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Smart Medicare - Superior with SMM (HKD)
真智安心醫療保障 - 特級+額外醫療附加保障 (港元)
AXA China Region Insurance Company Limited · F00018-02-001 · 7 versions · Flexi plan · Avg. annual increase +2.43%
HKD
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| Age | 2019-04-01 | 2020-04-01 | 2021-03-22 | 2023-07-31 | 2024-07-02 | 2025-07-02 | Latest 2026-07-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$8,507 | HK$8,760 (+3.0%) | HK$8,760 | HK$8,760 | HK$9,150 (+4.5%) | HK$9,558 (+4.5%) | HK$10,031 (+4.9%) | +2.24% |
| 5 y/o | HK$5,254 | HK$5,409 (+3.0%) | HK$5,409 | HK$5,409 | HK$5,648 (+4.4%) | HK$5,898 (+4.4%) | HK$6,188 (+4.9%) | +2.22% |
| 10 y/o | HK$5,324 | HK$5,481 (+2.9%) | HK$5,481 | HK$5,481 | HK$5,724 (+4.4%) | HK$5,978 (+4.4%) | HK$6,272 (+4.9%) | +2.22% |
| 15 y/o | HK$5,523 | HK$5,686 (+3.0%) | HK$5,686 | HK$5,686 | HK$5,938 (+4.4%) | HK$6,201 (+4.4%) | HK$6,507 (+4.9%) | +2.22% |
| 20 y/o | HK$6,046 | HK$6,225 (+3.0%) | HK$6,225 | HK$6,225 | HK$6,562 (+5.4%) | HK$6,853 (+4.4%) | HK$7,191 (+4.9%) | +2.35% |
| 25 y/o | HK$6,633 | HK$6,829 (+3.0%) | HK$6,829 | HK$6,829 | HK$7,200 (+5.4%) | HK$7,520 (+4.4%) | HK$7,891 (+4.9%) | +2.36% |
| 30 y/o | HK$7,500 | HK$7,722 (+3.0%) | HK$7,722 | HK$7,722 | HK$8,180 (+5.9%) | HK$8,544 (+4.4%) | HK$8,967 (+5.0%) | +2.43% |
| 35 y/o | HK$8,343 | HK$8,591 (+3.0%) | HK$8,591 | HK$8,591 | HK$9,101 (+5.9%) | HK$9,507 (+4.5%) | HK$9,978 (+5.0%) | +2.43% |
| 40 y/o | HK$9,902 | HK$10,197 (+3.0%) | HK$10,197 | HK$10,197 | HK$10,803 (+5.9%) | HK$11,285 (+4.5%) | HK$11,845 (+5.0%) | +2.43% |
| 45 y/o | HK$11,907 | HK$12,262 (+3.0%) | HK$12,262 | HK$12,262 | HK$12,992 (+6.0%) | HK$13,573 (+4.5%) | HK$14,247 (+5.0%) | +2.44% |
| 50 y/o | HK$14,382 | HK$14,811 (+3.0%) | HK$14,811 | HK$14,811 | HK$15,915 (+7.5%) | HK$16,627 (+4.5%) | HK$17,454 (+5.0%) | +2.63% |
| 55 y/o | HK$17,858 | HK$18,391 (+3.0%) | HK$18,391 | HK$18,391 | HK$19,763 (+7.5%) | HK$20,648 (+4.5%) | HK$21,676 (+5.0%) | +2.63% |
| 60 y/o | HK$23,082 | HK$23,772 (+3.0%) | HK$23,772 | HK$23,772 | HK$25,548 (+7.5%) | HK$26,694 (+4.5%) | HK$28,024 (+5.0%) | +2.64% |
| 65 y/o | HK$28,821 | HK$29,683 (+3.0%) | HK$29,683 | HK$29,683 | HK$31,902 (+7.5%) | HK$33,334 (+4.5%) | HK$34,996 (+5.0%) | +2.64% |
