TaxVantage PrimeChoice Medical Plan is a VHIS Flexi plan offered by YF Life Insurance International Limited, with ward class Not listed, Worldwide (including United States) coverage and HK$550,000 annual benefit limit. Latest plan-document version: Jan 1, 2026.
Plan options
8 options — premiums differ; deductible, ward class or cover may also differPlan option
1
Entry premium (Age 30 male non-smoker)
HK$2,890 /yr
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Plan option
1M
Entry premium (Age 30 male non-smoker)
HK$4,445 /yr
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Plan option
1+
Entry premium (Age 30 male non-smoker)
HK$3,389 /yr
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Plan option
1M+
Entry premium (Age 30 male non-smoker)
HK$5,214 /yr
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Plan option
2
Entry premium (Age 30 male non-smoker)
HK$4,825 /yr
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Plan option
2M
Entry premium (Age 30 male non-smoker)
HK$7,423 /yr
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Plan option
3
Entry premium (Age 30 male non-smoker)
HK$9,419 /yr
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Plan option
3M
Entry premium (Age 30 male non-smoker)
HK$14,490 /yr
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Premiums by age
Yearly premium of every option by age and sex| Plan option | Age 0 | Age 10 | Age 20 | Age 30 | Age 40 | Age 50 | Age 60 | Age 70 | Age 80 |
|---|---|---|---|---|---|---|---|---|---|
| 1 | HK$3,689 | HK$2,329 | HK$2,555 | HK$2,890 | HK$3,889 | HK$6,079 | HK$10,250 | HK$17,520 | HK$21,191 |
| 1M | HK$5,675 | HK$3,583 | HK$3,931 | HK$4,445 | HK$5,983 | HK$9,351 | HK$15,769 | HK$26,953 | HK$32,601 |
| 1+ | HK$4,326 | HK$2,732 | HK$2,997 | HK$3,389 | HK$4,561 | HK$7,130 | HK$12,024 | HK$20,550 | HK$24,857 |
| 1M+ | HK$6,656 | HK$4,203 | HK$4,611 | HK$5,214 | HK$7,018 | HK$10,969 | HK$18,497 | HK$31,615 | HK$38,241 |
| 2 | HK$6,160 | HK$3,889 | HK$4,267 | HK$4,825 | HK$6,495 | HK$10,151 | HK$17,118 | HK$29,258 | HK$35,389 |
| 2M | HK$9,476 | HK$5,983 | HK$6,565 | HK$7,423 | HK$9,991 | HK$15,616 | HK$26,335 | HK$45,011 | HK$54,444 |
| 3 | HK$12,024 | HK$7,592 | HK$8,329 | HK$9,419 | HK$12,677 | HK$19,814 | HK$33,414 | HK$57,112 | HK$69,081 |
| 3M | HK$18,498 | HK$11,679 | HK$12,814 | HK$14,490 | HK$19,503 | HK$30,482 | HK$51,405 | HK$87,864 | HK$106,278 |
| Plan option | Age 0 | Age 10 | Age 20 | Age 30 | Age 40 | Age 50 | Age 60 | Age 70 | Age 80 |
|---|---|---|---|---|---|---|---|---|---|
| 1 | HK$3,114 | HK$2,251 | HK$2,731 | HK$3,688 | HK$5,406 | HK$7,177 | HK$9,221 | HK$15,661 | HK$16,458 |
| 1M | HK$4,790 | HK$3,463 | HK$4,201 | HK$5,673 | HK$8,317 | HK$11,041 | HK$14,186 | HK$24,093 | HK$25,320 |
| 1+ | HK$3,653 | HK$2,641 | HK$3,204 | HK$4,325 | HK$6,341 | HK$8,419 | HK$10,817 | HK$18,371 | HK$19,306 |
| 1M+ | HK$5,619 | HK$4,063 | HK$4,928 | HK$6,654 | HK$9,756 | HK$12,952 | HK$16,640 | HK$28,262 | HK$29,701 |
| 2 | HK$5,200 | HK$3,760 | HK$4,560 | HK$6,158 | HK$9,028 | HK$11,986 | HK$15,399 | HK$26,154 | HK$27,485 |
| 2M | HK$7,999 | HK$5,784 | HK$7,015 | HK$9,473 | HK$13,889 | HK$18,439 | HK$23,690 | HK$40,236 | HK$42,285 |
| 3 | HK$10,149 | HK$7,338 | HK$8,901 | HK$12,020 | HK$17,623 | HK$23,396 | HK$30,059 | HK$51,053 | HK$53,652 |
| 3M | HK$15,614 | HK$11,289 | HK$13,693 | HK$18,492 | HK$27,111 | HK$35,993 | HK$46,244 | HK$78,543 | HK$82,542 |
How to apply for this plan
This plan is offered by YF Life Insurance International Limited. To apply, contact YF Life Insurance International Limited or one of its licensed insurance intermediaries (agents or brokers).
Official plan documents (VHIS website)
This site's licensed insurance agent can only arrange FWD plans.
- Official benefit schedule
- VHIS.gov.hk benefit schedule PDF
- Schedule effective date
- Jan 1, 2026
- Plan data updated
- 2026-04-25