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Zurich Insurance Company Ltd — same-insurer plan comparison
Zurich Insurance Company Ltd · 7 plan series (13 variants, deductibles merged, sorted from basic to comprehensive)
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項目
Highlights
VHIS cert no.
S00024-01-000-02Benefits PDFPremiums PDF
F00044-01-000-02Benefits PDFPremiums PDF
F00044-01-001-02Benefits PDFPremiums PDF
F00044-02-000-02Benefits PDFPremiums PDF
F00044-02-001-02Benefits PDFPremiums PDF
F00036-01-000-02Benefits PDFPremiums PDF
F00036-02-000-02Benefits PDFPremiums PDF
F00036-03-000-02Benefits PDFPremiums PDF
F00036-04-000-02Benefits PDFPremiums PDF
F00036-05-000-02Benefits PDFPremiums PDF
F00036-06-000-02Benefits PDFPremiums PDF
F00036-07-000-02Benefits PDFPremiums PDF
F00036-08-000-02Benefits PDFPremiums PDF
Plan type
Standard
Flexi
Flexi
Flexi
Flexi
Flexi
Flexi
Coverage region
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Asia incl. AU/NZ
Worldwide (excluding United States)
Ward
N/A (capped)
Ward
Ward
Semi-Private Room
Semi-Private Room
Semi-Private Room
Semi-Private Room
Lifetime limit
—
—
—
—
—
Annual limit
Per illness
—
—
—
—
—
—
—
SMM top-up
—
—
—
—
—
No-Claim Bonus
—
—
—
—
—
—
—
Deductible
—
—
—
—
—
Version
Mar 19, 2021
Mar 19, 2021
Mar 19, 2021
Mar 19, 2021
Mar 19, 2021
Mar 19, 2021
Mar 19, 2021
Basic Benefits Basic
(a) Room and board
$750 per day, maximum 180 days per Policy Year
$900 per day, maximum 180 days per Policy Year
$900 per day, maximum 180 days per Policy Year
$1,800 per day, maximum 180 days per Policy Year
$1,800 per day, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
(b) Miscellaneous charges
$14,000 per Policy Year
$16,000 per Policy Year
$16,000 per Policy Year
$24,000 per Policy Year
$24,000 per Policy Year
50% of Eligible Expenses and other Reasonable and Customary charges, or the benefit payable under the Terms and Benefits of the Standard Plan, whichever is higher
50% of Eligible Expenses and other Reasonable and Customary charges, or the benefit payable under the Terms and Benefits of the Standard Plan, whichever is higher
(c) Attending doctor's visit fee
$750 per day, maximum 180 days per Policy Year
$900 per day, maximum 180 days per Policy Year
$900 per day, maximum 180 days per Policy Year
$1,800 per day, maximum 180 days per Policy Year
$1,800 per day, maximum 180 days per Policy Year
Actual Eligible Expenses
Actual Eligible Expenses
(d) Specialist's fee
$4,300 per Policy Year
$6,000 per Policy Year
$6,000 per Policy Year
$8,000 per Policy Year
$8,000 per Policy Year
Actual Eligible Expenses
Actual Eligible Expenses
(e) Intensive care
$3,500 per day, maximum 25 days per Policy Year
$3,500 per day, maximum 25 days per Policy Year
$3,500 per day, maximum 25 days per Policy Year
$5,000 per day, maximum 25 days per Policy Year
$5,000 per day, maximum 25 days per Policy Year
Actual Eligible Expenses
Actual Eligible Expenses
Surgeon's fee — Minor
$5,000
$ 5,750
$ 5,750
$ 8,000
$ 8,000
Actual Eligible Expenses
Actual Eligible Expenses
Surgeon's fee — Intermediate
$12,500
$13,500
$13,500
$20,000
$20,000
Actual Eligible Expenses
Actual Eligible Expenses
Surgeon's fee — Major
$25,000
$27,000
$27,000
$40,000
$40,000
Actual Eligible Expenses
Actual Eligible Expenses
Surgeon's fee — Complex
$50,000
$54,000
$54,000
$80,000
$80,000
Actual Eligible Expenses
Actual Eligible Expenses
(g) Anaesthetist's fee
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
Actual Eligible Expenses
Actual Eligible Expenses
(h) Operating theatre charges
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
Actual Eligible Expenses
Actual Eligible Expenses
(i) Prescribed Diagnostic Imaging Tests
$20,000 per Policy Year. Subject to 30% Coinsurance.
