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Smart Medicare - Premier (HKD)
真智安心醫療保障 - 至尊 (港元)
AXA China Region Insurance Company Limited · F00018-03-000 · 7 versions · Flexi plan · Avg. annual increase +2.43%
HKD
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| Age | 2019-04-01 | 2020-04-01 | 2021-03-22 | 2023-07-31 | 2024-07-02 | 2025-07-02 | Latest 2026-07-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$12,824 | HK$13,206 (+3.0%) | HK$13,206 | HK$13,206 | HK$13,796 (+4.5%) | HK$14,413 (+4.5%) | HK$15,129 (+5.0%) | +2.24% |
| 5 y/o | HK$7,079 | HK$7,289 (+3.0%) | HK$7,289 | HK$7,289 | HK$7,613 (+4.4%) | HK$7,952 (+4.5%) | HK$8,345 (+4.9%) | +2.23% |
| 10 y/o | HK$6,885 | HK$7,089 (+3.0%) | HK$7,089 | HK$7,089 | HK$7,404 (+4.4%) | HK$7,733 (+4.4%) | HK$8,115 (+4.9%) | +2.23% |
| 15 y/o | HK$7,196 | HK$7,409 (+3.0%) | HK$7,409 | HK$7,409 | HK$7,738 (+4.4%) | HK$8,082 (+4.4%) | HK$8,482 (+4.9%) | +2.23% |
| 20 y/o | HK$7,798 | HK$8,029 (+3.0%) | HK$8,029 | HK$8,029 | HK$8,466 (+5.4%) | HK$8,843 (+4.5%) | HK$9,281 (+5.0%) | +2.36% |
| 25 y/o | HK$8,401 | HK$8,651 (+3.0%) | HK$8,651 | HK$8,651 | HK$9,122 (+5.4%) | HK$9,528 (+4.5%) | HK$10,000 (+5.0%) | +2.36% |
| 30 y/o | HK$9,342 | HK$9,620 (+3.0%) | HK$9,620 | HK$9,620 | HK$10,192 (+5.9%) | HK$10,647 (+4.5%) | HK$11,175 (+5.0%) | +2.43% |
| 35 y/o | HK$10,714 | HK$11,033 (+3.0%) | HK$11,033 | HK$11,033 | HK$11,689 (+5.9%) | HK$12,211 (+4.5%) | HK$12,817 (+5.0%) | +2.43% |
| 40 y/o | HK$12,738 | HK$13,118 (+3.0%) | HK$13,118 | HK$13,118 | HK$13,900 (+6.0%) | HK$14,521 (+4.5%) | HK$15,243 (+5.0%) | +2.44% |
| 45 y/o | HK$15,591 | HK$16,056 (+3.0%) | HK$16,056 | HK$16,056 | HK$17,014 (+6.0%) | HK$17,776 (+4.5%) | HK$18,660 (+5.0%) | +2.44% |
| 50 y/o | HK$19,079 | HK$19,649 (+3.0%) | HK$19,649 | HK$19,649 | HK$21,116 (+7.5%) | HK$22,062 (+4.5%) | HK$23,161 (+5.0%) | +2.63% |
| 55 y/o | HK$23,760 | HK$24,470 (+3.0%) | HK$24,470 | HK$24,470 | HK$26,298 (+7.5%) | HK$27,477 (+4.5%) | HK$28,846 (+5.0%) | +2.64% |
| 60 y/o | HK$30,430 | HK$31,340 (+3.0%) | HK$31,340 | HK$31,340 | HK$33,683 (+7.5%) | HK$35,195 (+4.5%) | HK$36,950 (+5.0%) | +2.64% |
| 65 y/o | HK$38,080 | HK$39,220 (+3.0%) | HK$39,220 | HK$39,220 | HK$42,154 (+7.5%) | HK$44,047 (+4.5%) | HK$46,245 (+5.0%) | +2.64% |
