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Bupa (Asia) Limited — same-insurer plan comparison
Bupa (Asia) Limited · 15 plan series (39 variants, deductibles merged, sorted from basic to comprehensive)
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Highlights
VHIS cert no.
S00020-01-000-02Benefits PDFPremiums PDF
F00029-01-000-06Benefits PDFPremiums PDF
F00029-01-001-06Benefits PDFPremiums PDF
F00029-02-000-06Benefits PDFPremiums PDF
F00029-02-001-06Benefits PDFPremiums PDF
F00029-03-000-06Benefits PDFPremiums PDF
F00029-03-001-06Benefits PDFPremiums PDF
F00040-17-000-02Benefits PDFPremiums PDF
F00040-18-000-02Benefits PDFPremiums PDF
F00040-19-000-02Benefits PDFPremiums PDF
F00040-20-000-02Benefits PDFPremiums PDF
F00040-01-000-05Benefits PDFPremiums PDF
F00040-02-000-05Benefits PDFPremiums PDF
F00040-03-000-05Benefits PDFPremiums PDF
F00040-04-000-05Benefits PDFPremiums PDF
F00040-05-000-05Benefits PDFPremiums PDF
F00040-06-000-05Benefits PDFPremiums PDF
F00040-07-000-05Benefits PDFPremiums PDF
F00040-08-000-05Benefits PDFPremiums PDF
F00040-21-000-02Benefits PDFPremiums PDF
F00040-22-000-02Benefits PDFPremiums PDF
F00040-23-000-02Benefits PDFPremiums PDF
F00040-24-000-02Benefits PDFPremiums PDF
F00040-09-000-03Benefits PDFPremiums PDF
F00040-10-000-03Benefits PDFPremiums PDF
F00040-11-000-03Benefits PDFPremiums PDF
F00040-12-000-03Benefits PDFPremiums PDF
F00040-13-000-03Benefits PDFPremiums PDF
F00040-14-000-03Benefits PDFPremiums PDF
F00040-15-000-03Benefits PDFPremiums PDF
F00040-16-000-03Benefits PDFPremiums PDF
F00035-01-000-05Benefits PDFPremiums PDF
F00035-02-000-05Benefits PDFPremiums PDF
F00035-03-000-05Benefits PDFPremiums PDF
F00035-04-000-05Benefits PDFPremiums PDF
F00035-05-000-01Benefits PDFPremiums PDF
F00035-06-000-01Benefits PDFPremiums PDF
F00035-07-000-01Benefits PDFPremiums PDF
F00035-08-000-01Benefits PDFPremiums PDF
Plan type
Standard
Flexi
Flexi
Flexi
Flexi
Flexi
Flexi
Flexi
Flexi
Flexi
Flexi
Flexi
Flexi
Flexi
Flexi
Coverage region
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Worldwide
Asia incl. AU/NZ
Asia incl. AU/NZ
Asia incl. AU/NZ
Worldwide (excluding United States)
Worldwide (excluding United States)
Worldwide (excluding United States)
Worldwide
Worldwide
Ward
N/A (capped)
Ward
Ward
Semi-Private Room
Semi-Private Room
Standard Private Room
Standard Private Room
Ward
Semi-Private Room
Standard Private Room
Ward
Semi-Private Room
Standard Private Room
Standard Private Room
Standard Private Room
Lifetime limit
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
Annual limit
—
—
—
—
—
—
Per illness
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
SMM top-up
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
No-Claim Bonus
—
5% × 2 yrs
10% × 4 yrs
15% × 6 yrs+
5% × 2 yrs
10% × 4 yrs
15% × 6 yrs+
5% × 2 yrs
10% × 4 yrs
15% × 6 yrs+
5% × 2 yrs
10% × 4 yrs
15% × 6 yrs+
5% × 2 yrs
10% × 4 yrs
15% × 6 yrs+
5% × 2 yrs
10% × 4 yrs
15% × 6 yrs+
—
—
—
—
—
—
—
—
Deductible
—
—
—
—
—
—
—
Version
Mar 2, 2026
Mar 2, 2026
Mar 2, 2026
Mar 2, 2026
Mar 2, 2026
Mar 2, 2026
Mar 2, 2026
Mar 2, 2026
Mar 2, 2026
Mar 2, 2026
Mar 2, 2026
Mar 2, 2026
Mar 2, 2026
Mar 2, 2026
Mar 2, 2026
Basic Benefits Basic
(a) Room and board
$750 per day, maximum 180 days per Policy Year
$1,000 per day, maximum 270 days per Policy Year
$1,000 per day, maximum 270 days per Policy Year
$2,100 per day, maximum 270 days per Policy Year
$2,100 per day, maximum 270 days per Policy Year
$4,000 per day, maximum 270 days per Policy Year
$4,000 per day, maximum 270 days per Policy Year
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
(b) Miscellaneous charges
$14,000 per Policy Year
$16,400 per Policy Year
$16,400 per Policy Year
$25,600 per Policy Year
$25,600 per Policy Year
$45,600 per Policy Year
$45,600 per Policy Year
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses (subject to the benefit limit of additional benefit (i) Prosthesis)
Full reimbursement of Eligible Expenses (subject to the benefit limit of additional benefit (i) Prosthesis)
Full reimbursement of Eligible Expenses (subject to the benefit limit of additional benefit (i) Prosthesis)
Full reimbursement of Eligible Expenses (subject to the benefit limit of additional benefit (i) Prosthesis)
Full reimbursement of Eligible Expenses (subject to the benefit limit of additional benefit (i) Prosthesis)
Full reimbursement of Eligible Expenses (subject to the benefit limit of additional benefit (i) Prosthesis)
Full reimbursement of Eligible Expenses (subject to the benefit limit of additional benefit (i) Prosthesis)
(c) Attending doctor's visit fee
$750 per day, maximum 180 days per Policy Year
$1,000 per day, maximum 270 days per Policy Year
$1,000 per day, maximum 270 days per Policy Year
$1,800 per day, maximum 270 days per Policy Year
$1,800 per day, maximum 270 days per Policy Year
$3,900 per day, maximum 270 days per Policy Year
$3,900 per day, maximum 270 days per Policy Year
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
(d) Specialist's fee
$4,300 per Policy Year
$4,600 per Policy Year
$4,600 per Policy Year
$5,050 per Policy Year
$5,050 per Policy Year
$13,400 per Policy Year
$13,400 per Policy Year
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
(e) Intensive care
$3,500 per day, maximum 25 days per Policy Year
$4,000 per day, maximum 25 days per Policy Year
$4,000 per day, maximum 25 days per Policy Year
$5,400 per day, maximum 25 days per Policy Year
$5,400 per day, maximum 25 days per Policy Year
$8,000 per day, maximum 25 days per Policy Year
$8,000 per day, maximum 25 days per Policy Year
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
(f) Surgeon's fee
—
—
—
—
—
—
—
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Surgeon's fee — Minor
$5,000
$6,180
$6,180
$8,100
$8,100
$9,650
$9,650
—
—
—
—
—
—
—
—
Surgeon's fee — Intermediate
$12,500
$13,550
$13,550
$18,700
$18,700
$26,800
$26,800
—
—
—
—
—
—
—
—
Surgeon's fee — Major
$25,000
$31,600
$31,600
$44,400
$44,400
$63,200
$63,200
—
—
—
—
—
—
—
—
Surgeon's fee — Complex
$50,000
$58,600
$58,600
$81,000
$81,000
$126,000
$126,000
—
—
—
—
—
—
—
—
(g) Anaesthetist's fee
35% of Surgeon's fee payable
Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $20,500Major $11,200Intermediate $4,750Minor $2,600
Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $20,500Major $11,200Intermediate $4,750Minor $2,600
Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $28,300Major $15,550Intermediate $6,560Minor $2,930
Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $28,300Major $15,550Intermediate $6,560Minor $2,930
Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $43,200Major $22,000Intermediate $9,350Minor $4,720
Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $43,200Major $22,000Intermediate $9,350Minor $4,720
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
(h) Operating theatre charges
35% of Surgeon's fee payable
Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $20,500Major $11,200Intermediate $4,750Minor $2,600
Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $20,500Major $11,200Intermediate $4,750Minor $2,600
Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $28,300Major $15,550Intermediate $6,560Minor $2,930
Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $28,300Major $15,550Intermediate $6,560Minor $2,930
Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $43,200Major $22,000Intermediate $9,350Minor $4,720
Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $43,200Major $22,000Intermediate $9,350Minor $4,720
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
(i) Prescribed Diagnostic Imaging Tests
$20,000 per Policy Year. Subject to 30% Coinsurance.
$20,000 per Policy Year. Subject to 30% Coinsurance.
$20,000 per Policy Year. Subject to 30% Coinsurance.
$30,000 per Policy Year. Subject to 30% Coinsurance.
$30,000 per Policy Year. Subject to 30% Coinsurance.
$40,000 per Policy Year. Subject to 30% Coinsurance.
$40,000 per Policy Year. Subject to 30% Coinsurance.
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
(j) Prescribed Non-surgical Cancer Treatments
$80,000 per Policy Year
$83,000 per Policy Year
$83,000 per Policy Year
$123,000 per Policy Year
$123,000 per Policy Year
$158,000 per Policy Year
$158,000 per Policy Year
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
$580, per visit, $3,000 per Policy Year• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
$3,200 per Policy Year• 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure• All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$3,200 per Policy Year• 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure• All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$3,600 per Policy Year• 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure• All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$3,600 per Policy Year• 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure• All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$6,000 per Policy Year• 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure• All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
$6,000 per Policy Year• 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure• All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
Full reimbursement of Eligible Expenses, for the consultations specified below:• 1 outpatient visit or Emergency consultation more than 30 days before Confinement/Day Case Procedure;• 2 outpatient visits or Emergency consultations within 30 days before Confinement/Day Case Procedure;• 20 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure.
Full reimbursement of Eligible Expenses, for the consultations specified below:• 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure;• All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure;• All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
Full reimbursement of Eligible Expenses, for the consultations specified below:• 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure;• All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure;• All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
Full reimbursement of Eligible Expenses, for the consultations specified below:• 1 outpatient visit or Emergency consultation more than 30 days before Confinement/Day Case Procedure;• 2 outpatient visits or Emergency consultations within 30 days before Confinement/Day Case Procedure;• 30 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure.
Full reimbursement of Eligible Expenses, for the consultations specified below:• 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure;• All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure;• All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
Full reimbursement of Eligible Expenses, for the consultations specified below:• 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure;• All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure;• All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
Full reimbursement of Eligible Expenses, for the consultations specified below:• 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure;• All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure;• All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
Full reimbursement of Eligible Expenses, for the consultations specified below:• 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure;• All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure;• All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
(l) Psychiatric treatments
$30,000 per Policy Year
$30,000 per Policy Year
$30,000 per Policy Year
$30,000 per Policy Year
$30,000 per Policy Year
$30,000 per Policy Year
$30,000 per Policy Year
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Extra Benefits Extra
Accident-related
Emergency outpatient treatment for Accident
—
$6,600 per Policy Year within 48 hours of the Accident or Emergency
—
$8,700 per Policy Year within 48 hours of the Accident or Emergency
—
$11,900 per Policy Year within 48 hours of the Accident or Emergency
—
—
Full reimbursement of Eligible Expenses within 48 hours of the Accident or Emergency
Full reimbursement of Eligible Expenses within 48 hours of the Accident or Emergency
Full reimbursement of Eligible Expenses within 48 hours of the Accident or Emergency
Full reimbursement of Eligible Expenses within 48 hours of the Accident or Emergency
Full reimbursement of Eligible Expenses within 48 hours of the Accident or Emergency
Full reimbursement of Eligible Expenses within 48 hours of the Accident or Emergency
Full reimbursement of Eligible Expenses within 48 hours of the Accident or Emergency
Inpatient-related
Medical implants / prosthetic devices
—
—
—
—
—
—
—
—
$100,000 per device per Policy Year
$120,000 per device per Policy Year
$80,000 per device per Policy Year
$110,000 per device per Policy Year
