BY COMPANY
MSIG — same-insurer plan comparison
MSIG Insurance (Hong Kong) Limited · 7 plan series · 7 variants
MSIG Insurance (Hong Kong) Limited offers 7 Voluntary Health Insurance Scheme (VHIS) plans in Hong Kong (1 Standard, 6 Flexi), covering Worldwide (including United States), across Semi-Private Room, Standard Private Room and No ward-class restriction (item limits apply) ward classes. Premiums, coverage items, deductible tiers and annual limits are compared side-by-side below.
Data version: Apr 1, 2021
自願醫保計劃-適健保
- VHIS cert no.
- S00029-01-000-02
- Plan Type
- Standard
- Main coverage region
- Worldwide (including United States)
- Ward class
- No ward-class restriction (item limits apply)
- Annual benefit limit
- HK$420,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
- Deductible reduction at specified ages
- Not applicable
Basic Benefits
- (a) 病房及膳食
- HK$750 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- HK$14,000 per Policy Year
- (c) 主診醫生巡房費
- HK$750 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- HK$4,300 per Policy Year
- (e) 深切治療
- HK$3,500 per day, maximum 25 days per Policy Year
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$ 5,000
- 外科醫生費 — 中型
- HK$12,500
- 外科醫生費 — 大型
- HK$25,000
- 外科醫生費 — 複雜
- HK$50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- HK$20,000 per Policy YearSubject to Coinsurance: 30%
- (j) 訂明非手術癌症治療
- HK$80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$580 per visit, HK$3,000 per Policy Year Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$30,000 per Policy Year
Extra Benefits
- 復康保障
- —
- 海外緊急醫療額外保障
- —
- 門診洗腎
- —
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
Cash Benefits
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $1,000
$750 per day, maximum 180 days per Policy Year
$14,000 per Policy Year
$750 per day, maximum 180 days per Policy Year
$4,300 per Policy Year
$3,500 per day, maximum 25 days per Policy Year
$ 5,000
$12,500
$25,000
$50,000
$20,000 per Policy Year. Subject to 30% Coinsurance.
$80,000 per Policy Year
$580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$30,000 per Policy Year
$1,000 per Day Case Procedure
$1,000 per claim
自願醫保計劃-優健保 - 計劃 A
- VHIS cert no.
- F00023-01-000-02
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$500,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- Not listed
- Deductible Options
- —
- Deductible reduction at specified ages
- Not applicable
Basic Benefits
- (a) 病房及膳食
- HK$2,000 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- HK$2,000 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$32,000
- 外科醫生費 — 中型
- HK$80,000
- 外科醫生費 — 大型
- HK$160,000
- 外科醫生費 — 複雜
- HK$320,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- HK$20,000 per Policy YearSubject to Coinsurance: 20%
- (j) 訂明非手術癌症治療
- HK$100,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$800 per visit, HK$4,000 per Policy Year Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$30,000 per Policy Year
Extra Benefits
- 復康保障
- Subject to Coinsurance: 20%. HK$600 per visitfor each of the following services, maximum 5 visits per Policy Year: (i) Psychological counselling (consultation fee only)(iii) Speech therapy (treatment fee only)(iv) Occupational therapy (treatment fee only)
- 海外緊急醫療額外保障
- —
- 門診洗腎
- HK$100,000 per Policy Year
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursementof Eligible Expenses, maximum 180 days per Policy Year
Cash Benefits
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $1,000
$2,000 per day, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses
$2,000 per day, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
$32,000
$80,000
$160,000
$320,000
$20,000 per Policy Year. Subject to 20% Coinsurance.
$100,000 per Policy Year
$800 per visit, $4,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$30,000 per Policy Year
$100,000 per Policy Year
Subject to 20% Coinsurance. $600, per visit; for each of the following services, maximum 5 visits per Policy Year: (i) Psychological counselling (consultation fee only); (ii) Dietitian consultation (consultation fee only); (iii) Speech therapy (treatment fee only); (iv) Occupational therapy (treatment fee only); (v) Chinese medicine and acupuncture treatments
$1,000 per Day Case Procedure
$1,000 per claim
Full reimbursement of Eligible Expenses
自願醫保計劃-優健保 - 計劃 A+附加額外醫療保障
- VHIS cert no.
