Select an insurer FWD Life Insurance Company (Bermuda) Limited (54) AIA International Limited (51) Manulife (International) Limited (48) HSBC Life (International) Limited (43) Chubb Life Insurance Hong Kong Limited (40) Bupa (Asia) Limited (39) Prudential Hong Kong Limited (39) AXA China Region Insurance Company (Bermuda) Limited (37) Chow Tai Fook Life Insurance Co Ltd (33) Blue Cross (Asia-Pacific) Insurance Limited (28) YF Life Insurance International Limited (23) Bowtie Life Insurance Company Limited (15) AXA China Region Insurance Company Limited (13) Zurich Insurance Company Ltd (13) China Taiping Life Insurance (Hong Kong) Company Limited (12) Sun Life Hong Kong Limited (11) CIGNA Worldwide General Insurance Company Limited (10) Bank of China Group Insurance Company Limited (9) Asia Insurance Company, Limited (8) Bolttech Insurance (Hong Kong) Company Limited (7) Hong Kong Life Insurance Limited (7) MSIG Insurance (Hong Kong) Limited (7) China Life Insurance (Overseas) Company Limited (6) Liberty International Insurance Limited (6) Allianz Global Corporate & Specialty SE (5) BOC Group Life Assurance Company Limited (5) Well Link Life Insurance Company Limited (4) AXA General Insurance Hong Kong Limited (1) Avo Insurance Company Limited (1) China Taiping Insurance (HK) Company Limited (1) Chubb Life Insurance Company Ltd. (1) Dah Sing Insurance Company Limited (1) ZA Life Limited (1) Select a plan (579) vCore Medical Plan vCare Medical Plan vCare Supreme Medical Plan vFamily Medical Plan vCANsurance Medical Plan - Standard vCANsurance Medical Plan - Superior vBooster Medical Plan — $0 deductible vBooster Medical Plan — $16,000 deductible vBooster Medical Plan — $25,000 deductible vBooster Medical Plan — $50,000 deductible vBooster Medical Plan — $100,000 deductible vBooster Medical Plan — $180,000 deductible vPrime Signature Medical Plan - Standard — $0 deductible vPrime Signature Medical Plan - Standard — $16,000 deductible vPrime Signature Medical Plan - Standard — $25,000 deductible vPrime Signature Medical Plan - Standard — $50,000 deductible vPrime Signature Medical Plan - Standard — $100,000 deductible vPrime Signature Medical Plan - Standard — $250,000 deductible vPrime Signature Medical Plan - Superior — $0 deductible vPrime Signature Medical Plan - Superior — $16,000 deductible vPrime Signature Medical Plan - Superior — $25,000 deductible vPrime Signature Medical Plan - Superior — $50,000 deductible vPrime Signature Medical Plan - Superior — $100,000 deductible vPrime Signature Medical Plan - Superior — $250,000 deductible vPrime Medical Plan — $0 deductible vPrime Medical Plan — $16,000 deductible vPrime Medical Plan — $25,000 deductible vPrime Medical Plan — $50,000 deductible vPrime Medical Plan — $100,000 deductible vPrime Medical Plan — $250,000 deductible vTheOne Medical Plan - Standard — $0 deductible vTheOne Medical Plan - Standard — $25,000 deductible vTheOne Medical Plan - Standard — $40,000 deductible vTheOne Medical Plan - Standard — $80,000 deductible vTheOne Medical Plan - Standard — $120,000 deductible vTheOne Medical Plan - Standard — $250,000 deductible vTheOne Medical Plan - Standard Plus — $0 deductible vTheOne Medical Plan - Standard Plus — $25,000 deductible vTheOne Medical Plan - Standard Plus — $40,000 deductible vTheOne Medical Plan - Standard Plus — $80,000 deductible vTheOne Medical Plan - Standard Plus — $120,000 deductible vTheOne Medical Plan - Standard Plus — $250,000 deductible vTheOne Medical Plan - Superior — $0 deductible vTheOne Medical Plan - Superior — $25,000 deductible vTheOne Medical Plan - Superior — $40,000 deductible vTheOne Medical Plan - Superior — $80,000 deductible vTheOne Medical Plan - Superior — $120,000 deductible vTheOne Medical Plan - Superior — $250,000 deductible vTheOne Medical Plan - Premier — $0 deductible vTheOne Medical Plan - Premier — $25,000 deductible vTheOne Medical Plan - Premier — $40,000 deductible vTheOne Medical Plan - Premier — $80,000 deductible vTheOne Medical Plan - Premier — $120,000 deductible vTheOne Medical Plan - Premier — $250,000 deductible AIA Voluntary Health Insurance Standard Scheme AIA Voluntary Health Insurance Flexi Scheme - Ward — HKD AIA Voluntary Health Insurance Flexi Scheme - Ward — USD AIA Voluntary Health Insurance Flexi Scheme - Semi-private — HKD AIA Voluntary Health Insurance Flexi Scheme - Semi-private — USD AIA Voluntary Health Insurance Flexi Scheme - Standard Private — HKD AIA Voluntary Health Insurance Flexi Scheme - Standard Private — USD AIA Voluntary Health Insurance