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VHIS Series - Flexi Plan (Superior) - Semi-Private Room - HKD50,000 Deductible
Renewal only自願醫保系列－靈活計劃（優越） - 半私家病房 - 50,000 港元自付費
Chubb Life Insurance Hong Kong Limited · F00056-04-000 · 5 versions · Flexi plan · Avg. annual increase +1.29%
| Age | F00056-04-000-01 2021-03-24 | F00056-04-000-02 2022-01-27 | F00056-04-000-02 2022-04-01 | F00056-04-000-02 2022-07-01 | F00056-04-000-03 2022-11-01 | Avg. annual increase |
|---|---|---|---|---|---|---|
| 0 | HK$4,682 | HK$4,682 | HK$5,010 (+7.0%) | HK$5,010 | HK$5,010 | +1.29% |
| 5 | HK$3,654 | HK$3,654 | HK$3,910 (+7.0%) | HK$3,910 | HK$3,910 | +1.29% |
| 10 | HK$3,209 | HK$3,209 | HK$3,434 (+7.0%) | HK$3,434 | HK$3,434 | +1.29% |
| 15 | HK$2,763 | HK$2,763 | HK$2,956 (+7.0%) | HK$2,956 | HK$2,956 | +1.29% |
| 20 | HK$3,058 | HK$3,058 | HK$3,272 (+7.0%) | HK$3,272 | HK$3,272 | +1.29% |
| 25 | HK$3,472 | HK$3,472 | HK$3,715 (+7.0%) | HK$3,715 | HK$3,715 | +1.29% |
| 30 | HK$3,941 | HK$3,941 | HK$4,217 (+7.0%) | HK$4,217 | HK$4,217 | +1.29% |
| 35 | HK$4,475 | HK$4,475 | HK$4,788 (+7.0%) | HK$4,788 | HK$4,788 | +1.29% |
| 40 | HK$5,102 | HK$5,102 | HK$5,459 (+7.0%) | HK$5,459 | HK$5,459 | +1.29% |
| 45 | HK$6,290 | HK$6,290 | HK$6,730 (+7.0%) | HK$6,730 | HK$6,730 | +1.29% |
| 50 | HK$7,790 | HK$7,790 | HK$8,335 (+7.0%) | HK$8,335 | HK$8,335 | +1.29% |
| 55 | HK$9,895 | HK$9,895 | HK$10,588 (+7.0%) | HK$10,588 | HK$10,588 | +1.29% |
| 60 | HK$12,570 | HK$12,570 | HK$13,450 (+7.0%) | HK$13,450 | HK$13,450 | +1.29% |
| 65 | HK$15,967 | HK$15,967 | HK$17,085 (+7.0%) | HK$17,085 | HK$17,085 | +1.29% |
| 70 | HK$20,281 | HK$20,281 | HK$21,701 (+7.0%) | HK$21,701 | HK$21,701 | +1.29% |
| 75 | HK$25,761 | HK$25,761 | HK$27,564 (+7.0%) | HK$27,564 | HK$27,564 | +1.29% |
| 80 | HK$32,721 | HK$32,721 | HK$35,011 (+7.0%) | HK$35,011 | HK$35,011 | +1.29% |
| 85 | HK$40,581 | HK$40,581 | HK$43,422 (+7.0%) | HK$43,422 | HK$43,422 | +1.29% |
| 90 | HK$50,330 | HK$50,330 | HK$53,853 (+7.0%) | HK$53,853 | HK$53,853 | +1.29% |
| 95 | HK$62,422 | HK$62,422 | HK$66,792 (+7.0%) | HK$66,792 | HK$66,792 | +1.29% |
| 99 | HK$74,155 | HK$74,155 | HK$79,346 (+7.0%) | HK$79,346 | HK$79,346 | +1.29% |
| All ages average | — | 0.0% | +7.0% | 0.0% | 0.0% | — |