- F00023-01-001-02
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$500,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- HK$200,000 · Coinsurance 20% (Per policy year)
- Deductible Options
- —
- Deductible reduction at specified ages
- Not applicable
Basic Benefits
- (a) 病房及膳食
- HK$2,000 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- HK$2,000 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- —
- 外科醫生費 — 小型
- HK$32,000
- 外科醫生費 — 中型
- HK$80,000
- 外科醫生費 — 大型
- HK$160,000
- 外科醫生費 — 複雜
- HK$320,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- HK$20,000 per Policy YearSubject to Coinsurance: 20%
- (j) 訂明非手術癌症治療
- HK$100,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$800 per visit, HK$4,000 per Policy Year Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$30,000 per Policy Year
Extra Benefits
- 復康保障
- Subject to Coinsurance: 20%. HK$600 per visitfor each of the following services, maximum 5 visits per Policy Year: (i) Psychological counselling (consultation fee only)(iii) Speech therapy (treatment fee only)(iv) Occupational therapy (treatment fee only)
- 海外緊急醫療額外保障
- —
- 門診洗腎
- HK$100,000 per Policy Year
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursementof Eligible Expenses, maximum 180 days per Policy Year
Cash Benefits
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $1,000
HK$200,000／per policy year, 20% coinsurance
$2,000 per day, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses
$2,000 per day, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
$32,000
$80,000
$160,000
$320,000
$20,000 per Policy Year. Subject to 20% Coinsurance.
$100,000 per Policy Year
$800 per visit, $4,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$30,000 per Policy Year
$100,000 per Policy Year
Subject to 20% Coinsurance. $600, per visit; for each of the following services, maximum 5 visits per Policy Year: (i) Psychological counselling (consultation fee only); (ii) Dietitian consultation (consultation fee only); (iii) Speech therapy (treatment fee only); (iv) Occupational therapy (treatment fee only); (v) Chinese medicine and acupuncture treatments
$1,000 per Day Case Procedure
$1,000 per claim
Full reimbursement of Eligible Expenses
自願醫保計劃-優健保 - 計劃 B
- VHIS cert no.
- F00023-02-000-02
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$750,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- Not listed
- Deductible Options
- —
- Deductible reduction at specified ages
- Not applicable
Basic Benefits
- (a) 病房及膳食
- HK$2,800 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- HK$2,800 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- HK$30,000 per Policy YearSubject to Coinsurance: 20%
- (j) 訂明非手術癌症治療
- HK$150,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$1,000 per visit, HK$5,000 per Policy Year Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$40,000 per Policy Year
Extra Benefits
- 復康保障
- Subject to Coinsurance: 20%. HK$800 per visitfor each of the following services, maximum 5 visits per Policy Year: (i) Psychological counselling (consultation fee only)(iii) Speech therapy (treatment fee only)(iv) Occupational therapy (treatment fee only)
- 海外緊急醫療額外保障
- —
- 門診洗腎
- HK$150,000 per Policy Year
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursementof Eligible Expenses, maximum 180 days per Policy Year
Cash Benefits
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $1,000
$2,800 per day, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses
$2,800 per day, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
$30,000 per Policy Year. Subject to 20% Coinsurance.
$150,000 per Policy Year
$1,000 per visit, $5,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$40,000 per Policy Year
$150,000 per Policy Year
Subject to 20% Coinsurance. $800, per visit; for each of the following services, maximum 5 visits per Policy Year: (i) Psychological counselling (consultation fee only); (ii) Dietitian consultation (consultation fee only); (iii) Speech therapy (treatment fee only); (iv) Occupational therapy (treatment fee only); (v) Chinese medicine and acupuncture treatments
$1,000 per Day Case Procedure
$1,000 per claim
Full reimbursement of Eligible Expenses
自願醫保計劃-優健保 - 計劃 B+附加額外醫療保障
- VHIS cert no.
- F00023-02-001-02
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$750,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- HK$300,000 · Coinsurance 20% (Per policy year)
- Deductible Options
- —
- Deductible reduction at specified ages
- Not applicable
Basic Benefits
- (a) 病房及膳食
- HK$2,800 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- HK$2,800 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- HK$30,000 per Policy YearSubject to Coinsurance: 20%
- (j) 訂明非手術癌症治療
- HK$150,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$1,000 per visit, HK$5,000 per Policy Year Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$40,000 per Policy Year
Extra Benefits
- 復康保障
- Subject to Coinsurance: 20%. HK$800 per visitfor each of the following services, maximum 5 visits per Policy Year: (i) Psychological counselling (consultation fee only)(iii) Speech therapy (treatment fee only)(iv) Occupational therapy (treatment fee only)
- 海外緊急醫療額外保障
- —
- 門診洗腎
- HK$150,000 per Policy Year
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursementof Eligible Expenses, maximum 180 days per Policy Year
Cash Benefits
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $1,000
HK$300,000／per policy year, 20% coinsurance
$2,800 per day, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses
$2,800 per day, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
$30,000 per Policy Year. Subject to 20% Coinsurance.
$150,000 per Policy Year
$1,000 per visit, $5,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$40,000 per Policy Year
$150,000 per Policy Year
Subject to 20% Coinsurance. $800, per visit; for each of the following services, maximum 5 visits per Policy Year: (i) Psychological counselling (consultation fee only); (ii) Dietitian consultation (consultation fee only); (iii) Speech therapy (treatment fee only); (iv) Occupational therapy (treatment fee only); (v) Chinese medicine and acupuncture treatments
$1,000 per Day Case Procedure
$1,000 per claim
Full reimbursement of Eligible Expenses
自願醫保計劃-優健保 - 計劃 C
- VHIS cert no.