Prime Scheme — HKD $0 deductible AIA Voluntary Health Insurance Prime Scheme — HKD $16,000 deductible AIA Voluntary Health Insurance Prime Scheme — HKD $25,000 deductible AIA Voluntary Health Insurance Prime Scheme — USD 0 deductible AIA Voluntary Health Insurance Prime Scheme — USD 2,000 deductible AIA Voluntary Health Insurance Prime Scheme — USD 3,125 deductible AIA Voluntary Health Insurance Privilege Scheme — USD 0 deductible AIA Voluntary Health Insurance Privilege Scheme — USD 2,000 deductible AIA Voluntary Health Insurance Privilege Scheme — USD 3,125 deductible AIA Voluntary Health Insurance Privilege Scheme — HKD $0 deductible AIA Voluntary Health Insurance Privilege Scheme — HKD $16,000 deductible AIA Voluntary Health Insurance Privilege Scheme — HKD $25,000 deductible AIA Voluntary Health Insurance Privilege Plus Scheme — USD 0 deductible AIA Voluntary Health Insurance Privilege Plus Scheme — USD 2,000 deductible AIA Voluntary Health Insurance Privilege Plus Scheme — USD 3,125 deductible AIA Voluntary Health Insurance Privilege Plus Scheme — HKD $0 deductible AIA Voluntary Health Insurance Privilege Plus Scheme — HKD $16,000 deductible AIA Voluntary Health Insurance Privilege Plus Scheme — HKD $25,000 deductible AIA Voluntary Health Insurance Privilege Ultra Scheme — USD 0 deductible AIA Voluntary Health Insurance Privilege Ultra Scheme — USD 2,000 deductible AIA Voluntary Health Insurance Privilege Ultra Scheme — USD 3,125 deductible AIA Voluntary Health Insurance Privilege Ultra Scheme — USD 6,250 deductible AIA Voluntary Health Insurance Privilege Ultra Scheme — HKD $0 deductible AIA Voluntary Health Insurance Privilege Ultra Scheme — HKD $16,000 deductible AIA Voluntary Health Insurance Privilege Ultra Scheme — HKD $25,000 deductible AIA Voluntary Health Insurance Privilege Ultra Scheme — HKD $50,000 deductible AIA Voluntary Health Insurance Privilege Ultra Scheme — USD 0 deductible AIA Voluntary Health Insurance Privilege Ultra Scheme — USD 2,000 deductible AIA Voluntary Health Insurance Privilege Ultra Scheme — USD 3,125 deductible AIA Voluntary Health Insurance Privilege Ultra Scheme — USD 6,250 deductible AIA Voluntary Health Insurance Privilege Ultra Scheme — HKD $0 deductible AIA Voluntary Health Insurance Privilege Ultra Scheme — HKD $16,000 deductible AIA Voluntary Health Insurance Privilege Ultra Scheme — HKD $25,000 deductible AIA Voluntary Health Insurance Privilege Ultra Scheme — HKD $50,000 deductible AIA Voluntary Health Insurance SelectWise Scheme — USD 0 deductible AIA Voluntary Health Insurance SelectWise Scheme — USD 1,100 deductible AIA Voluntary Health Insurance SelectWise Scheme — USD 2,250 deductible AIA Voluntary Health Insurance SelectWise Scheme — USD 3,750 deductible AIA Voluntary Health Insurance SelectWise Scheme — USD 6,875 deductible AIA Voluntary Health Insurance SelectWise Scheme — HKD $0 deductible AIA Voluntary Health Insurance SelectWise Scheme — HKD $8,800 deductible AIA Voluntary Health Insurance SelectWise Scheme — HKD $18,000 deductible AIA Voluntary Health Insurance SelectWise Scheme — HKD $30,000 deductible AIA Voluntary Health Insurance SelectWise Scheme — HKD $55,000 deductible Manulife Shelter VHIS Standard Plan Manulife First VHIS Flexi Plan - Ward Manulife First VHIS Flexi Plan - Ward with SMM Manulife First VHIS Flexi Plan - Ward with SMM Plus Manulife First VHIS Flexi Plan - Semi-private Room Manulife First VHIS Flexi Plan - Semi-private Room with SMM Manulife First VHIS Flexi Plan - Semi-private Room with SMM Plus Manulife First VHIS Flexi Plan - Private Room Manulife First VHIS Flexi Plan - Private Room with SMM Manulife First VHIS Flexi Plan - Private Room with SMM Plus Manulife Supreme Lite VHIS Supplementary Benefit - Smart — USD 0 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Smart — USD 3,125 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Smart — USD 6,250 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Smart — USD 12,500 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Smart — HKD $0 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Smart — HKD $25,000 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Smart — HKD $50,000 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Smart — HKD $100,000 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Advance — USD 0 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Advance — USD 3,125 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Advance — USD 6,250 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Advance — USD 12,500 