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MSIG Insurance (Hong Kong) Limited — same-insurer plan comparison
MSIG Insurance (Hong Kong) Limited · 7 plan series (7 variants, sorted from basic to comprehensive)
Highlights
VHIS cert no.
S00029-01-000-02Benefits PDFPremiums PDF
F00023-01-000-02Benefits PDFPremiums PDF
F00023-01-001-02Benefits PDFPremiums PDF
F00023-02-000-02Benefits PDFPremiums PDF
F00023-02-001-02Benefits PDFPremiums PDF
F00023-03-000-02Benefits PDFPremiums PDF
F00023-03-001-02Benefits PDFPremiums PDF
Plan type
Standard
Flexi
Flexi
Flexi
Flexi
Flexi
Flexi
Coverage region
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Ward
N/A (capped)
Semi-Private Room
Semi-Private Room
Semi-Private Room
Semi-Private Room
Standard Private Room
Standard Private Room
Lifetime limit
—
—
—
—
—
—
—
Annual limit
Per illness
—
—
—
—
—
—
—
SMM top-up
—
—
—
—
No-Claim Bonus
—
—
—
—
—
—
—
Deductible
—
—
—
—
—
$0
$0
Version
Apr 1, 2021
Apr 1, 2021
Apr 1, 2021
Apr 1, 2021
Apr 1, 2021
Apr 1, 2021
Apr 1, 2021
Basic Benefits Basic
(a) Room and board
$750 per day, maximum 180 days per Policy Year
$2,000 per day, maximum 180 days per Policy Year
$2,000 per day, maximum 180 days per Policy Year
$2,800 per day, maximum 180 days per Policy Year
$2,800 per day, maximum 180 days per Policy Year
$3,900 per day, maximum 180 days per Policy Year
$3,900 per day, maximum 180 days per Policy Year
(b) Miscellaneous charges
$14,000 per Policy Year
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
(c) Attending doctor's visit fee
$750 per day, maximum 180 days per Policy Year
$2,000 per day, maximum 180 days per Policy Year
$2,000 per day, maximum 180 days per Policy Year
$2,800 per day, maximum 180 days per Policy Year
$2,800 per day, maximum 180 days per Policy Year
$3,900 per day, maximum 180 days per Policy Year
$3,900 per day, maximum 180 days per Policy Year
(d) Specialist's fee
$4,300 per Policy Year
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
(e) Intensive care
$3,500 per day, maximum 25 days per Policy Year
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
(f) Surgeon's fee
—
—
—
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Surgeon's fee — Minor
$ 5,000
$32,000
$32,000
—
—
—
—
Surgeon's fee — Intermediate
$12,500
$80,000
$80,000
—
—
—
—
Surgeon's fee — Major
$25,000
$160,000
$160,000
—
—
—
—
Surgeon's fee — Complex
$50,000
$320,000
$320,000
—
—
—
—
(g) Anaesthetist's fee
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
(h) Operating theatre charges
35% of Surgeon's fee payable
35% of Surgeon's fee payable
35% of Surgeon's fee payable
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
(i) Prescribed Diagnostic Imaging Tests
$20,000 per Policy Year. Subject to 30% Coinsurance.
$20,000 per Policy Year. Subject to 20% Coinsurance.
$20,000 per Policy Year. Subject to 20% Coinsurance.
$30,000 per Policy Year. Subject to 20% Coinsurance.
$30,000 per Policy Year. Subject to 20% Coinsurance.
$40,000 per Policy Year. Subject to 20% Coinsurance.
$40,000 per Policy Year. Subject to 20% Coinsurance.
