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Smart Medicare - Premier with SMM (HKD)
真智安心醫療保障 - 至尊+額外醫療附加保障 (港元)
AXA China Region Insurance Company Limited · F00018-03-001 · 7 versions · Flexi plan · Avg. annual increase +2.44%
HKD
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| Age | 2019-04-01 | 2020-04-01 | 2021-03-22 | 2023-07-31 | 2024-07-02 | 2025-07-02 | Latest 2026-07-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$16,717 | HK$17,216 (+3.0%) | HK$17,216 | HK$17,216 | HK$17,987 (+4.5%) | HK$18,792 (+4.5%) | HK$19,727 (+5.0%) | +2.25% |
| 5 y/o | HK$9,922 | HK$10,217 (+3.0%) | HK$10,217 | HK$10,217 | HK$10,673 (+4.5%) | HK$11,149 (+4.5%) | HK$11,702 (+5.0%) | +2.24% |
| 10 y/o | HK$10,368 | HK$10,677 (+3.0%) | HK$10,677 | HK$10,677 | HK$11,153 (+4.5%) | HK$11,651 (+4.5%) | HK$12,229 (+5.0%) | +2.24% |
| 15 y/o | HK$11,057 | HK$11,386 (+3.0%) | HK$11,386 | HK$11,386 | HK$11,894 (+4.5%) | HK$12,425 (+4.5%) | HK$13,042 (+5.0%) | +2.24% |
| 20 y/o | HK$11,807 | HK$12,159 (+3.0%) | HK$12,159 | HK$12,159 | HK$12,823 (+5.5%) | HK$13,396 (+4.5%) | HK$14,061 (+5.0%) | +2.37% |
| 25 y/o | HK$12,890 | HK$13,274 (+3.0%) | HK$13,274 | HK$13,274 | HK$13,999 (+5.5%) | HK$14,625 (+4.5%) | HK$15,352 (+5.0%) | +2.37% |
| 30 y/o | HK$14,740 | HK$15,180 (+3.0%) | HK$15,180 | HK$15,180 | HK$16,085 (+6.0%) | HK$16,805 (+4.5%) | HK$17,641 (+5.0%) | +2.44% |
| 35 y/o | HK$16,399 | HK$16,888 (+3.0%) | HK$16,888 | HK$16,888 | HK$17,896 (+6.0%) | HK$18,697 (+4.5%) | HK$19,627 (+5.0%) | +2.44% |
| 40 y/o | HK$19,452 | HK$20,033 (+3.0%) | HK$20,033 | HK$20,033 | HK$21,229 (+6.0%) | HK$22,180 (+4.5%) | HK$23,284 (+5.0%) | +2.44% |
| 45 y/o | HK$23,295 | HK$23,991 (+3.0%) | HK$23,991 | HK$23,991 | HK$25,425 (+6.0%) | HK$26,565 (+4.5%) | HK$27,889 (+5.0%) | +2.44% |
| 50 y/o | HK$28,196 | HK$29,039 (+3.0%) | HK$29,039 | HK$29,039 | HK$31,210 (+7.5%) | HK$32,610 (+4.5%) | HK$34,236 (+5.0%) | +2.64% |
| 55 y/o | HK$34,993 | HK$36,040 (+3.0%) | HK$36,040 | HK$36,040 | HK$38,736 (+7.5%) | HK$40,475 (+4.5%) | HK$42,494 (+5.0%) | +2.64% |
| 60 y/o | HK$44,672 | HK$46,010 (+3.0%) | HK$46,010 | HK$46,010 | HK$49,454 (+7.5%) | HK$51,675 (+4.5%) | HK$54,254 (+5.0%) | +2.64% |
| 65 y/o | HK$56,275 | HK$57,961 (+3.0%) | HK$57,961 | HK$57,961 | HK$62,301 (+7.5%) | HK$65,101 (+4.5%) | HK$68,352 (+5.0%) | +2.64% |