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Advance — HKD $0 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Advance — HKD $25,000 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Advance — HKD $50,000 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Advance — HKD $100,000 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Deluxe — USD 0 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Deluxe — USD 3,125 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Deluxe — USD 6,250 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Deluxe — USD 12,500 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Deluxe — HKD $0 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Deluxe — HKD $25,000 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Deluxe — HKD $50,000 deductible Manulife Supreme Lite VHIS Supplementary Benefit - Deluxe — HKD $100,000 deductible Manulife Supreme VHIS Flexi Plan - Smart — $0 deductible Manulife Supreme VHIS Flexi Plan - Smart — $22,800 deductible Manulife Supreme VHIS Flexi Plan - Smart — $45,000 deductible Manulife Supreme VHIS Flexi Plan - Smart — $100,000 deductible Manulife Supreme VHIS Flexi Plan - Advance — $0 deductible Manulife Supreme VHIS Flexi Plan - Advance — $8,000 deductible Manulife Supreme VHIS Flexi Plan - Advance — $22,800 deductible Manulife Supreme VHIS Flexi Plan - Advance — $45,000 deductible Manulife Supreme VHIS Flexi Plan - Advance — $100,000 deductible Manulife Supreme VHIS Flexi Plan - Deluxe — $0 deductible Manulife Supreme VHIS Flexi Plan - Deluxe — $8,000 deductible Manulife Supreme VHIS Flexi Plan - Deluxe — $22,800 deductible Manulife Supreme VHIS Flexi Plan - Deluxe — $45,000 deductible Manulife Supreme VHIS Flexi Plan - Deluxe — $100,000 deductible HSBC Voluntary Health Insurance Standard Plan HSBC Voluntary Health Insurance One Plan - One Plan HSBC Voluntary Health Insurance One Plan - One Plan with SMM HSBC Voluntary Health Insurance Flexi Plan - Bronze level — $0 deductible HSBC Voluntary Health Insurance Flexi Plan - Bronze level — $16,000 deductible HSBC Voluntary Health Insurance Flexi Plan - Bronze level — $50,000 deductible HSBC Voluntary Health Insurance Flexi Plan - Bronze level — $100,000 deductible HSBC Voluntary Health Insurance Flexi Plan - Silver level — $0 deductible HSBC Voluntary Health Insurance Flexi Plan - Silver level — $16,000 deductible HSBC Voluntary Health Insurance Flexi Plan - Silver level — $50,000 deductible HSBC Voluntary Health Insurance Flexi Plan - Silver level — $100,000 deductible HSBC Voluntary Health Insurance Flexi Plan - Gold level — $0 deductible HSBC Voluntary Health Insurance Flexi Plan - Gold level — $16,000 deductible HSBC Voluntary Health Insurance Flexi Plan - Gold level — $50,000 deductible HSBC Voluntary Health Insurance Flexi Plan - Gold level — $100,000 deductible HSBC Voluntary Health Insurance Flexi Plan - Platinum level — $0 deductible HSBC Voluntary Health Insurance Flexi Plan - Platinum level — $16,000 deductible HSBC Voluntary Health Insurance Flexi Plan - Platinum level — $50,000 deductible HSBC Voluntary Health Insurance Flexi Plan - Platinum level — $100,000 deductible HSBC Voluntary Health Insurance Flexi Plan - Diamond level — $0 deductible HSBC Voluntary Health Insurance Flexi Plan - Diamond level — $16,000 deductible HSBC Voluntary Health Insurance Flexi Plan - Diamond level — $50,000 deductible HSBC Voluntary Health Insurance Flexi Plan - Diamond level — $100,000 deductible Vital Care Voluntary Health Insurance Flexi Plan - Bronze level — $0 deductible Vital Care Voluntary Health Insurance Flexi Plan - Bronze level — $16,000 deductible Vital Care Voluntary Health Insurance Flexi Plan - Bronze level — $50,000 deductible Vital Care Voluntary Health Insurance Flexi Plan - Bronze level — $100,000 deductible Vital Care Voluntary Health Insurance Flexi Plan - Silver level — $0 deductible Vital Care Voluntary Health Insurance Flexi Plan - Silver level — $16,000 deductible Vital Care Voluntary Health Insurance Flexi Plan - Silver level — $50,000 deductible Vital Care Voluntary Health Insurance Flexi Plan - Silver level — $100,000 deductible Vital Care Voluntary Health Insurance Flexi Plan - Gold level — $0 deductible Vital Care Voluntary Health Insurance Flexi Plan - Gold level — $16,000 deductible Vital Care Voluntary Health Insurance Flexi Plan - Gold level — $50,000 deductible Vital Care Voluntary Health Insurance Flexi Plan - Gold level — $100,000 deductible Vital Care Voluntary Health Insurance Flexi Plan - Platinum level — $0 deductible Vital