(j) Prescribed Non-surgical Cancer Treatments
$80,000 per Policy Year
$100,000 per Policy Year
$100,000 per Policy Year
$150,000 per Policy Year
$150,000 per Policy Year
$300,000 per Policy Year
$300,000 per Policy Year
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
$580, per visit, $3,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$800 per visit, $4,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$800 per visit, $4,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,000 per visit, $5,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,000 per visit, $5,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,500 per visit, $7,500 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$1,500 per visit, $7,500 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) Psychiatric treatments
$30,000 per Policy Year
$30,000 per Policy Year
$30,000 per Policy Year
$40,000 per Policy Year
$40,000 per Policy Year
$50,000 per Policy Year
$50,000 per Policy Year
Extra Benefits Extra
Inpatient-related
Hospital companion bed fee reimbursement
—
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Private nursing fee (during Confinement)
—
Full reimbursement of Eligible Expenses, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses, maximum 180 days per Policy Year
Outpatient-related
Cancer / cardiac / stroke rehabilitation benefit
—
Subject to 20% Coinsurance. $600, per visit; for each of the following services, maximum 5 visits per Policy Year(i) Psychological counselling (consultation fee only);(ii) Dietitian consultation (consultation fee only);(iii) Speech therapy (treatment fee only);(iv) Occupational therapy (treatment fee only);(v) Chinese medicine and acupuncture treatments
Subject to 20% Coinsurance. $600, per visit; for each of the following services, maximum 5 visits per Policy Year(i) Psychological counselling (consultation fee only);(ii) Dietitian consultation (consultation fee only);(iii) Speech therapy (treatment fee only);(iv) Occupational therapy (treatment fee only);(v) Chinese medicine and acupuncture treatments
Subject to 20% Coinsurance. $800, per visit; for each of the following services, maximum 5 visits per Policy Year(i) Psychological counselling (consultation fee only);(ii) Dietitian consultation (consultation fee only);(iii) Speech therapy (treatment fee only);(iv) Occupational therapy (treatment fee only);(v) Chinese medicine and acupuncture treatments
Subject to 20% Coinsurance. $800, per visit; for each of the following services, maximum 5 visits per Policy Year(i) Psychological counselling (consultation fee only);(ii) Dietitian consultation (consultation fee only);(iii) Speech therapy (treatment fee only);(iv) Occupational therapy (treatment fee only);(v) Chinese medicine and acupuncture treatments
Subject to 20% Coinsurance. $1,000, per visit; for each of the following services, maximum 5 visits per Policy Year(i) Psychological counselling (consultation fee only);(ii) Dietitian consultation (consultation fee only);(iii) Speech therapy (treatment fee only);(iv) Occupational therapy (treatment fee only);(v) Chinese medicine and acupuncture treatments
Subject to 20% Coinsurance. $1,000, per visit; for each of the following services, maximum 5 visits per Policy Year(i) Psychological counselling (consultation fee only);(ii) Dietitian consultation (consultation fee only);(iii) Speech therapy (treatment fee only);(iv) Occupational therapy (treatment fee only);(v) Chinese medicine and acupuncture treatments
Emergency overseas medical supplementary benefit
—
Not applicable
Not applicable
Not applicable
Not applicable
The Annual Benefit Limit under benefit items I (a) – (l) and II (a) – (d) will be increased to $6,000,000 per Policy Year
The Annual Benefit Limit under benefit items I (a) – (l) and II (a) – (d) will be increased to $6,000,000 per Policy Year
Outpatient kidney dialysis
—
$100,000 per Policy Year
$100,000 per Policy Year
$150,000 per Policy Year
$150,000 per Policy Year
$300,000 per Policy Year
$300,000 per Policy Year
Cash Benefits Cash
Day surgery cash benefit
$1,000 per Day Case Procedure
$1,000 per Day Case Procedure
$1,000 per Day Case Procedure
$1,000 per Day Case Procedure
$1,000 per Day Case Procedure
$1,000 per Day Case Procedure
$1,000 per Day Case Procedure
Second-claim cash allowance
$1,000 per claim
$1,000 per claim
$1,000 per claim
$1,000 per claim
$1,000 per claim
$1,000 per claim
$1,000 per claim
VHIS cert no.
