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VHIS Series - Flexi Plan (Superior) - Semi-Private Room - HKD75,000 Deductible
Renewal only自願醫保系列－靈活計劃（優越） - 半私家病房 - 75,000 港元自付費
Chubb Life Insurance Hong Kong Limited · F00056-05-000 · 5 versions · Flexi plan · Avg. annual increase +1.29%
| Age | F00056-05-000-01 2021-03-24 | F00056-05-000-02 2022-01-27 | F00056-05-000-02 2022-04-01 | F00056-05-000-02 2022-07-01 | F00056-05-000-03 2022-11-01 | Avg. annual increase |
|---|---|---|---|---|---|---|
| 0 | HK$3,967 | HK$3,967 | HK$4,245 (+7.0%) | HK$4,245 | HK$4,245 | +1.29% |
| 5 | HK$3,098 | HK$3,098 | HK$3,315 (+7.0%) | HK$3,315 | HK$3,315 | +1.29% |
| 10 | HK$2,720 | HK$2,720 | HK$2,910 (+7.0%) | HK$2,910 | HK$2,910 | +1.29% |
| 15 | HK$2,342 | HK$2,342 | HK$2,506 (+7.0%) | HK$2,506 | HK$2,506 | +1.29% |
| 20 | HK$2,592 | HK$2,592 | HK$2,773 (+7.0%) | HK$2,773 | HK$2,773 | +1.29% |
| 25 | HK$2,943 | HK$2,943 | HK$3,149 (+7.0%) | HK$3,149 | HK$3,149 | +1.29% |
| 30 | HK$3,341 | HK$3,341 | HK$3,575 (+7.0%) | HK$3,575 | HK$3,575 | +1.29% |
| 35 | HK$3,794 | HK$3,794 | HK$4,060 (+7.0%) | HK$4,060 | HK$4,060 | +1.29% |
| 40 | HK$4,324 | HK$4,324 | HK$4,627 (+7.0%) | HK$4,627 | HK$4,627 | +1.29% |
| 45 | HK$5,334 | HK$5,334 | HK$5,707 (+7.0%) | HK$5,707 | HK$5,707 | +1.29% |
| 50 | HK$6,605 | HK$6,605 | HK$7,067 (+7.0%) | HK$7,067 | HK$7,067 | +1.29% |
| 55 | HK$8,390 | HK$8,390 | HK$8,977 (+7.0%) | HK$8,977 | HK$8,977 | +1.29% |
| 60 | HK$10,658 | HK$10,658 | HK$11,404 (+7.0%) | HK$11,404 | HK$11,404 | +1.29% |
| 65 | HK$13,537 | HK$13,537 | HK$14,485 (+7.0%) | HK$14,485 | HK$14,485 | +1.29% |
| 70 | HK$17,195 | HK$17,195 | HK$18,399 (+7.0%) | HK$18,399 | HK$18,399 | +1.29% |
| 75 | HK$21,842 | HK$21,842 | HK$23,371 (+7.0%) | HK$23,371 | HK$23,371 | +1.29% |
| 80 | HK$27,744 | HK$27,744 | HK$29,686 (+7.0%) | HK$29,686 | HK$29,686 | +1.29% |
| 85 | HK$34,409 | HK$34,409 | HK$36,818 (+7.0%) | HK$36,818 | HK$36,818 | +1.29% |
| 90 | HK$42,675 | HK$42,675 | HK$45,662 (+7.0%) | HK$45,662 | HK$45,662 | +1.29% |
| 95 | HK$52,927 | HK$52,927 | HK$56,632 (+7.0%) | HK$56,632 | HK$56,632 | +1.29% |
| 99 | HK$62,875 | HK$62,875 | HK$67,276 (+7.0%) | HK$67,276 | HK$67,276 | +1.29% |
| All ages average | — | 0.0% | +7.0% | 0.0% | 0.0% | — |