Care Voluntary Health Insurance Flexi Plan - Platinum level — $16,000 deductible Vital Care Voluntary Health Insurance Flexi Plan - Platinum level — $50,000 deductible Vital Care Voluntary Health Insurance Flexi Plan - Platinum level — $100,000 deductible Vital Care Voluntary Health Insurance Flexi Plan - Diamond level — $0 deductible Vital Care Voluntary Health Insurance Flexi Plan - Diamond level — $16,000 deductible Vital Care Voluntary Health Insurance Flexi Plan - Diamond level — $50,000 deductible Vital Care Voluntary Health Insurance Flexi Plan - Diamond level — $100,000 deductible Chubb VHIS - Standard Plan Chubb VHIS - Flexi Plan - Classic — HKD Chubb VHIS - Flexi Plan - Classic with Top-up benefit — HKD Chubb VHIS - Flexi Plan - Classic — USD Chubb VHIS - Flexi Plan - Classic with Top-up benefit — USD Chubb VHIS - Flexi Plan - Ward — HKD Chubb VHIS - Flexi Plan - Ward with Top-up benefit — HKD Chubb VHIS - Flexi Plan - Ward — USD Chubb VHIS - Flexi Plan - Ward with Top-up benefit — USD Chubb VHIS - Flexi Plan - Semi-Private — HKD Chubb VHIS - Flexi Plan - Semi-Private with Top-up benefit — HKD Chubb VHIS - Flexi Plan - Semi-Private — USD Chubb VHIS - Flexi Plan - Semi-Private with Top-up benefit — USD Chubb VHIS - Flexi Plan - Private — HKD Chubb VHIS - Flexi Plan - Private with Top-up benefit — HKD Chubb VHIS - Flexi Plan - Private — USD Chubb VHIS - Flexi Plan - Private with Top-up benefit — USD VHIS Series - Flexi Plan (SMM) Chubb VHIS - Superb Plan — $0 deductible Chubb VHIS - Superb Plan — $25,000 deductible Chubb VHIS - Superb Plan — $50,000 deductible Chubb VHIS - Superb Plan — $100,000 deductible VHIS Series - Flexi Plan (Superior) - Standard Ward — $0 deductible VHIS Series - Flexi Plan (Superior) - Standard Ward — $15,000 deductible VHIS Series - Flexi Plan (Superior) - Standard Ward — $25,000 deductible VHIS Series - Flexi Plan (Superior) - Semi-Private Room — $0 deductible VHIS Series - Flexi Plan (Superior) - Semi-Private Room — $15,000 deductible VHIS Series - Flexi Plan (Superior) - Semi-Private Room — $25,000 deductible VHIS Series - Flexi Plan (Superior) - Semi-Private Room — $50,000 deductible VHIS Series - Flexi Plan (Superior) - Semi-Private Room — $75,000 deductible Chubb VHIS - Prime Plan — $0 deductible Chubb VHIS - Prime Plan — $25,000 deductible Chubb VHIS - Prime Plan — $50,000 deductible Chubb VHIS - Prime Plan — $100,000 deductible Chubb VHIS - Prime Plan — $150,000 deductible Chubb VHIS - Prime Plan — $0 deductible Chubb VHIS - Prime Plan — $25,000 deductible Chubb VHIS - Prime Plan — $50,000 deductible Chubb VHIS - Prime Plan — $100,000 deductible Chubb VHIS - Prime Plan — $150,000 deductible Bupa MyBasic VHIS Plan Bupa MyFlexi VHIS Plan - Standard Bupa MyFlexi VHIS Plan - Standard Plus Bupa MyFlexi VHIS Plan - Advance Bupa MyFlexi VHIS Plan - Advance Plus Bupa MyFlexi VHIS Plan - Deluxe Bupa MyFlexi VHIS Plan - Deluxe Plus Bupa Hero VHIS Plan - Core — $0 deductible Bupa Hero VHIS Plan - Core — $15,000 deductible Bupa Hero VHIS Plan - Core — $50,000 deductible Bupa Hero VHIS Plan - Core — $80,000 deductible Bupa Hero VHIS Plan - Advance — $0 deductible Bupa Hero VHIS Plan - Advance — $12,000 deductible Bupa Hero VHIS Plan - Advance — $40,000 deductible Bupa Hero VHIS Plan - Advance — $80,000 deductible Bupa Hero VHIS Plan - Deluxe — $0 deductible Bupa Hero VHIS Plan - Deluxe — $12,000 deductible Bupa Hero VHIS Plan - Deluxe — $40,000 deductible Bupa Hero VHIS Plan - Deluxe — $80,000 deductible Bupa Hero VHIS Plan - Core Pro — $0 deductible Bupa Hero VHIS Plan - Core Pro — $15,000 deductible Bupa Hero VHIS Plan - Core Pro — $50,000 deductible Bupa Hero VHIS Plan - Core Pro — $80,000 deductible Bupa Hero VHIS Plan - Advance Pro — $0 deductible Bupa Hero VHIS Plan - Advance Pro — $12,000 deductible Bupa Hero VHIS Plan - Advance Pro — $40,000 deductible Bupa Hero VHIS Plan - Advance Pro — $80,000 deductible Bupa Hero VHIS Plan - Deluxe Pro — $0 deductible Bupa Hero VHIS Plan - Deluxe Pro — $12,000 deductible Bupa Hero VHIS Plan - Deluxe Pro — $40,000 deductible Bupa Hero VHIS Plan - Deluxe Pro — $80,000 deductible Global Prestige VHIS Plan - Prime — $0 deductible Global Prestige VHIS Plan - Prime — $12,000 deductible Global Prestige VHIS Plan - Prime — $40,000 deductible Global Prestige VHIS Plan - Prime — $80,000 deductible Global Prestige VHIS Plan - Signature — $0 deductible Global Prestige VHIS Plan - Signature — $12,000 deductible Global Prestige VHIS Plan - Signature — $40,000 deductible Global Prestige VHIS Plan - Signature — $80,000 deductible