VHIS StandardS00020-01-000-02

Bupa MyBasic VHIS Plan

保柏自願醫保計劃

Bupa MyBasic VHIS Plan is a VHIS Standard plan offered by Bupa (Asia) Limited, with ward class N/A (capped), Worldwide coverage and HK$420,000 annual benefit limit. Latest plan-document version: Mar 2, 2026.

01 · Plan at a glanceQuote a premium by age, gender and smoking status

Your premium

HK$2,737 /yr

age

Ward class

N/A (capped)

Coverage region

Worldwide

Deductible

N/A

Annual benefit limit

HK$420,000

Per-illness annual limit

—

Lifetime benefit limit

—

SMM Supplemental Major Medical

—

Benefits

Full benefit schedule · grouped by basic / extra / cash / event

Benefit Item	Limit
Basic Benefits
(a) Room and board (a) 病房及膳食	$750 per day, maximum 180 days per Policy Year
(b) Miscellaneous charges (b) 雜項開支	$14,000 per Policy Year
(c) Attending doctor's visit fee (c) 主診醫生巡房費	$750 per day, maximum 180 days per Policy Year
(d) Specialist's fee (d) 專科醫生費	$4,300 per Policy Year
(e) Intensive care (e) 深切治療	$3,500 per day, maximum 25 days per Policy Year
Surgeon's fee — Minor 外科醫生費 — 小型	$5,000
Surgeon's fee — Intermediate 外科醫生費 — 中型	$12,500
Surgeon's fee — Major 外科醫生費 — 大型	$25,000
Surgeon's fee — Complex 外科醫生費 — 複雜	$50,000
(g) Anaesthetist's fee (g) 麻醉科醫生費	35% of Surgeon's fee payable
(h) Operating theatre charges (h) 手術室費	35% of Surgeon's fee payable
(i) Prescribed Diagnostic Imaging Tests (i) 訂明診斷成像檢測	$20,000 per Policy Year. Subject to 30% Coinsurance.
(j) Prescribed Non-surgical Cancer Treatments (j) 訂明非手術癌症治療	$80,000 per Policy Year
(k) Pre- and post-Confinement / Day Case Procedure outpatient care (k) 入院前或出院後／日間手術前後的門診護理	$580, per visit, $3,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) Psychiatric treatments (l) 精神科治療	$30,000 per Policy Year

Basic Benefits

(a) Room and board
(a) 病房及膳食
$750 per day, maximum 180 days per Policy Year
(b) Miscellaneous charges
(b) 雜項開支
$14,000 per Policy Year
(c) Attending doctor's visit fee
(c) 主診醫生巡房費
$750 per day, maximum 180 days per Policy Year
(d) Specialist's fee
(d) 專科醫生費
$4,300 per Policy Year
(e) Intensive care
(e) 深切治療
$3,500 per day, maximum 25 days per Policy Year
Surgeon's fee — Minor
外科醫生費 — 小型
$5,000
Surgeon's fee — Intermediate
外科醫生費 — 中型
$12,500
Surgeon's fee — Major
外科醫生費 — 大型
$25,000
Surgeon's fee — Complex
外科醫生費 — 複雜
$50,000
(g) Anaesthetist's fee
(g) 麻醉科醫生費
35% of Surgeon's fee payable
(h) Operating theatre charges
(h) 手術室費
35% of Surgeon's fee payable
(i) Prescribed Diagnostic Imaging Tests
(i) 訂明診斷成像檢測
$20,000 per Policy Year. Subject to 30% Coinsurance.
(j) Prescribed Non-surgical Cancer Treatments
(j) 訂明非手術癌症治療
$80,000 per Policy Year
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
(k) 入院前或出院後／日間手術前後的門診護理
$580, per visit, $3,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) Psychiatric treatments
(l) 精神科治療
$30,000 per Policy Year

Premium Schedule

Annual premium · Single rate (gender / smoking agnostic) · HKD

Age	Premium
0	HK$3,970
1	HK$3,970
2	HK$3,970
3	HK$3,970
4	HK$3,970
5	HK$2,810
6	HK$2,810
7	HK$2,810
8	HK$2,810
9	HK$2,810
10	HK$2,810
11	HK$2,810
12	HK$2,810
13	HK$2,810
14	HK$2,810
15	HK$2,810
16	HK$2,810
17	HK$2,810
18	HK$2,085
19	HK$2,120
20	HK$2,163
21	HK$2,206
22	HK$2,250
23	HK$2,319
24	HK$2,364
25	HK$2,412
26	HK$2,459
27	HK$2,509
28	HK$2,610
29	HK$2,714
30	HK$2,737
31	HK$2,758
32	HK$2,926
33	HK$3,059
34	HK$3,214
35	HK$3,430
36	HK$3,597
37	HK$3,768
38	HK$3,944
39	HK$4,127
40	HK$4,796
41	HK$5,014
42	HK$5,242
43	HK$5,479
44	HK$5,728
45	HK$5,990
46	HK$6,265
47	HK$6,555
48	HK$6,859
49	HK$7,181
50	HK$7,522
51	HK$7,879
52	HK$8,257
53	HK$8,653
54	HK$9,071
55	HK$9,508
56	HK$9,965
57	HK$10,442
58	HK$10,937
59	HK$11,452
60	HK$11,982
61	HK$12,531
62	HK$13,092
63	HK$13,664
64	HK$14,245
65	HK$14,833
66	HK$15,425
67	HK$16,014
68	HK$16,598
69	HK$17,170
70	HK$17,728
71	HK$18,263
72	HK$18,769
73	HK$19,241
74	HK$19,668
75	HK$20,045
76	HK$20,359
77	HK$20,605
78	HK$20,768
79	HK$20,839
80	HK$20,944
81	HK$20,944
82	HK$20,944
83	HK$20,944
84	HK$20,944
85	HK$20,944
86	HK$20,944
87	HK$20,944
88	HK$20,944
89	HK$20,944
90	HK$20,944
91	HK$20,944
92	HK$20,944
93	HK$20,944
94	HK$20,944
95	HK$20,944
96	HK$20,944
97	HK$20,944
98	HK$20,944
99	HK$20,944

Terms and premiums on this page reflect the latest documents published by each insurer and the official VHIS website (vhis.gov.hk). In case of any discrepancy, the official PDF prevails. VHISGuide makes no warranty as to accuracy and does not constitute a purchase recommendation.

Notes & sources

Official benefit schedule: VHIS.gov.hk benefit schedule PDF
Official premium schedule: VHIS.gov.hk premium schedule PDF
Schedule effective date: Mar 2, 2026
Last verified: 2026-04-17