5%) | HK$13,364 (+5.0%) | +2.29% |
| 15 | HK$11,329 | HK$11,666 (+3.0%) | HK$11,666 | HK$11,666 | HK$12,187 (+4.5%) | HK$12,731 (+4.5%) | HK$13,363 (+5.0%) | +2.29% |
| 20 | HK$12,732 | HK$13,111 (+3.0%) | HK$13,111 | HK$13,111 | HK$13,827 (+5.5%) | HK$14,445 (+4.5%) | HK$15,163 (+5.0%) | +2.42% |
| 25 | HK$14,938 | HK$15,384 (+3.0%) | HK$15,384 | HK$15,384 | HK$16,225 (+5.5%) | HK$16,951 (+4.5%) | HK$17,794 (+5.0%) | +2.43% |
| 30 | HK$17,986 | HK$18,523 (+3.0%) | HK$18,523 | HK$18,523 | HK$19,629 (+6.0%) | HK$20,508 (+4.5%) | HK$21,529 (+5.0%) | +2.49% |
| 35 | HK$20,779 | HK$21,400 (+3.0%) | HK$21,400 | HK$21,400 | HK$22,678 (+6.0%) | HK$23,695 (+4.5%) | HK$24,875 (+5.0%) | +2.50% |
| 40 | HK$24,528 | HK$25,261 (+3.0%) | HK$25,261 | HK$25,261 | HK$26,771 (+6.0%) | HK$27,972 (+4.5%) | HK$29,366 (+5.0%) | +2.50% |
| 45 | HK$28,197 | HK$29,040 (+3.0%) | HK$29,040 | HK$29,040 | HK$30,777 (+6.0%) | HK$32,158 (+4.5%) | HK$33,761 (+5.0%) | +2.50% |
| 50 | HK$32,807 | HK$33,789 (+3.0%) | HK$33,789 | HK$33,789 | HK$36,316 (+7.5%) | HK$37,946 (+4.5%) | HK$39,839 (+5.0%) | +2.70% |
| 55 | HK$38,748 | HK$39,908 (+3.0%) | HK$39,908 | HK$39,908 | HK$42,894 (+7.5%) | HK$44,820 (+4.5%) | HK$47,056 (+5.0%) | +2.70% |
| 60 | HK$47,905 | HK$49,340 (+3.0%) | HK$49,340 | HK$49,340 | HK$53,033 (+7.5%) | HK$55,415 (+4.5%) | HK$58,181 (+5.0%) | +2.70% |
| 65 | HK$59,520 | HK$61,303 (+3.0%) | HK$61,303 | HK$61,303 | HK$65,894 (+7.5%) | HK$68,855 (+4.5%) | HK$72,293 (+5.0%) | +2.70% |
| 70 | HK$76,697 | HK$78,995 (+3.0%) | HK$78,995 | HK$78,995 | HK$83,729 (+6.0%) | HK$87,493 (+4.5%) | HK$91,863 (+5.0%) | +2.50% |
| 75 | HK$94,481 | HK$97,313 (+3.0%) | HK$97,313 | HK$97,313 | HK$103,146 (+6.0%) | HK$107,784 (+4.5%) | HK$113,169 (+5.0%) | +2.50% |
| 80 | HK$95,618 | HK$98,484 (+3.0%) | HK$98,484 | HK$98,484 | HK$104,388 (+6.0%) | HK$109,081 (+4.5%) | HK$114,531 (+5.0%) | +2.50% |
| 85 | HK$97,543 | HK$100,467 (+3.0%) | HK$100,467 | HK$100,467 | HK$106,490 (+6.0%) | HK$111,278 (+4.5%) | HK$116,837 (+5.0%) | +2.50% |
| 90 | HK$99,605 | HK$102,591 (+3.0%) | HK$102,591 | HK$102,591 | HK$108,741 (+6.0%) | HK$113,630 (+4.5%) | HK$119,307 (+5.0%) | +2.50% |
| 95 | HK$102,117 | HK$105,178 (+3.0%) | HK$105,178 | HK$105,178 | HK$111,483 (+6.0%) | HK$116,496 (+4.5%) | HK$122,316 (+5.0%) | +2.50% |
| 99 | HK$104,174 | HK$107,297 (+3.0%) | HK$107,297 | HK$107,297 | HK$113,729 (+6.0%) | HK$118,843 (+4.5%) | HK$124,781 (+5.0%) | +2.50% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | +5.0% | — |
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.