PRUHealth CoreChoice Medical Plan PRUHealth FlexiChoice Medical Plan - Ward — HKD PRUHealth FlexiChoice Medical Plan - Ward with SMM 1 — HKD PRUHealth FlexiChoice Medical Plan - Ward with SMM 2 — HKD PRUHealth FlexiChoice Medical Plan - Ward — USD PRUHealth FlexiChoice Medical Plan - Ward with SMM 1 — USD PRUHealth FlexiChoice Medical Plan - Ward with SMM 2 — USD PRUHealth FlexiChoice Medical Plan - Semi-private Room — HKD PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 1 — HKD PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 2 — HKD PRUHealth FlexiChoice Medical Plan - Semi-private Room — USD PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 1 — USD PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 2 — USD PRUHealth FlexiChoice Medical Plan - Private Room — HKD PRUHealth FlexiChoice Medical Plan - Private Room with SMM — HKD PRUHealth FlexiChoice Medical Plan - Private Room — USD PRUHealth FlexiChoice Medical Plan - Private Room with SMM — USD PRUHealth VHIS EasyChoice Plan - Ward with SMM — HKD PRUHealth VHIS EasyChoice Plan - Ward with SMM — USD PRUHealth VHIS EasyChoice Plan - Semi-private Room with SMM — HKD PRUHealth VHIS EasyChoice Plan - Semi-private Room with SMM — USD PRUHealth VHIS EasyChoice Plan - Private Room with SMM — HKD PRUHealth VHIS EasyChoice Plan - Private Room with SMM — USD PRUHealth VHIS VIP Plan — USD 0 deductible PRUHealth VHIS VIP Plan — USD 2,500 deductible PRUHealth VHIS VIP Plan — USD 6,250 deductible PRUHealth VHIS VIP Plan — USD 12,000 deductible PRUHealth VHIS VIP Plan — HKD $0 deductible PRUHealth VHIS VIP Plan — HKD $20,000 deductible PRUHealth VHIS VIP Plan — HKD $50,000 deductible PRUHealth VHIS VIP Plan — HKD $96,000 deductible PRUHealth VHIS VIP Plan — USD 0 deductible PRUHealth VHIS VIP Plan — USD 2,500 deductible PRUHealth VHIS VIP Plan — USD 6,250 deductible PRUHealth VHIS VIP Plan — USD 12,000 deductible PRUHealth VHIS VIP Plan — HKD $0 deductible PRUHealth VHIS VIP Plan — HKD $20,000 deductible PRUHealth VHIS VIP Plan — HKD $50,000 deductible PRUHealth VHIS VIP Plan — HKD $96,000 deductible AXA WiseGuard Medical Insurance Plan Smart Medicare - Regular — HKD Smart Medicare - Regular with SMM — HKD Smart Medicare - Regular — USD Smart Medicare - Regular with SMM — USD Smart Medicare - Superior — HKD Smart Medicare - Superior with SMM — HKD Smart Medicare - Superior — USD Smart Medicare - Superior with SMM — USD Smart Medicare - Premier — HKD Smart Medicare - Premier with SMM — HKD Smart Medicare - Premier — USD Smart Medicare - Premier with SMM — USD AXA WiseGuard Pro Medical Insurance Plan - Regular — HKD $0 deductible AXA WiseGuard Pro Medical Insurance Plan - Regular — HKD $20,000 deductible AXA WiseGuard Pro Medical Insurance Plan - Regular — HKD $50,000 deductible AXA WiseGuard Pro Medical Insurance Plan - Regular — USD 0 deductible AXA WiseGuard Pro Medical Insurance Plan - Regular — USD 2,500 deductible AXA WiseGuard Pro Medical Insurance Plan - Regular — USD 6,250 deductible AXA WiseGuard Pro Medical Insurance Plan - Enhance — HKD $0 deductible AXA WiseGuard Pro Medical Insurance Plan - Enhance — HKD $20,000 deductible AXA WiseGuard Pro Medical Insurance Plan - Enhance — HKD $50,000 deductible AXA WiseGuard Pro Medical Insurance Plan - Enhance — USD 0 deductible AXA WiseGuard Pro Medical Insurance Plan - Enhance — USD 2,500 deductible AXA WiseGuard Pro Medical Insurance Plan - Enhance — USD 6,250 deductible AXA WiseGuard Pro Medical Insurance Plan - Premier — HKD $0 deductible AXA WiseGuard Pro Medical Insurance Plan - Premier — HKD $20,000 deductible AXA WiseGuard Pro Medical Insurance Plan - Premier — HKD $50,000 deductible AXA WiseGuard Pro Medical Insurance Plan - Premier — USD 0 deductible AXA WiseGuard Pro Medical Insurance Plan - Premier — USD 2,500 deductible AXA WiseGuard Pro Medical Insurance Plan - Premier — USD 6,250 deductible AXA WiseGuard Pro Medical Insurance Plan - Noble — HKD $0 deductible AXA WiseGuard Pro Medical Insurance Plan - Noble — HKD $20,000 deductible AXA WiseGuard Pro Medical Insurance Plan - Noble — HKD $50,000 deductible AXA WiseGuard Pro Medical Insurance Plan - Noble — USD 0 deductible AXA WiseGuard Pro Medical Insurance Plan - Noble — USD 2,500 deductible AXA WiseGuard Pro Medical Insurance Plan - Noble — USD 6,250 deductible ''WiseCare'' Medical Insurance Plan ''BetterCare'' Medical Insurance Plan - Benefit Level 1 with SMM — HKD ''BetterCare'' Medical Insurance Plan - Benefit Level 1 with SMM — USD ''BetterCare'' Medical Insurance Plan - Benefit Level 2 with SMM — HKD ''BetterCare'' Medical Insurance Plan - Benefit Level 2 with SMM — USD ''BetterCare'' Medical Insurance Plan - Benefit Level 3 with SMM — HKD ''BetterCare'' Medical Insurance Plan - Benefit Level 3 with SMM — USD ''TopCare'' Medical Insurance Plan - Benefit Level 1 with SMM — HKD ''TopCare'' Medical Insurance Plan - Benefit Level 2 with SMM — HKD ''TopCare'' Medical Insurance Plan - Benefit Level 1 with SMM — USD ''TopCare'' Medical Insurance Plan - Benefit Level 2 with SMM — USD ''TopCare'' Medical Insurance Plan - Benefit Level 3 with SMM — HKD ''TopCare'' Medical Insurance Plan - Benefit Level 3 with SMM — USD ''TopCare'' Medical Insurance Plan - Benefit Level 4 with SMM — HKD ''TopCare'' Medical Insurance Plan - Benefit Level 4 with SMM — USD ''FlexiCare'' Medical Insurance Plan - Benefit Level 1 — HKD ''FlexiCare'' Medical Insurance Plan - Benefit Level 1 — USD ''FlexiCare'' Medical Insurance Plan - Benefit Level 2 — HKD ''FlexiCare'' Medical Insurance Plan - Benefit Level 2 — USD ''ChampCare'' Medical Insurance Plan - Benefit Level 1 - Asia (HKD 36,000 Deductible + HKD 36,000 Benefit Contribution Amount) — HKD $36,000 deductible ''ChampCare'' Medical Insurance Plan - Benefit Level 2 - Asia (HKD 18,000 Deductible + HKD 18,000 Benefit Contribution Amount) — HKD $18,000 deductible ''ChampCare'' Medical Insurance Plan - Benefit Level 3 - Asia (HKD 0 Deductible + HKD 0 Benefit Contribution Amount) — HKD $0 deductible ''ChampCare'' Medical Insurance Plan - Benefit Level 1 - Asia (USD 4,640 Deductible + USD 4,640 Benefit Contribution Amount) — USD 4,640 deductible ''ChampCare'' Medical Insurance Plan - Benefit Level 2 - Asia (USD 2,320 Deductible + USD 2,320 Benefit Contribution Amount) — USD 2,320 deductible ''ChampCare'' Medical Insurance Plan - Benefit Level 3 - Asia (USD 0 Deductible + USD 0 Benefit Contribution Amount) — USD 0 deductible ''ChampCare'' Medical Insurance Plan - Benefit Level 4 - Worldwide excluding USA (HKD 18,000 Deductible + HKD 18,000 Benefit Contribution Amount) — HKD $18,000 deductible ''ChampCare'' Medical Insurance Plan - Benefit Level 5 - Worldwide excluding USA (HKD 0 Deductible + HKD 0 Benefit Contribution Amount) — HKD $0 deductible ''ChampCare'' Medical Insurance Plan - Benefit Level 4 - Worldwide excluding USA (USD 2,320 Deductible + USD 2,320 Benefit Contribution Amount) — USD 2,320 deductible ''ChampCare'' Medical Insurance Plan - Benefit Level 5 - Worldwide excluding USA (USD 0 Deductible + USD 0 Benefit Contribution Amount) — USD 0 deductible ''ChampCare'' Medical Insurance Plan - Benefit Level 6 - Worldwide (HKD 18,000 Deductible + HKD 18,000 Benefit Contribution Amount) — HKD $18,000 deductible ''ChampCare'' Medical Insurance Plan - Benefit Level 7 - Worldwide (HKD 0 Deductible + HKD 0 Benefit Contribution Amount) — HKD $0 deductible ''ChampCare'' Medical Insurance Plan - Benefit Level 6 - Worldwide (USD 2,320 Deductible + USD 2,320 Benefit Contribution Amount) — USD 2,320 deductible ''ChampCare'' Medical Insurance Plan - Benefit Level 7 - Worldwide (USD 0 Deductible + USD 0 Benefit Contribution Amount) — USD 0 deductible CareForYou Standard Plan for VHIS CareForYou Flexi Plan for VHIS CareForYou Super Flexi Plan for VHIS - Plan C CareForYou Super Flexi Plan for VHIS - Plan C with SMM (No Coinsurance) CareForYou Super Flexi Plan for VHIS - Plan C with SMM (with 20% Coinsurance) CareForYou Super Flexi Plan for VHIS - Plan D with SMM (with 20% Coinsurance) CareForYou Super Flexi Plan for VHIS - Plan B CareForYou Super Flexi Plan for VHIS - Plan B with SMM (No Coinsurance) CareForYou Super Flexi Plan for VHIS - Plan B with SMM (with 20% Coinsurance) CareForYou Super Flexi Plan for VHIS - Plan A CareForYou Super Flexi Plan for VHIS - Plan A with SMM (No Coinsurance) CareForYou Super Flexi Plan for VHIS - Plan A with SMM (with 20% Coinsurance) Blue Cross Love Yourself VHIS Plan — $0 deductible Blue Cross Love Yourself VHIS Plan — $20,000 deductible Blue Cross Love Yourself VHIS Plan — $40,000 deductible Blue Cross Love Yourself VHIS Plan — $80,000 deductible Blue Cross Love Yourself VHIS Plan — $0 deductible Blue Cross Love Yourself VHIS Plan — $20,000 deductible Blue Cross Love Yourself VHIS Plan — $40,000 deductible Blue Cross Love Yourself VHIS Plan — $80,000 deductible Blue Cross Dynasty VHIS Plan — $0 deductible Blue Cross Dynasty VHIS Plan — $20,000 deductible Blue Cross Dynasty VHIS Plan — $40,000 deductible Blue Cross Dynasty VHIS Plan — $80,000 deductible Blue Cross Dynasty VHIS Plan — $0 deductible Blue Cross Dynasty VHIS Plan — $20,000 deductible