| 70 y/o | HK$35,310 | HK$36,367 (+3.0%) | HK$36,367 | HK$36,367 | HK$38,544 (+6.0%) | HK$40,274 (+4.5%) | HK$42,283 (+5.0%) | +2.45% |
| 75 y/o | HK$41,468 | HK$42,710 (+3.0%) | HK$42,710 | HK$42,710 | HK$45,267 (+6.0%) | HK$47,300 (+4.5%) | HK$49,660 (+5.0%) | +2.45% |
| 80 y/o | HK$41,967 | HK$43,224 (+3.0%) | HK$43,224 | HK$43,224 | HK$45,812 (+6.0%) | HK$47,870 (+4.5%) | HK$50,259 (+5.0%) | +2.45% |
| 85 y/o | HK$42,810 | HK$44,092 (+3.0%) | HK$44,092 | HK$44,092 | HK$46,732 (+6.0%) | HK$48,831 (+4.5%) | HK$51,268 (+5.0%) | +2.45% |
| 90 y/o | HK$43,717 | HK$45,026 (+3.0%) | HK$45,026 | HK$45,026 | HK$47,722 (+6.0%) | HK$49,865 (+4.5%) | HK$52,354 (+5.0%) | +2.45% |
| 95 y/o | HK$44,817 | HK$46,159 (+3.0%) | HK$46,159 | HK$46,159 | HK$48,923 (+6.0%) | HK$51,121 (+4.5%) | HK$53,673 (+5.0%) | +2.45% |
| 99 y/o | HK$45,718 | HK$47,087 (+3.0%) | HK$47,087 | HK$47,087 | HK$49,907 (+6.0%) | HK$52,149 (+4.5%) | HK$54,752 (+5.0%) | +2.45% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | +5.0% | — |
0 y/oHK$8,507
5 y/oHK$5,254
10 y/oHK$5,324
15 y/oHK$5,523
20 y/oHK$6,046
25 y/oHK$6,633
30 y/oHK$7,500
35 y/oHK$8,343
40 y/oHK$9,902
45 y/oHK$11,907
50 y/oHK$14,382
55 y/oHK$17,858
60 y/oHK$23,082
65 y/oHK$28,821
70 y/oHK$35,310
75 y/oHK$41,468
80 y/oHK$41,967
85 y/oHK$42,810
90 y/oHK$43,717
95 y/oHK$44,817
99 y/oHK$45,718
+3.0%
All-ages avg
0 y/oHK$8,760 (+3.0%)
5 y/oHK$5,409 (+3.0%)
10 y/oHK$5,481 (+2.9%)
15 y/oHK$5,686 (+3.0%)
20 y/oHK$6,225 (+3.0%)
25 y/oHK$6,829 (+3.0%)
30 y/oHK$7,722 (+3.0%)
35 y/oHK$8,591 (+3.0%)
40 y/oHK$10,197 (+3.0%)
45 y/oHK$12,262 (+3.0%)
50 y/oHK$14,811 (+3.0%)
55 y/oHK$18,391 (+3.0%)
60 y/oHK$23,772 (+3.0%)
65 y/oHK$29,683 (+3.0%)
70 y/oHK$36,367 (+3.0%)
75 y/oHK$42,710 (+3.0%)
80 y/oHK$43,224 (+3.0%)
85 y/oHK$44,092 (+3.0%)
90 y/oHK$45,026 (+3.0%)
95 y/oHK$46,159 (+3.0%)
99 y/oHK$47,087 (+3.0%)
0.0%
All-ages avg
0 y/oHK$8,760
5 y/oHK$5,409
10 y/oHK$5,481
15 y/oHK$5,686
20 y/oHK$6,225
25 y/oHK$6,829
30 y/oHK$7,722
35 y/oHK$8,591
40 y/oHK$10,197
45 y/oHK$12,262
50 y/oHK$14,811
55 y/oHK$18,391
60 y/oHK$23,772
65 y/oHK$29,683
70 y/oHK$36,367
75 y/oHK$42,710
80 y/oHK$43,224
85 y/oHK$44,092
90 y/oHK$45,026
95 y/oHK$46,159
99 y/oHK$47,087
0.0%
