Smart Medicare - Regular with SMM (HKD)
真智安心醫療保障 - 標準+額外醫療附加保障 (港元)
AXA China Region Insurance Company Limited · F00018-01-001 · 7 versions · Flexi plan · Avg. annual increase +2.47%
Male
| Age | F00018-01-001-01 2019-04-01 | F00018-01-001-01 2020-04-01 | F00018-01-001-02 2021-03-22 | F00018-01-001-03 2023-07-31 | F00018-01-001-03 2024-07-02 | F00018-01-001-03 2025-07-02 | F00018-01-001-03 2026-07-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,031 | HK$4,149 (+2.9%) | HK$4,149 | HK$4,149 | HK$4,332 (+4.4%) | HK$4,523 (+4.4%) | HK$4,745 (+4.9%) | +2.26% |
| 5 | HK$2,769 | HK$2,850 (+2.9%) | HK$2,850 | HK$2,850 | HK$2,974 (+4.4%) | HK$3,104 (+4.4%) | HK$3,255 (+4.9%) | +2.24% |
| 10 | HK$2,718 | HK$2,797 (+2.9%) | HK$2,797 | HK$2,797 | HK$2,919 (+4.4%) | HK$3,046 (+4.4%) | HK$3,194 (+4.9%) | +2.24% |
| 15 | HK$2,722 | HK$2,801 (+2.9%) | HK$2,801 | HK$2,801 | HK$2,923 (+4.4%) | HK$3,051 (+4.4%) | HK$3,199 (+4.9%) | +2.24% |
| 20 | HK$2,861 | HK$2,944 (+2.9%) | HK$2,944 | HK$2,944 | HK$3,101 (+5.3%) | HK$3,237 (+4.4%) | HK$3,394 (+4.9%) | +2.37% |
| 25 | HK$3,140 | HK$3,232 (+2.9%) | HK$3,232 | HK$3,232 | HK$3,405 (+5.4%) | HK$3,554 (+4.4%) | HK$3,727 (+4.9%) | +2.38% |
| 30 | HK$3,568 | HK$3,673 (+2.9%) | HK$3,673 | HK$3,673 | HK$3,888 (+5.9%) | HK$4,059 (+4.4%) | HK$4,257 (+4.9%) | +2.45% |
| 35 | HK$3,955 | HK$4,071 (+2.9%) | HK$4,071 | HK$4,071 | HK$4,310 (+5.9%) | HK$4,500 (+4.4%) | HK$4,720 (+4.9%) | +2.45% |
| 40 | HK$4,675 | HK$4,813 (+3.0%) | HK$4,813 | HK$4,813 | HK$5,096 (+5.9%) | HK$5,321 (+4.4%) | HK$5,583 (+4.9%) | +2.46% |
| 45 | HK$5,655 | HK$5,822 (+3.0%) | HK$5,822 | HK$5,822 | HK$6,166 (+5.9%) | HK$6,439 (+4.4%) | HK$6,756 (+4.9%) | +2.47% |
| 50 | HK$7,005 | HK$7,213 (+3.0%) | HK$7,213 | HK$7,213 | HK$7,747 (+7.4%) | HK$8,092 (+4.5%) | HK$8,492 (+4.9%) | +2.67% |
| 55 | HK$8,878 | HK$9,142 (+3.0%) | HK$9,142 | HK$9,142 | HK$9,821 (+7.4%) | HK$10,259 (+4.5%) | HK$10,767 (+5.0%) | +2.68% |
| 60 | HK$11,326 | HK$11,663 (+3.0%) | HK$11,663 | HK$11,663 | HK$12,531 (+7.4%) | HK$13,091 (+4.5%) | HK$13,741 (+5.0%) | +2.68% |
| 65 | HK$14,782 | HK$15,223 (+3.0%) | HK$15,223 | HK$15,223 | HK$16,358 (+7.5%) | HK$17,090 (+4.5%) | HK$17,940 (+5.0%) | +2.69% |
| 70 | HK$18,900 | HK$19,464 (+3.0%) | HK$19,464 | HK$19,464 | HK$20,626 (+6.0%) | HK$21,550 (+4.5%) | HK$22,623 (+5.0%) | +2.49% |
| 75 | HK$22,493 | HK$23,165 (+3.0%) | HK$23,165 | HK$23,165 | HK$24,549 (+6.0%) | HK$25,650 (+4.5%) | HK$26,928 (+5.0%) | +2.50% |
| 80 | HK$22,763 | HK$23,443 (+3.0%) | HK$23,443 | HK$23,443 | HK$24,844 (+6.0%) | HK$25,958 (+4.5%) | HK$27,251 (+5.0%) | +2.50% |
| 85 | HK$23,217 | HK$23,911 (+3.0%) | HK$23,911 | HK$23,911 | HK$25,340 (+6.0%) | HK$26,476 (+4.5%) | HK$27,795 (+5.0%) | +2.50% |
| 90 | HK$23,707 | HK$24,416 (+3.0%) | HK$24,416 | HK$24,416 | HK$25,875 (+6.0%) | HK$27,035 (+4.5%) | HK$28,382 (+5.0%) | +2.50% |
| 95 | HK$24,300 | HK$25,026 (+3.0%) | HK$25,026 | HK$25,026 | HK$26,522 (+6.0%) | HK$27,711 (+4.5%) | HK$29,092 (+5.0%) | +2.50% |
| 99 | HK$24,785 | HK$25,526 (+3.0%) | HK$25,526 | HK$25,526 | HK$27,052 (+6.0%) | HK$28,265 (+4.5%) | HK$29,674 (+5.0%) | +2.50% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.4% | +4.9% | — |