Blue Cross Dynasty VHIS Plan — $40,000 deductible Blue Cross Dynasty VHIS Plan — $80,000 deductible TaxVantage Medical Plan TaxVantage Plus Medical Plan - Plan X TaxVantage Plus Medical Plan - Plan XM TaxVantage Plus Medical Plan - Plan 1 TaxVantage Plus Medical Plan - Plan 1M TaxVantage Plus Medical Plan - Plan 2 TaxVantage Plus Medical Plan - Plan 2M TaxVantage Plus Medical Plan - Plan 3 TaxVantage Plus Medical Plan - Plan 3M TaxVantage Plus Medical Plan - Plan 4 TaxVantage Plus Medical Plan - Plan 4M TaxVantage PrimeChoice Medical Plan - Plan 1 TaxVantage PrimeChoice Medical Plan - Plan 1M TaxVantage PrimeChoice Medical Plan - Plan 1+ TaxVantage PrimeChoice Medical Plan - Plan 1M+ TaxVantage PrimeChoice Medical Plan - Plan 2 TaxVantage PrimeChoice Medical Plan - Plan 2M TaxVantage PrimeChoice Medical Plan - Plan 3 TaxVantage PrimeChoice Medical Plan - Plan 3M TaxVantage Prestige Medical Plan — $0 deductible TaxVantage Prestige Medical Plan — $15,000 deductible TaxVantage Prestige Medical Plan — $30,000 deductible TaxVantage Prestige Medical Plan — $100,000 deductible Bowtie VHIS Standard Bowtie VHIS Flexi - Regular Bowtie VHIS Flexi - Plus Bowtie Pink VHIS Plan - Ward Room — $0 deductible Bowtie Pink VHIS Plan - Ward Room — $20,000 deductible Bowtie Pink VHIS Plan - Ward Room — $50,000 deductible Bowtie Pink VHIS Plan - Ward Room — $80,000 deductible Bowtie Pink VHIS Plan - Semi-Private Room — $0 deductible Bowtie Pink VHIS Plan - Semi-Private Room — $20,000 deductible Bowtie Pink VHIS Plan - Semi-Private Room — $50,000 deductible Bowtie Pink VHIS Plan - Semi-Private Room — $80,000 deductible Bowtie Pink VHIS Plan - Private Room — $0 deductible Bowtie Pink VHIS Plan - Private Room — $20,000 deductible Bowtie Pink VHIS Plan - Private Room — $50,000 deductible Bowtie Pink VHIS Plan - Private Room — $80,000 deductible AXA WiseGuard Medical Insurance Plan Smart Medicare - Regular — HKD Smart Medicare - Regular with SMM — HKD Smart Medicare - Regular — USD Smart Medicare - Regular with SMM — USD Smart Medicare - Superior — HKD Smart Medicare - Superior with SMM — HKD Smart Medicare - Superior — USD Smart Medicare - Superior with SMM — USD Smart Medicare - Premier — HKD Smart Medicare - Premier with SMM — HKD Smart Medicare - Premier — USD Smart Medicare - Premier with SMM — USD HealthSure Voluntary Health Insurance Plan HealthFlexi Voluntary Health Insurance Plan - Essential HealthFlexi Voluntary Health Insurance Plan - Essential with SMM HealthFlexi Voluntary Health Insurance Plan - Advanced HealthFlexi Voluntary Health Insurance Plan - Advanced with SMM HealthFlexi Plus Voluntary Health Insurance Plan — $0 deductible HealthFlexi Plus Voluntary Health Insurance Plan — $60,000 deductible HealthFlexi Plus Voluntary Health Insurance Plan — $90,000 deductible HealthFlexi Plus Voluntary Health Insurance Plan — $150,000 deductible HealthFlexi Plus Voluntary Health Insurance Plan — $0 deductible HealthFlexi Plus Voluntary Health Insurance Plan — $60,000 deductible HealthFlexi Plus Voluntary Health Insurance Plan — $90,000 deductible HealthFlexi Plus Voluntary Health Insurance Plan — $150,000 deductible Taiping Life VHIS Standard Plan Taiping Life VHIS Flexi Plan - Plan 1 - Ward with SMM Taiping Life VHIS Flexi Plan - Plan 2 - Semi-Private Room Taiping Life VHIS Flexi Plan - Plan 3 - Semi-Private Room with SMM Taiping Life VHIS Flexi Plan - Plan 4 - Standard Private Room Taiping Life VHIS Flexi Plan - Plan 5 - Standard Private Room with SMM Taiping Life VHIS Priority Plan — USD 0 deductible Taiping Life VHIS Priority Plan — USD 2,500 deductible Taiping Life VHIS Priority Plan — USD 6,250 deductible Taiping Life VHIS Priority Plan — HKD $0 deductible Taiping Life VHIS Priority Plan — HKD $20,000 deductible Taiping Life VHIS Priority Plan — HKD $50,000 deductible WeHealth WeHealth Plus - Scheme 1 WeHealth Plus - Scheme 2 WeHealth Preferred — $0 deductible WeHealth Preferred — $20,000 deductible WeHealth Preferred — $50,000 deductible WeHealth Preferred — $80,000 deductible WeHealth Prestige — $0 deductible WeHealth Prestige — $20,000 deductible WeHealth Prestige — $50,000 deductible WeHealth Prestige — $80,000 deductible Cigna VHIS Series - Standard Plan Cigna VHIS Series - Flexi Plan (SMM) Cigna VHIS Series - Flexi Plan (Superior) - Standard Ward — $0 deductible Cigna VHIS Series - Flexi Plan (Superior) - Standard Ward — $15,000 deductible Cigna VHIS Series - Flexi Plan (Superior) - Standard Ward — $25,000 deductible Cigna VHIS Series - Flexi Plan (Superior) - Semi-Private Room — $0 deductible