All-ages avg
0 y/oHK$8,760
5 y/oHK$5,409
10 y/oHK$5,481
15 y/oHK$5,686
20 y/oHK$6,225
25 y/oHK$6,829
30 y/oHK$7,722
35 y/oHK$8,591
40 y/oHK$10,197
45 y/oHK$12,262
50 y/oHK$14,811
55 y/oHK$18,391
60 y/oHK$23,772
65 y/oHK$29,683
70 y/oHK$36,367
75 y/oHK$42,710
80 y/oHK$43,224
85 y/oHK$44,092
90 y/oHK$45,026
95 y/oHK$46,159
99 y/oHK$47,087
+5.9%
All-ages avg
0 y/oHK$9,150 (+4.5%)
5 y/oHK$5,648 (+4.4%)
10 y/oHK$5,724 (+4.4%)
15 y/oHK$5,938 (+4.4%)
20 y/oHK$6,562 (+5.4%)
25 y/oHK$7,200 (+5.4%)
30 y/oHK$8,180 (+5.9%)
35 y/oHK$9,101 (+5.9%)
40 y/oHK$10,803 (+5.9%)
45 y/oHK$12,992 (+6.0%)
50 y/oHK$15,915 (+7.5%)
55 y/oHK$19,763 (+7.5%)
60 y/oHK$25,548 (+7.5%)
65 y/oHK$31,902 (+7.5%)
70 y/oHK$38,544 (+6.0%)
75 y/oHK$45,267 (+6.0%)
80 y/oHK$45,812 (+6.0%)
85 y/oHK$46,732 (+6.0%)
90 y/oHK$47,722 (+6.0%)
95 y/oHK$48,923 (+6.0%)
99 y/oHK$49,907 (+6.0%)
+4.5%
All-ages avg
0 y/oHK$9,558 (+4.5%)
5 y/oHK$5,898 (+4.4%)
10 y/oHK$5,978 (+4.4%)
15 y/oHK$6,201 (+4.4%)
20 y/oHK$6,853 (+4.4%)
25 y/oHK$7,520 (+4.4%)
30 y/oHK$8,544 (+4.4%)
35 y/oHK$9,507 (+4.5%)
40 y/oHK$11,285 (+4.5%)
45 y/oHK$13,573 (+4.5%)
50 y/oHK$16,627 (+4.5%)
55 y/oHK$20,648 (+4.5%)
60 y/oHK$26,694 (+4.5%)
65 y/oHK$33,334 (+4.5%)
70 y/oHK$40,274 (+4.5%)
75 y/oHK$47,300 (+4.5%)
80 y/oHK$47,870 (+4.5%)
85 y/oHK$48,831 (+4.5%)
90 y/oHK$49,865 (+4.5%)
95 y/oHK$51,121 (+4.5%)
99 y/oHK$52,149 (+4.5%)
+5.0%
All-ages avg
0 y/oHK$10,031 (+4.9%)
5 y/oHK$6,188 (+4.9%)
10 y/oHK$6,272 (+4.9%)
15 y/oHK$6,507 (+4.9%)
20 y/oHK$7,191 (+4.9%)
25 y/oHK$7,891 (+4.9%)
30 y/oHK$8,967 (+5.0%)
35 y/oHK$9,978 (+5.0%)
40 y/oHK$11,845 (+5.0%)
45 y/oHK$14,247 (+5.0%)
50 y/oHK$17,454 (+5.0%)
55 y/oHK$21,676 (+5.0%)
60 y/oHK$28,024 (+5.0%)
65 y/oHK$34,996 (+5.0%)
70 y/oHK$42,283 (+5.0%)
75 y/oHK$49,660 (+5.0%)
80 y/oHK$50,259 (+5.0%)
85 y/oHK$51,268 (+5.0%)
90 y/oHK$52,354 (+5.0%)
95 y/oHK$53,673 (+5.0%)
99 y/oHK$54,752 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+2.24%
5 y/o+2.22%
10 y/o+2.22%
15 y/o+2.22%
20 y/o+2.35%
25 y/o+2.36%
30 y/o+2.43%
35 y/o+2.43%
40 y/o+2.43%
45 y/o+2.44%
50 y/o+2.63%
55 y/o+2.63%
60 y/o+2.64%
65 y/o+2.64%
70 y/o+2.45%
75 y/o+2.45%
80 y/o+2.45%
85 y/o+2.45%
90 y/o+2.45%
95 y/o+2.45%
99 y/o+2.45%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.