$150,000 per device per Policy Year
$160,000 per device per Policy Year
$160,000 per device per Policy Year
Complications of pregnancy
—
—
—
—
—
—
—
—
$150,000 per Policy Year
$180,000 per Policy Year
$100,000 per Policy Year
$165,000 per Policy Year
$230,000 per Policy Year
$250,000 per Policy Year
$300,000 per Policy Year
Hospital companion bed fee reimbursement
—
$450 per day (maximum 270 days per Policy Year)
$450 per day (maximum 270 days per Policy Year); $6,600 per Policy Year; $83,000 per Policy Year
$850 per day (maximum 270 days per Policy Year)
$850 per day (maximum 270 days per Policy Year); $8,700 per Policy Year; $123,000 per Policy Year
$1,880 per day (maximum 270 days per Policy Year)
$1,880 per day (maximum 270 days per Policy Year); $11,900 per Policy Year; $158,000 per Policy Year
—
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Private nursing fee (during Confinement)
—
$410 per day (maximum 120 days per Policy Year)
$410 per day (maximum 120 days per Policy Year)
$680 per day (maximum 120 days per Policy Year)
$680 per day (maximum 120 days per Policy Year)
$1,020 per day (maximum 120 days per Policy Year)
$1,020 per day (maximum 120 days per Policy Year)
—
Full reimbursement of Eligible Expenses (maximum 90 days per Policy Year)
Full reimbursement of Eligible Expenses (maximum 90 days per Policy Year)
Full reimbursement of Eligible Expenses (maximum 90 days per Policy Year)
Full reimbursement of Eligible Expenses (maximum 90 days per Policy Year)
Full reimbursement of Eligible Expenses (maximum 90 days per Policy Year)
Full reimbursement of Eligible Expenses (maximum 90 days per Policy Year)
Full reimbursement of Eligible Expenses (maximum 90 days per Policy Year)
Outpatient-related
Cancer / cardiac / stroke rehabilitation benefit
—
—
—
—
—
—
—
—
$2,000 per day (maximum 90 days per Disability per Policy Year) (subject to prior approval from the Company)
$3,150 per day (maximum 90 days per Disability per Policy Year) (subject to prior approval from the Company)
$1,500 per day (maximum 90 days per Disability per Policy Year) (subject to prior approval from the Company)
$2,300 per day (maximum 90 days per Disability per Policy Year) (subject to prior approval from the Company)
$3,300 per day (maximum 90 days per Disability per Policy Year) (subject to prior approval from the Company)
$3,500 per day (maximum 90 days per Disability per Policy Year) (subject to prior approval from the Company)
$4,000 per day (maximum 90 days per Disability per Policy Year) (subject to prior approval from the Company)
Outpatient kidney dialysis
—
$83,000 per Policy Year
—
$123,000 per Policy Year
—
$158,000 per Policy Year
—
—
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Full reimbursement of Eligible Expenses
Health check-up benefit
—
—
—
—
—
—
—
—
—
$4,800 per Policy Year (claim reimbursement up to $4,800; or one (1) free check-up at a designated clinic in Hong Kong)
—
—
$4,800 per Policy Year (claim reimbursement up to $4,800; or one (1) free check-up at a designated clinic in Hong Kong)
$4,800 per Policy Year (claim reimbursement up to $4,800; or one (1) free check-up at a designated clinic in Hong Kong)
$4,800 per Policy Year (claim reimbursement up to $4,800; or one (1) free check-up at a designated clinic in Hong Kong)
Hospice and palliative care benefit
—
—
—
—
—
—
—
—
$100,000 per Policy Year
$120,000 per Policy Year
$80,000 per Policy Year
$110,000 per Policy Year
$150,000 per Policy Year
$160,000 per Policy Year
$160,000 per Policy Year
Chinese Medicine Practitioner outpatient care
—
$225 per visit, maximum 20 visits per Policy Year
$225 per visit, maximum 20 visits per Policy Year
$270 per visit, maximum 20 visits per Policy Year
$270 per visit, maximum 20 visits per Policy Year
$360 per visit, maximum 20 visits per Policy Year
$360 per visit, maximum 20 visits per Policy Year
—
$650 per visit, maximum 20 visits per Policy Year
$750 per visit, maximum 20 visits per Policy Year
$550 per visit, maximum 20 visits per Policy Year
$700 per visit, maximum 20 visits per Policy Year
$850 per visit, maximum 20 visits per Policy Year
$880 per visit, maximum 20 visits per Policy Year
$880 per visit, maximum 20 visits per Policy Year
Outpatient sleep apnoea testing benefit
—
—
—
—
—
—
—
—
Full reimbursement of Eligible Expenses, for outpatient sleep apnoea tests and the consultations specified below:• 1 outpatient visit more than 90 days before the outpatient sleep apnoea test;• All outpatient visits within 90 days before the outpatient sleep apnoea test;• All follow-up outpatient visits within 365 days after the outpatient sleep apnoea test.
Full reimbursement of Eligible Expenses, for outpatient sleep apnoea tests and the consultations specified below:• 1 outpatient visit more than 90 days before the outpatient sleep apnoea test;• All outpatient visits within 90 days before the outpatient sleep apnoea test;• All follow-up outpatient visits within 365 days after the outpatient sleep apnoea test.
—
Full reimbursement of Eligible Expenses, for outpatient sleep apnoea tests and the consultations specified below:• 1 outpatient visit more than 90 days before the outpatient sleep apnoea test;• All outpatient visits within 90 days before the outpatient sleep apnoea test;• All follow-up outpatient visits within 365 days after the outpatient sleep apnoea test.
Full reimbursement of Eligible Expenses, for outpatient sleep apnoea tests and the consultations specified below:• 1 outpatient visit more than 90 days before the outpatient sleep apnoea test;• All outpatient visits within 90 days before the outpatient sleep apnoea test;• All follow-up outpatient visits within 365 days after the outpatient sleep apnoea test.
Full reimbursement of Eligible Expenses, for outpatient sleep apnoea tests and the consultations specified below:• 1 outpatient visit more than 90 days before the outpatient sleep apnoea test;• All outpatient visits within 90 days before the outpatient sleep apnoea test;• All follow-up outpatient visits within 365 days after the outpatient sleep apnoea test.
Full reimbursement of Eligible Expenses, for outpatient sleep apnoea tests and the consultations specified below:• 1 outpatient visit more than 90 days before the outpatient sleep apnoea test;• All outpatient visits within 90 days before the outpatient sleep apnoea test;• All follow-up outpatient visits within 365 days after the outpatient sleep apnoea test.
