PRUHealth FlexiChoice Medical Plan is a VHIS Flexi plan offered by Prudential Hong Kong Limited, with ward class Ward, Worldwide coverage and full coverage (no annual benefit limit). Latest plan-document version: Oct 1, 2025.
Data version: Oct 1, 2025
Plan options
Plan option
Ward (HKD)
Entry premium (Age 30 male non-smoker)
HK$3,188 /yr
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Plan option
Ward with SMM 1 (HKD)
Entry premium (Age 30 male non-smoker)
HK$5,286 /yr
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Plan option
Ward with SMM 2 (HKD)
Entry premium (Age 30 male non-smoker)
HK$6,341 /yr
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Plan option
Semi-private Room (HKD)
Entry premium (Age 30 male non-smoker)
HK$6,762 /yr
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Plan option
Semi-private Room with SMM 1 (HKD)
Entry premium (Age 30 male non-smoker)
HK$9,544 /yr
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Plan option
Semi-private Room with SMM 2 (HKD)
Entry premium (Age 30 male non-smoker)
HK$10,975 /yr
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Plan option
Private Room (HKD)
Entry premium (Age 30 male non-smoker)
HK$12,170 /yr
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Plan option
Private Room with SMM (HKD)
Entry premium (Age 30 male non-smoker)
HK$18,621 /yr
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Plan option
Ward (USD)
Entry premium (Age 30 male non-smoker)
US$411/yr
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Plan option
Ward with SMM 1 (USD)
Entry premium (Age 30 male non-smoker)
US$682/yr
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Plan option
Ward with SMM 2 (USD)
Entry premium (Age 30 male non-smoker)
US$818/yr
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Plan option
Semi-private Room (USD)
Entry premium (Age 30 male non-smoker)
US$872/yr
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Plan option
Semi-private Room with SMM 1 (USD)
Entry premium (Age 30 male non-smoker)
US$1,232/yr
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Plan option
Semi-private Room with SMM 2 (USD)
Entry premium (Age 30 male non-smoker)
US$1,416/yr
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Plan option
Private Room (USD)
Entry premium (Age 30 male non-smoker)
US$1,570/yr
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Plan option
Private Room with SMM (USD)
Entry premium (Age 30 male non-smoker)
US$2,403/yr
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- Official benefit schedule
- VHIS.gov.hk benefit schedule PDF
- Schedule effective date
- Oct 1, 2025
- Last verified
- 2026-04-29