| 70 y/o | HK$69,304 | HK$71,381 (+3.0%) | HK$71,381 | HK$71,381 | HK$75,658 (+6.0%) | HK$79,059 (+4.5%) | HK$83,007 (+5.0%) | +2.45% |
| 75 y/o | HK$80,941 | HK$83,367 (+3.0%) | HK$83,367 | HK$83,367 | HK$88,364 (+6.0%) | HK$92,336 (+4.5%) | HK$96,948 (+5.0%) | +2.45% |
| 80 y/o | HK$81,916 | HK$84,371 (+3.0%) | HK$84,371 | HK$84,371 | HK$89,428 (+6.0%) | HK$93,448 (+4.5%) | HK$98,116 (+5.0%) | +2.45% |
| 85 y/o | HK$83,565 | HK$86,069 (+3.0%) | HK$86,069 | HK$86,069 | HK$91,228 (+6.0%) | HK$95,329 (+4.5%) | HK$100,091 (+5.0%) | +2.45% |
| 90 y/o | HK$85,332 | HK$87,889 (+3.0%) | HK$87,889 | HK$87,889 | HK$93,157 (+6.0%) | HK$97,345 (+4.5%) | HK$102,208 (+5.0%) | +2.45% |
| 95 y/o | HK$87,484 | HK$90,106 (+3.0%) | HK$90,106 | HK$90,106 | HK$95,507 (+6.0%) | HK$99,801 (+4.5%) | HK$104,787 (+5.0%) | +2.45% |
| 99 y/o | HK$89,242 | HK$91,917 (+3.0%) | HK$91,917 | HK$91,917 | HK$97,427 (+6.0%) | HK$101,807 (+4.5%) | HK$106,893 (+5.0%) | +2.45% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | +5.0% | — |
0 y/oHK$16,717
5 y/oHK$9,922
10 y/oHK$10,368
15 y/oHK$11,057
20 y/oHK$11,807
25 y/oHK$12,890
30 y/oHK$14,740
35 y/oHK$16,399
40 y/oHK$19,452
45 y/oHK$23,295
50 y/oHK$28,196
55 y/oHK$34,993
60 y/oHK$44,672
65 y/oHK$56,275
70 y/oHK$69,304
75 y/oHK$80,941
80 y/oHK$81,916
85 y/oHK$83,565
90 y/oHK$85,332
95 y/oHK$87,484
99 y/oHK$89,242
+3.0%
All-ages avg
0 y/oHK$17,216 (+3.0%)
5 y/oHK$10,217 (+3.0%)
10 y/oHK$10,677 (+3.0%)
15 y/oHK$11,386 (+3.0%)
20 y/oHK$12,159 (+3.0%)
25 y/oHK$13,274 (+3.0%)
30 y/oHK$15,180 (+3.0%)
35 y/oHK$16,888 (+3.0%)
40 y/oHK$20,033 (+3.0%)
45 y/oHK$23,991 (+3.0%)
50 y/oHK$29,039 (+3.0%)
55 y/oHK$36,040 (+3.0%)
60 y/oHK$46,010 (+3.0%)
65 y/oHK$57,961 (+3.0%)
70 y/oHK$71,381 (+3.0%)
75 y/oHK$83,367 (+3.0%)
80 y/oHK$84,371 (+3.0%)
85 y/oHK$86,069 (+3.0%)
90 y/oHK$87,889 (+3.0%)
95 y/oHK$90,106 (+3.0%)
99 y/oHK$91,917 (+3.0%)
0.0%
All-ages avg
0 y/oHK$17,216
5 y/oHK$10,217
10 y/oHK$10,677
15 y/oHK$11,386
20 y/oHK$12,159
25 y/oHK$13,274
30 y/oHK$15,180
35 y/oHK$16,888
40 y/oHK$20,033
45 y/oHK$23,991
50 y/oHK$29,039
55 y/oHK$36,040
60 y/oHK$46,010
65 y/oHK$57,961
70 y/oHK$71,381
75 y/oHK$83,367
80 y/oHK$84,371
85 y/oHK$86,069
90 y/oHK$87,889
95 y/oHK$90,106
99 y/oHK$91,917