Aggregate Limits
Organ transplant — Asia, Australia & New Zealand (excluding Hong Kong)
—
—
—
—
—
—
—
$420,000 per Policy Year
$1,000,000 per Policy Year
$1,500,000 per Policy Year
—
—
—
—
—
Cash Benefits Cash
Second-claim cash allowance
—
$500 per day (maximum 270 days per Policy Year)
$500 per day (maximum 270 days per Policy Year)
$1,050 per day (maximum 270 days per Policy Year)
$1,050 per day (maximum 270 days per Policy Year)
$2,000 per day (maximum 270 days per Policy Year)
$2,000 per day (maximum 270 days per Policy Year)
$600 per day
$1,260 per day
$2,400 per day
$600 per day
$1,260 per day
$2,400 per day
—
—
Event Benefits Event
Post-stroke home equipment upgrade
—
—
—
—
—
—
—
—
$50,000 per Policy Year (to be completed within 180 days immediately after discharge from Hospital following stroke)
$80,000 per Policy Year (to be completed within 180 days immediately after discharge from Hospital following stroke)
$40,000 per Policy Year (to be completed within 180 days immediately after discharge from Hospital following stroke)
$60,000 per Policy Year (to be completed within 180 days immediately after discharge from Hospital following stroke)
$100,000 per Policy Year (to be completed within 180 days immediately after discharge from Hospital following stroke)
$120,000 per Policy Year (to be completed within 180 days immediately after discharge from Hospital following stroke)
$120,000 per Policy Year (to be completed within 180 days immediately after discharge from Hospital following stroke)
VHIS cert no.
S00020-01-000-02Benefits PDFPremiums PDF
Coverage region
Worldwide
Ward class
N/A (capped)
Lifetime benefit limit
—
Annual benefit limit
HK$420,000
Per-illness benefit limit
—
SMM Supplemental Major Medical
—
No-Claim Bonus
—
Deductible Options
—
Basic Benefits Basic
(a) Room and board
$750 per day, maximum 180 days per Policy Year
(b) Miscellaneous charges
$14,000 per Policy Year
(c) Attending doctor's visit fee
$750 per day, maximum 180 days per Policy Year
(d) Specialist's fee
$4,300 per Policy Year
(e) Intensive care
$3,500 per day, maximum 25 days per Policy Year
(f) Surgeon's fee不限手術類別
—
Surgeon's fee — Minor
$5,000
Surgeon's fee — Intermediate
$12,500
Surgeon's fee — Major
$25,000
Surgeon's fee — Complex
$50,000
(g) Anaesthetist's fee不限手術類別
35% of Surgeon's fee payable
(h) Operating theatre charges不限手術類別
35% of Surgeon's fee payable
(i) Prescribed Diagnostic Imaging Tests
$20,000 per Policy Year. Subject to 30% Coinsurance.
(j) Prescribed Non-surgical Cancer Treatments
$80,000 per Policy Year
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
$580, per visit, $3,000 per Policy Year
• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure
• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) Psychiatric treatments
$30,000 per Policy Year
Extra Benefits Extra
Accident-related
Emergency outpatient treatment for Accident
—
Inpatient-related
Medical implants / prosthetic devices
—
Complications of pregnancy
—
Hospital companion bed fee reimbursement
—
Private nursing fee (during Confinement)
—
Outpatient-related
Cancer / cardiac / stroke rehabilitation benefit
—
Outpatient kidney dialysis
—
Health check-up benefit
—
Hospice and palliative care benefit
—
Chinese Medicine Practitioner outpatient care
—
Outpatient sleep apnoea testing benefit
—
Aggregate Limits
Organ transplant — Asia, Australia & New Zealand (excluding Hong Kong)
—
Cash Benefits Cash
Second-claim cash allowanceAfter other pays
—
Event Benefits Event
Post-stroke home equipment upgrade
—
Plan 1 / 15
保柏自願醫保計劃
Bupa MyBasic VHIS Plan
Entry-level PickVer. Mar 2, 2026
- VHIS cert no.
- S00020-01-000-02
- Plan Type
- Standard
- Coverage region
- Worldwide
- Ward class
- N/A (capped)
- Annual benefit limit
- HK$420,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $750 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $14,000 per Policy Year
- (c) 主診醫生巡房費
- $750 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $4,300 per Policy Year
- (e) 深切治療
- $3,500 per day, maximum 25 days per Policy Year
- (f) 外科醫生費不限手術類別
- —
- 外科醫生費 — 小型
- $5,000
- 外科醫生費 — 中型
- $12,500
- 外科醫生費 — 大型
- $25,000
- 外科醫生費 — 複雜
- $50,000
- (g) 麻醉科醫生費不限手術類別
- 35% of Surgeon's fee payable
- (h) 手術室費不限手術類別
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 復康保障
- —
- 門診洗腎
- —
- 醫療植入裝置
- —
- 懷孕併發症
- —
- 亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額
- —
- 意外急症門診治療費用賠償
- —
- 身體檢查保障
- —
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
- 善終服務
- —
- 出院後 / 日間手術後的中醫門診治療
- —
- 非住院睡眠窒息症測試
- —
Cash Benefits Cash
- 第二索償現金津貼
- —
Event Benefits Event
- 中風家居設備提升
- —
Plan 2 / 15
保柏靈活配自願醫保計劃 - 基本
Bupa MyFlexi VHIS Plan - Standard
Step UpVer. Mar 2, 2026
- VHIS cert no.
- F00029-01-000-06
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Ward
- Annual benefit limit
- —
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $1,000 per day, maximum 270 days per Policy Year
- (b) 雜項開支
- $16,400 per Policy Year
- (c) 主診醫生巡房費
- $1,000 per day, maximum 270 days per Policy Year
- (d) 專科醫生費
- $4,600 per Policy Year
- (e) 深切治療
- $4,000 per day, maximum 25 days per Policy Year
- (f) 外科醫生費不限手術類別
- —
- 外科醫生費 — 小型
- $6,180
- 外科醫生費 — 中型
- $13,550
- 外科醫生費 — 大型
- $31,600
- 外科醫生費 — 複雜
- $58,600
- (g) 麻醉科醫生費不限手術類別
- Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $20,500Major $11,200Intermediate $4,750Minor $2,600
- (h) 手術室費不限手術類別
- Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $20,500Major $11,200Intermediate $4,750Minor $2,600
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $83,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $3,200 per Policy Year • 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 復康保障
- —
- 門診洗腎
- $83,000 per Policy Year
- 醫療植入裝置
- —
- 懷孕併發症
- —
- 亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額
- —
- 意外急症門診治療費用賠償
- $6,600 per Policy Year within 48 hours of the Accident or Emergency
- 身體檢查保障
- —
- 住院陪床
- $450 per day (maximum 270 days per Policy Year)
- 私家看護費 (住院期間)
- $410 per day (maximum 120 days per Policy Year)
- 善終服務
- —
- 出院後 / 日間手術後的中醫門診治療
- $225 per visit, maximum 20 visits per Policy Year
- 非住院睡眠窒息症測試
- —
Cash Benefits Cash
- 第二索償現金津貼
- $500
Event Benefits Event
- 中風家居設備提升
- —
Plan 3 / 15
保柏靈活配自願醫保計劃 - 升級基本
Bupa MyFlexi VHIS Plan - Standard Plus
Step UpVer. Mar 2, 2026
- VHIS cert no.
