VHIS Prestige Care - Plan is a VHIS Flexi plan offered by MSIG Insurance (Hong Kong) Limited, with no ward-class restriction, Worldwide (including United States) coverage and HK$500,000 annual benefit limit. Latest plan-document version: Apr 1, 2021.
Plan options
6 options — premiums differ; deductible, ward class or cover may also differPlan option
A
Entry premium (Age 30 any gender)
HK$6,966 /yr
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Plan option
A with SMM
Entry premium (Age 30 any gender)
HK$9,018 /yr
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Plan option
B
Entry premium (Age 30 any gender)
HK$10,800 /yr
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Plan option
B with SMM
Entry premium (Age 30 any gender)
HK$13,932 /yr
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Plan option
C
Deductible HKD 0 deductible
Entry premium (Age 30 any gender)
HK$16,740 /yr
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Plan option
C with SMM
Deductible HKD 0 deductible
Entry premium (Age 30 any gender)
HK$21,654 /yr
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Premiums by age
Yearly premium of every option by age and sex| Plan option | Age 0 | Age 10 | Age 20 | Age 30 | Age 40 | Age 50 | Age 60 | Age 70 | Age 80 |
|---|---|---|---|---|---|---|---|---|---|
| A | HK$5,292 | HK$4,806 | HK$6,966 | HK$6,966 | HK$8,316 | HK$11,124 | HK$15,822 | HK$25,974 | HK$32,292 |
| A with SMM | HK$6,804 | HK$6,210 | HK$9,018 | HK$9,018 | HK$10,746 | HK$14,256 | HK$20,304 | HK$33,156 | HK$41,202 |
| B | HK$9,018 | HK$7,884 | HK$10,800 | HK$10,800 | HK$12,852 | HK$16,686 | HK$23,652 | HK$38,124 | HK$47,250 |
| B with SMM | HK$11,610 | HK$10,152 | HK$13,932 | HK$13,932 | HK$16,578 | HK$21,384 | HK$30,294 | HK$48,654 | HK$60,318 |
| CDeductible HKD 0 deductible | HK$15,282 | HK$13,338 | HK$16,740 | HK$16,740 | HK$20,034 | HK$25,110 | HK$34,938 | HK$55,404 | HK$68,796 |
| C with SMMDeductible HKD 0 deductible | HK$19,656 | HK$17,172 | HK$21,654 | HK$21,654 | HK$25,866 | HK$32,184 | HK$44,820 | HK$70,740 | HK$87,858 |
| Plan option | Age 0 | Age 10 | Age 20 | Age 30 | Age 40 | Age 50 | Age 60 | Age 70 | Age 80 |
|---|---|---|---|---|---|---|---|---|---|
| A | HK$5,292 | HK$4,806 | HK$6,966 | HK$6,966 | HK$8,316 | HK$11,124 | HK$15,822 | HK$25,974 | HK$32,292 |
| A with SMM | HK$6,804 | HK$6,210 | HK$9,018 | HK$9,018 | HK$10,746 | HK$14,256 | HK$20,304 | HK$33,156 | HK$41,202 |
| B | HK$9,018 | HK$7,884 | HK$10,800 | HK$10,800 | HK$12,852 | HK$16,686 | HK$23,652 | HK$38,124 | HK$47,250 |
| B with SMM | HK$11,610 | HK$10,152 | HK$13,932 | HK$13,932 | HK$16,578 | HK$21,384 | HK$30,294 | HK$48,654 | HK$60,318 |
| CDeductible HKD 0 deductible | HK$15,282 | HK$13,338 | HK$16,740 | HK$16,740 | HK$20,034 | HK$25,110 | HK$34,938 | HK$55,404 | HK$68,796 |
| C with SMMDeductible HKD 0 deductible | HK$19,656 | HK$17,172 | HK$21,654 | HK$21,654 | HK$25,866 | HK$32,184 | HK$44,820 | HK$70,740 | HK$87,858 |
How to apply for this plan
This plan is offered by MSIG Insurance (Hong Kong) Limited. To apply, contact MSIG Insurance (Hong Kong) Limited or one of its licensed insurance intermediaries (agents or brokers).
Official plan documents (VHIS website)
This site's licensed insurance agent can only arrange FWD plans.
- Official benefit schedule
- VHIS.gov.hk benefit schedule PDF
- Schedule effective date
- Apr 1, 2021
- Plan data updated
- 2026-04-25