0.0%
All-ages avg
0 y/oHK$17,216
5 y/oHK$10,217
10 y/oHK$10,677
15 y/oHK$11,386
20 y/oHK$12,159
25 y/oHK$13,274
30 y/oHK$15,180
35 y/oHK$16,888
40 y/oHK$20,033
45 y/oHK$23,991
50 y/oHK$29,039
55 y/oHK$36,040
60 y/oHK$46,010
65 y/oHK$57,961
70 y/oHK$71,381
75 y/oHK$83,367
80 y/oHK$84,371
85 y/oHK$86,069
90 y/oHK$87,889
95 y/oHK$90,106
99 y/oHK$91,917
+5.9%
All-ages avg
0 y/oHK$17,987 (+4.5%)
5 y/oHK$10,673 (+4.5%)
10 y/oHK$11,153 (+4.5%)
15 y/oHK$11,894 (+4.5%)
20 y/oHK$12,823 (+5.5%)
25 y/oHK$13,999 (+5.5%)
30 y/oHK$16,085 (+6.0%)
35 y/oHK$17,896 (+6.0%)
40 y/oHK$21,229 (+6.0%)
45 y/oHK$25,425 (+6.0%)
50 y/oHK$31,210 (+7.5%)
55 y/oHK$38,736 (+7.5%)
60 y/oHK$49,454 (+7.5%)
65 y/oHK$62,301 (+7.5%)
70 y/oHK$75,658 (+6.0%)
75 y/oHK$88,364 (+6.0%)
80 y/oHK$89,428 (+6.0%)
85 y/oHK$91,228 (+6.0%)
90 y/oHK$93,157 (+6.0%)
95 y/oHK$95,507 (+6.0%)
99 y/oHK$97,427 (+6.0%)
+4.5%
All-ages avg
0 y/oHK$18,792 (+4.5%)
5 y/oHK$11,149 (+4.5%)
10 y/oHK$11,651 (+4.5%)
15 y/oHK$12,425 (+4.5%)
20 y/oHK$13,396 (+4.5%)
25 y/oHK$14,625 (+4.5%)
30 y/oHK$16,805 (+4.5%)
35 y/oHK$18,697 (+4.5%)
40 y/oHK$22,180 (+4.5%)
45 y/oHK$26,565 (+4.5%)
50 y/oHK$32,610 (+4.5%)
55 y/oHK$40,475 (+4.5%)
60 y/oHK$51,675 (+4.5%)
65 y/oHK$65,101 (+4.5%)
70 y/oHK$79,059 (+4.5%)
75 y/oHK$92,336 (+4.5%)
80 y/oHK$93,448 (+4.5%)
85 y/oHK$95,329 (+4.5%)
90 y/oHK$97,345 (+4.5%)
95 y/oHK$99,801 (+4.5%)
99 y/oHK$101,807 (+4.5%)
+5.0%
All-ages avg
0 y/oHK$19,727 (+5.0%)
5 y/oHK$11,702 (+5.0%)
10 y/oHK$12,229 (+5.0%)
15 y/oHK$13,042 (+5.0%)
20 y/oHK$14,061 (+5.0%)
25 y/oHK$15,352 (+5.0%)
30 y/oHK$17,641 (+5.0%)
35 y/oHK$19,627 (+5.0%)
40 y/oHK$23,284 (+5.0%)
45 y/oHK$27,889 (+5.0%)
50 y/oHK$34,236 (+5.0%)
55 y/oHK$42,494 (+5.0%)
60 y/oHK$54,254 (+5.0%)
65 y/oHK$68,352 (+5.0%)
70 y/oHK$83,007 (+5.0%)
75 y/oHK$96,948 (+5.0%)
80 y/oHK$98,116 (+5.0%)
85 y/oHK$100,091 (+5.0%)
90 y/oHK$102,208 (+5.0%)
95 y/oHK$104,787 (+5.0%)
99 y/oHK$106,893 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+2.25%
5 y/o+2.24%
10 y/o+2.24%
15 y/o+2.24%
20 y/o+2.37%
25 y/o+2.37%
30 y/o+2.44%
35 y/o+2.44%
40 y/o+2.44%
45 y/o+2.44%
50 y/o+2.64%
55 y/o+2.64%
60 y/o+2.64%
65 y/o+2.64%
70 y/o+2.45%
75 y/o+2.45%
80 y/o+2.45%
85 y/o+2.45%
90 y/o+2.45%
95 y/o+2.45%
99 y/o+2.45%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.