- F00029-01-001-06
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Ward
- Annual benefit limit
- —
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $1,000 per day, maximum 270 days per Policy Year
- (b) 雜項開支
- $16,400 per Policy Year
- (c) 主診醫生巡房費
- $1,000 per day, maximum 270 days per Policy Year
- (d) 專科醫生費
- $4,600 per Policy Year
- (e) 深切治療
- $4,000 per day, maximum 25 days per Policy Year
- (f) 外科醫生費不限手術類別
- —
- 外科醫生費 — 小型
- $6,180
- 外科醫生費 — 中型
- $13,550
- 外科醫生費 — 大型
- $31,600
- 外科醫生費 — 複雜
- $58,600
- (g) 麻醉科醫生費不限手術類別
- Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $20,500Major $11,200Intermediate $4,750Minor $2,600
- (h) 手術室費不限手術類別
- Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $20,500Major $11,200Intermediate $4,750Minor $2,600
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $83,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $3,200 per Policy Year • 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 復康保障
- —
- 門診洗腎
- —
- 醫療植入裝置
- —
- 懷孕併發症
- —
- 亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額
- —
- 意外急症門診治療費用賠償
- —
- 身體檢查保障
- —
- 住院陪床
- $450 per day (maximum 270 days per Policy Year); $6,600 per Policy Year; $83,000 per Policy Year
- 私家看護費 (住院期間)
- $410 per day (maximum 120 days per Policy Year)
- 善終服務
- —
- 出院後 / 日間手術後的中醫門診治療
- $225 per visit, maximum 20 visits per Policy Year
- 非住院睡眠窒息症測試
- —
Cash Benefits Cash
- 第二索償現金津貼
- $500
Event Benefits Event
- 中風家居設備提升
- —
Plan 4 / 15
保柏靈活配自願醫保計劃 - 智選
Bupa MyFlexi VHIS Plan - Advance
Step UpVer. Mar 2, 2026
- VHIS cert no.
- F00029-02-000-06
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Semi-Private Room
- Annual benefit limit
- —
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $2,100 per day, maximum 270 days per Policy Year
- (b) 雜項開支
- $25,600 per Policy Year
- (c) 主診醫生巡房費
- $1,800 per day, maximum 270 days per Policy Year
- (d) 專科醫生費
- $5,050 per Policy Year
- (e) 深切治療
- $5,400 per day, maximum 25 days per Policy Year
- (f) 外科醫生費不限手術類別
- —
- 外科醫生費 — 小型
- $8,100
- 外科醫生費 — 中型
- $18,700
- 外科醫生費 — 大型
- $44,400
- 外科醫生費 — 複雜
- $81,000
- (g) 麻醉科醫生費不限手術類別
- Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $28,300Major $15,550Intermediate $6,560Minor $2,930
- (h) 手術室費不限手術類別
- Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $28,300Major $15,550Intermediate $6,560Minor $2,930
- (i) 訂明診斷成像檢測
- $30,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $123,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $3,600 per Policy Year • 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 復康保障
- —
- 門診洗腎
- $123,000 per Policy Year
- 醫療植入裝置
- —
- 懷孕併發症
- —
- 亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額
- —
- 意外急症門診治療費用賠償
- $8,700 per Policy Year within 48 hours of the Accident or Emergency
- 身體檢查保障
- —
- 住院陪床
- $850 per day (maximum 270 days per Policy Year)
- 私家看護費 (住院期間)
- $680 per day (maximum 120 days per Policy Year)
- 善終服務
- —
- 出院後 / 日間手術後的中醫門診治療
- $270 per visit, maximum 20 visits per Policy Year
- 非住院睡眠窒息症測試
- —
Cash Benefits Cash
- 第二索償現金津貼
- $1,050
Event Benefits Event
- 中風家居設備提升
- —
Plan 5 / 15
保柏靈活配自願醫保計劃 - 升級智選
Bupa MyFlexi VHIS Plan - Advance Plus
Step UpVer. Mar 2, 2026
- VHIS cert no.
- F00029-02-001-06
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Semi-Private Room
- Annual benefit limit
- —
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $2,100 per day, maximum 270 days per Policy Year
- (b) 雜項開支
- $25,600 per Policy Year
- (c) 主診醫生巡房費
- $1,800 per day, maximum 270 days per Policy Year
- (d) 專科醫生費
- $5,050 per Policy Year
- (e) 深切治療
- $5,400 per day, maximum 25 days per Policy Year
- (f) 外科醫生費不限手術類別
- —
- 外科醫生費 — 小型
- $8,100
- 外科醫生費 — 中型
- $18,700
- 外科醫生費 — 大型
- $44,400
- 外科醫生費 — 複雜
- $81,000
- (g) 麻醉科醫生費不限手術類別
- Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $28,300Major $15,550Intermediate $6,560Minor $2,930
- (h) 手術室費不限手術類別
- Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $28,300Major $15,550Intermediate $6,560Minor $2,930
- (i) 訂明診斷成像檢測
- $30,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $123,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $3,600 per Policy Year • 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 復康保障
- —
- 門診洗腎
- —
- 醫療植入裝置
- —
- 懷孕併發症
- —
- 亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額
- —
- 意外急症門診治療費用賠償
- —
- 身體檢查保障
- —
- 住院陪床
- $850 per day (maximum 270 days per Policy Year); $8,700 per Policy Year; $123,000 per Policy Year
- 私家看護費 (住院期間)
- $680 per day (maximum 120 days per Policy Year)
- 善終服務
- —
- 出院後 / 日間手術後的中醫門診治療
- $270 per visit, maximum 20 visits per Policy Year
- 非住院睡眠窒息症測試
- —
Cash Benefits Cash
- 第二索償現金津貼
- $1,050
Event Benefits Event
- 中風家居設備提升
- —
Plan 6 / 15
保柏靈活配自願醫保計劃 - 尊尚
Bupa MyFlexi VHIS Plan - Deluxe
Step UpVer. Mar 2, 2026
- VHIS cert no.