| 70 y/o | HK$46,461 | HK$47,852 (+3.0%) | HK$47,852 | HK$47,852 | HK$50,718 (+6.0%) | HK$52,996 (+4.5%) | HK$55,641 (+5.0%) | +2.45% |
| 75 y/o | HK$54,262 | HK$55,887 (+3.0%) | HK$55,887 | HK$55,887 | HK$59,235 (+6.0%) | HK$61,897 (+4.5%) | HK$64,987 (+5.0%) | +2.45% |
| 80 y/o | HK$54,914 | HK$56,559 (+3.0%) | HK$56,559 | HK$56,559 | HK$59,947 (+6.0%) | HK$62,641 (+4.5%) | HK$65,769 (+5.0%) | +2.45% |
| 85 y/o | HK$56,020 | HK$57,698 (+3.0%) | HK$57,698 | HK$57,698 | HK$61,154 (+6.0%) | HK$63,902 (+4.5%) | HK$67,093 (+5.0%) | +2.45% |
| 90 y/o | HK$57,202 | HK$58,916 (+3.0%) | HK$58,916 | HK$58,916 | HK$62,445 (+6.0%) | HK$65,251 (+4.5%) | HK$68,509 (+5.0%) | +2.45% |
| 95 y/o | HK$58,643 | HK$60,400 (+3.0%) | HK$60,400 | HK$60,400 | HK$64,018 (+6.0%) | HK$66,895 (+4.5%) | HK$70,235 (+5.0%) | +2.45% |
| 99 y/o | HK$59,822 | HK$61,614 (+3.0%) | HK$61,614 | HK$61,614 | HK$65,305 (+6.0%) | HK$68,240 (+4.5%) | HK$71,647 (+5.0%) | +2.45% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | +5.0% | — |
0 y/oHK$12,824
5 y/oHK$7,079
10 y/oHK$6,885
15 y/oHK$7,196
20 y/oHK$7,798
25 y/oHK$8,401
30 y/oHK$9,342
35 y/oHK$10,714
40 y/oHK$12,738
45 y/oHK$15,591
50 y/oHK$19,079
55 y/oHK$23,760
60 y/oHK$30,430
65 y/oHK$38,080
70 y/oHK$46,461
75 y/oHK$54,262
80 y/oHK$54,914
85 y/oHK$56,020
90 y/oHK$57,202
95 y/oHK$58,643
99 y/oHK$59,822
+3.0%
All-ages avg
0 y/oHK$13,206 (+3.0%)
5 y/oHK$7,289 (+3.0%)
10 y/oHK$7,089 (+3.0%)
15 y/oHK$7,409 (+3.0%)
20 y/oHK$8,029 (+3.0%)
25 y/oHK$8,651 (+3.0%)
30 y/oHK$9,620 (+3.0%)
35 y/oHK$11,033 (+3.0%)
40 y/oHK$13,118 (+3.0%)
45 y/oHK$16,056 (+3.0%)
50 y/oHK$19,649 (+3.0%)
55 y/oHK$24,470 (+3.0%)
60 y/oHK$31,340 (+3.0%)
65 y/oHK$39,220 (+3.0%)
70 y/oHK$47,852 (+3.0%)
75 y/oHK$55,887 (+3.0%)
80 y/oHK$56,559 (+3.0%)
85 y/oHK$57,698 (+3.0%)
90 y/oHK$58,916 (+3.0%)
95 y/oHK$60,400 (+3.0%)
99 y/oHK$61,614 (+3.0%)
0.0%
All-ages avg
0 y/oHK$13,206
5 y/oHK$7,289
10 y/oHK$7,089
15 y/oHK$7,409
20 y/oHK$8,029
25 y/oHK$8,651
30 y/oHK$9,620
35 y/oHK$11,033
40 y/oHK$13,118
45 y/oHK$16,056
50 y/oHK$19,649
55 y/oHK$24,470
60 y/oHK$31,340
65 y/oHK$39,220
70 y/oHK$47,852
75 y/oHK$55,887
80 y/oHK$56,559
85 y/oHK$57,698
90 y/oHK$58,916
95 y/oHK$60,400
99 y/oHK$61,614
0.0%