S00029-01-000-02Benefits PDFPremiums PDF
Coverage region
Worldwide
Ward class
N/A (capped)
Lifetime benefit limit
—
Annual benefit limit
HK$420,000
Per-illness benefit limit
—
SMM Supplemental Major Medical
—
No-Claim Bonus
—
Deductible Options
—
Basic Benefits Basic
(a) Room and board
$750 per day, maximum 180 days per Policy Year
(b) Miscellaneous charges
$14,000 per Policy Year
(c) Attending doctor's visit fee
$750 per day, maximum 180 days per Policy Year
(d) Specialist's fee
$4,300 per Policy Year
(e) Intensive care
$3,500 per day, maximum 25 days per Policy Year
(f) Surgeon's fee
—
Surgeon's fee — Minor
$ 5,000
Surgeon's fee — Intermediate
$12,500
Surgeon's fee — Major
$25,000
Surgeon's fee — Complex
$50,000
(g) Anaesthetist's fee
35% of Surgeon's fee payable
(h) Operating theatre charges
35% of Surgeon's fee payable
(i) Prescribed Diagnostic Imaging Tests
$20,000 per Policy Year. Subject to 30% Coinsurance.
(j) Prescribed Non-surgical Cancer Treatments
$80,000 per Policy Year
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
$580, per visit, $3,000 per Policy Year
• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure
• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) Psychiatric treatments
$30,000 per Policy Year
Extra Benefits Extra
Inpatient-related
Hospital companion bed fee reimbursement
—
Private nursing fee (during Confinement)
—
Outpatient-related
Cancer / cardiac / stroke rehabilitation benefit
—
Emergency overseas medical supplementary benefit
—
Outpatient kidney dialysis
—
Cash Benefits Cash
Day surgery cash benefit
$1,000
Second-claim cash allowanceAfter other pays
$1,000
Plan 1 / 7
自願醫保計劃-適健保
VHIS Standard Care
Entry-level PickVer. Apr 1, 2021
- VHIS cert no.
- S00029-01-000-02
- Plan Type
- Standard
- Coverage region
- Worldwide
- Ward class
- N/A (capped)
- Annual benefit limit
- HK$420,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $750 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $14,000 per Policy Year
- (c) 主診醫生巡房費
- $750 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $4,300 per Policy Year
- (e) 深切治療
- $3,500 per day, maximum 25 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- $ 5,000
- 外科醫生費 — 中型
- $12,500
- 外科醫生費 — 大型
- $25,000
- 外科醫生費 — 複雜
- $50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 復康保障
- —
- 海外緊急醫療額外保障
- —
- 門診洗腎
- —
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
Cash Benefits Cash
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $1,000
Plan 2 / 7
自願醫保計劃-優健保 - 計劃 A
VHIS Prestige Care - Plan A
Step UpVer. Apr 1, 2021
- VHIS cert no.
- F00023-01-000-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$500,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $2,000 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- Full reimbursement of Eligible Expenses
- (c) 主診醫生巡房費
- $2,000 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- Full reimbursement of Eligible Expenses
- (e) 深切治療
- Full reimbursement of Eligible Expenses
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- $32,000
- 外科醫生費 — 中型
- $80,000
- 外科醫生費 — 大型
- $160,000
- 外科醫生費 — 複雜
- $320,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 20% Coinsurance.
- (j) 訂明非手術癌症治療
- $100,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $800 per visit, $4,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 復康保障
- Subject to 20% Coinsurance. $600, per visit; for each of the following services, maximum 5 visits per Policy Year(i) Psychological counselling (consultation fee only);(ii) Dietitian consultation (consultation fee only);(iii) Speech therapy (treatment fee only);(iv) Occupational therapy (treatment fee only);(v) Chinese medicine and acupuncture treatments
- 海外緊急醫療額外保障
- Not applicable
- 門診洗腎
- $100,000 per Policy Year
- 住院陪床
- Full reimbursement of Eligible Expenses
- 私家看護費 (住院期間)
- Full reimbursement of Eligible Expenses, maximum 180 days per Policy Year
Cash Benefits Cash
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $1,000
Plan 3 / 7
自願醫保計劃-優健保 - 計劃 A+附加額外醫療保障
VHIS Prestige Care - Plan A with SMM
Step UpVer. Apr 1, 2021
- VHIS cert no.