- F00029-03-000-06
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Standard Private Room
- Annual benefit limit
- —
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $4,000 per day, maximum 270 days per Policy Year
- (b) 雜項開支
- $45,600 per Policy Year
- (c) 主診醫生巡房費
- $3,900 per day, maximum 270 days per Policy Year
- (d) 專科醫生費
- $13,400 per Policy Year
- (e) 深切治療
- $8,000 per day, maximum 25 days per Policy Year
- (f) 外科醫生費不限手術類別
- —
- 外科醫生費 — 小型
- $9,650
- 外科醫生費 — 中型
- $26,800
- 外科醫生費 — 大型
- $63,200
- 外科醫生費 — 複雜
- $126,000
- (g) 麻醉科醫生費不限手術類別
- Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $43,200Major $22,000Intermediate $9,350Minor $4,720
- (h) 手術室費不限手術類別
- Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $43,200Major $22,000Intermediate $9,350Minor $4,720
- (i) 訂明診斷成像檢測
- $40,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $158,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $6,000 per Policy Year • 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 復康保障
- —
- 門診洗腎
- $158,000 per Policy Year
- 醫療植入裝置
- —
- 懷孕併發症
- —
- 亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額
- —
- 意外急症門診治療費用賠償
- $11,900 per Policy Year within 48 hours of the Accident or Emergency
- 身體檢查保障
- —
- 住院陪床
- $1,880 per day (maximum 270 days per Policy Year)
- 私家看護費 (住院期間)
- $1,020 per day (maximum 120 days per Policy Year)
- 善終服務
- —
- 出院後 / 日間手術後的中醫門診治療
- $360 per visit, maximum 20 visits per Policy Year
- 非住院睡眠窒息症測試
- —
Cash Benefits Cash
- 第二索償現金津貼
- $2,000
Event Benefits Event
- 中風家居設備提升
- —
Plan 7 / 15
保柏靈活配自願醫保計劃 - 升級尊尚
Bupa MyFlexi VHIS Plan - Deluxe Plus
Step UpVer. Mar 2, 2026
- VHIS cert no.
- F00029-03-001-06
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Standard Private Room
- Annual benefit limit
- —
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- —
Basic Benefits Basic
- (a) 病房及膳食
- $4,000 per day, maximum 270 days per Policy Year
- (b) 雜項開支
- $45,600 per Policy Year
- (c) 主診醫生巡房費
- $3,900 per day, maximum 270 days per Policy Year
- (d) 專科醫生費
- $13,400 per Policy Year
- (e) 深切治療
- $8,000 per day, maximum 25 days per Policy Year
- (f) 外科醫生費不限手術類別
- —
- 外科醫生費 — 小型
- $9,650
- 外科醫生費 — 中型
- $26,800
- 外科醫生費 — 大型
- $63,200
- 外科醫生費 — 複雜
- $126,000
- (g) 麻醉科醫生費不限手術類別
- Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $43,200Major $22,000Intermediate $9,350Minor $4,720
- (h) 手術室費不限手術類別
- Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $43,200Major $22,000Intermediate $9,350Minor $4,720
- (i) 訂明診斷成像檢測
- $40,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $158,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $6,000 per Policy Year • 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
Extra Benefits Extra
- 復康保障
- —
- 門診洗腎
- —
- 醫療植入裝置
- —
- 懷孕併發症
- —
- 亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額
- —
- 意外急症門診治療費用賠償
- —
- 身體檢查保障
- —
- 住院陪床
- $1,880 per day (maximum 270 days per Policy Year); $11,900 per Policy Year; $158,000 per Policy Year
- 私家看護費 (住院期間)
- $1,020 per day (maximum 120 days per Policy Year)
- 善終服務
- —
- 出院後 / 日間手術後的中醫門診治療
- $360 per visit, maximum 20 visits per Policy Year
- 非住院睡眠窒息症測試
- —
Cash Benefits Cash
- 第二索償現金津貼
- $2,000
Event Benefits Event
- 中風家居設備提升
- —
Plan 8 / 15
保柏非凡自願醫保計劃 - 精選
Bupa Hero VHIS Plan - Core
High-endVer. Mar 2, 2026
- VHIS cert no.
- F00040-17-000-02F00040-18-000-02F00040-19-000-02F00040-20-000-02
- Plan Type
- Flexi
- Coverage region
- Asia incl. AU/NZ
- Ward class
- Ward
- Annual benefit limit
- HK$5,000,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- $0 / $15K / $50K / $80K
Basic Benefits Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費不限手術類別
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費不限手術類別
- Full reimbursement
- (h) 手術室費不限手術類別
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses, for the consultations specified below: • 1 outpatient visit or Emergency consultation more than 30 days before Confinement/Day Case Procedure; • 2 outpatient visits or Emergency consultations within 30 days before Confinement/Day Case Procedure; • 20 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure.
- (l) 精神科治療
- Full reimbursement
Extra Benefits Extra
- 復康保障
- —
- 門診洗腎
- —
- 醫療植入裝置
- —
- 懷孕併發症
- —
- 亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額
- $420,000
- 意外急症門診治療費用賠償
- —
- 身體檢查保障
- —
- 住院陪床
- —
- 私家看護費 (住院期間)
- —
- 善終服務
- —
- 出院後 / 日間手術後的中醫門診治療
- —
- 非住院睡眠窒息症測試
- —
Cash Benefits Cash
- 第二索償現金津貼
- $600
Event Benefits Event
- 中風家居設備提升
- —
Plan 9 / 15
保柏非凡自願醫保計劃 - 智選
Bupa Hero VHIS Plan - Advance
High-endVer. Mar 2, 2026
- VHIS cert no.
- F00040-01-000-05F00040-02-000-05F00040-03-000-05F00040-04-000-05
- Plan Type
- Flexi
- Coverage region
- Asia incl. AU/NZ
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$25,000,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- $0 / $12K / $40K / $80K
Basic Benefits Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement of Eligible Expenses (subject to the benefit limit of additional benefit (i) Prosthesis)
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費不限手術類別
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費不限手術類別
- Full reimbursement
- (h) 手術室費不限手術類別
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses, for the consultations specified below: • 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure; • All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure; • All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
- (l) 精神科治療
- Full reimbursement
Extra Benefits Extra
- 復康保障
- $2,000 per day (maximum 90 days per Disability per Policy Year) (subject to prior approval from the Company)
- 門診洗腎
- Full reimbursement
- 醫療植入裝置
- $100,000
- 懷孕併發症
- $150,000
- 亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額
- $1,000,000
- 意外急症門診治療費用賠償
- Full reimbursement of Eligible Expenses within 48 hours of the Accident or Emergency
- 身體檢查保障
- —
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursement of Eligible Expenses (maximum 90 days per Policy Year)
- 善終服務
- $100,000
- 出院後 / 日間手術後的中醫門診治療
- $650 per visit, maximum 20 visits per Policy Year
- 非住院睡眠窒息症測試
- Full reimbursement of Eligible Expenses, for outpatient sleep apnoea tests and the consultations specified below:• 1 outpatient visit more than 90 days before the outpatient sleep apnoea test;• All outpatient visits within 90 days before the outpatient sleep apnoea test;• All follow-up outpatient visits within 365 days after the outpatient sleep apnoea test.