0 y/oHK$3,967
5 y/oHK$3,098
10 y/oHK$2,720
15 y/oHK$2,342
20 y/oHK$2,592
25 y/oHK$2,943
30 y/oHK$3,341
35 y/oHK$3,794
40 y/oHK$4,324
45 y/oHK$5,334
50 y/oHK$6,605
55 y/oHK$8,390
60 y/oHK$10,658
65 y/oHK$13,537
70 y/oHK$17,195
75 y/oHK$21,842
80 y/oHK$27,744
85 y/oHK$34,409
90 y/oHK$42,675
95 y/oHK$52,927
99 y/oHK$62,875
0.0%
All-ages avg
0 y/oHK$3,967
5 y/oHK$3,098
10 y/oHK$2,720
15 y/oHK$2,342
20 y/oHK$2,592
25 y/oHK$2,943
30 y/oHK$3,341
35 y/oHK$3,794
40 y/oHK$4,324
45 y/oHK$5,334
50 y/oHK$6,605
55 y/oHK$8,390
60 y/oHK$10,658
65 y/oHK$13,537
70 y/oHK$17,195
75 y/oHK$21,842
80 y/oHK$27,744
85 y/oHK$34,409
90 y/oHK$42,675
95 y/oHK$52,927
99 y/oHK$62,875
+7.0%
All-ages avg
0 y/oHK$4,245 (+7.0%)
5 y/oHK$3,315 (+7.0%)
10 y/oHK$2,910 (+7.0%)
15 y/oHK$2,506 (+7.0%)
20 y/oHK$2,773 (+7.0%)
25 y/oHK$3,149 (+7.0%)
30 y/oHK$3,575 (+7.0%)
35 y/oHK$4,060 (+7.0%)
40 y/oHK$4,627 (+7.0%)
45 y/oHK$5,707 (+7.0%)
50 y/oHK$7,067 (+7.0%)
55 y/oHK$8,977 (+7.0%)
60 y/oHK$11,404 (+7.0%)
65 y/oHK$14,485 (+7.0%)
70 y/oHK$18,399 (+7.0%)
75 y/oHK$23,371 (+7.0%)
80 y/oHK$29,686 (+7.0%)
85 y/oHK$36,818 (+7.0%)
90 y/oHK$45,662 (+7.0%)
95 y/oHK$56,632 (+7.0%)
99 y/oHK$67,276 (+7.0%)
0.0%
All-ages avg
0 y/oHK$4,245
5 y/oHK$3,315
10 y/oHK$2,910
15 y/oHK$2,506
20 y/oHK$2,773
25 y/oHK$3,149
30 y/oHK$3,575
35 y/oHK$4,060
40 y/oHK$4,627
45 y/oHK$5,707
50 y/oHK$7,067
55 y/oHK$8,977
60 y/oHK$11,404
65 y/oHK$14,485
70 y/oHK$18,399
75 y/oHK$23,371
80 y/oHK$29,686
85 y/oHK$36,818
90 y/oHK$45,662
95 y/oHK$56,632
99 y/oHK$67,276
0.0%
All-ages avg
0 y/oHK$4,245
5 y/oHK$3,315
10 y/oHK$2,910
15 y/oHK$2,506
20 y/oHK$2,773
25 y/oHK$3,149
30 y/oHK$3,575
35 y/oHK$4,060
40 y/oHK$4,627
45 y/oHK$5,707
50 y/oHK$7,067
55 y/oHK$8,977
60 y/oHK$11,404
65 y/oHK$14,485
70 y/oHK$18,399
75 y/oHK$23,371
80 y/oHK$29,686
85 y/oHK$36,818
90 y/oHK$45,662
95 y/oHK$56,632
99 y/oHK$67,276
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+1.29%
5 y/o+1.29%
10 y/o+1.29%
15 y/o+1.29%
20 y/o+1.29%
25 y/o+1.29%
30 y/o+1.29%
35 y/o+1.29%
40 y/o+1.29%
45 y/o+1.29%
50 y/o+1.29%
55 y/o+1.29%
60 y/o+1.29%
65 y/o+1.29%
70 y/o+1.29%
75 y/o+1.29%
80 y/o+1.29%
85 y/o+1.29%
90 y/o+1.29%
95 y/o+1.29%
99 y/o+1.29%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.