- F00023-01-001-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$500,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- HK$200,000／per policy year, 20% coinsurance
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $2,000 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- Full reimbursement of Eligible Expenses
- (c) 主診醫生巡房費
- $2,000 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- Full reimbursement of Eligible Expenses
- (e) 深切治療
- Full reimbursement of Eligible Expenses
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- $32,000
- 外科醫生費 — 中型
- $80,000
- 外科醫生費 — 大型
- $160,000
- 外科醫生費 — 複雜
- $320,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 20% Coinsurance.
- (j) 訂明非手術癌症治療
- $100,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $800 per visit, $4,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 復康保障
- Subject to 20% Coinsurance. $600, per visit; for each of the following services, maximum 5 visits per Policy Year(i) Psychological counselling (consultation fee only);(ii) Dietitian consultation (consultation fee only);(iii) Speech therapy (treatment fee only);(iv) Occupational therapy (treatment fee only);(v) Chinese medicine and acupuncture treatments
- 海外緊急醫療額外保障
- Not applicable
- 門診洗腎
- $100,000 per Policy Year
- 住院陪床
- Full reimbursement of Eligible Expenses
- 私家看護費 (住院期間)
- Full reimbursement of Eligible Expenses, maximum 180 days per Policy Year
Cash Benefits Cash
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $1,000
Plan 4 / 7
自願醫保計劃-優健保 - 計劃 B
VHIS Prestige Care - Plan B
Step UpVer. Apr 1, 2021
- VHIS cert no.
- F00023-02-000-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$750,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $2,800 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- Full reimbursement of Eligible Expenses
- (c) 主診醫生巡房費
- $2,800 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- Full reimbursement of Eligible Expenses
- (e) 深切治療
- Full reimbursement of Eligible Expenses
- (f) 外科醫生費
- Full reimbursement of Eligible Expenses
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement of Eligible Expenses
- (h) 手術室費
- Full reimbursement of Eligible Expenses
- (i) 訂明診斷成像檢測
- $30,000 per Policy Year. Subject to 20% Coinsurance.
- (j) 訂明非手術癌症治療
- $150,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $1,000 per visit, $5,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $40,000 per Policy Year
Extra Benefits Extra
- 復康保障
- Subject to 20% Coinsurance. $800, per visit; for each of the following services, maximum 5 visits per Policy Year(i) Psychological counselling (consultation fee only);(ii) Dietitian consultation (consultation fee only);(iii) Speech therapy (treatment fee only);(iv) Occupational therapy (treatment fee only);(v) Chinese medicine and acupuncture treatments
- 海外緊急醫療額外保障
- Not applicable
- 門診洗腎
- $150,000 per Policy Year
- 住院陪床
- Full reimbursement of Eligible Expenses
- 私家看護費 (住院期間)
- Full reimbursement of Eligible Expenses, maximum 180 days per Policy Year
Cash Benefits Cash
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $1,000
Plan 5 / 7
自願醫保計劃-優健保 - 計劃 B+附加額外醫療保障
VHIS Prestige Care - Plan B with SMM
Step UpVer. Apr 1, 2021
- VHIS cert no.
- F00023-02-001-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$750,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- HK$300,000／per policy year, 20% coinsurance
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $2,800 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- Full reimbursement of Eligible Expenses
- (c) 主診醫生巡房費
- $2,800 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- Full reimbursement of Eligible Expenses
- (e) 深切治療
- Full reimbursement of Eligible Expenses
- (f) 外科醫生費
- Full reimbursement of Eligible Expenses
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement of Eligible Expenses
- (h) 手術室費
- Full reimbursement of Eligible Expenses
- (i) 訂明診斷成像檢測
- $30,000 per Policy Year. Subject to 20% Coinsurance.
- (j) 訂明非手術癌症治療
- $150,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $1,000 per visit, $5,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $40,000 per Policy Year
Extra Benefits Extra
- 復康保障
- Subject to 20% Coinsurance. $800, per visit; for each of the following services, maximum 5 visits per Policy Year(i) Psychological counselling (consultation fee only);(ii) Dietitian consultation (consultation fee only);(iii) Speech therapy (treatment fee only);(iv) Occupational therapy (treatment fee only);(v) Chinese medicine and acupuncture treatments
- 海外緊急醫療額外保障
- Not applicable
- 門診洗腎
- $150,000 per Policy Year
- 住院陪床
- Full reimbursement of Eligible Expenses
- 私家看護費 (住院期間)
- Full reimbursement of Eligible Expenses, maximum 180 days per Policy Year
Cash Benefits Cash
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $1,000
Plan 6 / 7
自願醫保計劃-優健保 - 計劃 C
VHIS Prestige Care - Plan C
High-endVer. Apr 1, 2021
- VHIS cert no.