Cigna VHIS Series - Flexi Plan (Superior) - Semi-Private Room — $15,000 deductible Cigna VHIS Series - Flexi Plan (Superior) - Semi-Private Room — $25,000 deductible Cigna VHIS Series - Flexi Plan (Superior) - Semi-Private Room — $50,000 deductible Cigna VHIS Series - Flexi Plan (Superior) - Semi-Private Room — $75,000 deductible BOC Standard Voluntary Health Insurance Scheme Certified Plan BOC Flexi Voluntary Health Insurance Scheme Certified Plan - Basic plan BOC Flexi Voluntary Health Insurance Scheme Certified Plan - Basic plan with upgraded benefits 1 BOC Flexi Voluntary Health Insurance Scheme Certified Plan - Basic plan with upgraded benefits 2 BOC Flexi Voluntary Health Insurance Scheme Certified Plan - Basic plan with upgraded benefits 3 BOC Flexi Voluntary Health Insurance Scheme Certified Plan - Basic plan with SMM BOC Flexi Voluntary Health Insurance Scheme Certified Plan - Basic plan with SMM & upgraded benefits 1 BOC Flexi Voluntary Health Insurance Scheme Certified Plan - Basic plan with SMM & upgraded benefits 2 BOC Flexi Voluntary Health Insurance Scheme Certified Plan - Basic plan with SMM & upgraded benefits 3 Asia Unique - Family Care Asia iCare - Plan 2 Asia iCare - Plan 2A with SMM Asia iCare - Plan 2B with SMM Asia iCare - Plan 1 Asia iCare - Plan 1A with SMM Asia Elite - Semi-Private Room Asia Elite - Standard Private Room VChoice Voluntary Health Insurance Plan VFlexi Voluntary Health Insurance Plan - Plan 1 VFlexi Voluntary Health Insurance Plan - Plan 2 VFlexi Voluntary Health Insurance Plan - Plan 3 VFlexi Voluntary Health Insurance Plan - Plan 4 VFlexi Voluntary Health Insurance Plan - Plan 5 VFlexi Voluntary Health Insurance Plan - Plan 6 Health Essential Medical Plan - Standard Health Supreme Medical Plan - Plan I Health Supreme Medical Plan - Plan I with SMM Health Supreme Medical Plan - Plan II Health Supreme Medical Plan - Plan II with SMM Health Supreme Medical Plan - Plan III Health Supreme Medical Plan - Plan III with SMM VHIS Standard Care VHIS Prestige Care - Plan A VHIS Prestige Care - Plan A with SMM VHIS Prestige Care - Plan B VHIS Prestige Care - Plan B with SMM VHIS Prestige Care - Plan C — $0 deductible VHIS Prestige Care - Plan C with SMM — $0 deductible Guard Your Health Medical Insurance Plan Healthy Life Medical Insurance Plan Healthy Life Premier Medical Insurance Plan - Semi-private Healthy Life Premier Medical Insurance Plan - Semi-private with SMM Healthy Life Premier Medical Insurance Plan - Private Healthy Life Premier Medical Insurance Plan - Private with SMM Liberty Insurance Standard VHIS Plan Liberty Insurance VHIS Series - Flexi Plan (Classic) - Flexi Plan (Classic) Liberty Insurance VHIS Series - Flexi Plan (Classic) - Flexi Plan (Classic with SMM) Liberty Insurance VHIS Series - Flexi Plan (Plus) - Flexi Plan (Plus) Liberty Insurance VHIS Series - Flexi Plan (Plus) - Flexi Plan (Plus with SMM) Liberty Insurance VHIS Series - Flexi Plan (Premium) Allianz Medical Protect Allianz Ultra Medical Protect - Silver Plan with SMM Allianz Ultra Medical Protect - Silver Plan Allianz Ultra Medical Protect - Gold Plan with SMM Allianz Ultra Medical Protect - Gold Plan BOC Life Standard VHIS SmartViva Flexi VHIS — $0 deductible SmartViva Flexi VHIS — $10,000 deductible SmartViva Flexi VHIS — $30,000 deductible SmartViva Flexi VHIS — $70,000 deductible Well Protect Voluntary Health Insurance Scheme (Standard) Well Protect Voluntary Health Insurance Scheme (Flexi) - Ward Well Protect Voluntary Health Insurance Scheme (Flexi) - Semi-Private Well Protect Voluntary Health Insurance Scheme (Flexi) - Standard Private AXA GI WiseGuard Medical Insurance Plan Avo Voluntary Health Insurance Scheme (Standard) Plan Taiping Voluntary Health Insurance Scheme Standard Plan Chubb VHIS - Standard Plan Dah Sing Insurance ADVANTAGE VHIS Standard Plan ZA VHIS
Any ward class in Hong Kong Ward Semi-Private Private Any main coverage region Greater China Asia (excluding Australia/New Zealand) Asia incl. AU/NZ Worldwide (excluding United States) Worldwide (including United States) Matches the main coverage category; consult the policy terms for overseas extensions.
Any deductible No deductible $0 / N/A Low $1–$25,000 Mid-low $25,001–$50,000 Mid-high $50,001–$100,000 High >$100,000 More conditions Any benefit design Standard Plan Itemised Limits Mid-range Full Reimbursement High-limit Standard and Flexi are official plan types. Our Flexi groups describe benefit designs; they are not ratings or recommendations.
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