- F00023-03-000-02
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Standard Private Room
- Annual benefit limit
- HK$6,000,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- Not listed
- Deductible Options
- $0
- Deductible reduction at specified ages
- Not yet verified
Basic Benefits
- (a) 病房及膳食
- HK$3,900 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- HK$3,900 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- HK$40,000 per Policy YearSubject to Coinsurance: 20%
- (j) 訂明非手術癌症治療
- HK$300,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$1,500 per visit, HK$7,500 per Policy Year Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$50,000 per Policy Year
Extra Benefits
- 復康保障
- Subject to Coinsurance: 20%. HK$1,000 per visitfor each of the following services, maximum 5 visits per Policy Year: (i) Psychological counselling (consultation fee only)(iii) Speech therapy (treatment fee only)(iv) Occupational therapy (treatment fee only)
- 海外緊急醫療額外保障
- The Annual Benefit Limit under benefit items I (a) – (l) and II (a) – (d) will be increased to HK$6,000,000 per Policy Year
- 門診洗腎
- HK$300,000 per Policy Year
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursementof Eligible Expenses, maximum 180 days per Policy Year
Cash Benefits
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $1,000
$3,900 per day, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses
$3,900 per day, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
$40,000 per Policy Year. Subject to 20% Coinsurance.
$300,000 per Policy Year
$1,500 per visit, $7,500 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$50,000 per Policy Year
$300,000 per Policy Year
Subject to 20% Coinsurance. $1,000, per visit; for each of the following services, maximum 5 visits per Policy Year: (i) Psychological counselling (consultation fee only); (ii) Dietitian consultation (consultation fee only); (iii) Speech therapy (treatment fee only); (iv) Occupational therapy (treatment fee only); (v) Chinese medicine and acupuncture treatments
The Annual Benefit Limit under benefit items I (a) – (l) and II (a) – (d) will be increased to $6,000,000 per Policy Year
$1,000 per Day Case Procedure
$1,000 per claim
Full reimbursement of Eligible Expenses
自願醫保計劃-優健保 - 計劃 C+附加額外醫療保障
- VHIS cert no.
- F00023-03-001-02
- Plan Type
- Flexi
- Main coverage region
- Worldwide (including United States)
- Ward class
- Standard Private Room
- Annual benefit limit
- HK$6,000,000
- Lifetime benefit limit
- No overall limit
- 每傷病保障期
- Not listed
- SMM Supplemental Major Medical
- HK$600,000 · Coinsurance 20% (Per policy year)
- Deductible Options
- $0
- Deductible reduction at specified ages
- Not yet verified
Basic Benefits
- (a) 病房及膳食
- HK$3,900 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- HK$3,900 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- HK$40,000 per Policy YearSubject to Coinsurance: 20%
- (j) 訂明非手術癌症治療
- HK$300,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- HK$1,500 per visit, HK$7,500 per Policy Year Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- HK$50,000 per Policy Year
Extra Benefits
- 復康保障
- Subject to Coinsurance: 20%. HK$1,000 per visitfor each of the following services, maximum 5 visits per Policy Year: (i) Psychological counselling (consultation fee only)(iii) Speech therapy (treatment fee only)(iv) Occupational therapy (treatment fee only)
- 海外緊急醫療額外保障
- The Annual Benefit Limit under benefit items I (a) – (l) and II (a) – (d) will be increased to HK$6,000,000 per Policy Year
- 門診洗腎
- HK$300,000 per Policy Year
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursementof Eligible Expenses, maximum 180 days per Policy Year
Cash Benefits
- 日間手術現金惠益
- $1,000
- 第二索償現金津貼
- $1,000
HK$600,000／per policy year, 20% coinsurance
$3,900 per day, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses
$3,900 per day, maximum 180 days per Policy Year
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
$40,000 per Policy Year. Subject to 20% Coinsurance.
$300,000 per Policy Year
$1,500 per visit, $7,500 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$50,000 per Policy Year
$300,000 per Policy Year
Subject to 20% Coinsurance. $1,000, per visit; for each of the following services, maximum 5 visits per Policy Year: (i) Psychological counselling (consultation fee only); (ii) Dietitian consultation (consultation fee only); (iii) Speech therapy (treatment fee only); (iv) Occupational therapy (treatment fee only); (v) Chinese medicine and acupuncture treatments
The Annual Benefit Limit under benefit items I (a) – (l) and II (a) – (d) will be increased to $6,000,000 per Policy Year
$1,000 per Day Case Procedure
$1,000 per claim
Full reimbursement of Eligible Expenses
“No overall limit”: individual items still have limits. “—”: the item does not apply to that plan, or the benefit schedule does not list it separately (e.g. it is split by surgery category); this does not necessarily mean it is never paid. “Not listed”: we could not confirm it from the plan documents.