- F00023-03-000-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Standard Private Room
- Annual benefit limit
- HK$6,000,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- $0
Basic Benefits Basic
- (a) 病房及膳食
- $3,900 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- Full reimbursement of Eligible Expenses
- (c) 主診醫生巡房費
- $3,900 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- Full reimbursement of Eligible Expenses
- (e) 深切治療
- Full reimbursement of Eligible Expenses
- (f) 外科醫生費
- Full reimbursement of Eligible Expenses
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement of Eligible Expenses
- (h) 手術室費
- Full reimbursement of Eligible Expenses
- (i) 訂明診斷成像檢測
- $40,000 per Policy Year. Subject to 20% Coinsurance.
- (j) 訂明非手術癌症治療
- $300,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $1,500 per visit, $7,500 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $50,000 per Policy Year
Extra Benefits Extra
- 復康保障
- Subject to 20% Coinsurance. $1,000, per visit; for each of the following services, maximum 5 visits per Policy Year(i) Psychological counselling (consultation fee only);(ii) Dietitian consultation (consultation fee only);(iii) Speech therapy (treatment fee only);(iv) Occupational therapy (treatment fee only);(v) Chinese medicine and acupuncture treatments
- 海外緊急醫療額外保障
- The Annual Benefit Limit under benefit items I (a) – (l) and II (a) – (d) will be increased to $6,000,000 per Policy Year
- 門診洗腎
- $300,000 per Policy Year
- 住院陪床
- Full reimbursement of Eligible Expenses
- 私家看護費 (住院期間)
- Full reimbursement of Eligible Expenses, maximum 180 days per Policy Year
Cash Benefits Cash
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $1,000
Plan 7 / 7
自願醫保計劃-優健保 - 計劃 C+附加額外醫療保障
VHIS Prestige Care - Plan C with SMM
High-endVer. Apr 1, 2021
- VHIS cert no.
- F00023-03-001-02
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Standard Private Room
- Annual benefit limit
- HK$6,000,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- HK$600,000／per policy year, 20% coinsurance
- Deductible Options
- $0
Basic Benefits Basic
- (a) 病房及膳食
- $3,900 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- Full reimbursement of Eligible Expenses
- (c) 主診醫生巡房費
- $3,900 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- Full reimbursement of Eligible Expenses
- (e) 深切治療
- Full reimbursement of Eligible Expenses
- (f) 外科醫生費
- Full reimbursement of Eligible Expenses
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement of Eligible Expenses
- (h) 手術室費
- Full reimbursement of Eligible Expenses
- (i) 訂明診斷成像檢測
- $40,000 per Policy Year. Subject to 20% Coinsurance.
- (j) 訂明非手術癌症治療
- $300,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $1,500 per visit, $7,500 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $50,000 per Policy Year
Extra Benefits Extra
- 復康保障
- Subject to 20% Coinsurance. $1,000, per visit; for each of the following services, maximum 5 visits per Policy Year(i) Psychological counselling (consultation fee only);(ii) Dietitian consultation (consultation fee only);(iii) Speech therapy (treatment fee only);(iv) Occupational therapy (treatment fee only);(v) Chinese medicine and acupuncture treatments
- 海外緊急醫療額外保障
- The Annual Benefit Limit under benefit items I (a) – (l) and II (a) – (d) will be increased to $6,000,000 per Policy Year
- 門診洗腎
- $300,000 per Policy Year
- 住院陪床
- Full reimbursement of Eligible Expenses
- 私家看護費 (住院期間)
- Full reimbursement of Eligible Expenses, maximum 180 days per Policy Year
Cash Benefits Cash
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $1,000