Cash Benefits Cash
- 第二索償現金津貼
- $1,260
Event Benefits Event
- 中風家居設備提升
- $50,000
Plan 10 / 15
保柏非凡自願醫保計劃 - 尊尚
Bupa Hero VHIS Plan - Deluxe
High-endVer. Mar 2, 2026
- VHIS cert no.
- F00040-05-000-05F00040-06-000-05F00040-07-000-05F00040-08-000-05
- Plan Type
- Flexi
- Coverage region
- Asia incl. AU/NZ
- Ward class
- Standard Private Room
- Annual benefit limit
- HK$35,000,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- $0 / $12K / $40K / $80K
Basic Benefits Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement of Eligible Expenses (subject to the benefit limit of additional benefit (i) Prosthesis)
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費不限手術類別
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費不限手術類別
- Full reimbursement
- (h) 手術室費不限手術類別
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses, for the consultations specified below: • 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure; • All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure; • All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
- (l) 精神科治療
- Full reimbursement
Extra Benefits Extra
- 復康保障
- $3,150 per day (maximum 90 days per Disability per Policy Year) (subject to prior approval from the Company)
- 門診洗腎
- Full reimbursement
- 醫療植入裝置
- $120,000
- 懷孕併發症
- $180,000
- 亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額
- $1,500,000
- 意外急症門診治療費用賠償
- Full reimbursement of Eligible Expenses within 48 hours of the Accident or Emergency
- 身體檢查保障
- $4,800
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursement of Eligible Expenses (maximum 90 days per Policy Year)
- 善終服務
- $120,000
- 出院後 / 日間手術後的中醫門診治療
- $750 per visit, maximum 20 visits per Policy Year
- 非住院睡眠窒息症測試
- Full reimbursement of Eligible Expenses, for outpatient sleep apnoea tests and the consultations specified below:• 1 outpatient visit more than 90 days before the outpatient sleep apnoea test;• All outpatient visits within 90 days before the outpatient sleep apnoea test;• All follow-up outpatient visits within 365 days after the outpatient sleep apnoea test.
Cash Benefits Cash
- 第二索償現金津貼
- $2,400
Event Benefits Event
- 中風家居設備提升
- $80,000
Plan 11 / 15
保柏非凡自願醫保計劃 - 倍精選
Bupa Hero VHIS Plan - Core Pro
High-endVer. Mar 2, 2026
- VHIS cert no.
- F00040-21-000-02F00040-22-000-02F00040-23-000-02F00040-24-000-02
- Plan Type
- Flexi
- Coverage region
- Worldwide (excluding United States)
- Ward class
- Ward
- Annual benefit limit
- HK$10,000,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- $0 / $15K / $50K / $80K
Basic Benefits Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement of Eligible Expenses (subject to the benefit limit of additional benefit (i) Prosthesis)
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費不限手術類別
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費不限手術類別
- Full reimbursement
- (h) 手術室費不限手術類別
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses, for the consultations specified below: • 1 outpatient visit or Emergency consultation more than 30 days before Confinement/Day Case Procedure; • 2 outpatient visits or Emergency consultations within 30 days before Confinement/Day Case Procedure; • 30 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure.
- (l) 精神科治療
- Full reimbursement
Extra Benefits Extra
- 復康保障
- $1,500 per day (maximum 90 days per Disability per Policy Year) (subject to prior approval from the Company)
- 門診洗腎
- Full reimbursement
- 醫療植入裝置
- $80,000
- 懷孕併發症
- $100,000
- 亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額
- —
- 意外急症門診治療費用賠償
- Full reimbursement of Eligible Expenses within 48 hours of the Accident or Emergency
- 身體檢查保障
- —
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursement of Eligible Expenses (maximum 90 days per Policy Year)
- 善終服務
- $80,000
- 出院後 / 日間手術後的中醫門診治療
- $550 per visit, maximum 20 visits per Policy Year
- 非住院睡眠窒息症測試
- —
Cash Benefits Cash
- 第二索償現金津貼
- $600
Event Benefits Event
- 中風家居設備提升
- $40,000
Plan 12 / 15
保柏非凡自願醫保計劃 - 倍智選
Bupa Hero VHIS Plan - Advance Pro
High-endVer. Mar 2, 2026
- VHIS cert no.
- F00040-09-000-03F00040-10-000-03F00040-11-000-03F00040-12-000-03
- Plan Type
- Flexi
- Coverage region
- Worldwide (excluding United States)
- Ward class
- Semi-Private Room
- Annual benefit limit
- HK$30,000,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- $0 / $12K / $40K / $80K
Basic Benefits Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement of Eligible Expenses (subject to the benefit limit of additional benefit (i) Prosthesis)
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費不限手術類別
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費不限手術類別
- Full reimbursement
- (h) 手術室費不限手術類別
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses, for the consultations specified below: • 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure; • All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure; • All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
- (l) 精神科治療
- Full reimbursement
Extra Benefits Extra
- 復康保障
- $2,300 per day (maximum 90 days per Disability per Policy Year) (subject to prior approval from the Company)
- 門診洗腎
- Full reimbursement
- 醫療植入裝置
- $110,000
- 懷孕併發症
- $165,000
- 亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額
- —
- 意外急症門診治療費用賠償
- Full reimbursement of Eligible Expenses within 48 hours of the Accident or Emergency
- 身體檢查保障
- —
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursement of Eligible Expenses (maximum 90 days per Policy Year)
- 善終服務
- $110,000
- 出院後 / 日間手術後的中醫門診治療
- $700 per visit, maximum 20 visits per Policy Year
- 非住院睡眠窒息症測試
- Full reimbursement of Eligible Expenses, for outpatient sleep apnoea tests and the consultations specified below:• 1 outpatient visit more than 90 days before the outpatient sleep apnoea test;• All outpatient visits within 90 days before the outpatient sleep apnoea test;• All follow-up outpatient visits within 365 days after the outpatient sleep apnoea test.
