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Smart Medicare - Superior with SMM (HKD)

真智安心醫療保障 - 特級+額外醫療附加保障 (港元)

AXA China Region Insurance Company Limited · F00018-02-001 · 7 versions · Flexi plan · Avg. annual increase +2.48%

Male

F00018-02-001-01
2019-04-01
First version (baseline)
0 y/oHK$8,507
5 y/oHK$5,254
10 y/oHK$5,324
15 y/oHK$5,523
20 y/oHK$6,046
25 y/oHK$6,633
30 y/oHK$7,500
35 y/oHK$8,343
40 y/oHK$9,902
45 y/oHK$11,907
50 y/oHK$14,382
55 y/oHK$17,858
60 y/oHK$23,082
65 y/oHK$28,821
70 y/oHK$35,310
75 y/oHK$41,468
80 y/oHK$41,967
85 y/oHK$42,810
90 y/oHK$43,717
95 y/oHK$44,817
99 y/oHK$45,718
F00018-02-001-01
2020-04-01
+3.0%
All-ages avg
0 y/oHK$8,760 (+3.0%)
5 y/oHK$5,409 (+3.0%)
10 y/oHK$5,481 (+2.9%)
15 y/oHK$5,686 (+3.0%)
20 y/oHK$6,225 (+3.0%)
25 y/oHK$6,829 (+3.0%)
30 y/oHK$7,722 (+3.0%)
35 y/oHK$8,591 (+3.0%)
40 y/oHK$10,197 (+3.0%)
45 y/oHK$12,262 (+3.0%)
50 y/oHK$14,811 (+3.0%)
55 y/oHK$18,391 (+3.0%)
60 y/oHK$23,772 (+3.0%)
65 y/oHK$29,683 (+3.0%)
70 y/oHK$36,367 (+3.0%)
75 y/oHK$42,710 (+3.0%)
80 y/oHK$43,224 (+3.0%)
85 y/oHK$44,092 (+3.0%)
90 y/oHK$45,026 (+3.0%)
95 y/oHK$46,159 (+3.0%)
99 y/oHK$47,087 (+3.0%)
F00018-02-001-02
2021-03-22
0.0%
All-ages avg
0 y/oHK$8,760
5 y/oHK$5,409
10 y/oHK$5,481
15 y/oHK$5,686
20 y/oHK$6,225
25 y/oHK$6,829
30 y/oHK$7,722
35 y/oHK$8,591
40 y/oHK$10,197
45 y/oHK$12,262
50 y/oHK$14,811
55 y/oHK$18,391
60 y/oHK$23,772
65 y/oHK$29,683
70 y/oHK$36,367
75 y/oHK$42,710
80 y/oHK$43,224
85 y/oHK$44,092
90 y/oHK$45,026
95 y/oHK$46,159
99 y/oHK$47,087
F00018-02-001-03
2023-07-31
0.0%
All-ages avg
0 y/oHK$8,760
5 y/oHK$5,409
10 y/oHK$5,481
15 y/oHK$5,686
20 y/oHK$6,225
25 y/oHK$6,829
30 y/oHK$7,722
35 y/oHK$8,591
40 y/oHK$10,197
45 y/oHK$12,262
50 y/oHK$14,811
55 y/oHK$18,391
60 y/oHK$23,772
65 y/oHK$29,683
70 y/oHK$36,367
75 y/oHK$42,710
80 y/oHK$43,224
85 y/oHK$44,092
90 y/oHK$45,026
95 y/oHK$46,159
99 y/oHK$47,087
F00018-02-001-03