$20,000 per Policy Year. Subject to 30% Coinsurance.
$20,000 per Policy Year. Subject to 30% Coinsurance.
$30,000 per Policy Year. Subject to 30% Coinsurance.
$30,000 per Policy Year. Subject to 30% Coinsurance.
$40,000 per Policy Year
$40,000 per Policy Year. Subject to 30% Coinsurance.
(j) Prescribed Non-surgical Cancer Treatments
$80,000 per Policy Year
$80,000 per Policy Year
$80,000 per Policy Year
$120,000 per Policy Year
$120,000 per Policy Year
Actual Eligible Expenses
Actual Eligible Expenses
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
$580, per visit, $3,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$580, per visit, $3,000 per Policy Year• Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$580, per visit, $3,000 per Policy Year• Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$800, per visit, $5,000 per Policy Year• Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$800, per visit, $5,000 per Policy Year• Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,600 per visit, $10,000 per Policy Year• Up to 2 prior outpatient visits or Emergency consultations per Confinement/Day Case Procedure• Unlimited follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,600 per visit, $10,000 per Policy Year• Up to 2 prior outpatient visits or Emergency consultations per Confinement/Day Case Procedure• Unlimited follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) Psychiatric treatments
$30,000 per Policy Year
$30,000 per Policy Year
$30,000 per Policy Year
$30,000 per Policy Year
$30,000 per Policy Year
Actual Eligible Expenses
Actual Eligible Expenses
Extra Benefits Extra
Accident-related
Emergency outpatient treatment for Accident
—
$3,000 per Policy Year, within 48 hours of the Accident
$3,000 per Policy Year within 48 hours of the Accident
$5,000 per Policy Year, within 48 hours of the Accident
$5,000 per Policy Year within 48 hours of the Accident
$5,000 per Policy Year within 48 hours of the Accident
$5,000 per Policy Year within 48 hours of the Accident
Inpatient-related
Medical implants / prosthetic devices
—
$5,000 per Policy Year
$5,000 per Policy Year
$10,000 per Policy Year
$10,000 per Policy Year
Actual Eligible Expenses
Actual Eligible Expenses
Other medical devices (unspecified items)
—
$5,000 per Policy Year
$5,000 per Policy Year
$10,000 per Policy Year
$10,000 per Policy Year
Actual Eligible Expenses
Actual Eligible Expenses
Hospital companion bed fee reimbursement
—
$400 per day, maximum 60 days per Policy Year
$400 per day, maximum 60 days per Policy Year
$600 per day, maximum 60 days per Policy Year
$600 per day, maximum 60 days per Policy Year
$800 per day, maximum 60 days per Policy Year
$800 per day, maximum 60 days per Policy Year
Private nursing fee (during Confinement)
—
$800 per day, maximum 30 days per Policy Year
$800 per day, maximum 30 days per Policy Year
$1,000 per day, maximum 30 days per Policy Year
$1,000 per day, maximum 30 days per Policy Year
$1,600 per day, maximum 30 days per Policy Year
$1,600 per day, maximum 30 days per Policy Year
Outpatient-related
Cancer / cardiac / stroke rehabilitation benefit
—
$10,000 per Policy Year
$10,000 per Policy Year
$15,000 per Policy Year
$15,000 per Policy Year
$25,000 per Policy Year
$25,000 per Policy Year
Outpatient kidney dialysis
—
$50,000 per Policy Year
$50,000 per Policy Year
$100,000 per Policy Year
$100,000 per Policy Year
Actual Eligible Expenses
Actual Eligible Expenses
Hospice and palliative care benefit
—
—
—
—
—
$80,000 per Policy Year
$80,000 per Policy Year
Daily post-surgery home nursing benefit
—
$500 per day, maximum 90 days per Policy Year
$500 per day, maximum 90 days per Policy Year
$800 per day, maximum 90 days per Policy Year
$800 per day, maximum 90 days per Policy Year
$1,600 per day, maximum 90 days per Policy Year
$1,600 per day, maximum 90 days per Policy Year
Event Benefits Event
Accidental Death benefit
—
—
$100,000
—
$100,000
$100,000
$100,000
Medical accident and incident extension benefit
—
—
—
—
—
$90,000
$90,000
VHIS cert no.