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00018-01-001-01 2019-04-01 | F00018-01-001-01 2020-04-01 | F00018-01-001-02 2021-03-22 | F00018-01-001-03 2023-07-31 | F00018-01-001-03 2024-07-02 | F00018-01-001-03 2025-07-02 | F00018-01-001-03 2026-07-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,527 | HK$3,630 (+2.9%) | HK$3,630 | HK$3,630 | HK$3,789 (+4.4%) | HK$3,956 (+4.4%) | HK$4,149 (+4.9%) | +2.25% |
| 5 | HK$2,951 | HK$3,037 (+2.9%) | HK$3,037 | HK$3,037 | HK$3,170 (+4.4%) | HK$3,309 (+4.4%) | HK$3,470 (+4.9%) | +2.25% |
| 10 | HK$2,722 | HK$2,801 (+2.9%) | HK$2,801 | HK$2,801 | HK$2,923 (+4.4%) | HK$3,051 (+4.4%) | HK$3,199 (+4.9%) | +2.24% |
| 15 | HK$2,723 | HK$2,802 (+2.9%) | HK$2,802 | HK$2,802 | HK$2,924 (+4.4%) | HK$3,052 (+4.4%) | HK$3,200 (+4.8%) | +2.24% |
| 20 | HK$3,064 | HK$3,153 (+2.9%) | HK$3,153 | HK$3,153 | HK$3,321 (+5.3%) | HK$3,466 (+4.4%) | HK$3,635 (+4.9%) | +2.37% |
| 25 | HK$3,603 | HK$3,709 (+2.9%) | HK$3,709 | HK$3,709 | HK$3,908 (+5.4%) | HK$4,080 (+4.4%) | HK$4,279 (+4.9%) | +2.38% |
| 30 | HK$4,344 | HK$4,472 (+2.9%) | HK$4,472 | HK$4,472 | HK$4,735 (+5.9%) | HK$4,944 (+4.4%) | HK$5,187 (+4.9%) | +2.46% |
| 35 | HK$5,027 | HK$5,175 (+2.9%) | HK$5,175 | HK$5,175 | HK$5,480 (+5.9%) | HK$5,723 (+4.4%) | HK$6,005 (+4.9%) | +2.47% |
| 40 | HK$5,938 | HK$6,114 (+3.0%) | HK$6,114 | HK$6,114 | HK$6,475 (+5.9%) | HK$6,762 (+4.4%) | HK$7,096 (+4.9%) | +2.47% |
| 45 | HK$6,836 | HK$7,039 (+3.0%) | HK$7,039 | HK$7,039 | HK$7,456 (+5.9%) | HK$7,788 (+4.5%) | HK$8,173 (+4.9%) | +2.48% |
| 50 | HK$7,961 | HK$8,197 (+3.0%) | HK$8,197 | HK$8,197 | HK$8,805 (+7.4%) | HK$9,197 (+4.5%) | HK$9,652 (+4.9%) | +2.67% |
| 55 | HK$9,394 | HK$9,673 (+3.0%) | HK$9,673 | HK$9,673 | HK$10,391 (+7.4%) | HK$10,855 (+4.5%) | HK$11,393 (+5.0%) | +2.68% |
| 60 | HK$11,784 | HK$12,135 (+3.0%) | HK$12,135 | HK$12,135 | HK$13,038 (+7.4%) | HK$13,621 (+4.5%) | HK$14,298 (+5.0%) | +2.69% |
| 65 | HK$15,019 | HK$15,467 (+3.0%) | HK$15,467 | HK$15,467 | HK$16,620 (+7.5%) | HK$17,364 (+4.5%) | HK$18,228 (+5.0%) | +2.69% |
| 70 | HK$19,471 | HK$20,053 (+3.0%) | HK$20,053 | HK$20,053 | HK$21,251 (+6.0%) | HK$22,203 (+4.5%) | HK$23,309 (+5.0%) | +2.50% |
| 75 | HK$24,236 | HK$24,961 (+3.0%) | HK$24,961 | HK$24,961 | HK$26,453 (+6.0%) | HK$27,639 (+4.5%) | HK$29,016 (+5.0%) | +2.50% |
| 80 | HK$24,526 | HK$25,259 (+3.0%) | HK$25,259 | HK$25,259 | HK$26,769 (+6.0%) | HK$27,970 (+4.5%) | HK$29,364 (+5.0%) | +2.50% |
| 85 | HK$25,017 | HK$25,765 (+3.0%) | HK$25,765 | HK$25,765 | HK$27,305 (+6.0%) | HK$28,530 (+4.5%) | HK$29,952 (+5.0%) | +2.50% |
| 90 | HK$25,542 | HK$26,306 (+3.0%) | HK$26,306 | HK$26,306 | HK$27,879 (+6.0%) | HK$29,130 (+4.5%) | HK$30,582 (+5.0%) | +2.50% |
| 95 | HK$26,187 | HK$26,970 (+3.0%) | HK$26,970 | HK$26,970 | HK$28,583 (+6.0%) | HK$29,865 (+4.5%) | HK$31,354 (+5.0%) | +2.50% |
| 99 | HK$26,708 | HK$27,507 (+3.0%) | HK$27,507 | HK$27,507 | HK$29,152 (+6.0%) | HK$30,460 (+4.5%) | HK$31,978 (+5.0%) | +2.50% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.4% | +4.9% | — |
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.