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VHIS Plan
HealthFlexi Voluntary Health Insurance Plan
「智選無憂」自願醫療保障計劃
Zurich Insurance Company Ltd·4 plan options
HealthFlexi Voluntary Health Insurance Plan is a VHIS Flexi plan offered by Zurich Insurance Company Ltd, with ward class Ward, Worldwide coverage and HK$550,000 annual benefit limit. Latest plan-document version: Mar 19, 2021.
01 · Plan options4 options — one benefit schedule, premiums vary by option
Plan option
Essential
Entry premium (Age 30 male non-smoker)
HK$3,192 /yr
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Plan option
Essential with SMM
Entry premium (Age 30 male non-smoker)
HK$4,152 /yr
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Plan option
Advanced
Entry premium (Age 30 male non-smoker)
HK$4,680 /yr
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Plan option
Advanced with SMM
Entry premium (Age 30 male non-smoker)
HK$6,336 /yr
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- Official benefit schedule
- VHIS.gov.hk benefit schedule PDF
- Schedule effective date
- Mar 19, 2021
- Last verified
- 2026-04-25