Cash Benefits Cash
- 第二索償現金津貼
- $1,260
Event Benefits Event
- 中風家居設備提升
- $60,000
Plan 13 / 15
保柏非凡自願醫保計劃 - 倍尊尚
Bupa Hero VHIS Plan - Deluxe Pro
High-endVer. Mar 2, 2026
- VHIS cert no.
- F00040-13-000-03F00040-14-000-03F00040-15-000-03F00040-16-000-03
- Plan Type
- Flexi
- Coverage region
- Worldwide (excluding United States)
- Ward class
- Standard Private Room
- Annual benefit limit
- HK$40,000,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- $0 / $12K / $40K / $80K
Basic Benefits Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement of Eligible Expenses (subject to the benefit limit of additional benefit (i) Prosthesis)
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費不限手術類別
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費不限手術類別
- Full reimbursement
- (h) 手術室費不限手術類別
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses, for the consultations specified below: • 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure; • All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure; • All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
- (l) 精神科治療
- Full reimbursement
Extra Benefits Extra
- 復康保障
- $3,300 per day (maximum 90 days per Disability per Policy Year) (subject to prior approval from the Company)
- 門診洗腎
- Full reimbursement
- 醫療植入裝置
- $150,000
- 懷孕併發症
- $230,000
- 亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額
- —
- 意外急症門診治療費用賠償
- Full reimbursement of Eligible Expenses within 48 hours of the Accident or Emergency
- 身體檢查保障
- $4,800
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursement of Eligible Expenses (maximum 90 days per Policy Year)
- 善終服務
- $150,000
- 出院後 / 日間手術後的中醫門診治療
- $850 per visit, maximum 20 visits per Policy Year
- 非住院睡眠窒息症測試
- Full reimbursement of Eligible Expenses, for outpatient sleep apnoea tests and the consultations specified below:• 1 outpatient visit more than 90 days before the outpatient sleep apnoea test;• All outpatient visits within 90 days before the outpatient sleep apnoea test;• All follow-up outpatient visits within 365 days after the outpatient sleep apnoea test.
Cash Benefits Cash
- 第二索償現金津貼
- $2,400
Event Benefits Event
- 中風家居設備提升
- $100,000
Plan 14 / 15
環球優越自願醫保計劃 - （卓越）
Global Prestige VHIS Plan - Prime
High-endVer. Mar 2, 2026
- VHIS cert no.
- F00035-01-000-05F00035-02-000-05F00035-03-000-05F00035-04-000-05
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Standard Private Room
- Annual benefit limit
- HK$40,000,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- $0 / $12K / $40K / $80K
Basic Benefits Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement of Eligible Expenses (subject to the benefit limit of additional benefit (i) Prosthesis)
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費不限手術類別
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費不限手術類別
- Full reimbursement
- (h) 手術室費不限手術類別
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses, for the consultations specified below: • 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure; • All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure; • All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
- (l) 精神科治療
- Full reimbursement
Extra Benefits Extra
- 復康保障
- $3,500 per day (maximum 90 days per Disability per Policy Year) (subject to prior approval from the Company)
- 門診洗腎
- Full reimbursement
- 醫療植入裝置
- $160,000
- 懷孕併發症
- $250,000
- 亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額
- —
- 意外急症門診治療費用賠償
- Full reimbursement of Eligible Expenses within 48 hours of the Accident or Emergency
- 身體檢查保障
- $4,800
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursement of Eligible Expenses (maximum 90 days per Policy Year)
- 善終服務
- $160,000
- 出院後 / 日間手術後的中醫門診治療
- $880 per visit, maximum 20 visits per Policy Year
- 非住院睡眠窒息症測試
- Full reimbursement of Eligible Expenses, for outpatient sleep apnoea tests and the consultations specified below:• 1 outpatient visit more than 90 days before the outpatient sleep apnoea test;• All outpatient visits within 90 days before the outpatient sleep apnoea test;• All follow-up outpatient visits within 365 days after the outpatient sleep apnoea test.
Cash Benefits Cash
- 第二索償現金津貼
- —
Event Benefits Event
- 中風家居設備提升
- $120,000
Plan 15 / 15
環球優越自願醫保計劃 - （至臻）
Global Prestige VHIS Plan - Signature
High-endVer. Mar 2, 2026
- VHIS cert no.
- F00035-05-000-01F00035-06-000-01F00035-07-000-01F00035-08-000-01
- Plan Type
- Flexi
- Coverage region
- Worldwide
- Ward class
- Standard Private Room
- Annual benefit limit
- HK$40,000,000
- Lifetime benefit limit
- —
- 每傷病保障期
- —
- SMM Supplemental Major Medical
- —
- Deductible Options
- $0 / $12K / $40K / $80K
Basic Benefits Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement of Eligible Expenses (subject to the benefit limit of additional benefit (i) Prosthesis)
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費不限手術類別
- Full reimbursement
- 外科醫生費 — 小型
- —
- 外科醫生費 — 中型
- —
- 外科醫生費 — 大型
- —
- 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費不限手術類別
- Full reimbursement
- (h) 手術室費不限手術類別
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses, for the consultations specified below: • 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure; • All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure; • All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
- (l) 精神科治療
- Full reimbursement
Extra Benefits Extra
- 復康保障
- $4,000 per day (maximum 90 days per Disability per Policy Year) (subject to prior approval from the Company)
- 門診洗腎
- Full reimbursement
- 醫療植入裝置
- $160,000
- 懷孕併發症
- $300,000
- 亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額
- —
- 意外急症門診治療費用賠償
- Full reimbursement of Eligible Expenses within 48 hours of the Accident or Emergency
- 身體檢查保障
- $4,800
- 住院陪床
- Full reimbursement
- 私家看護費 (住院期間)
- Full reimbursement of Eligible Expenses (maximum 90 days per Policy Year)
- 善終服務
- $160,000
- 出院後 / 日間手術後的中醫門診治療
- $880 per visit, maximum 20 visits per Policy Year
- 非住院睡眠窒息症測試
- Full reimbursement of Eligible Expenses, for outpatient sleep apnoea tests and the consultations specified below:• 1 outpatient visit more than 90 days before the outpatient sleep apnoea test;• All outpatient visits within 90 days before the outpatient sleep apnoea test;• All follow-up outpatient visits within 365 days after the outpatient sleep apnoea test.
Cash Benefits Cash
- 第二索償現金津貼
- —
Event Benefits Event
- 中風家居設備提升
- $120,000