0 y/oHK$4,682
5 y/oHK$3,654
10 y/oHK$3,209
15 y/oHK$2,763
20 y/oHK$3,058
25 y/oHK$3,472
30 y/oHK$3,941
35 y/oHK$4,475
40 y/oHK$5,102
45 y/oHK$6,290
50 y/oHK$7,790
55 y/oHK$9,895
60 y/oHK$12,570
65 y/oHK$15,967
70 y/oHK$20,281
75 y/oHK$25,761
80 y/oHK$32,721
85 y/oHK$40,581
90 y/oHK$50,330
95 y/oHK$62,422
99 y/oHK$74,155
0.0%
All-ages avg
0 y/oHK$4,682
5 y/oHK$3,654
10 y/oHK$3,209
15 y/oHK$2,763
20 y/oHK$3,058
25 y/oHK$3,472
30 y/oHK$3,941
35 y/oHK$4,475
40 y/oHK$5,102
45 y/oHK$6,290
50 y/oHK$7,790
55 y/oHK$9,895
60 y/oHK$12,570
65 y/oHK$15,967
70 y/oHK$20,281
75 y/oHK$25,761
80 y/oHK$32,721
85 y/oHK$40,581
90 y/oHK$50,330
95 y/oHK$62,422
99 y/oHK$74,155
+7.0%
All-ages avg
0 y/oHK$5,010 (+7.0%)
5 y/oHK$3,910 (+7.0%)
10 y/oHK$3,434 (+7.0%)
15 y/oHK$2,956 (+7.0%)
20 y/oHK$3,272 (+7.0%)
25 y/oHK$3,715 (+7.0%)
30 y/oHK$4,217 (+7.0%)
35 y/oHK$4,788 (+7.0%)
40 y/oHK$5,459 (+7.0%)
45 y/oHK$6,730 (+7.0%)
50 y/oHK$8,335 (+7.0%)
55 y/oHK$10,588 (+7.0%)
60 y/oHK$13,450 (+7.0%)
65 y/oHK$17,085 (+7.0%)
70 y/oHK$21,701 (+7.0%)
75 y/oHK$27,564 (+7.0%)
80 y/oHK$35,011 (+7.0%)
85 y/oHK$43,422 (+7.0%)
90 y/oHK$53,853 (+7.0%)
95 y/oHK$66,792 (+7.0%)
99 y/oHK$79,346 (+7.0%)
0.0%
All-ages avg
0 y/oHK$5,010
5 y/oHK$3,910
10 y/oHK$3,434
15 y/oHK$2,956
20 y/oHK$3,272
25 y/oHK$3,715
30 y/oHK$4,217
35 y/oHK$4,788
40 y/oHK$5,459
45 y/oHK$6,730
50 y/oHK$8,335
55 y/oHK$10,588
60 y/oHK$13,450
65 y/oHK$17,085
70 y/oHK$21,701
75 y/oHK$27,564
80 y/oHK$35,011
85 y/oHK$43,422
90 y/oHK$53,853
95 y/oHK$66,792
99 y/oHK$79,346
0.0%
All-ages avg
0 y/oHK$5,010
5 y/oHK$3,910
10 y/oHK$3,434
15 y/oHK$2,956
20 y/oHK$3,272
25 y/oHK$3,715
30 y/oHK$4,217
35 y/oHK$4,788
40 y/oHK$5,459
45 y/oHK$6,730
50 y/oHK$8,335
55 y/oHK$10,588
60 y/oHK$13,450
65 y/oHK$17,085
70 y/oHK$21,701
75 y/oHK$27,564
80 y/oHK$35,011
85 y/oHK$43,422
90 y/oHK$53,853
95 y/oHK$66,792
99 y/oHK$79,346
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+1.29%
5 y/o+1.29%
10 y/o+1.29%
15 y/o+1.29%
20 y/o+1.29%
25 y/o+1.29%
30 y/o+1.29%
35 y/o+1.29%
40 y/o+1.29%
45 y/o+1.29%
50 y/o+1.29%
55 y/o+1.29%
60 y/o+1.29%
65 y/o+1.29%
70 y/o+1.29%
75 y/o+1.29%
80 y/o+1.29%
85 y/o+1.29%
90 y/o+1.29%
95 y/o+1.29%
99 y/o+1.29%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.