S00024-01-000-02Benefits PDFPremiums PDF
Coverage region
Worldwide
Ward class
N/A (capped)
Lifetime benefit limit
—
Annual benefit limit
HK$420,000
Per-illness benefit limit
—
SMM Supplemental Major Medical
—
No-Claim Bonus
—
Deductible Options
—
Basic Benefits Basic
(a) Room and board
$750 per day, maximum 180 days per Policy Year
(b) Miscellaneous charges
$14,000 per Policy Year
(c) Attending doctor's visit fee
$750 per day, maximum 180 days per Policy Year
(d) Specialist's fee
$4,300 per Policy Year
(e) Intensive care
$3,500 per day, maximum 25 days per Policy Year
Surgeon's fee — Minor
$5,000
Surgeon's fee — Intermediate
$12,500
Surgeon's fee — Major
$25,000
Surgeon's fee — Complex
$50,000
(g) Anaesthetist's fee
35% of Surgeon's fee payable
(h) Operating theatre charges
35% of Surgeon's fee payable
(i) Prescribed Diagnostic Imaging Tests
$20,000 per Policy Year. Subject to 30% Coinsurance.
(j) Prescribed Non-surgical Cancer Treatments
$80,000 per Policy Year
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
$580, per visit, $3,000 per Policy Year
• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure
• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) Psychiatric treatments
$30,000 per Policy Year
Extra Benefits Extra
Accident-related
Emergency outpatient treatment for Accident
—
Inpatient-related
Medical implants / prosthetic devices
—
Other medical devices (unspecified items)
—
Hospital companion bed fee reimbursement
—
Private nursing fee (during Confinement)
—
Outpatient-related
Cancer / cardiac / stroke rehabilitation benefit
—
Outpatient kidney dialysis
—
Hospice and palliative care benefit
—
Daily post-surgery home nursing benefit
—
Event Benefits Event
Accidental Death benefit
—
Medical accident and incident extension benefit
—
Plan 1 / 7
「智選守護」自願醫療保障計劃
HealthSure Voluntary Health Insurance Plan
Entry-level PickVer. Mar 19, 2021
- VHIS cert no.
- S00024-01-000-02
- Plan Type
- Standard
- Coverage region
- Worldwide
- Ward class
- N/A (capped)
- Annual benefit limit
- HK$420,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $750 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $14,000 per Policy Year
- (c) 主診醫生巡房費
- $750 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $4,300 per Policy Year
- (e) 深切治療
- $3,500 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $5,000
- 外科醫生費 — 中型
- $12,500
- 外科醫生費 — 大型
- $25,000
- 外科醫生費 — 複雜
- $50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 復康保障
- —
- 門診洗腎
- —
- 醫療植入裝置
- —
- 其他醫療裝置 (非指定項目)
- —
- 意外急症門診治療費用賠償
- —
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
- 善終服務
- —
- 家中看護
- —
Event Benefits Event
- 意外身故賠償
- —
- 醫療意外事故保障
- —
Plan 2 / 7
「智選無憂」自願醫療保障計劃 - 精選
HealthFlexi Voluntary Health Insurance Plan - Essential
Step UpVer. Mar 19, 2021
- VHIS cert no.
- F00044-01-000-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Ward
- Annual benefit limit
- HK$550,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $900 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $16,000 per Policy Year
- (c) 主診醫生巡房費
- $900 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $6,000 per Policy Year
- (e) 深切治療
- $3,500 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $ 5,750
- 外科醫生費 — 中型
- $13,500
- 外科醫生費 — 大型
- $27,000
- 外科醫生費 — 複雜
- $54,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $580, per visit, $3,000 per Policy Year • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 復康保障
- $10,000 per Policy Year
- 門診洗腎
- $50,000 per Policy Year
- 醫療植入裝置
- $5,000 per Policy Year
- 其他醫療裝置 (非指定項目)
- $5,000 per Policy Year
- 意外急症門診治療費用賠償
- $3,000 per Policy Year, within 48 hours of the Accident
- 住院陪床
- $400 per day, maximum 60 days per Policy Year
- 私家看護費 (住院期間)
- $800 per day, maximum 30 days per Policy Year
- 善終服務
- —
- 家中看護
- $500 per day, maximum 90 days per Policy Year
Event Benefits Event
- 意外身故賠償
- —
- 醫療意外事故保障
- —
Plan 3 / 7
「智選無憂」自願醫療保障計劃 - 精選附帶附加醫療保障
HealthFlexi Voluntary Health Insurance Plan - Essential with SMM
Step UpVer. Mar 19, 2021
- VHIS cert no.