All-ages avg
0 y/oHK$13,206
5 y/oHK$7,289
10 y/oHK$7,089
15 y/oHK$7,409
20 y/oHK$8,029
25 y/oHK$8,651
30 y/oHK$9,620
35 y/oHK$11,033
40 y/oHK$13,118
45 y/oHK$16,056
50 y/oHK$19,649
55 y/oHK$24,470
60 y/oHK$31,340
65 y/oHK$39,220
70 y/oHK$47,852
75 y/oHK$55,887
80 y/oHK$56,559
85 y/oHK$57,698
90 y/oHK$58,916
95 y/oHK$60,400
99 y/oHK$61,614
+5.9%
All-ages avg
0 y/oHK$13,796 (+4.5%)
5 y/oHK$7,613 (+4.4%)
10 y/oHK$7,404 (+4.4%)
15 y/oHK$7,738 (+4.4%)
20 y/oHK$8,466 (+5.4%)
25 y/oHK$9,122 (+5.4%)
30 y/oHK$10,192 (+5.9%)
35 y/oHK$11,689 (+5.9%)
40 y/oHK$13,900 (+6.0%)
45 y/oHK$17,014 (+6.0%)
50 y/oHK$21,116 (+7.5%)
55 y/oHK$26,298 (+7.5%)
60 y/oHK$33,683 (+7.5%)
65 y/oHK$42,154 (+7.5%)
70 y/oHK$50,718 (+6.0%)
75 y/oHK$59,235 (+6.0%)
80 y/oHK$59,947 (+6.0%)
85 y/oHK$61,154 (+6.0%)
90 y/oHK$62,445 (+6.0%)
95 y/oHK$64,018 (+6.0%)
99 y/oHK$65,305 (+6.0%)
+4.5%
All-ages avg
0 y/oHK$14,413 (+4.5%)
5 y/oHK$7,952 (+4.5%)
10 y/oHK$7,733 (+4.4%)
15 y/oHK$8,082 (+4.4%)
20 y/oHK$8,843 (+4.5%)
25 y/oHK$9,528 (+4.5%)
30 y/oHK$10,647 (+4.5%)
35 y/oHK$12,211 (+4.5%)
40 y/oHK$14,521 (+4.5%)
45 y/oHK$17,776 (+4.5%)
50 y/oHK$22,062 (+4.5%)
55 y/oHK$27,477 (+4.5%)
60 y/oHK$35,195 (+4.5%)
65 y/oHK$44,047 (+4.5%)
70 y/oHK$52,996 (+4.5%)
75 y/oHK$61,897 (+4.5%)
80 y/oHK$62,641 (+4.5%)
85 y/oHK$63,902 (+4.5%)
90 y/oHK$65,251 (+4.5%)
95 y/oHK$66,895 (+4.5%)
99 y/oHK$68,240 (+4.5%)
+5.0%
All-ages avg
0 y/oHK$15,129 (+5.0%)
5 y/oHK$8,345 (+4.9%)
10 y/oHK$8,115 (+4.9%)
15 y/oHK$8,482 (+4.9%)
20 y/oHK$9,281 (+5.0%)
25 y/oHK$10,000 (+5.0%)
30 y/oHK$11,175 (+5.0%)
35 y/oHK$12,817 (+5.0%)
40 y/oHK$15,243 (+5.0%)
45 y/oHK$18,660 (+5.0%)
50 y/oHK$23,161 (+5.0%)
55 y/oHK$28,846 (+5.0%)
60 y/oHK$36,950 (+5.0%)
65 y/oHK$46,245 (+5.0%)
70 y/oHK$55,641 (+5.0%)
75 y/oHK$64,987 (+5.0%)
80 y/oHK$65,769 (+5.0%)
85 y/oHK$67,093 (+5.0%)
90 y/oHK$68,509 (+5.0%)
95 y/oHK$70,235 (+5.0%)
99 y/oHK$71,647 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+2.24%
5 y/o+2.23%
10 y/o+2.23%
15 y/o+2.23%
20 y/o+2.36%
25 y/o+2.36%
30 y/o+2.43%
35 y/o+2.43%
40 y/o+2.44%
45 y/o+2.44%
50 y/o+2.63%
55 y/o+2.64%
60 y/o+2.64%
65 y/o+2.64%
70 y/o+2.45%
75 y/o+2.45%
80 y/o+2.45%
85 y/o+2.45%
90 y/o+2.45%
95 y/o+2.45%
99 y/o+2.45%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.