2024-07-02
+5.9%
All-ages avg
0 y/oHK$9,150 (+4.5%)
5 y/oHK$5,648 (+4.4%)
10 y/oHK$5,724 (+4.4%)
15 y/oHK$5,938 (+4.4%)
20 y/oHK$6,562 (+5.4%)
25 y/oHK$7,200 (+5.4%)
30 y/oHK$8,180 (+5.9%)
35 y/oHK$9,101 (+5.9%)
40 y/oHK$10,803 (+5.9%)
45 y/oHK$12,992 (+6.0%)
50 y/oHK$15,915 (+7.5%)
55 y/oHK$19,763 (+7.5%)
60 y/oHK$25,548 (+7.5%)
65 y/oHK$31,902 (+7.5%)
70 y/oHK$38,544 (+6.0%)
75 y/oHK$45,267 (+6.0%)
80 y/oHK$45,812 (+6.0%)
85 y/oHK$46,732 (+6.0%)
90 y/oHK$47,722 (+6.0%)
95 y/oHK$48,923 (+6.0%)
99 y/oHK$49,907 (+6.0%)
F00018-02-001-03
2025-07-02
+4.5%
All-ages avg
0 y/oHK$9,558 (+4.5%)
5 y/oHK$5,898 (+4.4%)
10 y/oHK$5,978 (+4.4%)
15 y/oHK$6,201 (+4.4%)
20 y/oHK$6,853 (+4.4%)
25 y/oHK$7,520 (+4.4%)
30 y/oHK$8,544 (+4.4%)
35 y/oHK$9,507 (+4.5%)
40 y/oHK$11,285 (+4.5%)
45 y/oHK$13,573 (+4.5%)
50 y/oHK$16,627 (+4.5%)
55 y/oHK$20,648 (+4.5%)
60 y/oHK$26,694 (+4.5%)
65 y/oHK$33,334 (+4.5%)
70 y/oHK$40,274 (+4.5%)
75 y/oHK$47,300 (+4.5%)
80 y/oHK$47,870 (+4.5%)
85 y/oHK$48,831 (+4.5%)
90 y/oHK$49,865 (+4.5%)
95 y/oHK$51,121 (+4.5%)
99 y/oHK$52,149 (+4.5%)
F00018-02-001-03
2026-07-02
+5.0%
All-ages avg
0 y/oHK$10,031 (+4.9%)
5 y/oHK$6,188 (+4.9%)
10 y/oHK$6,272 (+4.9%)
15 y/oHK$6,507 (+4.9%)
20 y/oHK$7,191 (+4.9%)
25 y/oHK$7,891 (+4.9%)
30 y/oHK$8,967 (+5.0%)
35 y/oHK$9,978 (+5.0%)
40 y/oHK$11,845 (+5.0%)
45 y/oHK$14,247 (+5.0%)
50 y/oHK$17,454 (+5.0%)
55 y/oHK$21,676 (+5.0%)
60 y/oHK$28,024 (+5.0%)
65 y/oHK$34,996 (+5.0%)
70 y/oHK$42,283 (+5.0%)
75 y/oHK$49,660 (+5.0%)
80 y/oHK$50,259 (+5.0%)
85 y/oHK$51,268 (+5.0%)
90 y/oHK$52,354 (+5.0%)
95 y/oHK$53,673 (+5.0%)
99 y/oHK$54,752 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+2.28%
5 y/o+2.27%
10 y/o+2.27%
15 y/o+2.27%
20 y/o+2.41%
25 y/o+2.41%
30 y/o+2.48%
35 y/o+2.48%
40 y/o+2.49%
45 y/o+2.49%
50 y/o+2.69%
55 y/o+2.69%
60 y/o+2.69%
65 y/o+2.70%
70 y/o+2.50%
75 y/o+2.50%
80 y/o+2.50%
85 y/o+2.50%
90 y/o+2.50%
95 y/o+2.50%
99 y/o+2.50%
Notes & sources

Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02

Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.

Female

F00018-02-001-01
2019-04-01
First version (baseline)
0 y/oHK$7,448
5 y/oHK$6,078
10 y/oHK$5,506
15 y/oHK$5,760
20 y/oHK$6,476
25 y/oHK$7,602
30 y/oHK$9,158
35 y/oHK$10,586
40 y/oHK$12,498
45 y/oHK$14,374
50 y/oHK$16,728
55 y/oHK$19,731
60 y/oHK$24,147
65 y/oHK$29,421
70 y/oHK$38,002
75 y/oHK$47,003
80 y/oHK$47,570
85 y/oHK$48,527
90 y/oHK$49,554
95 y/oHK$50,800
99 y/oHK$51,820
F00018-02-001-01
2020-04-01
+3.0%
All-ages avg
0 y/oHK$7,669 (+3.0%)
5 y/oHK$6,258 (+3.0%)
10 y/oHK$5,669 (+3.0%)
15 y/oHK$5,930 (+3.0%)
20 y/oHK$6,668 (+3.0%)
25 y/oHK$7,828 (+3.0%)
30 y/oHK$9,430 (+3.0%)
35 y/oHK$10,901 (+3.0%)
40 y/oHK$12,870 (+3.0%)
45 y/oHK$14,803 (+3.0%)
50 y/oHK$17,227 (+3.0%)
55 y/oHK$20,320 (+3.0%)
60 y/oHK$24,869 (+3.0%)
65 y/oHK$30,301 (+3.0%)
70 y/oHK$39,140 (+3.0%)
75 y/oHK$48,411 (+3.0%)
80 y/oHK$48,995 (+3.0%)
85 y/oHK$49,980 (+3.0%)
90 y/oHK$51,038 (+3.0%)
95 y/oHK$52,321 (+3.0%)
99 y/oHK$53,372 (+3.0%)
F00018-02-001-02
2021-03-22
0.0%
All-ages avg
0 y/oHK$7,669
5 y/oHK$6,258
10 y/oHK$5,669
15 y/oHK$5,930
20 y/oHK$6,668
25 y/oHK$7,828
30 y/oHK$9,430
35 y/oHK$10,901
40 y/oHK$12,870
45 y/oHK$14,803
50 y/oHK$17,227
55 y/oHK$20,320
60 y/oHK$24,869
65 y/oHK$30,301
70 y/oHK$39,140
75 y/oHK$48,411
80 y/oHK$48,995
85 y/oHK$49,980
90 y/oHK$51,038
95 y/oHK$52,321
99 y/oHK$53,372
F00018-02-001-03
2023-07-31
0.0%
All-ages avg
0 y/oHK$7,669
5 y/oHK$6,258
10 y/oHK$5,669
15 y/oHK$5,930
20 y/oHK$6,668
25 y/oHK$7,828
30 y/oHK$9,430
35 y/oHK$10,901
40 y/oHK$12,870
45 y/oHK$14,803
50 y/oHK$17,227
55 y/oHK$20,320
60 y/oHK$24,869
65 y/oHK$30,301
70 y/oHK$39,140
75 y/oHK$48,411
80 y/oHK$48,995
85 y/oHK$49,980
90 y/oHK$51,038
95 y/oHK$52,321
99 y/oHK$53,372
F00018-02-001-03
2024-07-02
+5.9%
All-ages avg
0 y/oHK$8,010 (+4.4%)
5 y/oHK$6,536 (+4.4%)
10 y/oHK$5,920 (+4.4%)
15 y/oHK$6,193 (+4.4%)
20 y/oHK$7,030 (+5.4%)
25 y/oHK$8,254 (+5.4%)
30 y/oHK$9,990 (+5.9%)
35 y/oHK$11,550 (+6.0%)
40 y/oHK$13,637 (+6.0%)
45 y/oHK$15,686 (+6.0%)
50 y/oHK$18,512 (+7.5%)
55 y/oHK$21,837 (+7.5%)
60 y/oHK$26,727 (+7.5%)
65 y/oHK$32,567 (+7.5%)
70 y/oHK$41,483 (+6.0%)
75 y/oHK$51,310 (+6.0%)
80 y/oHK$51,929 (+6.0%)
85 y/oHK$52,973 (+6.0%)
90 y/oHK$54,095 (+6.0%)
95 y/oHK$55,455 (+6.0%)
99 y/oHK$56,569 (+6.0%)
F00018-02-001-03
2025-07-02
+4.5%
All-ages avg
0 y/oHK$8,366 (+4.4%)
5 y/oHK$6,826 (+4.4%)
10 y/oHK$6,182 (+4.4%)
15 y/oHK$6,468 (+4.4%)
20 y/oHK$7,342 (+4.4%)
25 y/oHK$8,621 (+4.4%)
30 y/oHK$10,436 (+4.5%)
35 y/oHK$12,066 (+4.5%)
40 y/oHK$14,247 (+4.5%)
45 y/oHK$16,388 (+4.5%)
50 y/oHK$19,341 (+4.5%)
55 y/oHK$22,816 (+4.5%)
60 y/oHK$27,926 (+4.5%)
65 y/oHK$34,029 (+4.5%)
70 y/oHK$43,346 (+4.5%)
75 y/oHK$53,615 (+4.5%)
80 y/oHK$54,262 (+4.5%)
85 y/oHK$55,353 (+4.5%)
90 y/oHK$56,525 (+4.5%)
95 y/oHK$57,946 (+4.5%)
99 y/oHK$59,111 (+4.5%)
F00018-02-001-03
2026-07-02
+5.0%
All-ages avg
0 y/oHK$8,780 (+4.9%)
5 y/oHK$7,163 (+4.9%)
10 y/oHK$6,487 (+4.9%)
15 y/oHK$6,787 (+4.9%)
20 y/oHK$7,705 (+4.9%)
25 y/oHK$9,048 (+5.0%)
30 y/oHK$10,953 (+5.0%)
35 y/oHK$12,665 (+5.0%)
40 y/oHK$14,955 (+5.0%)
45 y/oHK$17,203 (+5.0%)
50 y/oHK$20,304 (+5.0%)
55 y/oHK$23,952 (+5.0%)
60 y/oHK$29,318 (+5.0%)
65 y/oHK$35,726 (+5.0%)
70 y/oHK$45,509 (+5.0%)
75 y/oHK$56,291 (+5.0%)
80 y/oHK$56,971 (+5.0%)
85 y/oHK$58,116 (+5.0%)
90 y/oHK$59,347 (+5.0%)
95 y/oHK$60,839 (+5.0%)
99 y/oHK$62,062 (+5.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+2.28%
5 y/o+2.28%
10 y/o+2.27%
15 y/o+2.27%
20 y/o+2.41%
25 y/o+2.42%
30 y/o+2.48%
35 y/o+2.49%
40 y/o+2.49%
45 y/o+2.49%
50 y/o+2.69%
55 y/o+2.69%
60 y/o+2.70%
65 y/o+2.70%
70 y/o+2.50%
75 y/o+2.50%
80 y/o+2.50%
85 y/o+2.50%
90 y/o+2.50%
95 y/o+2.50%
99 y/o+2.50%
Notes & sources

Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02

Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.