- F00044-01-001-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Ward
- Annual benefit limit
- HK$550,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- HK$120,000／per policy year, 20% coinsurance
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $900 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $16,000 per Policy Year
- (c) 主診醫生巡房費
- $900 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $6,000 per Policy Year
- (e) 深切治療
- $3,500 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $ 5,750
- 外科醫生費 — 中型
- $13,500
- 外科醫生費 — 大型
- $27,000
- 外科醫生費 — 複雜
- $54,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $580, per visit, $3,000 per Policy Year • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 復康保障
- $10,000 per Policy Year
- 門診洗腎
- $50,000 per Policy Year
- 醫療植入裝置
- $5,000 per Policy Year
- 其他醫療裝置 (非指定項目)
- $5,000 per Policy Year
- 意外急症門診治療費用賠償
- $3,000 per Policy Year within 48 hours of the Accident
- 住院陪床
- $400 per day, maximum 60 days per Policy Year
- 私家看護費 (住院期間)
- $800 per day, maximum 30 days per Policy Year
- 善終服務
- —
- 家中看護
- $500 per day, maximum 90 days per Policy Year
Event Benefits Event
- 意外身故賠償
- $100,000
- 醫療意外事故保障
- —
Plan 4 / 7
「智選無憂」自願醫療保障計劃 - 特選
HealthFlexi Voluntary Health Insurance Plan - Advanced
Step UpVer. Mar 19, 2021
- VHIS cert no.
- F00044-02-000-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$750,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $1,800 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $24,000 per Policy Year
- (c) 主診醫生巡房費
- $1,800 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $8,000 per Policy Year
- (e) 深切治療
- $5,000 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $ 8,000
- 外科醫生費 — 中型
- $20,000
- 外科醫生費 — 大型
- $40,000
- 外科醫生費 — 複雜
- $80,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $30,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $120,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $800, per visit, $5,000 per Policy Year • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 復康保障
- $15,000 per Policy Year
- 門診洗腎
- $100,000 per Policy Year
- 醫療植入裝置
- $10,000 per Policy Year
- 其他醫療裝置 (非指定項目)
- $10,000 per Policy Year
- 意外急症門診治療費用賠償
- $5,000 per Policy Year, within 48 hours of the Accident
- 住院陪床
- $600 per day, maximum 60 days per Policy Year
- 私家看護費 (住院期間)
- $1,000 per day, maximum 30 days per Policy Year
- 善終服務
- —
- 家中看護
- $800 per day, maximum 90 days per Policy Year
Event Benefits Event
- 意外身故賠償
- —
- 醫療意外事故保障
- —
Plan 5 / 7
「智選無憂」自願醫療保障計劃 - 特選附帶附加醫療保障
HealthFlexi Voluntary Health Insurance Plan - Advanced with SMM
Step UpVer. Mar 19, 2021
- VHIS cert no.
- F00044-02-001-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$750,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- HK$240,000／per policy year, 20% coinsurance
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $1,800 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $24,000 per Policy Year
- (c) 主診醫生巡房費
- $1,800 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $8,000 per Policy Year
- (e) 深切治療
- $5,000 per day, maximum 25 days per Policy Year
- 外科醫生費 — 小型
- $ 8,000
- 外科醫生費 — 中型
- $20,000
- 外科醫生費 — 大型
- $40,000
- 外科醫生費 — 複雜
- $80,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $30,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $120,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $800, per visit, $5,000 per Policy Year • Up to 2 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 復康保障
- $15,000 per Policy Year
- 門診洗腎
- $100,000 per Policy Year
- 醫療植入裝置
- $10,000 per Policy Year
- 其他醫療裝置 (非指定項目)
- $10,000 per Policy Year
- 意外急症門診治療費用賠償
- $5,000 per Policy Year within 48 hours of the Accident
- 住院陪床
- $600 per day, maximum 60 days per Policy Year
- 私家看護費 (住院期間)
- $1,000 per day, maximum 30 days per Policy Year
- 善終服務
- —
- 家中看護
- $800 per day, maximum 90 days per Policy Year
Event Benefits Event
- 意外身故賠償
- $100,000
- 醫療意外事故保障
- —
Plan 6 / 7
「智選無憂+」自願醫療保障計劃 (亞洲)
HealthFlexi Plus Voluntary Health Insurance Plan
High-endVer. Mar 19, 2021
- VHIS cert no.
- F00036-01-000-02F00036-02-000-02F00036-03-000-02F00036-04-000-02
- Plan Type
- Flexi
- Coverage region
- Asia incl. AU/NZ
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$6,000,000
- Lifetime benefit limit
- HK$25,000,000
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- $0 / $60K / $90K / $150K
Basic Benefits Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- 50% of Eligible Expenses and other Reasonable and Customary charges, or the benefit payable under the Terms and Benefits of the Standard Plan, whichever is higher
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- 外科醫生費 — 小型
- Full reimbursement
- 外科醫生費 — 中型
- Full reimbursement
- 外科醫生費 — 大型
- Full reimbursement
- 外科醫生費 — 複雜
- Full reimbursement
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- $40,000
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- $1,600 per visit, $10,000 per Policy Year • Up to 2 prior outpatient visits or Emergency consultations per Confinement/Day Case Procedure • Unlimited follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- Full reimbursement
Extra Benefits Extra
- 復康保障
- $25,000
- 門診洗腎
- Full reimbursement
- 醫療植入裝置
- Full reimbursement
- 其他醫療裝置 (非指定項目)
- Full reimbursement
- 意外急症門診治療費用賠償
- $5,000
- 住院陪床
- $800 per day, maximum 60 days per Policy Year
- 私家看護費 (住院期間)
- $1,600 per day, maximum 30 days per Policy Year
- 善終服務
- $80,000
- 家中看護
- $1,600 per day, maximum 90 days per Policy Year
Event Benefits Event
- 意外身故賠償
- $100,000
- 醫療意外事故保障
- $90,000
Plan 7 / 7
「智選無憂+」自願醫療保障計劃 (環球但不包括美國)
HealthFlexi Plus Voluntary Health Insurance Plan
High-endVer. Mar 19, 2021
- VHIS cert no.
- F00036-05-000-02F00036-06-000-02F00036-07-000-02F00036-08-000-02
- Plan Type
- Flexi
- Coverage region
- Worldwide (excluding United States)
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$6,000,000
- Lifetime benefit limit
- HK$25,000,000
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- $0 / $60K / $90K / $150K
Basic Benefits Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- 50% of Eligible Expenses and other Reasonable and Customary charges, or the benefit payable under the Terms and Benefits of the Standard Plan, whichever is higher
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- 外科醫生費 — 小型
- Full reimbursement
- 外科醫生費 — 中型
- Full reimbursement
- 外科醫生費 — 大型
- Full reimbursement
- 外科醫生費 — 複雜
- Full reimbursement
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- $40,000
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- $1,600 per visit, $10,000 per Policy Year • Up to 2 prior outpatient visits or Emergency consultations per Confinement/Day Case Procedure • Unlimited follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- Full reimbursement
Extra Benefits Extra
- 復康保障
- $25,000
- 門診洗腎
- Full reimbursement
- 醫療植入裝置
- Full reimbursement
- 其他醫療裝置 (非指定項目)
- Full reimbursement
- 意外急症門診治療費用賠償
- $5,000
- 住院陪床
- $800 per day, maximum 60 days per Policy Year
- 私家看護費 (住院期間)
- $1,600 per day, maximum 30 days per Policy Year
- 善終服務
- $80,000
- 家中看護
- $1,600 per day, maximum 90 days per Policy Year
Event Benefits Event
- 意外身故賠償
- $100,000
- 醫療意外事故保障
- $90,000